The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,721,958 4,968 SH   SOLE   4,968 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   47,832 138 SH   OTR   138 0 0
EATON CORP PLC SHS G29183103   279,223 893 SH   SOLE   893 0 0
LINDE PLC SHS G54950103   289,735 624 SH   SOLE   624 0 0
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103   209,362 2,250 SH   SOLE   2,250 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   761,307 2,536 SH   SOLE   2,536 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   454,179 468 SH   SOLE   468 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   18,438 19 SH   OTR   19 0 0
AB ACTIVE ETFS INC ULTRA SHORT INCM 00039J103   306,302 6,063 SH   SOLE   6,063 0 0
AB ACTIVE ETFS INC ULTRA SHORT INCM 00039J103   26,523 525 SH   OTR   498 0 27
AB ACTIVE ETFS INC TAX AWARE SHRT 00039J202   765,972 30,529 SH   SOLE   15,929 0 14,600
AB ACTIVE ETFS INC TAX AWARE SHRT 00039J202   39,842 1,588 SH   OTR   0 0 1,588
AGNC INVT CORP COM 00123Q104   134,937 13,630 SH   SOLE   13,630 0 0
AT&T INC COM 00206R102   733,356 41,668 SH   SOLE   39,857 0 1,811
AT&T INC COM 00206R102   53,856 3,060 SH   OTR   279 2,781 0
ABBOTT LABS COM 002824100   821,875 7,231 SH   SOLE   7,231 0 0
ABBOTT LABS COM 002824100   30,347 267 SH   OTR   0 0 267
ABBVIE INC COM 00287Y109   1,355,188 7,442 SH   SOLE   7,442 0 0
ABBVIE INC COM 00287Y109   49,349 271 SH   OTR   4 0 267
ADOBE INC COM 00724F101   5,327,062 10,557 SH   SOLE   10,504 0 53
ADOBE INC COM 00724F101   500,563 992 SH   OTR   437 555 0
ADVANCED MICRO DEVICES INC COM 007903107   635,866 3,523 SH   SOLE   3,523 0 0
ADVANCED MICRO DEVICES INC COM 007903107   1,263 7 SH   OTR   7 0 0
ATI INC COM 01741R102   605,187 11,827 SH   SOLE   11,827 0 0
ALLIANT ENERGY CORP COM 018802108   427,795 8,488 SH   SOLE   8,488 0 0
ALLSTATE CORP COM 020002101   281,141 1,625 SH   SOLE   1,625 0 0
ALPHABET INC CAP STK CL C 02079K107   2,044,395 13,427 SH   SOLE   13,427 0 0
ALPHABET INC CAP STK CL C 02079K107   176,621 1,160 SH   OTR   660 500 0
ALPHABET INC CAP STK CL A 02079K305   9,342,265 61,898 SH   SOLE   61,638 0 260
ALPHABET INC CAP STK CL A 02079K305   751,329 4,978 SH   OTR   3,018 1,960 0
ALTRIA GROUP INC COM 02209S103   393,234 9,015 SH   SOLE   9,015 0 0
AMAZON COM INC COM 023135106   10,426,685 57,804 SH   SOLE   57,604 0 200
AMAZON COM INC COM 023135106   875,023 4,851 SH   OTR   3,291 1,560 0
AMERICAN BUSINESS BK LOS ANG COM 02475L105   340,881 9,213 SH   SOLE   9,213 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   288,439 3,078 SH   SOLE   3,078 0 0
AMERICAN EXPRESS CO COM 025816109   6,288,570 27,619 SH   SOLE   27,536 0 83
AMERICAN EXPRESS CO COM 025816109   548,505 2,409 SH   OTR   819 1,410 180
AMER STATES WTR CO COM 029899101   340,611 4,715 SH   SOLE   4,715 0 0
AMER STATES WTR CO COM 029899101   216,720 3,000 SH   OTR   3,000 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103   3,591,385 29,387 SH   SOLE   29,267 0 120
AMERICAN WTR WKS CO INC NEW COM 030420103   239,531 1,960 SH   OTR   864 896 200
AMERIPRISE FINL INC COM 03076C106   918,531 2,095 SH   SOLE   2,095 0 0
AMGEN INC COM 031162100   1,291,950 4,544 SH   SOLE   4,544 0 0
AMGEN INC COM 031162100   291,143 1,024 SH   OTR   0 1,024 0
APPLE INC COM 037833100   22,649,764 132,084 SH   SOLE   130,970 0 1,114
APPLE INC COM 037833100   2,221,523 12,955 SH   OTR   9,767 2,588 600
AVISTA CORP COM 05379B107   310,137 8,856 SH   SOLE   8,856 0 0
BP PLC SPONSORED ADR 055622104   259,389 6,884 SH   SOLE   6,884 0 0
BANK AMERICA CORP COM 060505104   423,718 11,174 SH   SOLE   7,774 0 3,400
BANK NEW YORK MELLON CORP COM 064058100   1,605,927 27,871 SH   SOLE   27,565 0 306
BANK NEW YORK MELLON CORP COM 064058100   35,205 611 SH   OTR   611 0 0
BARINGS BDC INC COM 06759L103   159,141 17,112 SH   SOLE   17,112 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   6,978,840 11 SH   SOLE   11 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   634,440 1 SH   OTR   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   15,175,725 36,088 SH   SOLE   34,433 0 1,655
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   163,161 388 SH   OTR   133 0 255
BLACKROCK INC COM 09247X101   544,406 653 SH   SOLE   653 0 0
BOEING CO COM 097023105   3,682,442 19,081 SH   SOLE   19,001 0 80
BOEING CO COM 097023105   211,903 1,098 SH   OTR   530 383 185
BRISTOL-MYERS SQUIBB CO COM 110122108   213,395 3,935 SH   SOLE   3,599 0 336
BROADCOM INC COM 11135F101   1,567,960 1,183 SH   SOLE   1,182 0 1
BROADCOM INC COM 11135F101   180,255 136 SH   OTR   136 0 0
THE CIGNA GROUP COM 125523100   2,698,138 7,429 SH   SOLE   7,429 0 0
CNL HEALTHCARE PPTYS INC COM 12612C108   64,507 16,372 SH   SOLE   16,372 0 0
CVS HEALTH CORP COM 126650100   239,439 3,002 SH   SOLE   3,002 0 0
CALIFORNIA WTR SVC GROUP COM 130788102   684,092 14,718 SH   SOLE   14,718 0 0
CANADIAN NATL RY CO COM 136375102   225,750 1,714 SH   SOLE   1,714 0 0
SILA REALTY TRUST INC CL A 146280102   131,934 29,985 SH   SOLE   29,985 0 0
CATERPILLAR INC COM 149123101   172,222 470 SH   SOLE   470 0 0
CATERPILLAR INC COM 149123101   73,286 200 SH   OTR   200 0 0
CHEVRON CORP NEW COM 166764100   4,951,774 31,392 SH   SOLE   30,885 0 507
CHEVRON CORP NEW COM 166764100   1,275,327 8,085 SH   OTR   5,640 2,191 254
CHURCH & DWIGHT CO INC COM 171340102   271,936 2,607 SH   SOLE   2,607 0 0
CISCO SYS INC COM 17275R102   365,790 7,329 SH   SOLE   7,329 0 0
CISCO SYS INC COM 17275R102   19,964 400 SH   OTR   0 400 0
COCA COLA CO COM 191216100   661,661 10,815 SH   SOLE   10,661 0 154
COCA COLA CO COM 191216100   19,394 317 SH   OTR   0 300 17
COLGATE PALMOLIVE CO COM 194162103   230,437 2,559 SH   SOLE   2,399 0 160
COLGATE PALMOLIVE CO COM 194162103   24,043 267 SH   OTR   0 0 267
COMCAST CORP NEW CL A 20030N101   1,302,450 30,045 SH   SOLE   30,045 0 0
COMCAST CORP NEW CL A 20030N101   16,906 390 SH   OTR   390 0 0
CONOCOPHILLIPS COM 20825C104   2,360,789 18,548 SH   SOLE   18,416 0 132
CONOCOPHILLIPS COM 20825C104   28,001 220 SH   OTR   220 0 0
COSTCO WHSL CORP NEW COM 22160K105   12,292,798 16,779 SH   SOLE   16,705 0 74
COSTCO WHSL CORP NEW COM 22160K105   1,042,532 1,423 SH   OTR   657 644 122
CURTISS WRIGHT CORP COM 231561101   934,692 3,652 SH   SOLE   3,652 0 0
DANAHER CORPORATION COM 235851102   3,224,884 12,914 SH   SOLE   12,840 0 74
DANAHER CORPORATION COM 235851102   284,181 1,138 SH   OTR   478 660 0
DISNEY WALT CO COM 254687106   1,664,707 13,605 SH   SOLE   13,505 0 100
DISNEY WALT CO COM 254687106   424,833 3,472 SH   OTR   1,740 1,732 0
DUPONT DE NEMOURS INC COM 26614N102   202,178 2,637 SH   SOLE   2,637 0 0
DYNEX CAP INC COM 26817Q886   136,588 10,971 SH   SOLE   10,971 0 0
ETF SER SOLUTIONS AAM TRANSFORMERS 26922B683   503,516 14,969 SH   SOLE   14,231 0 738
ETF SER SOLUTIONS AAM TRANSFORMERS 26922B683   22,873 680 SH   OTR   56 0 624
EAGLE MATLS INC COM 26969P108   389,689 1,434 SH   SOLE   1,434 0 0
EASTMAN CHEM CO COM 277432100   280,616 2,800 SH   SOLE   2,800 0 0
EDISON INTL COM 281020107   615,846 8,707 SH   SOLE   8,707 0 0
EDISON INTL COM 281020107   21,219 300 SH   OTR   300 0 0
EXTRA SPACE STORAGE INC COM 30225T102   256,515 1,745 SH   SOLE   1,745 0 0
EXXON MOBIL CORP COM 30231G102   10,111,950 86,992 SH   SOLE   86,592 0 400
EXXON MOBIL CORP COM 30231G102   1,078,242 9,276 SH   OTR   4,820 936 3,520
META PLATFORMS INC CL A 30303M102   1,429,547 2,944 SH   SOLE   2,944 0 0
META PLATFORMS INC CL A 30303M102   44,673 92 SH   OTR   92 0 0
FARMERS & MERCHANTS BK LONG COM 308243104   34,972,800 7,286 SH   SOLE   5,011 0 2,275
FARMERS & MERCHANTS BK LONG COM 308243104   6,552,000 1,365 SH   OTR   438 87 840
FEDEX CORP COM 31428X106   203,687 703 SH   SOLE   703 0 0
FEDEX CORP COM 31428X106   869 3 SH   OTR   3 0 0
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   488,627 10,127 SH   SOLE   1,266 0 8,861
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   41,253 855 SH   OTR   0 0 855
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   532,048 8,924 SH   SOLE   6,355 0 2,569
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   478,867 8,032 SH   OTR   8,032 0 0
FISERV INC COM 337738108   234,455 1,467 SH   SOLE   1,467 0 0
FORD MTR CO DEL COM 345370860   144,738 10,899 SH   SOLE   10,899 0 0
FORTIVE CORP COM 34959J108   1,642,982 19,100 SH   SOLE   19,006 0 94
FORTIVE CORP COM 34959J108   232,254 2,700 SH   OTR   580 2,120 0
FRANKLIN RESOURCES INC COM 354613101   743,903 26,464 SH   SOLE   26,464 0 0
GENERAL DYNAMICS CORP COM 369550108   315,258 1,116 SH   SOLE   1,116 0 0
GENERAL DYNAMICS CORP COM 369550108   182,771 647 SH   OTR   327 0 320
GE AEROSPACE COM NEW 369604301   508,510 2,897 SH   SOLE   2,897 0 0
GENERAL MLS INC COM 370334104   293,034 4,188 SH   SOLE   4,188 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   3,347,367 8,014 SH   SOLE   7,964 0 50
GOLDMAN SACHS GROUP INC COM 38141G104   171,252 410 SH   OTR   410 0 0
HOME DEPOT INC COM 437076102   1,480,696 3,860 SH   SOLE   3,860 0 0
HOME DEPOT INC COM 437076102   227,091 592 SH   OTR   394 198 0
HONEYWELL INTL INC COM 438516106   4,685,036 22,826 SH   SOLE   22,560 0 266
HONEYWELL INTL INC COM 438516106   366,781 1,787 SH   OTR   1,480 0 307
IDACORP INC COM 451107106   207,144 2,230 SH   SOLE   2,230 0 0
IDEXX LABS INC COM 45168D104   766,700 1,420 SH   SOLE   1,420 0 0
ILLINOIS TOOL WKS INC COM 452308109   233,178 869 SH   SOLE   869 0 0
ILLINOIS TOOL WKS INC COM 452308109   53,666 200 SH   OTR   200 0 0
INTEL CORP COM 458140100   744,176 16,848 SH   SOLE   16,848 0 0
INTEL CORP COM 458140100   28,268 640 SH   OTR   640 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   544,999 2,854 SH   SOLE   2,754 0 100
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887   328,375 6,582 SH   SOLE   850 0 5,732
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887   1,297 26 SH   OTR   26 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   748,156 1,685 SH   SOLE   1,685 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   357,185 895 SH   SOLE   895 0 0
INTUIT COM 461202103   228,800 352 SH   SOLE   352 0 0
ISHARES TR SELECT DIVID ETF 464287168   783,671 6,362 SH   SOLE   6,362 0 0
ISHARES TR CORE S&P500 ETF 464287200   969,446 1,844 SH   SOLE   1,844 0 0
ISHARES TR CORE S&P500 ETF 464287200   305,449 581 SH   OTR   532 49 0
ISHARES TR MSCI EMG MKT ETF 464287234   560,331 13,640 SH   SOLE   12,669 0 971
ISHARES TR S&P 500 VAL ETF 464287408   747,240 4,000 SH   SOLE   4,000 0 0
ISHARES TR MSCI EAFE ETF 464287465   10,399,848 130,226 SH   SOLE   129,576 0 650
ISHARES TR MSCI EAFE ETF 464287465   696,059 8,716 SH   OTR   7,900 816 0
ISHARES TR RUS MDCP VAL ETF 464287473   833,319 6,649 SH   SOLE   6,649 0 0
ISHARES TR RUS MID CAP ETF 464287499   2,217,116 26,366 SH   SOLE   25,946 0 420
ISHARES TR RUS MID CAP ETF 464287499   16,818 200 SH   OTR   0 200 0
ISHARES TR RUS 1000 VAL ETF 464287598   447,775 2,500 SH   SOLE   2,500 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   226,160 671 SH   SOLE   671 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   182,007 540 SH   OTR   540 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   3,848,700 18,301 SH   SOLE   18,301 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   457,402 2,175 SH   OTR   110 2,065 0
ISHARES TR U.S. TECH ETF 464287721   305,235 2,260 SH   SOLE   0 0 2,260
ISHARES TR CORE S&P SCP ETF 464287804   431,249 3,902 SH   OTR   3,902 0 0
ISHARES TR CALIF MUN BD ETF 464288356   711,942 12,373 SH   SOLE   4,224 0 8,149
ISHARES TR EAFE GRWTH ETF 464288885   1,785,188 17,200 SH   SOLE   17,200 0 0
ISHARES U S ETF TR BLACKROCK SH DUR 46431W507   224,950 4,458 SH   SOLE   365 0 4,093
JPMORGAN CHASE & CO COM 46625H100   8,532,379 42,598 SH   SOLE   41,215 0 1,383
JPMORGAN CHASE & CO COM 46625H100   561,440 2,803 SH   OTR   1,222 1,558 23
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365   261,395 9,175 SH   SOLE   9,175 0 0
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365   34,444 1,209 SH   OTR   1,209 0 0
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886   413,268 8,521 SH   SOLE   4,171 0 4,350
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886   1,261 26 SH   OTR   26 0 0
JOHNSON & JOHNSON COM 478160104   4,020,715 25,417 SH   SOLE   25,193 0 224
JOHNSON & JOHNSON COM 478160104   255,951 1,618 SH   OTR   1,498 0 120
KEMPER CORP COM 488401100   853,009 13,776 SH   SOLE   13,776 0 0
KIMBERLY-CLARK CORP COM 494368103   498,773 3,856 SH   SOLE   3,781 0 75
KIMBERLY-CLARK CORP COM 494368103   79,938 618 SH   OTR   100 518 0
ELI LILLY & CO COM 532457108   2,868,338 3,687 SH   SOLE   3,334 0 353
ELI LILLY & CO COM 532457108   15,559 20 SH   OTR   0 0 20
LOCKHEED MARTIN CORP COM 539830109   1,656,181 3,641 SH   SOLE   3,639 0 2
LOCKHEED MARTIN CORP COM 539830109   19,559 43 SH   OTR   43 0 0
LOWES COS INC COM 548661107   2,693,515 10,574 SH   SOLE   10,494 0 80
LOWES COS INC COM 548661107   324,271 1,273 SH   OTR   733 540 0
MARATHON PETE CORP COM 56585A102   2,520,765 12,510 SH   SOLE   12,510 0 0
MARATHON PETE CORP COM 56585A102   842,270 4,180 SH   OTR   4,180 0 0
MARRIOTT INTL INC NEW CL A 571903202   356,261 1,412 SH   SOLE   1,412 0 0
MARRIOTT INTL INC NEW CL A 571903202   13,624 54 SH   OTR   54 0 0
MASTERCARD INCORPORATED CL A 57636Q104   1,781,327 3,699 SH   SOLE   3,699 0 0
MASTERCARD INCORPORATED CL A 57636Q104   164,696 342 SH   OTR   342 0 0
MCDONALDS CORP COM 580135101   529,502 1,878 SH   SOLE   1,637 0 241
MCDONALDS CORP COM 580135101   26,785 95 SH   OTR   5 90 0
MCKESSON CORP COM 58155Q103   869,160 1,619 SH   SOLE   1,619 0 0
MERCK & CO INC COM 58933Y105   948,588 7,189 SH   SOLE   7,017 0 172
MERCK & CO INC COM 58933Y105   116,247 881 SH   OTR   0 881 0
MICROSOFT CORP COM 594918104   25,130,867 59,733 SH   SOLE   58,918 0 815
MICROSOFT CORP COM 594918104   2,987,532 7,101 SH   OTR   5,667 1,154 280
MIDDLESEX WTR CO COM 596680108   292,897 5,579 SH   SOLE   5,579 0 0
MONDELEZ INTL INC CL A 609207105   2,449,370 34,991 SH   SOLE   34,870 0 121
MONDELEZ INTL INC CL A 609207105   112,700 1,610 SH   OTR   1,595 0 15
MORGAN STANLEY COM NEW 617446448   212,424 2,256 SH   SOLE   2,256 0 0
MORGAN STANLEY COM NEW 617446448   82,390 875 SH   OTR   182 693 0
MOTOROLA SOLUTIONS INC COM NEW 620076307   4,498,661 12,673 SH   SOLE   12,585 0 88
MOTOROLA SOLUTIONS INC COM NEW 620076307   604,175 1,702 SH   OTR   702 1,000 0
MUSCLEPHARM CORP COM NEW 627335201   20 17,320 SH   SOLE   17,320 0 0
NESTLE S A SPONSORED ADR 641069406   2,450,459 23,051 SH   SOLE   22,930 0 121
NESTLE S A SPONSORED ADR 641069406   99,077 932 SH   OTR   682 0 250
NETFLIX INC COM 64110L106   399,015 657 SH   SOLE   657 0 0
NETFLIX INC COM 64110L106   607 1 SH   OTR   0 0 1
NEW JERSEY RES CORP COM 646025106   956,935 22,301 SH   SOLE   22,301 0 0
NEWMONT CORP COM 651639106   1,272,535 35,506 SH   SOLE   35,236 0 270
NEWMONT CORP COM 651639106   149,166 4,162 SH   OTR   1,682 2,480 0
NEXTERA ENERGY INC COM 65339F101   512,622 8,021 SH   SOLE   8,021 0 0
NEXTERA ENERGY INC COM 65339F101   2,300 36 SH   OTR   36 0 0
NIKE INC CL B 654106103   2,248,377 23,924 SH   SOLE   23,770 0 154
NIKE INC CL B 654106103   84,206 896 SH   OTR   513 150 233
NON INVASIVE MONITORING SYS COM NEW 655366508   2,275 192,818 SH   SOLE   192,818 0 0
NORTHROP GRUMMAN CORP COM 666807102   3,697,169 7,724 SH   SOLE   7,709 0 15
NORTHROP GRUMMAN CORP COM 666807102   120,143 251 SH   OTR   251 0 0
NOVO-NORDISK A S ADR 670100205   416,016 3,240 SH   SOLE   2,973 0 267
NOVO-NORDISK A S ADR 670100205   770 6 SH   OTR   0 0 6
NVIDIA CORPORATION COM 67066G104   316,246 350 SH   SOLE   238 0 112
NVIDIA CORPORATION COM 67066G104   903 1 SH   OTR   0 0 1
OPKO HEALTH INC COM 68375N103   24,000 20,000 SH   SOLE   20,000 0 0
ORACLE CORP COM 68389X105   5,866,991 46,708 SH   SOLE   46,428 0 280
ORACLE CORP COM 68389X105   768,858 6,121 SH   OTR   1,625 3,896 600
PALO ALTO NETWORKS INC COM 697435105   615,425 2,166 SH   SOLE   2,118 0 48
PARKER-HANNIFIN CORP COM 701094104   729,752 1,313 SH   SOLE   1,313 0 0
PARKER-HANNIFIN CORP COM 701094104   38,905 70 SH   OTR   70 0 0
PAYPAL HLDGS INC COM 70450Y103   219,325 3,274 SH   SOLE   3,192 0 82
PEPSICO INC COM 713448108   789,995 4,514 SH   SOLE   4,314 0 200
PEPSICO INC COM 713448108   61,603 352 SH   OTR   346 0 6
PFIZER INC COM 717081103   1,358,473 48,954 SH   SOLE   46,804 0 2,150
PFIZER INC COM 717081103   184,371 6,644 SH   OTR   1,250 3,940 1,454
PHILIP MORRIS INTL INC COM 718172109   770,707 8,412 SH   SOLE   8,412 0 0
PHILIP MORRIS INTL INC COM 718172109   9,803 107 SH   OTR   0 0 107
PHILLIPS 66 COM 718546104   390,055 2,388 SH   SOLE   2,388 0 0
PHILLIPS 66 COM 718546104   21,724 133 SH   OTR   133 0 0
POST HLDGS INC COM 737446104   297,584 2,800 SH   SOLE   2,800 0 0
PROCTER AND GAMBLE CO COM 742718109   2,686,373 16,557 SH   SOLE   16,533 0 24
PROCTER AND GAMBLE CO COM 742718109   169,713 1,046 SH   OTR   920 120 6
QUEEN CITY INVTS INC CAP STK 74823W109   5,132,820 4,242 SH   SOLE   4,242 0 0
RTX CORPORATION COM 75513E101   935,020 9,587 SH   SOLE   9,248 0 339
RTX CORPORATION COM 75513E101   61,151 627 SH   OTR   627 0 0
REPUBLIC SVCS INC COM 760759100   2,021,606 10,560 SH   SOLE   10,560 0 0
ROCKWELL AUTOMATION INC COM 773903109   310,557 1,066 SH   SOLE   1,066 0 0
ROPER TECHNOLOGIES INC COM 776696106   693,198 1,236 SH   SOLE   1,236 0 0
SHELL PLC SPON ADS 780259305   650,220 9,699 SH   SOLE   9,699 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,373,058 2,625 SH   SOLE   2,625 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   605,715 1,158 SH   OTR   810 348 0
SPDR GOLD TR GOLD SHS 78463V107   223,617 1,087 SH   SOLE   822 0 265
SPDR GOLD TR GOLD SHS 78463V107   32,092 156 SH   OTR   156 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,645,831 2,958 SH   SOLE   2,958 0 0
SALESFORCE INC COM 79466L302   1,385,428 4,600 SH   SOLE   4,600 0 0
SALESFORCE INC COM 79466L302   133,723 444 SH   OTR   124 320 0
SEMPRA COM 816851109   416,326 5,796 SH   SOLE   5,796 0 0
SHERWIN WILLIAMS CO COM 824348106   329,963 950 SH   SOLE   950 0 0
SOUTHERN CO COM 842587107   1,087,650 15,161 SH   SOLE   14,936 0 225
SOUTHERN CO COM 842587107   14,348 200 SH   OTR   200 0 0
STARBUCKS CORP COM 855244109   949,542 10,390 SH   SOLE   10,388 0 2
STARBUCKS CORP COM 855244109   70,187 768 SH   OTR   57 711 0
TJX COS INC NEW COM 872540109   2,359,130 23,261 SH   SOLE   23,261 0 0
TARGET CORP COM 87612E106   489,276 2,761 SH   SOLE   2,761 0 0
TARGET CORP COM 87612E106   19,138 108 SH   OTR   108 0 0
TC ENERGY CORP COM 87807B107   276,495 6,878 SH   SOLE   6,878 0 0
TELEDYNE TECHNOLOGIES INC COM 879360105   1,021,352 2,379 SH   SOLE   2,379 0 0
TESLA INC COM 88160R101   417,325 2,374 SH   SOLE   2,072 0 302
TESLA INC COM 88160R101   527 3 SH   OTR   0 0 3
THERMO FISHER SCIENTIFIC INC COM 883556102   456,831 786 SH   SOLE   786 0 0
3M CO COM 88579Y101   1,316,434 12,411 SH   SOLE   12,341 0 70
3M CO COM 88579Y101   68,309 644 SH   OTR   644 0 0
TRAVELERS COMPANIES INC COM 89417E109   299,182 1,300 SH   SOLE   1,300 0 0
TRAVELERS COMPANIES INC COM 89417E109   21,633 94 SH   OTR   94 0 0
US BANCORP DEL COM NEW 902973304   363,858 8,140 SH   SOLE   8,140 0 0
UNION PAC CORP COM 907818108   720,820 2,931 SH   SOLE   2,931 0 0
UNION PAC CORP COM 907818108   37,135 151 SH   OTR   151 0 0
UNITED PARCEL SERVICE INC CL B 911312106   321,635 2,164 SH   SOLE   2,164 0 0
UNITED PARCEL SERVICE INC CL B 911312106   56,628 381 SH   OTR   4 377 0
UNITEDHEALTH GROUP INC COM 91324P102   8,340,642 16,860 SH   SOLE   16,646 0 214
UNITEDHEALTH GROUP INC COM 91324P102   590,671 1,194 SH   OTR   468 606 120
VALERO ENERGY CORP COM 91913Y100   326,017 1,910 SH   SOLE   1,910 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816   313,837 1,095 SH   SOLE   1,095 0 0
VANGUARD BALANCED INDEX FD I SHORT TRM BOND 921937827   255,541 3,333 SH   SOLE   3,333 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   288,828 2,472 SH   SOLE   2,472 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   914,822 15,598 SH   SOLE   15,348 0 250
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   379,522 9,086 SH   SOLE   9,086 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,086,862 2,261 SH   SOLE   2,261 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   725,567 8,390 SH   SOLE   8,390 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   360,350 1,878 SH   SOLE   1,878 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,747,047 6,722 SH   SOLE   6,722 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   1,025,838 24,448 SH   SOLE   24,448 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   110,984 2,645 SH   OTR   35 2,428 182
VISA INC COM CL A 92826C839   5,017,858 17,980 SH   SOLE   17,914 0 66
VISA INC COM CL A 92826C839   676,769 2,425 SH   OTR   1,159 1,131 135
WEC ENERGY GROUP INC COM 92939U106   2,798,321 34,076 SH   SOLE   34,076 0 0
WEC ENERGY GROUP INC COM 92939U106   14,371 175 SH   OTR   0 175 0
WALMART INC COM 931142103   1,249,730 20,770 SH   SOLE   20,750 0 20
WALMART INC COM 931142103   1,624 27 SH   OTR   27 0 0
WARNER BROS DISCOVERY INC COM SER A 934423104   139,173 15,942 SH   SOLE   15,942 0 0
WARNER BROS DISCOVERY INC COM SER A 934423104   10,685 1,224 SH   OTR   0 1,224 0
WASTE MGMT INC DEL COM 94106L109   2,628,352 12,331 SH   SOLE   12,331 0 0
WASTE MGMT INC DEL COM 94106L109   62,666 294 SH   OTR   294 0 0
WELLS FARGO CO NEW COM 949746101   1,281,089 22,103 SH   SOLE   21,303 0 800
WISDOMTREE TR US MIDCAP DIVID 97717W505   204,053 4,184 SH   SOLE   4,184 0 0
XCEL ENERGY INC COM 98389B100   826,782 15,382 SH   SOLE   15,382 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   1,236,520 9,369 SH   SOLE   9,369 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   118,650 899 SH   OTR   225 574 100
ZOETIS INC CL A 98978V103   175,301 1,036 SH   SOLE   1,036 0 0
ZOETIS INC CL A 98978V103   48,055 284 SH   OTR   284 0 0