The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR US SML CP VALU 025072877   6,813,422 87,408 SH   SOLE   0 0 87,408
AMERICAN CENTY ETF TR QUALITY DIVRSFED 025072406   11,714,445 273,078 SH   SOLE   0 0 273,078
AMERICAN CENTY ETF TR EMERGING MARKETS 025072414   7,420,702 206,820 SH   SOLE   0 0 206,820
AMERICAN CENTY ETF TR DIVERSIFIED MU 025072505   7,531,834 157,077 SH   SOLE   0 0 157,077
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   11,717,691 221,968 SH   SOLE   0 0 221,968
APPLE INC COM 037833100   1,122,748 6,558 SH   SOLE   0 0 6,558
DBX ETF TR XTRCK JP MRGN ES 233051713   2,304,506 145,120 SH   SOLE   0 0 145,120
DOUBLELINE ETF TRUST OPPORTUNISTIC BD 25861R105   12,105,513 274,377 SH   SOLE   0 0 274,377
ETF SER SOLUTIONS VIDENT US BOND 26922A602   230,224 5,522 SH   SOLE   0 0 5,522
EXXON MOBIL CORP COM 30231G102   260,839 2,218 SH   SOLE   0 0 2,218
GENERAL DYNAMICS CORP COM 369550108   206,165 933 SH   SOLE   0 0 933
INVESCO EXCH TRADED FD TR II ESG S&P 500 EQL 46138G516   2,713,017 124,647 SH   SOLE   0 0 124,647
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   8,941,631 63,107 SH   SOLE   0 0 63,107
INVESCO QQQ TR UNIT SER 1 46090E103   7,116,371 19,863 SH   SOLE   0 0 19,863
ISHARES TR RUS TP200 GR ETF 464289438   6,416,249 41,710 SH   SOLE   0 0 41,710
ISHARES TR ESG AWARE MSCI 46435U663   1,899,845 56,459 SH   SOLE   0 0 56,459
ISHARES TR CORE US AGGBD ET 464287226   490,545 5,216 SH   SOLE   0 0 5,216
ISHARES TR USD GRN BOND ETF 46435U440   4,987,948 110,524 SH   SOLE   0 0 110,524
ISHARES TR 20 YR TR BD ETF 464287432   9,415,064 106,157 SH   SOLE   0 0 106,157
ISHARES TR CORE S&P500 ETF 464287200   27,104,341 63,117 SH   SOLE   0 0 63,117
ISHARES TR MSCI USA ESG SLC 464288802   7,584,291 84,298 SH   SOLE   0 0 84,298
ISHARES TR CORE INTL AGGR 46435G672   16,673,311 341,806 SH   SOLE   0 0 341,806
ISHARES TR ESG AWR US AGRGT 46435U549   3,823,060 84,394 SH   SOLE   0 0 84,394
ISHARES TR US TREAS BD ETF 46429B267   16,986,446 770,710 SH   SOLE   0 0 770,710
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   16,335,775 325,544 SH   SOLE   0 0 325,544
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,819,165 33,965 SH   SOLE   0 0 33,965
MICROSOFT CORP COM 594918104   215,657 683 SH   SOLE   0 0 683
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   3,831,243 63,886 SH   SOLE   0 0 63,886
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   3,721,134 110,781 SH   SOLE   0 0 110,781
NUVEEN MUN HIGH INCOME OPPOR COM 670682103   92,800 10,000 SH   SOLE   0 0 10,000
PACER FDS TR US CASH COWS 100 69374H881   6,103,666 123,481 SH   SOLE   0 0 123,481
PNC FINL SVCS GROUP INC COM 693475105   448,602 3,654 SH   SOLE   0 0 3,654
PPG INDS INC COM 693506107   261,936 2,018 SH   SOLE   0 0 2,018
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   12,623,659 178,401 SH   SOLE   0 0 178,401
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   628,396 18,504 SH   SOLE   0 0 18,504
SPDR GOLD TR GOLD SHS 78463V107   739,293 4,312 SH   SOLE   0 0 4,312
SPDR S&P 500 ETF TR TR UNIT 78462F103   409,098 957 SH   SOLE   0 0 957
SPDR SER TR PORTFOLIO S&P500 78464A854   716,758 14,261 SH   SOLE   0 0 14,261
SPDR SER TR PORTFOLI S&P1500 78464A805   1,084,706 20,665 SH   SOLE   0 0 20,665
SPDR SER TR PORTFOLIO AGRGTE 78464A649   3,690,601 151,627 SH   SOLE   0 0 151,627
SSGA ACTIVE TR SPDR NUVEEN MUN 78470P853   2,288,341 80,803 SH   SOLE   0 0 80,803
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   14,829,958 239,618 SH   SOLE   0 0 239,618
VANGUARD WORLD FD ESG INTL STK ETF 921910725   7,464,464 147,987 SH   SOLE   0 0 147,987
WISDOMTREE TR EM EX ST-OWNED 97717X578   3,113,945 116,758 SH   SOLE   0 0 116,758