The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 411 2,686 SH   SOLE   0 0 2,686
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 202 726 SH   SOLE   0 0 726
ALPHABET INC CAP STK CL A 02079K305 246 113 SH   SOLE   0 0 113
AMAZON COM INC COM 023135106 421 3,960 SH   SOLE   0 0 3,960
APPLE INC COM 037833100 1,962 14,352 SH   SOLE   0 0 14,352
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 372 1,364 SH   SOLE   0 0 1,364
BRISTOL-MYERS SQUIBB CO COM 110122108 617 8,011 SH   SOLE   0 0 8,011
CACI INTL INC CL A 127190304 271 961 SH   SOLE   0 0 961
CONSOLIDATED EDISON INC COM 209115104 306 3,214 SH   SOLE   0 0 3,214
DANAHER CORPORATION COM 235851102 413 1,629 SH   SOLE   0 0 1,629
DOMINION ENERGY INC COM 25746U109 1,010 12,656 SH   SOLE   0 0 12,656
EXXON MOBIL CORP COM 30231G102 546 6,373 SH   SOLE   0 0 6,373
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 234 3,554 SH   SOLE   0 0 3,554
FIRST TR EXCHANGE-TRADED FD NY ARCA BIOTECH 33733E203 276 2,035 SH   SOLE   0 0 2,035
HOME DEPOT INC COM 437076102 255 931 SH   SOLE   0 0 931
INTERNATIONAL BUSINESS MACHS COM 459200101 237 1,681 SH   SOLE   0 0 1,681
INVESCO QQQ TR UNIT SER 1 46090E103 43,759 156,127 SH   SOLE   0 0 156,127
ISHARES TR CORE 1 5 YR USD 46432F859 108,075 2,280,073 SH   SOLE   0 0 2,280,073
ISHARES TR CORE S&P TTL STK 464287150 243 2,899 SH   SOLE   0 0 2,899
ISHARES TR CONV BD ETF 46435G102 632 9,112 SH   SOLE   0 0 9,112
ISHARES TR U.S. MED DVC ETF 464288810 283 5,616 SH   SOLE   0 0 5,616
ISHARES TR RUS 1000 ETF 464287622 33,580 161,629 SH   SOLE   0 0 161,629
ISHARES TR 0-5 YR TIPS ETF 46429B747 69,382 684,038 SH   SOLE   0 0 684,038
ISHARES TR CORE US AGGBD ET 464287226 49,510 486,919 SH   SOLE   0 0 486,919
ISHARES TR RUSSELL 3000 ETF 464287689 16,554 76,149 SH   SOLE   0 0 76,149
ISHARES TR CORE S&P500 ETF 464287200 19,194 50,623 SH   SOLE   0 0 50,623
ISHARES TR CORE S&P MCP ETF 464287507 1,397 6,177 SH   SOLE   0 0 6,177
ISHARES TR ISHS 5-10YR INVT 464288638 11,634 227,849 SH   SOLE   0 0 227,849
JOHNSON & JOHNSON COM 478160104 201 1,131 SH   SOLE   0 0 1,131
JPMORGAN CHASE & CO COM 46625H100 252 2,234 SH   SOLE   0 0 2,234
L3HARRIS TECHNOLOGIES INC COM 502431109 270 1,119 SH   SOLE   0 0 1,119
LOCKHEED MARTIN CORP COM 539830109 446 1,037 SH   SOLE   0 0 1,037
MASTERCARD INCORPORATED CL A 57636Q104 297 942 SH   SOLE   0 0 942
MICROSOFT CORP COM 594918104 1,570 6,114 SH   SOLE   0 0 6,114
NEXTERA ENERGY INC COM 65339F101 608 7,849 SH   SOLE   0 0 7,849
PEPSICO INC COM 713448108 272 1,632 SH   SOLE   0 0 1,632
PFIZER INC COM 717081103 288 5,484 SH   SOLE   0 0 5,484
PHILIP MORRIS INTL INC COM 718172109 266 2,698 SH   SOLE   0 0 2,698
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 667 17,115 SH   SOLE   0 0 17,115
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 193,840 4,340,344 SH   SOLE   0 0 4,340,344
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 14,356 228,862 SH   SOLE   0 0 228,862
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 19,676 625,623 SH   SOLE   0 0 625,623
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 329 2,591 SH   SOLE   0 0 2,591
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 28,538 326,743 SH   SOLE   0 0 326,743
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 297 2,157 SH   SOLE   0 0 2,157
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 23,948 77,798 SH   SOLE   0 0 77,798
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,040 2,758 SH   SOLE   0 0 2,758
SPDR SER TR PORTFOLIO S&P500 78464A854 283 6,384 SH   SOLE   0 0 6,384
TEXAS INSTRS INC COM 882508104 390 2,536 SH   SOLE   0 0 2,536
THERMO FISHER SCIENTIFIC INC COM 883556102 212 391 SH   SOLE   0 0 391
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 21,017 279,260 SH   SOLE   0 0 279,260
VANGUARD INDEX FDS GROWTH ETF 922908736 41,615 186,708 SH   SOLE   0 0 186,708
VANGUARD INDEX FDS TOTAL STK MKT 922908769 511 2,708 SH   SOLE   0 0 2,708
VANGUARD WORLD FD MEGA GRWTH IND 921910816 377 2,074 SH   SOLE   0 0 2,074
VISA INC COM CL A 92826C839 200 1,015 SH   SOLE   0 0 1,015
WP CAREY INC COM 92936U109 303 3,654 SH   SOLE   0 0 3,654