The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 967,913 5,967 SH   SOLE   0 0 5,967
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 2,121,503 11,647 SH   SOLE   0 0 11,647
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 281,549 1,535 SH   SOLE   0 0 1,535
AMAZON COM INC COM 023135106 BBG001S5PQL7 2,380,274 12,317 SH   SOLE   0 0 12,317
APPLE INC COM 037833100 BBG001S5N8V8 3,388,671 16,089 SH   SOLE   0 0 16,089
ASTRAZENECA PLC SPONSORED ADR 046353108 BBG001SB80N8 1,277,239 16,377 SH   SOLE   0 0 16,377
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 1,407,302 35,386 SH   SOLE   0 0 35,386
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 1,025,136 2,520 SH   SOLE   0 0 2,520
BOSTON SCIENTIFIC CORP COM 101137107 BBG001S63L94 1,061,972 13,790 SH   SOLE   0 0 13,790
CARPENTER TECHNOLOGY CORP COM 144285103 BBG001S5Q5M1 1,068,625 9,752 SH   SOLE   0 0 9,752
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 1,437,191 9,188 SH   SOLE   0 0 9,188
COCA COLA CO COM 191216100 BBG001S5SMQ8 302,848 4,758 SH   SOLE   0 0 4,758
CONOCOPHILLIPS COM 20825C104 BBG001S5TZM2 574,990 5,027 SH   SOLE   0 0 5,027
CONSTELLATION BRANDS INC CL A 21036P108 BBG001SD31G5 833,847 3,241 SH   SOLE   0 0 3,241
DISNEY WALT CO COM 254687106 BBG001S5QHF3 953,282 9,601 SH   SOLE   0 0 9,601
EASTMAN CHEM CO COM 277432100 BBG001S7JNP3 875,072 8,932 SH   SOLE   0 0 8,932
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 1,068,780 9,284 SH   SOLE   0 0 9,284
GENERAL MTRS CO COM 37045V100 BBG001SM1DK6 678,698 14,608 SH   SOLE   0 0 14,608
GLOBAL X FDS NASDAQ 100 COVER 37954Y483 BBG00MVW9603 374,822 21,212 SH   SOLE   0 0 21,212
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 1,216,754 5,698 SH   SOLE   0 0 5,698
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 BBG001V18CG8 400,291 6,163 SH   SOLE   0 0 6,163
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577 BBG00Q5D6ZV0 493,117 27,154 SH   SOLE   0 0 27,154
INVESCO EXCH TRD SLF IDX FD BULETSHS 2031 CP 46138J429 BBG012JBHCX8 1,125,368 70,556 SH   SOLE   0 0 70,556
INVESCO EXCH TRD SLF IDX FD BULLETSHS 2032 46139W858 BBG019JCS8Z6 1,276,015 63,737 SH   SOLE   0 0 63,737
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 BBG00KJR2GD3 1,871,139 88,848 SH   SOLE   0 0 88,848
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 MUNI 46138J536 BBG00Q8HCLV2 282,005 11,362 SH   SOLE   0 0 11,362
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 BBG00KJR2J47 20,022,427 979,089 SH   SOLE   0 0 979,089
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 MUNI 46138J528 BBG00Q9CYMM6 553,060 22,769 SH   SOLE   0 0 22,769
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 BBG00KJR2K35 26,315,772 1,372,401 SH   SOLE   0 0 1,372,401
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 MUNI 46138J510 BBG00Q8HN8N8 562,339 23,934 SH   SOLE   0 0 23,934
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783 BBG00KJR2L24 18,464,064 960,671 SH   SOLE   0 0 960,671
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 MUNI 46138J494 BBG00Q9CYYY7 512,803 21,840 SH   SOLE   0 0 21,840
INVESCO EXCH TRD SLF IDX FD BULSHS 2029 MUNI 46138J478 BBG00Q9CZ8M6 260,063 11,349 SH   SOLE   0 0 11,349
INVESCO EXCH TRD SLF IDX FD INVSC 30 MUNI BD 46138J445 BBG00X3HX973 527,354 24,222 SH   SOLE   0 0 24,222
INVESCO EXCH TRD SLF IDX FD INVSCO 30 CORP 46138J460 BBG00X3HYBX8 22,974,627 1,412,952 SH   SOLE   0 0 1,412,952
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643 BBG00LNJW5P2 23,628,438 1,184,382 SH   SOLE   0 0 1,184,382
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 629,550 1,314 SH   SOLE   0 0 1,314
ISHARES TR IBONDS 27 ETF 46435UAA9 BBG00HPLJP02 4,314,570 181,819 PRN   SOLE   0 0 181,819
ISHARES TR IBONDS DEC2026 46435GAA0 BBG00DST7FD2 844,123 35,437 PRN   SOLE   0 0 35,437
ISHARES TR IBONDS DEC25 ETF 46434VBD1 BBG0088JX9H8 6,495,365 261,279 PRN   SOLE   0 0 261,279
ISHARES TR MSCI ACWI EX US 464288240 BBG001S56R18 12,061 227 SH   OTR   0 0 227
ISHARES TR MSCI ACWI EX US 464288240 BBG001S56R18 43,003,312 809,398 SH   SOLE   0 0 809,398
ISHARES TR RUSSELL 3000 ETF 464287689 BBG001SFC7Z6 89,573,502 290,193 SH   SOLE   0 0 290,193
ISHARES TR RUSSELL 3000 ETF 464287689 BBG001SFC7Z6 25,619 83 SH   OTR   0 0 83
JACOBS SOLUTIONS INC COM 46982L108 BBG019C1BQS3 844,693 6,046 SH   SOLE   0 0 6,046
JPMORGAN CHASE & CO. COM 46625H100 BBG001S8CRC3 1,631,835 8,068 SH   SOLE   0 0 8,068
MARVELL TECHNOLOGY INC COM 573874104 BBG00ZXBJ162 601,005 8,598 SH   SOLE   0 0 8,598
MCDONALDS CORP COM 580135101 BBG001S5T110 733,686 2,879 SH   SOLE   0 0 2,879
MERCK & CO INC COM 58933Y105 BBG001S5TC52 1,320,454 10,666 SH   SOLE   0 0 10,666
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 2,055,201 4,076 SH   SOLE   0 0 4,076
MICROSOFT CORP COM 594918104 BBG001S5TD05 2,118,093 4,739 SH   SOLE   0 0 4,739
MORGAN STANLEY COM NEW 617446448 BBG001S9V5Z3 1,289,810 13,271 SH   SOLE   0 0 13,271
NATERA INC COM 632307104 BBG001V0FSF8 312,959 2,890 SH   SOLE   0 0 2,890
NICE LTD SPONSORED ADR 653656108 BBG001S9RK49 620,122 3,606 SH   SOLE   0 0 3,606
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 1,206,369 9,765 SH   SOLE   0 0 9,765
NXP SEMICONDUCTORS N V COM N6596X109 BBG001SF62F6 1,074,482 3,993 SH   SOLE   0 0 3,993
REPUBLIC SVCS INC COM 760759100 BBG001S9DL33 1,409,745 7,254 SH   SOLE   0 0 7,254
SALESFORCE INC COM 79466L302 BBG001SDLP09 1,287,301 5,007 SH   SOLE   0 0 5,007
SCHWAB CHARLES CORP COM 808513105 BBG001S5VXD4 1,228,338 16,669 SH   SOLE   0 0 16,669
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 623,107 9,911 SH   SOLE   0 0 9,911
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG001SRXRJ1 531,742 15,158 SH   SOLE   0 0 15,158
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 26,667 49 SH   OTR   0 0 49
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 92,912,231 170,727 SH   SOLE   0 0 170,727
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 BBG001STKCW9 764,252 8,327 SH   SOLE   0 0 8,327
SPDR SER TR PORTFOLI S&P1500 78464A805 BBG001SG6843 970,509 14,627 SH   SOLE   0 0 14,627
SPDR SER TR PORTFOLIO S&P400 78464A847 BBG001SPT9T9 17,826,806 347,500 SH   SOLE   0 0 347,500
SPDR SER TR PORTFOLIO S&P400 78464A847 BBG001SPT9T9 4,925 96 SH   OTR   0 0 96
SPDR SER TR PORTFOLIO S&P500 78464A854 BBG001SPTB87 984,448 15,382 SH   SOLE   0 0 15,382
TESLA INC COM 88160R101 BBG001SQKGD7 1,642,201 8,299 SH   SOLE   0 0 8,299
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 1,369,401 2,689 SH   SOLE   0 0 2,689
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 801,896 1,603 SH   SOLE   0 0 1,603
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 9,898 37 SH   OTR   0 0 37
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 36,579,199 136,740 SH   SOLE   0 0 136,740
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 BBG001TCHM11 472,455 1,920 SH   SOLE   0 0 1,920
VISA INC COM CL A 92826C839 BBG001SRCFY3 1,375,609 5,241 SH   SOLE   0 0 5,241
WALMART INC COM 931142103 BBG001S5XH92 1,701,015 25,122 SH   SOLE   0 0 25,122
ZSCALER INC COM 98980G102 BBG003338H61 831,797 4,328 SH   SOLE   0 0 4,328