The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,356,080 5,082 SH   SOLE   5,082 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   23,481 88 SH   OTR   88 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   438,714 2,610 SH   SOLE   2,610 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   216,920 397 SH   SOLE   397 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   10,381 19 SH   OTR   19 0 0
AT&T INC COM 00206R102   594,790 32,308 SH   SOLE   32,308 0 0
AT&T INC COM 00206R102   103,721 5,634 SH   OTR   563 5,071 0
ABBOTT LABS COM 002824100   846,920 7,714 SH   SOLE   7,714 0 0
ABBOTT LABS COM 002824100   36,999 337 SH   OTR   0 0 337
ABBVIE INC COM 00287Y109   1,493,761 9,243 SH   SOLE   9,190 0 53
ABBVIE INC COM 00287Y109   140,439 869 SH   OTR   602 0 267
ADOBE SYSTEMS INCORPORATED COM 00724F101   3,388,857 10,070 SH   SOLE   9,994 0 76
ADOBE SYSTEMS INCORPORATED COM 00724F101   295,809 879 SH   OTR   214 665 0
ADVANCED MICRO DEVICES INC COM 007903107   243,470 3,759 SH   SOLE   3,685 0 74
ADVANCED MICRO DEVICES INC COM 007903107   582 9 SH   OTR   9 0 0
ATI INC COM 01741R102   353,154 11,827 SH   SOLE   11,827 0 0
ALLIANT ENERGY CORP COM 018802108   358,865 6,500 SH   SOLE   6,500 0 0
ALPHABET INC CAP STK CL C 02079K107   1,059,436 11,940 SH   SOLE   11,940 0 0
ALPHABET INC CAP STK CL C 02079K107   209,402 2,360 SH   OTR   1,860 500 0
ALPHABET INC CAP STK CL A 02079K305   5,756,478 65,244 SH   SOLE   64,484 0 760
ALPHABET INC CAP STK CL A 02079K305   662,254 7,506 SH   OTR   4,966 2,540 0
ALTRIA GROUP INC COM 02209S103   449,466 9,833 SH   SOLE   9,833 0 0
ALTRIA GROUP INC COM 02209S103   4,571 100 SH   OTR   100 0 0
AMAZON COM INC COM 023135106   4,326,336 51,504 SH   SOLE   50,904 0 600
AMAZON COM INC COM 023135106   1,172,220 13,955 SH   OTR   12,035 1,920 0
AMERICAN BUSINESS BK LOS ANG COM 02475L105   366,677 9,213 SH   SOLE   9,213 0 0
AMERICAN EXPRESS CO COM 025816109   4,166,845 28,202 SH   SOLE   27,999 0 203
AMERICAN EXPRESS CO COM 025816109   374,398 2,534 SH   OTR   679 1,655 200
AMER STATES WTR CO COM 029899101   479,501 5,181 SH   SOLE   5,181 0 0
AMER STATES WTR CO COM 029899101   277,650 3,000 SH   OTR   3,000 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103   4,543,335 29,808 SH   SOLE   29,586 0 222
AMERICAN WTR WKS CO INC NEW COM 030420103   288,073 1,890 SH   OTR   501 1,159 230
AMERIPRISE FINL INC COM 03076C106   651,386 2,092 SH   SOLE   2,092 0 0
AMGEN INC COM 031162100   997,769 3,799 SH   SOLE   3,799 0 0
AMGEN INC COM 031162100   560,211 2,133 SH   OTR   1,109 1,024 0
ELEVANCE HEALTH INC COM 036752103   199,545 389 SH   SOLE   389 0 0
ELEVANCE HEALTH INC COM 036752103   512 1 SH   OTR   1 0 0
APPLE INC COM 037833100   18,107,824 139,366 SH   SOLE   137,528 0 1,838
APPLE INC COM 037833100   3,005,150 23,129 SH   OTR   19,127 3,322 680
AVISTA CORP COM 05379B107   437,015 9,856 SH   SOLE   9,856 0 0
BP PLC SPONSORED ADR 055622104   238,886 6,839 SH   SOLE   6,839 0 0
BANK AMERICA CORP COM 060505104   377,733 11,405 SH   SOLE   8,005 0 3,400
BANK NEW YORK MELLON CORP COM 064058100   1,168,634 25,673 SH   SOLE   25,282 0 391
BANK NEW YORK MELLON CORP COM 064058100   35,551 781 SH   OTR   781 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   2,812,265 6 SH   SOLE   6 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   2,812,265 6 SH   OTR   6 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   10,611,023 34,351 SH   SOLE   28,396 0 5,955
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   296,544 960 SH   OTR   680 0 280
BLACKROCK INC COM 09247X101   458,483 647 SH   SOLE   647 0 0
BLACKROCK INC COM 09247X101   24,802 35 SH   OTR   35 0 0
BOEING CO COM 097023105   3,367,482 17,678 SH   SOLE   17,485 0 193
BOEING CO COM 097023105   179,441 942 SH   OTR   269 488 185
BROADCOM INC COM 11135F101   773,276 1,383 SH   SOLE   1,349 0 34
BROADCOM INC COM 11135F101   98,406 176 SH   OTR   176 0 0
CIGNA CORP NEW COM 125523100   2,415,468 7,290 SH   SOLE   7,290 0 0
CIGNA CORP NEW COM 125523100   40,092 121 SH   OTR   121 0 0
CNL HEALTHCARE PPTYS INC COM 12612C108   85,791 16,372 SH   SOLE   16,372 0 0
CVS HEALTH CORP COM 126650100   249,935 2,682 SH   SOLE   2,682 0 0
CVS HEALTH CORP COM 126650100   10,623 114 SH   OTR   114 0 0
CALIFORNIA WTR SVC GROUP COM 130788102   892,499 14,718 SH   SOLE   14,718 0 0
CANADIAN NATL RY CO COM 136375102   203,760 1,714 SH   SOLE   1,714 0 0
CANADIAN PAC RY LTD COM 13645T100   196,544 2,635 SH   SOLE   2,533 0 102
CANADIAN PAC RY LTD COM 13645T100   12,904 173 SH   OTR   173 0 0
CARTER VALIDUS MISSION CRITI CL A 146280102   195,203 29,985 SH   SOLE   29,985 0 0
CATERPILLAR INC COM 149123101   166,254 694 SH   SOLE   694 0 0
CATERPILLAR INC COM 149123101   47,912 200 SH   OTR   200 0 0
CHEVRON CORP NEW COM 166764100   5,630,242 31,368 SH   SOLE   30,753 0 615
CHEVRON CORP NEW COM 166764100   1,635,333 9,111 SH   OTR   6,619 2,238 254
CHURCH & DWIGHT CO INC COM 171340102   209,344 2,597 SH   SOLE   2,597 0 0
CISCO SYS INC COM 17275R102   323,999 6,801 SH   SOLE   6,801 0 0
CISCO SYS INC COM 17275R102   70,507 1,480 SH   OTR   1,480 0 0
COCA COLA CO COM 191216100   175,818 2,764 SH   SOLE   2,764 0 0
COCA COLA CO COM 191216100   362,577 5,700 SH   OTR   5,700 0 0
COLGATE PALMOLIVE CO COM 194162103   239,836 3,044 SH   SOLE   2,884 0 160
COLGATE PALMOLIVE CO COM 194162103   21,036 267 SH   OTR   0 0 267
COMCAST CORP NEW CL A 20030N101   780,215 22,311 SH   SOLE   22,311 0 0
COMCAST CORP NEW CL A 20030N101   80,431 2,300 SH   OTR   2,300 0 0
CONOCOPHILLIPS COM 20825C104   2,188,782 18,549 SH   SOLE   18,297 0 252
CONOCOPHILLIPS COM 20825C104   34,456 292 SH   OTR   50 242 0
CONSOLIDATED EDISON INC COM 209115104   335,014 3,515 SH   SOLE   3,515 0 0
COSTCO WHSL CORP NEW COM 22160K105   8,119,309 17,786 SH   SOLE   17,627 0 159
COSTCO WHSL CORP NEW COM 22160K105   718,987 1,575 SH   OTR   637 798 140
CURTISS WRIGHT CORP COM 231561101   592,480 3,548 SH   SOLE   3,548 0 0
DANAHER CORPORATION COM 235851102   3,195,391 12,039 SH   SOLE   11,905 0 134
DANAHER CORPORATION COM 235851102   293,554 1,106 SH   OTR   253 853 0
DEERE & CO COM 244199105   407,750 951 SH   SOLE   851 0 100
DISNEY WALT CO COM 254687106   2,587,460 29,782 SH   SOLE   29,417 0 365
DISNEY WALT CO COM 254687106   448,995 5,168 SH   OTR   2,793 2,045 330
DUKE ENERGY CORP NEW COM NEW 26441C204   233,581 2,268 SH   SOLE   2,268 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   20,598 200 SH   OTR   200 0 0
EAGLE MATLS INC COM 26969P108   204,854 1,542 SH   SOLE   1,542 0 0
EASTMAN CHEM CO COM 277432100   228,032 2,800 SH   SOLE   2,800 0 0
EDISON INTL COM 281020107   656,303 10,316 SH   SOLE   10,316 0 0
EXXON MOBIL CORP COM 30231G102   5,663,574 51,347 SH   SOLE   50,787 0 560
EXXON MOBIL CORP COM 30231G102   1,067,152 9,675 SH   OTR   5,219 936 3,520
FS ENERGY & PWR FD COM SH BEN INT 30264D109   53,773 15,233 SH   SOLE   15,233 0 0
META PLATFORMS INC CL A 30303M102   556,331 4,623 SH   SOLE   4,563 0 60
META PLATFORMS INC CL A 30303M102   56,680 471 SH   OTR   471 0 0
FARMERS & MERCHANTS BK LONG COM 308243104   56,106,940 7,516 SH   SOLE   5,234 0 2,282
FARMERS & MERCHANTS BK LONG COM 308243104   10,189,725 1,365 SH   OTR   11 87 1,267
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   298,923 5,029 SH   SOLE   4,796 0 233
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   519,089 8,733 SH   OTR   8,733 0 0
FORD MTR CO DEL COM 345370860   407,433 35,033 SH   SOLE   34,325 0 708
FORD MTR CO DEL COM 345370860   12,723 1,094 SH   OTR   1,094 0 0
FORTIVE CORP COM 34959J108   1,164,274 18,121 SH   SOLE   17,952 0 169
FORTIVE CORP COM 34959J108   175,081 2,725 SH   OTR   330 2,395 0
FRANKLIN RESOURCES INC COM 354613101   298,094 11,300 SH   SOLE   11,300 0 0
GENERAL DYNAMICS CORP COM 369550108   263,989 1,064 SH   SOLE   1,064 0 0
GENERAL DYNAMICS CORP COM 369550108   181,368 731 SH   OTR   377 0 354
GENERAL ELECTRIC CO COM NEW 369604301   158,698 1,894 SH   SOLE   1,894 0 0
GENERAL ELECTRIC CO COM NEW 369604301   60,747 725 SH   OTR   725 0 0
GENERAL MLS INC COM 370334104   350,325 4,178 SH   SOLE   4,178 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   2,731,931 7,956 SH   SOLE   7,861 0 95
GOLDMAN SACHS GROUP INC COM 38141G104   144,219 420 SH   OTR   279 141 0
HOME DEPOT INC COM 437076102   1,226,800 3,884 SH   SOLE   3,884 0 0
HOME DEPOT INC COM 437076102   194,253 615 SH   OTR   417 198 0
HONEYWELL INTL INC COM 438516106   4,751,245 22,171 SH   SOLE   21,865 0 306
HONEYWELL INTL INC COM 438516106   688,760 3,214 SH   OTR   2,855 0 359
HUNTINGTON INGALLS INDS INC COM 446413106   349,710 1,516 SH   SOLE   1,516 0 0
IDACORP INC COM 451107106   240,505 2,230 SH   SOLE   2,230 0 0
ILLINOIS TOOL WKS INC COM 452308109   190,779 866 SH   SOLE   866 0 0
ILLINOIS TOOL WKS INC COM 452308109   48,466 220 SH   OTR   220 0 0
INTEL CORP COM 458140100   159,267 6,026 SH   SOLE   6,026 0 0
INTEL CORP COM 458140100   100,354 3,797 SH   OTR   3,797 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   511,994 3,634 SH   SOLE   3,634 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   14,089 100 SH   OTR   100 0 0
INTERNATIONAL DISPENSING COR COM 459407102   308 14,000 SH   SOLE   14,000 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   240,407 906 SH   SOLE   906 0 0
ISHARES TR SELECT DIVID ETF 464287168   905,223 7,506 SH   SOLE   7,506 0 0
ISHARES TR SELECT DIVID ETF 464287168   49,446 410 SH   OTR   410 0 0
ISHARES TR CORE S&P500 ETF 464287200   583,230 1,518 SH   SOLE   1,518 0 0
ISHARES TR CORE S&P500 ETF 464287200   438,383 1,141 SH   OTR   1,141 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   1,234,478 32,572 SH   SOLE   32,388 0 184
ISHARES TR S&P 500 VAL ETF 464287408   810,506 5,587 SH   SOLE   5,587 0 0
ISHARES TR MSCI EAFE ETF 464287465   4,905,671 74,736 SH   SOLE   72,586 0 2,150
ISHARES TR MSCI EAFE ETF 464287465   417,864 6,366 SH   OTR   4,550 1,816 0
ISHARES TR RUS MDCP VAL ETF 464287473   693,031 6,579 SH   SOLE   6,504 0 75
ISHARES TR RUS MID CAP ETF 464287499   1,949,574 28,904 SH   SOLE   28,484 0 420
ISHARES TR RUS 1000 VAL ETF 464287598   744,753 4,911 SH   SOLE   4,911 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   181,889 849 SH   SOLE   849 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   115,689 540 SH   OTR   540 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   2,913,555 16,710 SH   SOLE   16,710 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   444,094 2,547 SH   OTR   482 2,065 0
ISHARES TR CORE S&P SCP ETF 464287804   68,708 726 SH   SOLE   726 0 0
ISHARES TR CORE S&P SCP ETF 464287804   327,170 3,457 SH   OTR   3,457 0 0
ISHARES TR EAFE GRWTH ETF 464288885   1,423,920 17,000 SH   SOLE   17,000 0 0
ISHARES TR EAFE GRWTH ETF 464288885   16,752 200 SH   OTR   200 0 0
JPMORGAN CHASE & CO COM 46625H100   5,291,720 39,461 SH   SOLE   37,933 0 1,528
JPMORGAN CHASE & CO COM 46625H100   642,204 4,789 SH   OTR   2,923 1,781 85
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365   175,326 8,061 SH   SOLE   8,061 0 0
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365   27,513 1,265 SH   OTR   1,265 0 0
JOHNSON & JOHNSON COM 478160104   3,909,971 22,134 SH   SOLE   21,929 0 205
JOHNSON & JOHNSON COM 478160104   870,707 4,929 SH   OTR   4,642 147 140
KEMPER CORP COM 488401100   677,779 13,776 SH   SOLE   13,776 0 0
KIMBERLY-CLARK CORP COM 494368103   550,873 4,058 SH   SOLE   3,983 0 75
KIMBERLY-CLARK CORP COM 494368103   134,799 993 SH   OTR   475 518 0
LAUDER ESTEE COS INC CL A 518439104   266,222 1,073 SH   SOLE   1,073 0 0
LILLY ELI & CO COM 532457108   1,246,051 3,406 SH   SOLE   3,406 0 0
LOCKHEED MARTIN CORP COM 539830109   1,861,797 3,827 SH   SOLE   3,787 0 40
LOCKHEED MARTIN CORP COM 539830109   35,513 73 SH   OTR   73 0 0
LOWES COS INC COM 548661107   2,291,260 11,500 SH   SOLE   11,360 0 140
LOWES COS INC COM 548661107   250,046 1,255 SH   OTR   715 540 0
MARATHON PETE CORP COM 56585A102   1,483,972 12,750 SH   SOLE   12,750 0 0
MARATHON PETE CORP COM 56585A102   486,510 4,180 SH   OTR   4,180 0 0
MARRIOTT INTL INC NEW CL A 571903202   199,065 1,337 SH   SOLE   1,337 0 0
MARRIOTT INTL INC NEW CL A 571903202   8,040 54 SH   OTR   54 0 0
MASTERCARD INCORPORATED CL A 57636Q104   1,463,247 4,208 SH   SOLE   4,158 0 50
MASTERCARD INCORPORATED CL A 57636Q104   124,487 358 SH   OTR   358 0 0
MCDONALDS CORP COM 580135101   343,379 1,303 SH   SOLE   1,303 0 0
MCDONALDS CORP COM 580135101   43,745 166 SH   OTR   166 0 0
MCKESSON CORP COM 58155Q103   607,319 1,619 SH   SOLE   1,619 0 0
MERCK & CO INC COM 58933Y105   631,194 5,689 SH   SOLE   5,517 0 172
MERCK & CO INC COM 58933Y105   123,376 1,112 SH   OTR   231 881 0
MICROSOFT CORP COM 594918104   13,649,355 56,915 SH   SOLE   55,850 0 1,065
MICROSOFT CORP COM 594918104   3,849,590 16,052 SH   OTR   14,238 1,484 330
MIDDLESEX WTR CO COM 596680108   438,899 5,579 SH   SOLE   5,579 0 0
MONDELEZ INTL INC CL A 609207105   2,044,288 30,672 SH   SOLE   30,431 0 241
MONDELEZ INTL INC CL A 609207105   73,581 1,104 SH   OTR   727 377 0
MOTOROLA SOLUTIONS INC COM NEW 620076307   3,215,705 12,478 SH   SOLE   12,326 0 152
MOTOROLA SOLUTIONS INC COM NEW 620076307   419,036 1,626 SH   OTR   387 1,239 0
MUSCLEPHARM CORP COM NEW 627335201   12 17,320 SH   SOLE   17,320 0 0
NATIONAL WESTN LIFE GROUP IN CL A 638517102   230,420 820 SH   OTR   820 0 0
NESTLE S A SPONSORED ADR 641069406   2,761,646 23,848 SH   SOLE   23,617 0 231
NESTLE S A SPONSORED ADR 641069406   101,905 880 SH   OTR   295 285 300
NEW JERSEY RES CORP COM 646025106   1,106,575 22,301 SH   SOLE   22,301 0 0
NEWMONT CORP COM 651639106   1,829,330 38,757 SH   SOLE   38,257 0 500
NEWMONT CORP COM 651639106   193,284 4,095 SH   OTR   1,172 2,923 0
NEXTERA ENERGY INC COM 65339F101   756,329 9,047 SH   SOLE   9,047 0 0
NEXTERA ENERGY INC COM 65339F101   3,009 36 SH   OTR   36 0 0
NIKE INC CL B 654106103   2,776,647 23,730 SH   SOLE   23,381 0 349
NIKE INC CL B 654106103   82,609 706 SH   OTR   168 305 233
NON INVASIVE MONITORING SYS COM NEW 655366508   6,459 192,818 SH   SOLE   192,818 0 0
NORTHROP GRUMMAN CORP COM 666807102   8,267,082 15,152 SH   SOLE   15,123 0 29
NORTHROP GRUMMAN CORP COM 666807102   110,213 202 SH   OTR   202 0 0
OPKO HEALTH INC COM 68375N103   25,000 20,000 SH   SOLE   20,000 0 0
ORACLE CORP COM 68389X105   3,961,365 48,463 SH   SOLE   47,943 0 520
ORACLE CORP COM 68389X105   539,157 6,596 SH   OTR   1,500 4,396 700
PNC FINL SVCS GROUP INC COM 693475105   202,163 1,280 SH   SOLE   1,280 0 0
PALO ALTO NETWORKS INC COM 697435105   293,034 2,100 SH   SOLE   2,100 0 0
PARKER-HANNIFIN CORP COM 701094104   380,919 1,309 SH   SOLE   1,309 0 0
PARKER-HANNIFIN CORP COM 701094104   23,280 80 SH   OTR   80 0 0
PAYPAL HLDGS INC COM 70450Y103   207,962 2,920 SH   SOLE   2,920 0 0
PEPSICO INC COM 713448108   1,021,632 5,655 SH   SOLE   5,655 0 0
PEPSICO INC COM 713448108   171,807 951 SH   OTR   951 0 0
PFIZER INC COM 717081103   2,644,701 51,614 SH   SOLE   51,198 0 416
PFIZER INC COM 717081103   377,536 7,368 SH   OTR   1,685 4,115 1,568
PHILIP MORRIS INTL INC COM 718172109   889,028 8,784 SH   SOLE   8,784 0 0
PHILIP MORRIS INTL INC COM 718172109   10,829 107 SH   OTR   0 0 107
PHILLIPS 66 COM 718546104   260,200 2,500 SH   SOLE   2,500 0 0
PHILLIPS 66 COM 718546104   14,467 139 SH   OTR   139 0 0
POST HLDGS INC COM 737446104   366,455 4,060 SH   SOLE   4,060 0 0
PROCTER AND GAMBLE CO COM 742718109   2,725,958 17,986 SH   SOLE   17,986 0 0
PROCTER AND GAMBLE CO COM 742718109   56,835 375 SH   OTR   375 0 0
QUEEN CITY INVTS INC CAP STK 74823W109   5,231,250 4,185 SH   SOLE   4,185 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   1,105,477 10,954 SH   SOLE   10,873 0 81
RAYTHEON TECHNOLOGIES CORP COM 75513E101   163,490 1,620 SH   OTR   1,620 0 0
REPUBLIC SVCS INC COM 760759100   1,373,743 10,650 SH   SOLE   10,650 0 0
ROCKWELL AUTOMATION INC COM 773903109   206,056 800 SH   SOLE   800 0 0
SHELL PLC SPON ADS 780259305   415,450 7,295 SH   SOLE   7,295 0 0
SHELL PLC SPON ADS 780259305   102,510 1,800 SH   OTR   1,800 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,782,888 4,662 SH   SOLE   4,662 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   442,853 1,158 SH   OTR   810 348 0
SPDR GOLD TR GOLD SHS 78463V107   577,115 3,402 SH   SOLE   3,122 0 280
SPDR GOLD TR GOLD SHS 78463V107   30,195 178 SH   OTR   178 0 0
SPDR SER TR S&P REGL BKG 78464A698   230,084 3,917 SH   SOLE   3,917 0 0
SPDR SER TR S&P REGL BKG 78464A698   587 10 SH   OTR   10 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,786,657 4,035 SH   SOLE   4,035 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   50,478 114 SH   OTR   114 0 0
SALESFORCE INC COM 79466L302   731,764 5,519 SH   SOLE   5,519 0 0
SALESFORCE INC COM 79466L302   58,869 444 SH   OTR   124 320 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,345,196 30,020 SH   SOLE   30,020 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   51,888 1,054 SH   SOLE   1,054 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   178,557 3,627 SH   OTR   3,627 0 0
SEMPRA COM 816851109   684,303 4,428 SH   SOLE   4,428 0 0
SHERWIN WILLIAMS CO COM 824348106   222,615 938 SH   SOLE   938 0 0
SOUTHERN CO COM 842587107   1,180,764 16,535 SH   SOLE   16,310 0 225
SOUTHERN CO COM 842587107   19,637 275 SH   OTR   275 0 0
STARBUCKS CORP COM 855244109   1,121,059 11,301 SH   SOLE   11,131 0 170
STARBUCKS CORP COM 855244109   76,185 768 SH   OTR   57 711 0
TJX COS INC NEW COM 872540109   1,986,418 24,955 SH   SOLE   24,955 0 0
TARGET CORP COM 87612E106   585,280 3,927 SH   SOLE   3,927 0 0
TARGET CORP COM 87612E106   25,783 173 SH   OTR   173 0 0
TC ENERGY CORP COM 87807B107   266,663 6,690 SH   SOLE   6,690 0 0
TELEDYNE TECHNOLOGIES INC COM 879360105   951,385 2,379 SH   SOLE   2,379 0 0
TESLA INC COM 88160R101   269,641 2,189 SH   SOLE   2,189 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   580,977 1,055 SH   SOLE   1,055 0 0
3M CO COM 88579Y101   1,763,543 14,706 SH   SOLE   14,636 0 70
3M CO COM 88579Y101   54,443 454 SH   OTR   454 0 0
TRAVELERS COMPANIES INC COM 89417E109   291,546 1,555 SH   SOLE   1,555 0 0
TRAVELERS COMPANIES INC COM 89417E109   130,118 694 SH   OTR   694 0 0
US BANCORP DEL COM NEW 902973304   1,235,035 28,320 SH   SOLE   27,923 0 397
US BANCORP DEL COM NEW 902973304   72,610 1,665 SH   OTR   1,163 502 0
UNION PAC CORP COM 907818108   722,674 3,490 SH   SOLE   3,456 0 34
UNION PAC CORP COM 907818108   30,853 149 SH   OTR   149 0 0
UNITED PARCEL SERVICE INC CL B 911312106   434,947 2,502 SH   SOLE   2,502 0 0
UNITED PARCEL SERVICE INC CL B 911312106   139,593 803 SH   OTR   461 342 0
UNITEDHEALTH GROUP INC COM 91324P102   9,083,043 17,132 SH   SOLE   17,012 0 120
UNITEDHEALTH GROUP INC COM 91324P102   575,775 1,086 SH   OTR   283 683 120
VALERO ENERGY CORP COM 91913Y100   241,034 1,900 SH   SOLE   1,900 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816   379,414 2,205 SH   SOLE   2,205 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   755,381 2,150 SH   SOLE   2,150 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   746,908 5,321 SH   SOLE   5,321 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   286,505 1,561 SH   SOLE   1,561 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   845,090 21,449 SH   SOLE   21,449 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   134,314 3,409 SH   OTR   799 2,428 182
VISA INC COM CL A 92826C839   3,907,342 18,807 SH   SOLE   18,489 0 318
VISA INC COM CL A 92826C839   610,398 2,938 SH   OTR   1,631 1,307 0
WEC ENERGY GROUP INC COM 92939U106   258,683 2,759 SH   SOLE   2,759 0 0
WALMART INC COM 931142103   926,314 6,533 SH   SOLE   6,533 0 0
WALMART INC COM 931142103   107,618 759 SH   OTR   759 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108   224,160 6,000 SH   SOLE   6,000 0 0
WASTE MGMT INC DEL COM 94106L109   1,921,152 12,246 SH   SOLE   12,246 0 0
WASTE MGMT INC DEL COM 94106L109   53,966 344 SH   OTR   344 0 0
WELLS FARGO CO NEW COM 949746101   779,761 18,885 SH   SOLE   17,561 0 1,324
WENDYS CO COM 95058W100   216,025 9,546 SH   OTR   9,546 0 0
WIRELESS TELECOM GROUP INC COM 976524108   44,750 25,000 SH   SOLE   25,000 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   1,032,750 8,100 SH   SOLE   8,100 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   105,442 827 SH   OTR   153 574 100