The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BRISTOL-MYERS SQUIBB CO COM 110122108   825,159 4,275 SH   SOLE   0 0 4,275
BROWN FORMAN CORP CL B 115637209   285,485 4,275 SH   SOLE   0 0 4,275
CATERPILLAR INC COM 149123101   2,046,480 8,317 SH   SOLE   0 0 8,317
CHEVRON CORP NEW COM 166764100   1,839,956 11,693 SH   SOLE   0 0 11,693
COCA COLA CO COM 191216100   1,019,006 16,921 SH   SOLE   0 0 16,921
COLGATE PALMOLIVE CO COM 194162103   697,013 9,047 SH   SOLE   0 0 9,047
COMMUNITY BK SYS INC COM 203607106   320,378 6,834 SH   SOLE   0 0 6,834
CONSOLIDATED EDISON INC COM 209115104   711,369 7,869 SH   SOLE   0 0 7,869
CORNING INC COM 219350105   548,179 15,644 SH   SOLE   0 0 15,644
DEERE &CO COM 244199105   1,403,848 3,465 SH   SOLE   0 0 3,465
DISNEY WALT CO COM 254687106   581,162 6,509 SH   SOLE   0 0 6,509
EMERSON ELEC CO COM 291011104   2,557,247 28,291 SH   SOLE   0 0 28,291
ENTERPRISE PRODS PARTNERS L COM 293792107   424,420 16,107 SH   SOLE   0 0 16,107
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   225,442 1,726 SH   SOLE   0 0 1,726
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   782,978 17,239 SH   SOLE   0 0 17,239
FISERV INC COM 337738108   309,698 2,455 SH   SOLE   0 0 2,455
FIRSTENERGY CORP COM 337932107   681,186 17,520 SH   SOLE   0 0 17,520
GENERAL DYNAMICS CORP COM 369550108   306,135 1,423 SH   SOLE   0 0 1,423
GENERAL MLS INC COM 370334104   1,272,643 16,592 SH   SOLE   0 0 16,592
GILEAD SCIENCES INC COM 375558103   992,137 12,873 SH   SOLE   0 0 12,873
HERSHEY CO COM 427866108   343,338 1,375 SH   SOLE   0 0 1,375
HOME DEPOT INC COM 437076102   342,006 1,101 SH   SOLE   0 0 1,101
HONEYWELL INTL INC COM 438516106   910,662 4,389 SH   SOLE   0 0 4,389
INTEL CORP COM 458140100   1,439,712 43,054 SH   SOLE   0 0 43,054
INTERNATIONAL BUSINESS MACHS COM 459200101   1,485,823 11,104 SH   SOLE   0 0 11,104
ISHARES TR CORE S&P TTL STK 464287150   6,646,344 67,931 SH   SOLE   0 0 67,931
ISHARES TR SELECT DIVID ETF 464287168   2,141,699 18,903 SH   SOLE   0 0 18,903
ISHARES TR CORE S&P500 ETF 464287200   3,909,141 8,771 SH   SOLE   0 0 8,771
ISHARES TR S&P 500 GRWT ETF 464287309   1,900,216 26,961 SH   SOLE   0 0 26,961
ISHARES TR S&P 500 VAL ETF 464287408   345,753 2,145 SH   SOLE   0 0 2,145
ISHARES TR RUS 1000 VAL ETF 464287598   458,496 2,905 SH   SOLE   0 0 2,905
ISHARES TR RUS 1000 GRW ETF 464287614   376,080 1,367 SH   SOLE   0 0 1,367
ISHARES TR RUS 2000 GRW ETF 464287648   262,666 1,082 SH   SOLE   0 0 1,082
ISHARES TR CORE S&P US GWT 464287671   1,665,036 17,053 SH   SOLE   0 0 17,053
ISHARES TR CORE S&P SCP ETF 464287804   2,473,424 24,821 SH   SOLE   0 0 24,821
ISHARES TR S&P SML 600 GWT 464287887   200,671 1,746 SH   SOLE   0 0 1,746
ISHARES TR PFD AND INCM SEC 464288687   286,685 9,269 SH   SOLE   0 0 9,269
JOHNSON &JOHNSON COM 478160104   3,710,643 22,418 SH   SOLE   0 0 22,418
KELLOGG CO COM 487836108   633,677 9,402 SH   SOLE   0 0 9,402
KIMBERLY-CLARK CORP COM 494368103   838,162 6,071 SH   SOLE   0 0 6,071
KRAFT HEINZ CO COM 500754106   320,538 9,029 SH   SOLE   0 0 9,029
L3HARRIS TECHNOLOGIES INC COM 502431109   424,821 2,170 SH   SOLE   0 0 2,170
LILLY ELI &CO COM 532457108   705,466 1,504 SH   SOLE   0 0 1,504
LOCKHEED MARTIN CORP COM 539830109   1,345,136 2,922 SH   SOLE   0 0 2,922
LOWES COS INC COM 548661107   2,533,820 11,226 SH   SOLE   0 0 11,226
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106   503,024 8,072 SH   SOLE   0 0 8,072
MCDONALDS CORP COM 580135101   1,532,091 5,134 SH   SOLE   0 0 5,134
MICROSOFT CORP COM 594918104   6,998,005 20,550 SH   SOLE   0 0 20,550
MONDELEZ INTL INC CL A 609207105   237,104 3,251 SH   SOLE   0 0 3,251
NBT BANCORP INC COM 628778102   212,660 6,677 SH   SOLE   0 0 6,677
NORFOLK SOUTHN CORP COM 655844108   479,413 2,114 SH   SOLE   0 0 2,114
NORTHROP GRUMMAN CORP COM 666807102   900,817 1,976 SH   SOLE   0 0 1,976
PALO ALTO NETWORKS INC COM 697435105   1,731,336 6,776 SH   SOLE   0 0 6,776
PAYCHEX INC COM 704326107   1,715,944 15,339 SH   SOLE   0 0 15,339
PEPSICO INC COM 713448108   1,236,346 6,675 SH   SOLE   0 0 6,675
PFIZER INC COM 717081103   606,430 16,533 SH   SOLE   0 0 16,533
PIONEER NAT RES CO COM 723787107   224,599 1,084 SH   SOLE   0 0 1,084
PROCTER AND GAMBLE CO COM 742718109   4,469,497 29,455 SH   SOLE   0 0 29,455
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   741,165 11,838 SH   SOLE   0 0 11,838
QUALCOMM INC COM 747525103   1,257,515 10,564 SH   SOLE   0 0 10,564
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   846,429 11,656 SH   SOLE   0 0 11,656
SMUCKER J M CO COM NEW 832696405   408,308 2,765 SH   SOLE   0 0 2,765
SOUTHERN CO COM 842587107   1,144,193 16,287 SH   SOLE   0 0 16,287
STARBUCKS CORP COM 855244109   987,149 9,965 SH   SOLE   0 0 9,965
SYSCO CORP COM 871829107   324,852 4,378 SH   SOLE   0 0 4,378
TJX COS INC NEW COM 872540109   270,022 3,185 SH   SOLE   0 0 3,185
TERADYNE INC COM 880770102   405,241 3,640 SH   SOLE   0 0 3,640
TEXAS INSTRS INC COM 882508104   240,327 1,335 SH   SOLE   0 0 1,335
THERMO FISHER SCIENTIFIC INC COM 883556102   3,159,727 6,056 SH   SOLE   0 0 6,056
TOMPKINS FINL CORP COM 890110109   6,847,434 122,934 SH   SOLE   0 0 122,934
US BANCORP DEL COM NEW 902973304   668,799 20,242 SH   SOLE   0 0 20,242
UNION PAC CORP COM 907818108   1,854,471 9,063 SH   SOLE   0 0 9,063
UNITED PARCEL SERVICE INC CL B 911312106   383,458 2,139 SH   SOLE   0 0 2,139
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,280,409 14,039 SH   SOLE   0 0 14,039
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   4,243,779 40,009 SH   SOLE   0 0 40,009
VEEVA SYS INC CL A COM 922475108   573,219 2,899 SH   SOLE   0 0 2,899
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,284,193 3,153 SH   SOLE   0 0 3,153
VANGUARD INDEX FDS GROWTH ETF 922908736   813,502 2,875 SH   SOLE   0 0 2,875
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,408,389 10,933 SH   SOLE   0 0 10,933
VMWARE INC CL A COM 928563402   266,084 1,852 SH   SOLE   0 0 1,852
WALMART INC COM 931142103   229,930 1,463 SH   SOLE   0 0 1,463
AES CORP COM 00130H105   288,946 13,939 SH   SOLE   0 0 13,939
AT&T INC COM 00206R102   1,253,372 78,581 SH   SOLE   0 0 78,581
ABBOTT LABS COM 002824100   4,667,456 42,813 SH   SOLE   0 0 42,813
ABBVIE INC COM 00287Y109   6,402,773 47,523 SH   SOLE   0 0 47,523
ADOBE SYSTEMS INCORPORATED COM 00724F101   340,826 697 SH   SOLE   0 0 697
AIR PRODS &CHEMS INC COM 009158106   961,088 3,209 SH   SOLE   0 0 3,209
ALBEMARLE CORP COM 012653101   369,090 1,654 SH   SOLE   0 0 1,654
ALPHABET INC CAP STK CL C 02079K107   3,764,586 31,120 SH   SOLE   0 0 31,120
ALPHABET INC CAP STK CL A 02079K305   1,609,007 13,442 SH   SOLE   0 0 13,442
AMAZON COM INC COM 023135106   3,142,067 24,103 SH   SOLE   0 0 24,103
AMERICAN CENTY ETF TR US SML CP VALU 025072877   638,513 8,227 SH   SOLE   0 0 8,227
AMERICAN ELEC PWR CO INC COM 025537101   484,026 5,749 SH   SOLE   0 0 5,749
AMERICAN EXPRESS CO COM 025816109   283,270 1,626 SH   SOLE   0 0 1,626
AMERICAN TOWER CORP NEW COM 03027X100   521,523 2,689 SH   SOLE   0 0 2,689
AMGEN INC COM 031162100   1,699,152 7,653 SH   SOLE   0 0 7,653
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   447,109 7,883 SH   SOLE   0 0 7,883
APPLE INC COM 037833100   20,958,159 108,048 SH   SOLE   0 0 108,048
ASTRAZENECA PLC SPONSORED ADR 046353108   419,114 5,856 SH   SOLE   0 0 5,856
ATMOS ENERGY CORP COM 049560105   209,412 1,800 SH   SOLE   0 0 1,800
AUTOMATIC DATA PROCESSING IN COM 053015103   898,502 4,088 SH   SOLE   0 0 4,088
BANK NEW YORK MELLON CORP COM 064058100   409,883 9,207 SH   SOLE   0 0 9,207
BERKSHIRE HATHAWAY INC DEL CL A 084670108   6,213,720 12 SH   SOLE   0 0 12
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,357,639 12,779 SH   SOLE   0 0 12,779
BIOGEN INC COM 09062X103   440,378 1,546 SH   SOLE   0 0 1,546
BIOSIG TECHNOLOGIES INC COM NEW 09073N201   77,019 61,615 SH   SOLE   0 0 61,615
BLACKROCK INC COM 09247X101   671,778 972 SH   SOLE   0 0 972
BOEING CO COM 097023105   364,894 1,728 SH   SOLE   0 0 1,728
BOOKING HOLDINGS INC COM 09857L108   799,298 296 SH   SOLE   0 0 296
BORGWARNER INC COM 099724106   1,046,687 21,400 SH   SOLE   0 0 21,400
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   837,316 35,600 SH   SOLE   0 0 35,600
CISCO SYS INC COM 17275R102   1,689,011 32,644 SH   SOLE   0 0 32,644
COGENT COMMUNICATIONS HLDGS COM NEW 19239V302   329,063 4,890 SH   SOLE   0 0 4,890
CONSTELLATION BRANDS INC CL A 21036P108   1,432,458 5,820 SH   SOLE   0 0 5,820
COSTCO WHSL CORP NEW COM 22160K105   1,593,773 2,960 SH   SOLE   0 0 2,960
DOMINION ENERGY INC COM 25746U109   783,685 15,132 SH   SOLE   0 0 15,132
DUKE ENERGY CORP NEW COM NEW 26441C204   1,813,196 20,205 SH   SOLE   0 0 20,205
ENBRIDGE INC COM 29250N105   890,743 23,977 SH   SOLE   0 0 23,977
EVERGY INC COM 30034W106   205,405 3,516 SH   SOLE   0 0 3,516
EXXON MOBIL CORP COM 30231G102   5,264,602 49,087 SH   SOLE   0 0 49,087
META PLATFORMS INC CL A 30303M102   408,373 1,423 SH   SOLE   0 0 1,423
FIRST TR EXCHANGE-TRADED FD NY ARCA BIOTECH 33733E203   273,661 1,787 SH   SOLE   0 0 1,787
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   1,155,880 72,378 SH   SOLE   0 0 72,378
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   2,584,046 54,207 SH   SOLE   0 0 54,207
INVESCO QQQ TR UNIT SER 1 46090E103   3,856,327 10,439 SH   SOLE   0 0 10,439
ISHARES TR CORE HIGH DV ETF 46429B663   1,175,253 11,660 SH   SOLE   0 0 11,660
ISHARES TR MSCI USA MIN VOL 46429B697   804,412 10,822 SH   SOLE   0 0 10,822
ISHARES INC CORE MSCI EMKT 46434G103   428,114 8,686 SH   SOLE   0 0 8,686
ISHARES TR 0-5YR INVT GR CP 46434V100   375,374 7,786 SH   SOLE   0 0 7,786
ISHARES TR CORE DIV GRWTH 46434V621   3,470,963 67,358 SH   SOLE   0 0 67,358
ISHARES TR IBONDS DEC25 ETF 46434VBD1   1,802,875 73,949 SH   SOLE   0 0 73,949
ISHARES TR IBONDS DEC24 ETF 46434VBG4   1,420,046 57,679 SH   SOLE   0 0 57,679
ISHARES TR IBONDS DEC2026 46435GAA0   1,257,065 53,560 SH   SOLE   0 0 53,560
ISHARES TR IBONDS DEC 26 46435U259   474,553 18,846 SH   SOLE   0 0 18,846
ISHARES TR IBONDS DEC 27 46435U283   473,925 18,908 SH   SOLE   0 0 18,908
ISHARES TR IBONDS DEC 28 46435U325   472,937 18,797 SH   SOLE   0 0 18,797
ISHARES TR IBONDS DEC 25 46435U432   477,071 18,115 SH   SOLE   0 0 18,115
ISHARES TR IBDS DEC28 ETF 46435U515   990,107 40,413 SH   SOLE   0 0 40,413
ISHARES TR IBONDS DEC 46435U697   480,681 18,660 SH   SOLE   0 0 18,660
ISHARES TR IBONDS 27 ETF 46435UAA9   1,059,886 45,140 SH   SOLE   0 0 45,140
JPMORGAN CHASE &CO COM 46625H100   2,297,949 15,800 SH   SOLE   0 0 15,800
LABORATORY CORP AMER HLDGS COM NEW 50540R409   615,164 2,549 SH   SOLE   0 0 2,549
MASTERCARD INCORPORATED CL A 57636Q104   200,583 510 SH   SOLE   0 0 510
MERCK &CO INC COM 58933Y105   1,560,408 13,523 SH   SOLE   0 0 13,523
NEXTERA ENERGY INC COM 65339F101   676,264 9,114 SH   SOLE   0 0 9,114
NVIDIA CORPORATION COM 67066G104   3,933,827 9,299 SH   SOLE   0 0 9,299
ORACLE CORP COM 68389X105   464,451 3,900 SH   SOLE   0 0 3,900
PROSHARES TR S&P 500 DV ARIST 74348A467   280,582 2,976 SH   SOLE   0 0 2,976
RAYTHEON TECHNOLOGIES CORP COM 75513E101   1,403,392 14,326 SH   SOLE   0 0 14,326
SPDR S&P 500 ETF TR TR UNIT 78462F103   8,709,718 19,648 SH   SOLE   0 0 19,648
SPDR GOLD TR GOLD SHS 78463V107   215,172 1,207 SH   SOLE   0 0 1,207
SPDR SER TR S&P BIOTECH 78464A870   215,448 2,590 SH   SOLE   0 0 2,590
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   499,551 12,319 SH   SOLE   0 0 12,319
SALESFORCE INC COM 79466L302   1,177,141 5,572 SH   SOLE   0 0 5,572
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   517,098 2,974 SH   SOLE   0 0 2,974
TESLA INC COM 88160R101   926,797 3,541 SH   SOLE   0 0 3,541
3M CO COM 88579Y101   525,177 5,247 SH   SOLE   0 0 5,247
TRAVELERS COMPANIES INC COM 89417E109   206,482 1,189 SH   SOLE   0 0 1,189
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   1,784,665 22,367 SH   SOLE   0 0 22,367
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   342,588 4,528 SH   SOLE   0 0 4,528
VERIZON COMMUNICATIONS INC COM 92343V104   1,740,494 46,800 SH   SOLE   0 0 46,800
VISA INC COM CL A 92826C839   1,520,872 6,404 SH   SOLE   0 0 6,404
WEC ENERGY GROUP INC COM 92939U106   732,127 8,297 SH   SOLE   0 0 8,297
WELLTOWER INC COM 95040Q104   946,830 11,705 SH   SOLE   0 0 11,705
WESCO INTL INC COM 95082P105   1,871,459 10,452 SH   SOLE   0 0 10,452
ZIMMER BIOMET HOLDINGS INC COM 98956P102   1,164,209 7,996 SH   SOLE   0 0 7,996
MEDTRONIC PLC SHS G5960L103   544,740 6,183 SH   SOLE   0 0 6,183