The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CLEARSHARES ULTRA SHORT MATURITY ETF 26922A453 3,031 30,279 SH   SOLE   3,031 0 0
FIRST AMERICAN GOVERNMENT ETF 31846V336 1,036 1,035,897 SH   SOLE   1,036 0 0
ISHARES S P 500 ETF 464287200 4,100 15,867 SH   SOLE   4,100 0 0
ISHARES U.S. AGGREGATE BOND ETF 464287226 3,728 32,316 SH   SOLE   3,728 0 0
ISHARES CORE S P SMALL CAP ETF 464287804 719 12,806 SH   SOLE   719 0 0
ISHARES INTERMEDIATE GOVT CRDT BD ETF 464288612 2,783 24,260 SH   SOLE   2,783 0 0
ISHARES PREFERRED ETF 464288687 453 14,212 SH   SOLE   453 0 0
ISHARES GNMA BOND ETF 46429B333 1,846 35,788 SH   SOLE   1,846 0 0
ISHARES FLOATING RATE BOND ETF 46429B655 599 12,287 SH   SOLE   599 0 0
ISHARES EDGE MSCI MIN VOL USA ETF 46429B697 3,710 68,684 SH   SOLE   3,710 0 0
ISHARES CORE MSCI TOTAL ETF 46432F834 3,794 80,712 SH   SOLE   3,794 0 0
ISHARES CORE MSCI EAFE ETF 46432F842 3,778 75,723 SH   SOLE   3,778 0 0
ISHARES ORE TOTAL USD BOND MARKET ETF 46434V613 4,647 88,518 SH   SOLE   4,647 0 0
SCHWAB 1000 ETF 808524722 3,705 147,804 SH   SOLE   3,705 0 0
SCHWAB FUNDAMENTAL U S LARGE ETF 808524771 1,552 49,538 SH   SOLE   1,552 0 0
SCHWAB U S DIVIDEND EQUITY ETF 808524797 1,319 29,324 SH   SOLE   1,319 0 0
SCHWAB U S AGGREGATE BOND ETF 808524839 2,758 50,814 SH   SOLE   2,758 0 0
SPDR SERIES TRUST S P 500 ETF 78462F103 1,955 7,583 SH   SOLE   1,955 0 0
SPDR SERIES TRUST AGGREGATE BOND ETF 78464A649 4,184 138,436 SH   SOLE   4,184 0 0
SPDR SERIES TRUST S P 1500 COMPOSITE ETF 78464A805 3,226 102,580 SH   SOLE   3,226 0 0
SPDR SERIES TRUST ENERGY SELECT SECTOR FUND ETF 81369Y506 417 14,334 SH   SOLE   417 0 0
VANGUARD INTERMEDIATE TERM BOND ETF 921937819 2,907 32,540 SH   SOLE   2,907 0 0
VANGUARD SHORT TERM BOND INDEX FUND ETF 921937827 2,803 34,103 SH   SOLE   2,803 0 0
VANGUARD TOTAL BOND MARKET INDEX ETF 921937835 4,102 48,062 SH   SOLE   4,102 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF 921943858 3,945 118,330 SH   SOLE   3,945 0 0
VANGUARD FTSE ALL WORLD EX US INDEX ETF 922042775 3,839 93,591 SH   SOLE   3,839 0 0