The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ETF SER SOLUTIONS ULTRA SHORT MATURITY ETF 26922A453 2,120 21,182 SH   SOLE   2,120 0 0
ISHARES S&P500 ETF 464287200 4,376 10,999 SH   SOLE   4,376 0 0
ISHARES CORE US AGGBD ET 464287226 4,795 42,126 SH   SOLE   4,795 0 0
ISHARES IBOXX INV CP ETF 464287242 1,242 9,552 SH   SOLE   1,242 0 0
ISHARES CORE S&P MCP ETF 464287507 1,415 5,437 SH   SOLE   1,415 0 0
ISHARES CORE S&P SCP ETF 464287804 3,041 28,023 SH   SOLE   3,041 0 0
ISHARES INTRM GOV CR ETF 464288612 1,629 14,179 SH   SOLE   1,629 0 0
ISHARES PFD AND INCM SEC 464288687 1,166 30,356 SH   SOLE   1,166 0 0
ISHARES MSCI USA MIN VOL 46429B697 4,752 68,684 SH   SOLE   4,752 0 0
ISHARES CORE MSCI TOTAL 46432F834 5,672 80,712 SH   SOLE   5,672 0 0
ISHARES CORE MSCI EAFE 46432F842 5,456 75,723 SH   SOLE   5,456 0 0
ISHARES CORE TOTAL USD 46434V613 4,670 88,518 SH   SOLE   4,670 0 0
ISHARES TR BROAD USD HIGH 46435U853 1,208 29,327 SH   SOLE   1,208 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,005 7,583 SH   SOLE   3,005 0 0
SPDR TR PORTFOLIO AGRGTE 78464A649 4,105 138,436 SH   SOLE   4,105 0 0
SPDR TR PORTFOLI S&P1500 78464A805 5,046 102,580 SH   SOLE   5,046 0 0
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 3,219 81,650 SH   SOLE   3,219 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 4,968 68,123 SH   SOLE   4,968 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 2,741 50,814 SH   SOLE   2,741 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,221 19,968 SH   SOLE   1,221 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 2,887 32,540 SH   SOLE   2,887 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,803 34,103 SH   SOLE   2,803 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 4,072 48,062 SH   SOLE   4,072 0 0
VANGUARD FTSE DEVELOPED ETF 921943858 5,811 118,330 SH   SOLE   5,811 0 0
VANGUARD INTL EQUITY INDEX FDS ALLWRLD EX US 922042775 5,679 93,591 SH   SOLE   5,679 0 0
VANGUARD INTL EQUITY INDEX FDS FTSE EMR MKT ETF 922042858 5,688 109,272 SH   SOLE   5,688 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,784 21,619 SH   SOLE   1,784 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 2,367 35,209 SH   SOLE   2,367 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 1,060 19,854 SH   SOLE   1,060 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 3,890 41,810 SH   SOLE   3,890 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,110 11,281 SH   SOLE   4,110 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 5,090 19,803 SH   SOLE   5,090 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 5,886 44,772 SH   SOLE   5,886 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,846 23,446 SH   SOLE   4,846 0 0
FIRST AMERICAN FDS INC 31846V336 1,695 1,695 SH   SOLE   1,695 0 0