The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 704 1,996 SH   SOLE   0 0 1,996
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 12,820 228,682 SH   SOLE   0 0 228,682
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 7,101 152,458 SH   SOLE   0 0 152,458
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 1,022 30,540 SH   SOLE   0 0 30,540
ISHARES INC CORE MSCI EMKT 46434G103 5,248 94,470 SH   SOLE   0 0 94,470
ISHARES TR MSCI USA QLT FCT 46432F339 5,367 39,865 SH   SOLE   0 0 39,865
ISHARES TR RUS MID CAP ETF 464287499 333 4,266 SH   SOLE   0 0 4,266
ISHARES TR IBOXX INV CP ETF 464287242 340 2,812 SH   SOLE   0 0 2,812
ISHARES TR CORE US AGGBD ET 464287226 6,405 59,805 SH   SOLE   0 0 59,805
ISHARES TR TIPS BD ETF 464287176 3,799 30,498 SH   SOLE   0 0 30,498
ISHARES TR MORNINGSTR US EQ 464287127 210 3,346 SH   SOLE   0 0 3,346
ISHARES TR CORE S&P MCP ETF 464287507 63,891 238,099 SH   SOLE   0 0 238,099
ISHARES TR S&P MC 400VL ETF 464287705 14,639 133,518 SH   SOLE   0 0 133,518
ISHARES TR CORE S&P SCP ETF 464287804 17,719 164,247 SH   SOLE   0 0 164,247
ISHARES TR SP SMCP600VL ETF 464287879 4,908 47,935 SH   SOLE   0 0 47,935
ISHARES TR S&P 500 VAL ETF 464287408 20,975 134,698 SH   SOLE   0 0 134,698
ISHARES TR CORE S&P500 ETF 464287200 12,812 28,241 SH   SOLE   0 0 28,241
ISHARES TR RUS 1000 VAL ETF 464287598 635 3,825 SH   SOLE   0 0 3,825
ISHARES TR RUS 2000 VAL ETF 464287630 733 4,542 SH   SOLE   0 0 4,542
ISHARES TR RUSSELL 3000 ETF 464287689 4,002 15,253 SH   SOLE   0 0 15,253
ISHARES TR CORE S&P US VLU 464287663 10,995 144,915 SH   SOLE   0 0 144,915
ISHARES TR ISHS 1-5YR INVS 464288646 24,002 464,072 SH   SOLE   0 0 464,072
ISHARES TR NATIONAL MUN ETF 464288414 11,203 102,184 SH   SOLE   0 0 102,184
ISHARES TR ISHS 5-10YR INVT 464288638 1,331 24,261 SH   SOLE   0 0 24,261
ISHARES TR SHRT NAT MUN ETF 464288158 33,574 320,977 SH   SOLE   0 0 320,977
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,753 69,692 SH   SOLE   0 0 69,692
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,648 66,228 SH   SOLE   0 0 66,228
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 12,146 160,110 SH   SOLE   0 0 160,110
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 776 15,351 SH   SOLE   0 0 15,351
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 675 13,629 SH   SOLE   0 0 13,629
SCHWAB STRATEGIC TR US TIPS ETF 808524870 50,066 824,669 SH   SOLE   0 0 824,669
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 5,838 123,272 SH   SOLE   0 0 123,272
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 561 7,502 SH   SOLE   0 0 7,502
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 1,270 39,394 SH   SOLE   0 0 39,394
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 332 5,183 SH   SOLE   0 0 5,183
SPDR S&P 500 ETF TR TR UNIT 78462F103 37,249 82,475 SH   SOLE   0 0 82,475
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 9,850 20,084 SH   SOLE   0 0 20,084
SPDR SER TR S&P 600 SMCP VAL 78464A300 14,900 178,802 SH   SOLE   0 0 178,802
SPDR SER TR PORTFOLIO AGRGTE 78464A649 1,472 52,962 SH   SOLE   0 0 52,962
SPDR SER TR PRTFLO S&P500 VL 78464A508 83,545 2,001,068 SH   SOLE   0 0 2,001,068
SPDR SER TR S&P 400 MDCP VAL 78464A839 33,382 474,305 SH   SOLE   0 0 474,305
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 14,981 99,412 SH   SOLE   0 0 99,412
VANGUARD ADMIRAL FDS INC MIDCP 400 VAL 921932844 12,360 73,774 SH   SOLE   0 0 73,774
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 18,592 238,668 SH   SOLE   0 0 238,668
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 61,261 770,192 SH   SOLE   0 0 770,192
VANGUARD INDEX FDS LARGE CAP ETF 922908637 222 1,064 SH   SOLE   0 0 1,064
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 9,811 65,552 SH   SOLE   0 0 65,552
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,110 4,874 SH   SOLE   0 0 4,874
VANGUARD INDEX FDS VALUE ETF 922908744 464 3,140 SH   SOLE   0 0 3,140
VANGUARD INDEX FDS MID CAP ETF 922908629 699 2,938 SH   SOLE   0 0 2,938
VANGUARD INDEX FDS SM CP VAL ETF 922908611 4,981 28,310 SH   SOLE   0 0 28,310
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 11,559 106,664 SH   SOLE   0 0 106,664
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 84,309 203,071 SH   SOLE   0 0 203,071
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,530 76,523 SH   SOLE   0 0 76,523
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 663 6,545 SH   SOLE   0 0 6,545
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 11,220 219,103 SH   SOLE   0 0 219,103
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 16,147 272,482 SH   SOLE   0 0 272,482
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 35,182 450,532 SH   SOLE   0 0 450,532
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,460 16,968 SH   SOLE   0 0 16,968
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 269 5,610 SH   SOLE   0 0 5,610