The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   258,972 3,083 SH   SOLE   0 0 3,083
AMERICAN CENTY ETF TR US SML CP VALU 025072877   2,118,021 28,426 SH   SOLE   0 0 28,426
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   6,106,957 114,814 SH   SOLE   0 0 114,814
APPLE INC COM 037833100   1,223,196 9,414 SH   SOLE   0 0 9,414
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,613,603 8,461 SH   SOLE   0 0 8,461
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   11,482,047 224,478 SH   SOLE   0 0 224,478
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   5,288,141 157,949 SH   SOLE   0 0 157,949
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   879,970 28,946 SH   SOLE   0 0 28,946
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   893,818 39,796 SH   SOLE   0 0 39,796
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   6,515,836 148,256 SH   SOLE   0 0 148,256
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   5,582,142 229,907 SH   SOLE   0 0 229,907
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   561,354 23,380 SH   SOLE   0 0 23,380
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   2,591,617 115,956 SH   SOLE   0 0 115,956
ISHARES INC CORE MSCI EMKT 46434G103   4,360,122 93,365 SH   SOLE   0 0 93,365
ISHARES TR ISHS 5-10YR INVT 464288638   327,741 6,620 SH   SOLE   0 0 6,620
ISHARES TR RUS 1000 VAL ETF 464287598   580,061 3,825 SH   SOLE   0 0 3,825
ISHARES TR RUSSELL 3000 ETF 464287689   3,366,032 15,253 SH   SOLE   0 0 15,253
ISHARES TR 1 3 YR TREAS BD 464287457   220,776 2,720 SH   SOLE   0 0 2,720
ISHARES TR SP SMCP600VL ETF 464287879   4,301,443 47,108 SH   SOLE   0 0 47,108
ISHARES TR CORE S&P SCP ETF 464287804   16,140,509 170,546 SH   SOLE   0 0 170,546
ISHARES TR CORE S&P US VLU 464287663   10,361,878 146,706 SH   SOLE   0 0 146,706
ISHARES TR TIPS BD ETF 464287176   20,095,140 188,793 SH   SOLE   0 0 188,793
ISHARES TR SHRT NAT MUN ETF 464288158   18,404,072 176,504 SH   SOLE   0 0 176,504
ISHARES TR NATIONAL MUN ETF 464288414   5,439,974 51,554 SH   SOLE   0 0 51,554
ISHARES TR MSCI USA QLT FCT 46432F339   7,510,078 65,901 SH   SOLE   0 0 65,901
ISHARES TR RUS 2000 VAL ETF 464287630   629,839 4,542 SH   SOLE   0 0 4,542
ISHARES TR RUSSELL 2000 ETF 464287655   702,348 4,028 SH   SOLE   0 0 4,028
ISHARES TR S&P 500 VAL ETF 464287408   18,683,215 128,788 SH   SOLE   0 0 128,788
ISHARES TR MSCI EAFE ETF 464287465   282,651 4,306 SH   SOLE   0 0 4,306
ISHARES TR ISHS 1-5YR INVS 464288646   25,261,573 507,057 SH   SOLE   0 0 507,057
ISHARES TR CORE S&P500 ETF 464287200   10,543,711 27,443 SH   SOLE   0 0 27,443
ISHARES TR CORE US AGGBD ET 464287226   18,729,430 193,107 SH   SOLE   0 0 193,107
ISHARES TR RUS MID CAP ETF 464287499   290,938 4,313 SH   SOLE   0 0 4,313
ISHARES TR CORE S&P MCP ETF 464287507   62,090,191 256,688 SH   SOLE   0 0 256,688
ISHARES TR CORE 1 5 YR USD 46432F859   4,070,641 87,654 SH   SOLE   0 0 87,654
ISHARES TR S&P MC 400VL ETF 464287705   13,350,354 132,444 SH   SOLE   0 0 132,444
JOHNSON & JOHNSON COM 478160104   227,879 1,290 SH   SOLE   0 0 1,290
JPMORGAN CHASE & CO COM 46625H100   202,089 1,507 SH   SOLE   0 0 1,507
MICROSOFT CORP COM 594918104   666,460 2,779 SH   SOLE   0 0 2,779
PIMCO ETF TR 1-5 US TIP IDX 72201R205   4,504,957 90,334 SH   SOLE   0 0 90,334
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   1,123,119 38,635 SH   SOLE   0 0 38,635
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   6,468,901 159,687 SH   SOLE   0 0 159,687
SCHWAB STRATEGIC TR US REIT ETF 808524847   682,205 35,366 SH   SOLE   0 0 35,366
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   405,195 7,293 SH   SOLE   0 0 7,293
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   11,427,237 174,169 SH   SOLE   0 0 174,169
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   10,292,727 227,967 SH   SOLE   0 0 227,967
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   598,520 12,407 SH   SOLE   0 0 12,407
SCHWAB STRATEGIC TR US TIPS ETF 808524870   30,794,569 594,605 SH   SOLE   0 0 594,605
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426   273,526 5,120 SH   SOLE   0 0 5,120
SPDR S&P 500 ETF TR TR UNIT 78462F103   30,589,226 79,986 SH   SOLE   0 0 79,986
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   8,882,208 20,060 SH   SOLE   0 0 20,060
SPDR SER TR PRTFLO S&P500 VL 78464A508   78,485,820 2,018,149 SH   SOLE   0 0 2,018,149
SPDR SER TR S&P 400 MDCP VAL 78464A839   35,802,875 553,196 SH   SOLE   0 0 553,196
SPDR SER TR S&P 600 SMCP VAL 78464A300   13,050,156 175,831 SH   SOLE   0 0 175,831
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   13,194,137 94,203 SH   SOLE   0 0 94,203
VANGUARD ADMIRAL FDS INC MIDCP 400 VAL 921932844   10,913,282 71,133 SH   SOLE   0 0 71,133
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   53,130,750 739,571 SH   SOLE   0 0 739,571
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   11,533,465 153,208 SH   SOLE   0 0 153,208
VANGUARD INDEX FDS VALUE ETF 922908744   6,775,764 48,271 SH   SOLE   0 0 48,271
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   4,440,811 53,841 SH   SOLE   0 0 53,841
VANGUARD INDEX FDS SMALL CP ETF 922908751   999,786 5,447 SH   SOLE   0 0 5,447
VANGUARD INDEX FDS MID CAP ETF 922908629   860,363 4,221 SH   SOLE   0 0 4,221
VANGUARD INDEX FDS TOTAL STK MKT 922908769   915,696 4,789 SH   SOLE   0 0 4,789
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   9,027,545 66,752 SH   SOLE   0 0 66,752
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   78,506,593 223,449 SH   SOLE   0 0 223,449
VANGUARD INDEX FDS SM CP VAL ETF 922908611   4,476,800 28,191 SH   SOLE   0 0 28,191
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,900,955 74,422 SH   SOLE   0 0 74,422
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   488,212 5,664 SH   SOLE   0 0 5,664
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   5,390,402 115,401 SH   SOLE   0 0 115,401
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   36,793,687 743,457 SH   SOLE   0 0 743,457
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   379,803 4,900 SH   SOLE   0 0 4,900
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   11,338,115 196,093 SH   SOLE   0 0 196,093
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   34,951,671 464,845 SH   SOLE   0 0 464,845
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   573,694 3,778 SH   SOLE   0 0 3,778
WISDOMTREE TR US LARGECAP DIVD 97717W307   250,652 4,046 SH   SOLE   0 0 4,046