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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200   18,948,440 46,094 SH   SOLE   0 0 46,094
AMAZON COM INC COM 023135106   974,438 9,434 SH   SOLE   0 0 9,434
INVESCO QQQ TR UNIT SER 1 46090E103   438,069 1,365 SH   SOLE   0 0 1,365
MICROSOFT CORP COM 594918104   335,870 1,165 SH   SOLE   0 0 1,165
UNITED PARCEL SERVICE INC CL B 911312106   2,637,100 13,594 SH   SOLE   0 0 13,594
PPG INDS INC COM 693506107   1,691,657 12,664 SH   SOLE   0 0 12,664
SPDR SER TR S&P 600 SMCP VAL 78464A300   3,723,526 48,878 SH   SOLE   0 0 48,878
SPDR SER TR S&P 600 SMCP GRW 78464A201   3,589,007 48,665 SH   SOLE   0 0 48,665
SPDR SER TR PRTFLO S&P500 GW 78464A409   4,602,298 83,134 SH   SOLE   0 0 83,134
SPDR SER TR PORTFOLI S&P1500 78464A805   810,467 16,071 SH   SOLE   0 0 16,071
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   3,177,380 20,631 SH   SOLE   0 0 20,631
EXXON MOBIL CORP COM 30231G102   208,354 1,900 SH   SOLE   0 0 1,900
PROCTER AND GAMBLE CO COM 742718109   257,234 1,730 SH   SOLE   0 0 1,730
JPMORGAN CHASE & CO COM 46625H100   235,731 1,809 SH   SOLE   0 0 1,809
INTUIT COM 461202103   723,136 1,622 SH   SOLE   0 0 1,622
MARSH & MCLENNAN COS INC COM 571748102   520,270 3,124 SH   SOLE   0 0 3,124
APPLE INC COM 037833100   2,424,881 14,705 SH   SOLE   0 0 14,705
SPDR SER TR PRTFLO S&P500 VL 78464A508   4,904,235 120,438 SH   SOLE   0 0 120,438
WORTHINGTON INDS INC COM 981811102   300,399 4,647 SH   SOLE   0 0 4,647
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,038,263 99,957 SH   SOLE   0 0 99,957
NORTHROP GRUMMAN CORP COM 666807102   214,238 464 SH   SOLE   0 0 464
SPDR GOLD TR GOLD SHS 78463V107   201,176 1,098 SH   SOLE   0 0 1,098
VANGUARD INDEX FDS VALUE ETF 922908744   374,416 2,711 SH   SOLE   0 0 2,711
VANGUARD INDEX FDS MID CAP ETF 922908629   6,583,283 31,212 SH   SOLE   0 0 31,212
VANGUARD INDEX FDS SM CP VAL ETF 922908611   707,034 4,453 SH   SOLE   0 0 4,453
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   4,373,302 52,665 SH   SOLE   0 0 52,665
VANGUARD INDEX FDS SMALL CP ETF 922908751   6,433,856 33,941 SH   SOLE   0 0 33,941
VANGUARD INDEX FDS GROWTH ETF 922908736   571,843 2,293 SH   SOLE   0 0 2,293
VANGUARD INDEX FDS SML CP GRW ETF 922908595   753,101 3,480 SH   SOLE   0 0 3,480
ISHARES TR EAFE VALUE ETF 464288877   6,551,696 135,003 SH   SOLE   0 0 135,003
ISHARES TR EAFE GRWTH ETF 464288885   5,777,433 61,672 SH   SOLE   0 0 61,672
SPDR SER TR S&P 400 MDCP VAL 78464A839   4,047,929 61,258 SH   SOLE   0 0 61,258
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   999,895 5,131 SH   SOLE   0 0 5,131
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   450,371 3,359 SH   SOLE   0 0 3,359
SPDR SER TR S&P 400 MDCP GRW 78464A821   3,856,286 56,346 SH   SOLE   0 0 56,346
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   263,928 4,936 SH   SOLE   0 0 4,936
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,745,176 22,816 SH   SOLE   0 0 22,816
VANGUARD BD INDEX FDS INTERMED TERM 921937819   3,032,717 39,519 SH   SOLE   0 0 39,519
SPDR SER TR PORTFOLIO S&P400 78464A847   30,454,982 693,104 SH   SOLE   0 0 693,104
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   217,134 2,941 SH   SOLE   0 0 2,941
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   15,937,124 466,954 SH   SOLE   0 0 466,954
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   9,739,939 215,628 SH   SOLE   0 0 215,628
ISHARES TR NATIONAL MUN ETF 464288414   3,291,026 30,546 SH   SOLE   0 0 30,546
PHILIP MORRIS INTL INC COM 718172109   321,898 3,310 SH   SOLE   0 0 3,310
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   40,131,159 1,249,413 SH   SOLE   0 0 1,249,413
SPDR SER TR PORTFOLIO AGRGTE 78464A649   24,003,780 930,740 SH   SOLE   0 0 930,740
ISHARES TR SHRT NAT MUN ETF 464288158   642,136 6,134 SH   SOLE   0 0 6,134
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   242,648 4,145 SH   SOLE   0 0 4,145
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,236,740 11,266 SH   SOLE   0 0 11,266
ISHARES TR FLTG RATE NT ETF 46429B655   3,051,520 60,558 SH   SOLE   0 0 60,558
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   13,271,119 181,399 SH   SOLE   0 0 181,399
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   19,363,859 395,827 SH   SOLE   0 0 395,827
SPDR SER TR PORTFOLIO S&P600 78468R853   29,878,272 791,058 SH   SOLE   0 0 791,058
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   16,834,346 450,357 SH   SOLE   0 0 450,357
ISHARES TR INVESTMENT GRADE 46435G219   20,097,619 449,511 SH   SOLE   0 0 449,511
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619   19,616,570 421,952 SH   SOLE   0 0 421,952