The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AES CORP COM 00130H105 363 16,063 SH   SOLE   0 0 16,063
AT&T INC COM 00206R102 1,283 83,651 SH   SOLE   0 0 83,651
ABBOTT LABS COM 002824100 4,164 43,029 SH   SOLE   0 0 43,029
ABBVIE INC COM 00287Y109 6,457 48,110 SH   SOLE   0 0 48,110
ABRDN ETFS BBRG ALL COMD K1 003261104 1,308 50,632 SH   SOLE   0 0 50,632
ADOBE SYSTEMS INCORPORATED COM 00724F101 230 834 SH   SOLE   0 0 834
AIR PRODS &CHEMS INC COM 009158106 702 3,016 SH   SOLE   0 0 3,016
ALPHABET INC CAP STK CL C 02079K107 3,001 31,215 SH   SOLE   0 0 31,215
ALPHABET INC CAP STK CL A 02079K305 1,322 13,821 SH   SOLE   0 0 13,821
AMAZON COM INC COM 023135106 2,895 25,615 SH   SOLE   0 0 25,615
AMERICAN ELEC PWR CO INC COM 025537101 498 5,764 SH   SOLE   0 0 5,764
AMERICAN EXPRESS CO COM 025816109 213 1,579 SH   SOLE   0 0 1,579
AMERICAN TOWER CORP NEW COM 03027X100 507 2,360 SH   SOLE   0 0 2,360
AMGEN INC COM 031162100 1,813 8,044 SH   SOLE   0 0 8,044
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 392 8,679 SH   SOLE   0 0 8,679
APPLE INC COM 037833100 14,308 103,529 SH   SOLE   0 0 103,529
APPLIED MATLS INC COM 038222105 280 3,413 SH   SOLE   0 0 3,413
ASTRAZENECA PLC SPONSORED ADR 046353108 482 8,783 SH   SOLE   0 0 8,783
AUTOMATIC DATA PROCESSING IN COM 053015103 988 4,367 SH   SOLE   0 0 4,367
BANK NEW YORK MELLON CORP COM 064058100 342 8,871 SH   SOLE   0 0 8,871
BERKSHIRE HATHAWAY INC DEL CL A 084670108 4,878 12 SH   SOLE   0 0 12
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,112 11,653 SH   SOLE   0 0 11,653
BIOGEN INC COM 09062X103 387 1,451 SH   SOLE   0 0 1,451
BIOSIG TECHNOLOGIES INC COM NEW 09073N201 39 61,615 SH   SOLE   0 0 61,615
BLACKROCK INC COM 09247X101 647 1,175 SH   SOLE   0 0 1,175
BOOKING HOLDINGS INC COM 09857L108 523 318 SH   SOLE   0 0 318
BORGWARNER INC COM 099724106 531 16,926 SH   SOLE   0 0 16,926
BRISTOL-MYERS SQUIBB CO COM 110122108 952 13,386 SH   SOLE   0 0 13,386
BROWN FORMAN CORP CL B 115637209 285 4,275 SH   SOLE   0 0 4,275
CVS HEALTH CORP COM 126650100 218 2,290 SH   SOLE   0 0 2,290
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109 231 12,345 SH   SOLE   0 0 12,345
CATERPILLAR INC COM 149123101 1,397 8,517 SH   SOLE   0 0 8,517
CHEVRON CORP NEW COM 166764100 1,634 11,372 SH   SOLE   0 0 11,372
CISCO SYS INC COM 17275R102 1,210 30,239 SH   SOLE   0 0 30,239
COCA COLA CO COM 191216100 968 17,284 SH   SOLE   0 0 17,284
COLGATE PALMOLIVE CO COM 194162103 640 9,110 SH   SOLE   0 0 9,110
COMMUNITY BK SYS INC COM 203607106 411 6,834 SH   SOLE   0 0 6,834
CONSOLIDATED EDISON INC COM 209115104 685 7,993 SH   SOLE   0 0 7,993
CONSTELLATION BRANDS INC CL A 21036P108 1,304 5,677 SH   SOLE   0 0 5,677
CORNING INC COM 219350105 420 14,460 SH   SOLE   0 0 14,460
COSTCO WHSL CORP NEW COM 22160K105 1,317 2,789 SH   SOLE   0 0 2,789
DEERE &CO COM 244199105 1,167 3,496 SH   SOLE   0 0 3,496
DISNEY WALT CO COM 254687106 704 7,460 SH   SOLE   0 0 7,460
DOMINION ENERGY INC COM 25746U109 2,052 29,686 SH   SOLE   0 0 29,686
DUKE ENERGY CORP NEW COM NEW 26441C204 1,833 19,702 SH   SOLE   0 0 19,702
EMERSON ELEC CO COM 291011104 2,069 28,261 SH   SOLE   0 0 28,261
ENBRIDGE INC COM 29250N105 922 24,845 SH   SOLE   0 0 24,845
ENTERPRISE PRODS PARTNERS L COM 293792107 382 16,051 SH   SOLE   0 0 16,051
EVERGY INC COM 30034W106 203 3,416 SH   SOLE   0 0 3,416
EXXON MOBIL CORP COM 30231G102 4,347 49,784 SH   SOLE   0 0 49,784
META PLATFORMS INC CL A 30303M102 254 1,870 SH   SOLE   0 0 1,870
FEDEX CORP COM 31428X106 279 1,880 SH   SOLE   0 0 1,880
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 838 18,852 SH   SOLE   0 0 18,852
FIRST TR EXCHANGE-TRADED FD NY ARCA BIOTECH 33733E203 264 1,997 SH   SOLE   0 0 1,997
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 1,441 86,279 SH   SOLE   0 0 86,279
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 3,183 67,218 SH   SOLE   0 0 67,218
FISERV INC COM 337738108 227 2,425 SH   SOLE   0 0 2,425
FIRSTENERGY CORP COM 337932107 634 17,132 SH   SOLE   0 0 17,132
GENERAL DYNAMICS CORP COM 369550108 274 1,293 SH   SOLE   0 0 1,293
GENERAL MLS INC COM 370334104 1,296 16,920 SH   SOLE   0 0 16,920
GILEAD SCIENCES INC COM 375558103 813 13,182 SH   SOLE   0 0 13,182
HANESBRANDS INC COM 410345102 91 13,145 SH   SOLE   0 0 13,145
HERSHEY CO COM 427866108 347 1,575 SH   SOLE   0 0 1,575
HOME DEPOT INC COM 437076102 286 1,038 SH   SOLE   0 0 1,038
HONEYWELL INTL INC COM 438516106 669 4,010 SH   SOLE   0 0 4,010
ICAHN ENTERPRISES LP DEPOSITARY UNIT 451100101 209 4,200 SH   SOLE   0 0 4,200
INTEL CORP COM 458140100 1,231 47,787 SH   SOLE   0 0 47,787
INTERNATIONAL BUSINESS MACHS COM 459200101 1,299 10,931 SH   SOLE   0 0 10,931
INVESCO QQQ TR UNIT SER 1 46090E103 2,858 10,692 SH   SOLE   0 0 10,692
ISHARES TR CORE S&P TTL STK 464287150 5,482 68,927 SH   SOLE   0 0 68,927
ISHARES TR SELECT DIVID ETF 464287168 2,004 18,688 SH   SOLE   0 0 18,688
ISHARES TR CORE S&P500 ETF 464287200 3,260 9,090 SH   SOLE   0 0 9,090
ISHARES TR S&P 500 GRWT ETF 464287309 1,662 28,732 SH   SOLE   0 0 28,732
ISHARES TR S&P 500 VAL ETF 464287408 267 2,075 SH   SOLE   0 0 2,075
ISHARES TR RUS 1000 VAL ETF 464287598 330 2,425 SH   SOLE   0 0 2,425
ISHARES TR RUS 1000 GRW ETF 464287614 290 1,376 SH   SOLE   0 0 1,376
ISHARES TR RUS 2000 GRW ETF 464287648 224 1,082 SH   SOLE   0 0 1,082
ISHARES TR CORE S&P US GWT 464287671 1,269 15,827 SH   SOLE   0 0 15,827
ISHARES TR CORE S&P SCP ETF 464287804 2,579 29,580 SH   SOLE   0 0 29,580
ISHARES TR PFD AND INCM SEC 464288687 305 9,623 SH   SOLE   0 0 9,623
ISHARES TR CORE HIGH DV ETF 46429B663 1,093 11,975 SH   SOLE   0 0 11,975
ISHARES TR MSCI USA MIN VOL 46429B697 734 11,103 SH   SOLE   0 0 11,103
ISHARES INC CORE MSCI EMKT 46434G103 350 8,144 SH   SOLE   0 0 8,144
ISHARES TR 0-5YR INVT GR CP 46434V100 398 8,400 SH   SOLE   0 0 8,400
ISHARES TR CORE DIV GRWTH 46434V621 2,874 64,622 SH   SOLE   0 0 64,622
ISHARES TR BLACKROCK ULTRA 46434V878 243 4,859 SH   SOLE   0 0 4,859
ISHARES TR IBONDS DEC25 ETF 46434VBD1 1,387 57,484 SH   SOLE   0 0 57,484
ISHARES TR IBONDS DEC24 ETF 46434VBG4 1,096 45,028 SH   SOLE   0 0 45,028
ISHARES TR IBONDS DEC2026 46435GAA0 1,000 43,301 SH   SOLE   0 0 43,301
ISHARES TR IBONDS DEC 26 46435U259 442 17,951 SH   SOLE   0 0 17,951
ISHARES TR IBONDS DEC 27 46435U283 440 18,022 SH   SOLE   0 0 18,022
ISHARES TR IBONDS DEC 28 46435U325 432 17,872 SH   SOLE   0 0 17,872
ISHARES TR IBONDS DEC 25 46435U432 447 17,254 SH   SOLE   0 0 17,254
ISHARES TR IBDS DEC28 ETF 46435U515 876 36,836 SH   SOLE   0 0 36,836
ISHARES TR IBONDS DEC 46435U697 453 17,763 SH   SOLE   0 0 17,763
ISHARES TR IBONDS 27 ETF 46435UAA9 898 39,035 SH   SOLE   0 0 39,035
JPMORGAN CHASE &CO COM 46625H100 1,529 14,627 SH   SOLE   0 0 14,627
JOHNSON &JOHNSON COM 478160104 3,632 22,231 SH   SOLE   0 0 22,231
KELLOGG CO COM 487836108 670 9,619 SH   SOLE   0 0 9,619
KIMBERLY-CLARK CORP COM 494368103 701 6,228 SH   SOLE   0 0 6,228
KRAFT HEINZ CO COM 500754106 228 6,841 SH   SOLE   0 0 6,841
L3HARRIS TECHNOLOGIES INC COM 502431109 451 2,170 SH   SOLE   0 0 2,170
LABORATORY CORP AMER HLDGS COM NEW 50540R409 519 2,535 SH   SOLE   0 0 2,535
LILLY ELI &CO COM 532457108 444 1,373 SH   SOLE   0 0 1,373
LOCKHEED MARTIN CORP COM 539830109 1,324 3,428 SH   SOLE   0 0 3,428
LOWES COS INC COM 548661107 2,110 11,236 SH   SOLE   0 0 11,236
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 460 9,687 SH   SOLE   0 0 9,687
MCDONALDS CORP COM 580135101 1,255 5,439 SH   SOLE   0 0 5,439
MERCK &CO INC COM 58933Y105 1,356 15,740 SH   SOLE   0 0 15,740
MICROSOFT CORP COM 594918104 4,742 20,361 SH   SOLE   0 0 20,361
MONDELEZ INTL INC CL A 609207105 212 3,867 SH   SOLE   0 0 3,867
NBT BANCORP INC COM 628778102 518 13,649 SH   SOLE   0 0 13,649
NEXTERA ENERGY INC COM 65339F101 629 8,027 SH   SOLE   0 0 8,027
NORFOLK SOUTHN CORP COM 655844108 584 2,786 SH   SOLE   0 0 2,786
NORTHROP GRUMMAN CORP COM 666807102 880 1,871 SH   SOLE   0 0 1,871
NVIDIA CORPORATION COM 67066G104 1,155 9,513 SH   SOLE   0 0 9,513
ORACLE CORP COM 68389X105 253 4,150 SH   SOLE   0 0 4,150
PALO ALTO NETWORKS INC COM 697435105 1,075 6,566 SH   SOLE   0 0 6,566
PAYCHEX INC COM 704326107 1,729 15,412 SH   SOLE   0 0 15,412
PEPSICO INC COM 713448108 1,085 6,643 SH   SOLE   0 0 6,643
PFIZER INC COM 717081103 809 18,479 SH   SOLE   0 0 18,479
PIONEER NAT RES CO COM 723787107 248 1,147 SH   SOLE   0 0 1,147
PROCTER AND GAMBLE CO COM 742718109 3,772 29,879 SH   SOLE   0 0 29,879
PROSHARES TR S&P 500 DV ARIST 74348A467 258 3,225 SH   SOLE   0 0 3,225
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 664 11,807 SH   SOLE   0 0 11,807
QUALCOMM INC COM 747525103 1,303 11,537 SH   SOLE   0 0 11,537
RAYTHEON TECHNOLOGIES CORP COM 75513E101 879 10,737 SH   SOLE   0 0 10,737
SPDR S&P 500 ETF TR TR UNIT 78462F103 7,330 20,521 SH   SOLE   0 0 20,521
SPDR GOLD TR GOLD SHS 78463V107 220 1,422 SH   SOLE   0 0 1,422
SPDR SER TR S&P BIOTECH 78464A870 203 2,562 SH   SOLE   0 0 2,562
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 576 14,328 SH   SOLE   0 0 14,328
SALESFORCE INC COM 79466L302 814 5,657 SH   SOLE   0 0 5,657
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 658 9,906 SH   SOLE   0 0 9,906
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 395 3,322 SH   SOLE   0 0 3,322
SMUCKER J M CO COM NEW 832696405 437 3,177 SH   SOLE   0 0 3,177
SOUTHERN CO COM 842587107 1,099 16,164 SH   SOLE   0 0 16,164
STARBUCKS CORP COM 855244109 866 10,276 SH   SOLE   0 0 10,276
SYSCO CORP COM 871829107 305 4,318 SH   SOLE   0 0 4,318
TJX COS INC NEW COM 872540109 294 4,727 SH   SOLE   0 0 4,727
TESLA INC COM 88160R101 988 3,725 SH   SOLE   0 0 3,725
TEXAS INSTRS INC COM 882508104 207 1,335 SH   SOLE   0 0 1,335
THERMO FISHER SCIENTIFIC INC COM 883556102 3,078 6,069 SH   SOLE   0 0 6,069
3M CO COM 88579Y101 918 8,311 SH   SOLE   0 0 8,311
TOMPKINS FINL CORP COM 890110109 7,620 104,930 SH   SOLE   0 0 104,930
TRAVELERS COMPANIES INC COM 89417E109 201 1,314 SH   SOLE   0 0 1,314
US BANCORP DEL COM NEW 902973304 876 21,714 SH   SOLE   0 0 21,714
UNION PAC CORP COM 907818108 1,807 9,275 SH   SOLE   0 0 9,275
UNITED PARCEL SERVICE INC CL B 911312106 335 2,075 SH   SOLE   0 0 2,075
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 1,334 22,245 SH   SOLE   0 0 22,245
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,976 14,620 SH   SOLE   0 0 14,620
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 3,602 37,963 SH   SOLE   0 0 37,963
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 378 5,083 SH   SOLE   0 0 5,083
VEEVA SYS INC CL A COM 922475108 471 2,859 SH   SOLE   0 0 2,859
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 912 2,778 SH   SOLE   0 0 2,778
VANGUARD INDEX FDS GROWTH ETF 922908736 563 2,630 SH   SOLE   0 0 2,630
VANGUARD INDEX FDS TOTAL STK MKT 922908769 22,222 12,382 SH   SOLE   0 0 12,382
VERIZON COMMUNICATIONS INC COM 92343V104 2,711 71,390 SH   SOLE   0 0 71,390
VISA INC COM CL A 92826C839 1,081 6,087 SH   SOLE   0 0 6,087
VMWARE INC CL A COM 928563402 209 1,967 SH   SOLE   0 0 1,967
WEC ENERGY GROUP INC COM 92939U106 774 8,650 SH   SOLE   0 0 8,650
WELLTOWER INC COM 95040Q104 718 11,168 SH   SOLE   0 0 11,168
WESCO INTL INC COM 95082P105 1,265 10,597 SH   SOLE   0 0 10,597
ZIMMER BIOMET HOLDINGS INC COM 98956P102 639 6,110 SH   SOLE   0 0 6,110
MEDTRONIC PLC SHS G5960L103 601 7,447 SH   SOLE   0 0 7,447