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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR QUALITY DIVRSFED 025072406   12,055,817 272,966 SH   SOLE   0 0 272,966
AMERICAN CENTY ETF TR US SML CP VALU 025072877   7,031,664 90,603 SH   SOLE   0 0 90,603
AMERICAN CENTY ETF TR EMERGING MARKETS 025072414   7,636,272 201,991 SH   SOLE   0 0 201,991
AMERICAN CENTY ETF TR DIVERSIFIED MU 025072505   7,792,157 155,843 SH   SOLE   0 0 155,843
APPLE INC COM 037833100   1,258,401 6,488 SH   SOLE   0 0 6,488
DBX ETF TR XTRCK JP MRGN ES 233051713   2,377,726 141,864 SH   SOLE   0 0 141,864
DOUBLELINE ETF TRUST OPPORTUNISTIC BD 25861R105   7,549,137 163,472 SH   SOLE   0 0 163,472
EXXON MOBIL CORP COM 30231G102   235,564 2,196 SH   SOLE   0 0 2,196
GENERAL DYNAMICS CORP COM 369550108   200,520 932 SH   SOLE   0 0 932
INVESCO EXCH TRADED FD TR II ESG S&P 500 EQL 46138G516   5,268,659 228,889 SH   SOLE   0 0 228,889
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   17,894,101 119,581 SH   SOLE   0 0 119,581
INVESCO QQQ TR UNIT SER 1 46090E103   7,440,172 20,140 SH   SOLE   0 0 20,140
ISHARES TR RUS TP200 GR ETF 464289438   7,618,491 48,048 SH   SOLE   0 0 48,048
ISHARES TR ESG AWARE MSCI 46435U663   2,182,278 61,438 SH   SOLE   0 0 61,438
ISHARES TR US TREAS BD ETF 46429B267   17,599,664 768,544 SH   SOLE   0 0 768,544
ISHARES TR CORE US AGGBD ET 464287226   406,276 4,148 SH   SOLE   0 0 4,148
ISHARES TR USD GRN BOND ETF 46435U440   4,992,078 107,273 SH   SOLE   0 0 107,273
ISHARES TR TIPS BD ETF 464287176   21,373,440 198,601 SH   SOLE   0 0 198,601
ISHARES TR CORE INTL AGGR 46435G672   16,866,708 342,193 SH   SOLE   0 0 342,193
ISHARES TR ESG AWR US AGRGT 46435U549   2,382,604 50,511 SH   SOLE   0 0 50,511
ISHARES TR 20 YR TR BD ETF 464287432   10,022,650 97,364 SH   SOLE   0 0 97,364
ISHARES TR CORE S&P500 ETF 464287200   22,879,194 51,332 SH   SOLE   0 0 51,332
ISHARES TR MSCI USA ESG SLC 464288802   6,347,575 67,787 SH   SOLE   0 0 67,787
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,890,681 34,171 SH   SOLE   0 0 34,171
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   4,456,165 71,631 SH   SOLE   0 0 71,631
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   3,926,088 113,307 SH   SOLE   0 0 113,307
NUVEEN MUN HIGH INCOME OPPOR COM 670682103   105,700 10,000 SH   SOLE   0 0 10,000
PACER FDS TR US CASH COWS 100 69374H881   5,934,735 123,976 SH   SOLE   0 0 123,976
PNC FINL SVCS GROUP INC COM 693475105   427,868 3,397 SH   SOLE   0 0 3,397
PPG INDS INC COM 693506107   298,825 2,015 SH   SOLE   0 0 2,015
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   13,290,437 183,013 SH   SOLE   0 0 183,013
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   438,139 12,290 SH   SOLE   0 0 12,290
SPDR GOLD TR GOLD SHS 78463V107   769,235 4,315 SH   SOLE   0 0 4,315
SPDR S&P 500 ETF TR TR UNIT 78462F103   375,901 848 SH   SOLE   0 0 848
SPDR SER TR PORTFOLIO S&P500 78464A854   680,609 13,061 SH   SOLE   0 0 13,061
SPDR SER TR PORTFOLIO AGRGTE 78464A649   3,765,415 148,420 SH   SOLE   0 0 148,420
SPDR SER TR PORTFOLI S&P1500 78464A805   1,125,003 20,665 SH   SOLE   0 0 20,665
SSGA ACTIVE TR SPDR NUVEEN MUN 78470P853   2,319,906 78,761 SH   SOLE   0 0 78,761
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   204,860 4,436 SH   SOLE   0 0 4,436
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   14,852,758 235,012 SH   SOLE   0 0 235,012
VANGUARD WORLD FD ESG INTL STK ETF 921910725   7,748,537 145,896 SH   SOLE   0 0 145,896
WISDOMTREE TR EM EX ST-OWNED 97717X578   13,833,812 494,949 SH   SOLE   0 0 494,949