The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 693 2,319 SH   SOLE   0 0 2,319
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 989 30,145 SH   SOLE   0 0 30,145
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 12,948 215,828 SH   SOLE   0 0 215,828
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 6,647 139,875 SH   SOLE   0 0 139,875
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 243 8,206 SH   SOLE   0 0 8,206
ISHARES INC CORE MSCI EMKT 46434G103 5,650 94,385 SH   SOLE   0 0 94,385
ISHARES TR NATIONAL MUN ETF 464288414 11,418 98,194 SH   SOLE   0 0 98,194
ISHARES TR SHRT NAT MUN ETF 464288158 25,347 236,067 SH   SOLE   0 0 236,067
ISHARES TR TIPS BD ETF 464287176 3,747 29,001 SH   SOLE   0 0 29,001
ISHARES TR MSCI USA QLT FCT 46432F339 4,854 33,346 SH   SOLE   0 0 33,346
ISHARES TR RUS 2000 VAL ETF 464287630 754 4,542 SH   SOLE   0 0 4,542
ISHARES TR CORE S&P SCP ETF 464287804 17,316 151,215 SH   SOLE   0 0 151,215
ISHARES TR SP SMCP600VL ETF 464287879 5,018 48,028 SH   SOLE   0 0 48,028
ISHARES TR RUSSELL 3000 ETF 464287689 4,393 15,832 SH   SOLE   0 0 15,832
ISHARES TR CORE S&P US VLU 464287663 11,078 145,115 SH   SOLE   0 0 145,115
ISHARES TR RUS 1000 VAL ETF 464287598 642 3,825 SH   SOLE   0 0 3,825
ISHARES TR IBOXX INV CP ETF 464287242 372 2,807 SH   SOLE   0 0 2,807
ISHARES TR ISHS 5-10YR INVT 464288638 1,441 24,313 SH   SOLE   0 0 24,313
ISHARES TR CORE US AGGBD ET 464287226 5,801 50,851 SH   SOLE   0 0 50,851
ISHARES TR RUS MID CAP ETF 464287499 353 4,256 SH   SOLE   0 0 4,256
ISHARES TR CORE S&P MCP ETF 464287507 64,052 226,268 SH   SOLE   0 0 226,268
ISHARES TR S&P 500 VAL ETF 464287408 21,272 135,810 SH   SOLE   0 0 135,810
ISHARES TR S&P MC 400VL ETF 464287705 14,773 133,473 SH   SOLE   0 0 133,473
ISHARES TR ISHS 1-5YR INVS 464288646 21,349 396,229 SH   SOLE   0 0 396,229
ISHARES TR CORE S&P500 ETF 464287200 13,121 27,508 SH   SOLE   0 0 27,508
ISHARES TR MORNINGSTR US EQ 464287127 222 3,336 SH   SOLE   0 0 3,336
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,751 33,227 SH   SOLE   0 0 33,227
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 7,550 73,731 SH   SOLE   0 0 73,731
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,029 19,087 SH   SOLE   0 0 19,087
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 1,281 39,394 SH   SOLE   0 0 39,394
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 614 3,751 SH   SOLE   0 0 3,751
SCHWAB STRATEGIC TR US TIPS ETF 808524870 50,100 796,633 SH   SOLE   0 0 796,633
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,061 26,896 SH   SOLE   0 0 26,896
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 645 12,685 SH   SOLE   0 0 12,685
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 12,555 156,100 SH   SOLE   0 0 156,100
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 202 2,759 SH   SOLE   0 0 2,759
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 350 5,183 SH   SOLE   0 0 5,183
SPDR S&P 500 ETF TR TR UNIT 78462F103 40,306 84,861 SH   SOLE   0 0 84,861
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 10,476 20,237 SH   SOLE   0 0 20,237
SPDR SER TR S&P 600 SMCP VAL 78464A300 14,022 165,509 SH   SOLE   0 0 165,509
SPDR SER TR S&P 400 MDCP VAL 78464A839 31,428 442,024 SH   SOLE   0 0 442,024
SPDR SER TR PORTFOLIO AGRGTE 78464A649 1,554 52,476 SH   SOLE   0 0 52,476
SPDR SER TR PRTFLO S&P500 VL 78464A508 80,045 1,905,823 SH   SOLE   0 0 1,905,823
UNION PAC CORP COM 907818108 202 802 SH   SOLE   0 0 802
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 15,155 100,095 SH   SOLE   0 0 100,095
VANGUARD ADMIRAL FDS INC MIDCP 400 VAL 921932844 12,489 74,056 SH   SOLE   0 0 74,056
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 18,654 230,785 SH   SOLE   0 0 230,785
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 64,212 757,666 SH   SOLE   0 0 757,666
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 3,061 55,496 SH   SOLE   0 0 55,496
VANGUARD INDEX FDS LARGE CAP ETF 922908637 235 1,064 SH   SOLE   0 0 1,064
VANGUARD INDEX FDS VALUE ETF 922908744 462 3,138 SH   SOLE   0 0 3,138
VANGUARD INDEX FDS MID CAP ETF 922908629 748 2,936 SH   SOLE   0 0 2,936
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 15,601 134,476 SH   SOLE   0 0 134,476
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,054 4,365 SH   SOLE   0 0 4,365
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 9,550 63,526 SH   SOLE   0 0 63,526
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 83,816 191,987 SH   SOLE   0 0 191,987
VANGUARD INDEX FDS SM CP VAL ETF 922908611 5,828 32,587 SH   SOLE   0 0 32,587
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 572 5,321 SH   SOLE   0 0 5,321
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,888 78,606 SH   SOLE   0 0 78,606
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 10,991 213,826 SH   SOLE   0 0 213,826
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 37,443 460,785 SH   SOLE   0 0 460,785
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 16,387 269,387 SH   SOLE   0 0 269,387
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,738 18,739 SH   SOLE   0 0 18,739
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 680 13,326 SH   SOLE   0 0 13,326