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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200   20,387,617 42,685 SH   SOLE   0 0 42,685
AMAZON COM INC COM 023135106   955,095 6,286 SH   SOLE   0 0 6,286
INVESCO QQQ TR UNIT SER 1 46090E103   517,633 1,264 SH   SOLE   0 0 1,264
INTEL CORP COM 458140100   237,561 4,728 SH   SOLE   0 0 4,728
MICROSOFT CORP COM 594918104   422,911 1,125 SH   SOLE   0 0 1,125
UNITED PARCEL SERVICE INC CL B 911312106   2,137,385 13,594 SH   SOLE   0 0 13,594
CITIGROUP INC COM NEW 172967424   206,480 4,014 SH   SOLE   0 0 4,014
PPG INDS INC COM 693506107   1,893,901 12,664 SH   SOLE   0 0 12,664
SPDR SER TR S&P 600 SMCP VAL 78464A300   4,264,139 51,184 SH   SOLE   0 0 51,184
SPDR SER TR S&P 600 SMCP GRW 78464A201   4,156,160 49,697 SH   SOLE   0 0 49,697
SPDR SER TR PRTFLO S&P500 GW 78464A409   4,625,441 71,095 SH   SOLE   0 0 71,095
SPDR SER TR PORTFOLI S&P1500 78464A805   962,787 16,472 SH   SOLE   0 0 16,472
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   4,122,658 24,194 SH   SOLE   0 0 24,194
EXXON MOBIL CORP COM 30231G102   223,155 2,232 SH   SOLE   0 0 2,232
PROCTER AND GAMBLE CO COM 742718109   253,514 1,730 SH   SOLE   0 0 1,730
JPMORGAN CHASE & CO COM 46625H100   319,428 1,878 SH   SOLE   0 0 1,878
INTUIT COM 461202103   1,020,688 1,633 SH   SOLE   0 0 1,633
MARSH & MCLENNAN COS INC COM 571748102   598,121 3,157 SH   SOLE   0 0 3,157
BARRICK GOLD CORP COM 067901108   184,102 10,177 SH   SOLE   0 0 10,177
HUNTINGTON BANCSHARES INC COM 446150104   137,237 10,789 SH   SOLE   0 0 10,789
APPLE INC COM 037833100   3,073,738 15,965 SH   SOLE   0 0 15,965
SPDR SER TR PRTFLO S&P500 VL 78464A508   5,092,229 109,205 SH   SOLE   0 0 109,205
WORTHINGTON INDS INC COM 981811102   267,586 4,650 SH   SOLE   0 0 4,650
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,209,873 102,430 SH   SOLE   0 0 102,430
NORTHROP GRUMMAN CORP COM 666807102   309,441 661 SH   SOLE   0 0 661
NETFLIX INC COM 64110L106   295,536 607 SH   SOLE   0 0 607
VANGUARD INDEX FDS VALUE ETF 922908744   367,172 2,456 SH   SOLE   0 0 2,456
VANGUARD INDEX FDS MID CAP ETF 922908629   7,569,022 32,535 SH   SOLE   0 0 32,535
VANGUARD INDEX FDS SM CP VAL ETF 922908611   872,365 4,847 SH   SOLE   0 0 4,847
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   4,565,603 51,670 SH   SOLE   0 0 51,670
VANGUARD INDEX FDS SMALL CP ETF 922908751   7,815,345 36,635 SH   SOLE   0 0 36,635
VANGUARD INDEX FDS GROWTH ETF 922908736   622,229 2,002 SH   SOLE   0 0 2,002
VANGUARD INDEX FDS SML CP GRW ETF 922908595   848,003 3,507 SH   SOLE   0 0 3,507
ISHARES TR EAFE VALUE ETF 464288877   6,865,269 131,771 SH   SOLE   0 0 131,771
ISHARES TR EAFE GRWTH ETF 464288885   5,688,969 58,740 SH   SOLE   0 0 58,740
SPDR SER TR S&P 400 MDCP VAL 78464A839   4,584,782 62,480 SH   SOLE   0 0 62,480
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   1,116,259 5,084 SH   SOLE   0 0 5,084
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   473,692 3,267 SH   SOLE   0 0 3,267
SPDR SER TR S&P 400 MDCP GRW 78464A821   4,161,472 54,995 SH   SOLE   0 0 54,995
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   277,107 4,936 SH   SOLE   0 0 4,936
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,740,089 22,593 SH   SOLE   0 0 22,593
VANGUARD BD INDEX FDS INTERMED TERM 921937819   3,212,696 42,062 SH   SOLE   0 0 42,062
SPDR SER TR PORTFOLIO S&P400 78464A847   33,788,202 693,518 SH   SOLE   0 0 693,518
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   16,867,736 476,355 SH   SOLE   0 0 476,355
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   10,355,572 216,191 SH   SOLE   0 0 216,191
ISHARES TR NATIONAL MUN ETF 464288414   3,266,610 30,132 SH   SOLE   0 0 30,132
PHILIP MORRIS INTL INC COM 718172109   311,405 3,310 SH   SOLE   0 0 3,310
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   41,991,397 1,234,678 SH   SOLE   0 0 1,234,678
SPDR SER TR PORTFOLIO AGRGTE 78464A649   23,439,569 914,180 SH   SOLE   0 0 914,180
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   222,764 2,165 SH   SOLE   0 0 2,165
ISHARES TR SHRT NAT MUN ETF 464288158   596,628 5,659 SH   SOLE   0 0 5,659
TESLA INC COM 88160R101   336,442 1,354 SH   SOLE   0 0 1,354
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,754,718 10,885 SH   SOLE   0 0 10,885
ISHARES TR FLTG RATE NT ETF 46429B655   2,696,937 53,278 SH   SOLE   0 0 53,278
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   13,994,791 183,828 SH   SOLE   0 0 183,828
META PLATFORMS INC CL A 30303M102   243,524 688 SH   SOLE   0 0 688
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   18,811,377 381,067 SH   SOLE   0 0 381,067
SPDR SER TR PORTFOLIO S&P600 78468R853   34,018,148 806,499 SH   SOLE   0 0 806,499
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   19,336,547 482,690 SH   SOLE   0 0 482,690
ISHARES TR INVESTMENT GRADE 46435G219   21,283,457 470,405 SH   SOLE   0 0 470,405
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619   22,424,191 436,183 SH   SOLE   0 0 436,183