The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   218 2,330 SH   SOLE   0 0 2,330
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   277 901 SH   SOLE   0 0 901
AMAZON COM INC COM 023135106   745 5,861 SH   SOLE   0 0 5,861
AMGEN INC COM 031162100   219 815 SH   SOLE   0 0 815
APPLE INC COM 037833100   3,341 19,514 SH   SOLE   0 0 19,514
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   698 1,992 SH   SOLE   0 0 1,992
BRISTOL-MYERS SQUIBB CO COM 110122108   1,166 20,083 SH   SOLE   0 0 20,083
CACI INTL INC CL A 127190304   277 881 SH   SOLE   0 0 881
CHEVRON CORP NEW COM 166764100   516 3,059 SH   SOLE   0 0 3,059
CONSOLIDATED EDISON INC COM 209115104   296 3,462 SH   SOLE   0 0 3,462
DOMINION ENERGY INC COM 25746U109   503 11,256 SH   SOLE   0 0 11,256
ELI LILLY & CO COM 532457108   442 823 SH   SOLE   0 0 823
EXXON MOBIL CORP COM 30231G102   5,079 43,195 SH   SOLE   0 0 43,195
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192   238 3,133 SH   SOLE   0 0 3,133
HOME DEPOT INC COM 437076102   500 1,655 SH   SOLE   0 0 1,655
INTERNATIONAL BUSINESS MACHS COM 459200101   699 4,983 SH   SOLE   0 0 4,983
INVESCO EXCH TRADED FD TR II EQUAL WEGT 0-30 46138E107   18,253 680,817 SH   SOLE   0 0 680,817
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   19,753 982,236 SH   SOLE   0 0 982,236
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   21,255 1,028,320 SH   SOLE   0 0 1,028,320
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866   389 18,317 SH   SOLE   0 0 18,317
INVESCO QQQ TR UNIT SER 1 46090E103   61,904 172,787 SH   SOLE   0 0 172,787
ISHARES TR CORE US AGGBD ET 464287226   63,773 678,150 SH   SOLE   0 0 678,150
ISHARES TR IBONDS 24 TRM TS 46436E874   41,758 1,751,576 SH   SOLE   0 0 1,751,576
ISHARES TR RUS 1000 ETF 464287622   8,666 36,892 SH   SOLE   0 0 36,892
ISHARES TR IBONDS 23 TRM TS 46436E882   57,202 2,304,679 SH   SOLE   0 0 2,304,679
ISHARES TR TIPS BD ETF 464287176   51,462 496,166 SH   SOLE   0 0 496,166
ISHARES TR RUSSELL 3000 ETF 464287689   19,016 77,598 SH   SOLE   0 0 77,598
ISHARES TR 0-5 YR TIPS ETF 46429B747   3,116 32,155 SH   SOLE   0 0 32,155
ISHARES TR CORE S&P500 ETF 464287200   22,083 51,424 SH   SOLE   0 0 51,424
ISHARES TR CORE S&P MCP ETF 464287507   1,664 6,675 SH   SOLE   0 0 6,675
ISHARES TR CORE 1 5 YR USD 46432F859   222 4,793 SH   SOLE   0 0 4,793
ISHARES TR RUS 1000 GRW ETF 464287614   310 1,167 SH   SOLE   0 0 1,167
ISHARES TR DOW JONES US ETF 464287846   286 2,734 SH   SOLE   0 0 2,734
ISHARES TR RUSSELL 2000 ETF 464287655   241 1,364 SH   SOLE   0 0 1,364
JOHNSON & JOHNSON COM 478160104   227 1,460 SH   SOLE   0 0 1,460
JPMORGAN CHASE & CO COM 46625H100   346 2,386 SH   SOLE   0 0 2,386
L3HARRIS TECHNOLOGIES INC COM 502431109   224 1,285 SH   SOLE   0 0 1,285
LOCKHEED MARTIN CORP COM 539830109   207 507 SH   SOLE   0 0 507
MARRIOTT INTL INC NEW CL A 571903202   725 3,690 SH   SOLE   0 0 3,690
MCDONALDS CORP COM 580135101   211 801 SH   SOLE   0 0 801
MERCK & CO INC COM 58933Y105   314 3,050 SH   SOLE   0 0 3,050
METTLER TOLEDO INTERNATIONAL COM 592688105   551 497 SH   SOLE   0 0 497
MICROSOFT CORP COM 594918104   2,586 8,191 SH   SOLE   0 0 8,191
NEXTERA ENERGY INC COM 65339F101   523 9,134 SH   SOLE   0 0 9,134
NVIDIA CORPORATION COM 67066G104   612 1,408 SH   SOLE   0 0 1,408
ORACLE CORP COM 68389X105   313 2,956 SH   SOLE   0 0 2,956
PEPSICO INC COM 713448108   328 1,936 SH   SOLE   0 0 1,936
PFIZER INC COM 717081103   220 6,630 SH   SOLE   0 0 6,630
PHILIP MORRIS INTL INC COM 718172109   246 2,653 SH   SOLE   0 0 2,653
PROCTER AND GAMBLE CO COM 742718109   256 1,757 SH   SOLE   0 0 1,757
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   228,178 4,509,439 SH   SOLE   0 0 4,509,439
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   17,332 256,092 SH   SOLE   0 0 256,092
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698   12,907 305,855 SH   SOLE   0 0 305,855
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,229 29,676 SH   SOLE   0 0 29,676
SCIENCE APPLICATIONS INTL CO COM 808625107   265 2,512 SH   SOLE   0 0 2,512
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   22,305 672,458 SH   SOLE   0 0 672,458
SELECT SECTOR SPDR TR INDL 81369Y704   34,421 339,529 SH   SOLE   0 0 339,529
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   252 1,567 SH   SOLE   0 0 1,567
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   306 1,867 SH   SOLE   0 0 1,867
SOUTHERN CO COM 842587107   211 3,260 SH   SOLE   0 0 3,260
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   27,153 81,066 SH   SOLE   0 0 81,066
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,373 3,213 SH   SOLE   0 0 3,213
SPDR SER TR PORTFOLIO S&P500 78464A854   321 6,384 SH   SOLE   0 0 6,384
SPROTT PHYSICAL GOLD TR UNIT 85207H104   168 11,700 SH   SOLE   0 0 11,700
TELOS CORP MD COM 87969B101   109 45,704 SH   SOLE   0 0 45,704
TEXAS INSTRS INC COM 882508104   409 2,572 SH   SOLE   0 0 2,572
UNION PAC CORP COM 907818108   290 1,426 SH   SOLE   0 0 1,426
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   662 8,802 SH   SOLE   0 0 8,802
VANGUARD INDEX FDS GROWTH ETF 922908736   56,834 208,711 SH   SOLE   0 0 208,711
VANGUARD INDEX FDS TOTAL STK MKT 922908769   529 2,492 SH   SOLE   0 0 2,492
VANGUARD INDEX FDS SMALL CP ETF 922908751   229 1,212 SH   SOLE   0 0 1,212
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   489 10,345 SH   SOLE   0 0 10,345
VANGUARD WORLD FD MEGA GRWTH IND 921910816   371 1,636 SH   SOLE   0 0 1,636
VISA INC COM CL A 92826C839   258 1,122 SH   SOLE   0 0 1,122
WP CAREY INC COM 92936U109   425 7,856 SH   SOLE   0 0 7,856