COMPLIANCE CONSULTANT

0001994220-23-000004.txt : 20231113 0001994220-23-000004.hdr.sgml : 20231113 20231113171929 ACCESSION NUMBER: 0001994220-23-000004 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20230930 FILED AS OF DATE: 20231113 DATE AS OF CHANGE: 20231113 EFFECTIVENESS DATE: 20231113 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Certified Advisory Corp CENTRAL INDEX KEY: 0001731732 IRS NUMBER: 593047790 STATE OF INCORPORATION: FL FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-18660 FILM NUMBER: 231400109 BUSINESS ADDRESS: STREET 1: 1111 DOUGLAS AVENUE CITY: ALTAMONTE SPRINGS STATE: FL ZIP: 32714 BUSINESS PHONE: 4078699800 MAIL ADDRESS: STREET 1: 1111 DOUGLAS AVENUE CITY: ALTAMONTE SPRINGS STATE: FL ZIP: 32714 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false true false 0001731732 XXXXXXXX 09-30-2023 09-30-2023 Certified Advisory Corp

1111 DOUGLAS AVENUE ALTAMONTE SPRINGS FL 32714

13F HOLDINGS REPORT 028-18660 N SARAH J SUTTON COMPLIANCE CONSULTANT 16624701970 SARAH J SUTTON SOUTHAVEN MS 11-13-2023 1 343 543839415 false 1 0001086483 028-04587 ZACKS INVESTMENT MANAGEMENT INFORMATION TABLE 2 cac13fq32023.xml AMAZON.COM INC Stock 023135106 4265188 33552 SH SOLE 0 0 33552 ISHARES TR MID GRWTH INDX ETF ETF 464288307 3739742 65460 SH SOLE 0 0 65460 ISHARES TR SMLL GRWTH IDX ETF ETF 464288604 2882736 74374 SH SOLE 0 0 74374 PRUDENTIAL FINL INC Stock 744320102 3036 32 SH DFND 1 0 0 32 PRUDENTIAL FINL INC Stock 744320102 73391 773 SH SOLE 0 0 773 SIRIUS XM RADIO INC Stock 82968B103 73571 16277 SH SOLE 0 0 16277 POWERSHARES QQQ TR ETF 46090E103 14873345 41514 SH SOLE 0 0 41514 TECHNOLOGY SELECT SECTOR SPDR ETF 81369Y803 1024099 6247 SH SOLE 0 0 6247 PUBLIC SVC ENTERPRISE GRP INC COM Stock 744573106 1707 30 SH DFND 1 0 0 30 SPDR PORTFOLIO AGGREGATE BOND ETF ETF 78464A649 4300154 202117 SH SOLE 0 0 202117 ISHARES CORE INTERNATIONAL AGGREGATE BOND ETF ETF 46435G672 5064329 115648 SH SOLE 0 0 115648 SPDR PORTFOLIO INTERMEDIATE TERM TREASURY ETF ETF 78464A672 4666006 186336 SH SOLE 0 0 186336 ISHARES INTERNATIONAL SMALLCAP EQUITY FACTOR ETF ETF 46434V266 1311305 44331 SH SOLE 0 0 44331 JOHNSON & JOHNSON COM Stock 478160104 3894 25 SH DFND 1 0 0 25 JOHNSON & JOHNSON COM Stock 478160104 2897459 18603 SH SOLE 0 0 18603 WASTE MANAGEMENT INC Stock 94106L109 99042 17706 SH SOLE 0 0 17706 VANGUARD TOTAL STOCK MARKET ETF ETF 922908769 1733577 8161 SH SOLE 0 0 8161 VANGUARD ENERGY ETF 92204A306 378113 2983 SH SOLE 0 0 2983 VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF ETF 921946794 4747279 85908 SH SOLE 0 0 85908 COSTCO WHOLESALE CORP Stock 22160K105 3215493 5692 SH SOLE 0 0 5692 ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 106186 99092 SH SOLE 0 0 99092 GOLDMAN SACHS GROUP INC Stock 38141G104 256591 793 SH SOLE 0 0 793 LAS VEGAS SANDS CORP Stock 517834107 19987 13485 SH SOLE 0 0 13485 REAL ESTATE SELECT SECTOR SPDR FUND ETF 81369Y860 3279931 96270 SH SOLE 0 0 96270 PIMCO INCOME STRATEGY FUND II CEF 72201J104 836856 126989 SH SOLE 0 0 126989 PROCTER AND GAMBLE CO COM Stock 742718109 4668 32 SH DFND 1 0 0 32 PROCTER AND GAMBLE CO COM Stock 742718109 726929 4984 SH SOLE 0 0 4984 COCA COLA CO COM Stock 191216100 2519 45 SH DFND 1 0 0 45 COCA COLA CO COM Stock 191216100 1850067 33049 SH SOLE 0 0 33049 ENTERPRISE PRODS PARTNERS L P Stock 293792107 254350 9293 SH SOLE 0 0 9293 TRUIST FINL CORP COM Stock 89832Q109 645829 22574 SH SOLE 0 0 22574 INVESCO BULLETSHARES 2025 CORPORATE BOND ETF ETF 46138J825 5066304 251930 SH SOLE 0 0 251930 UNITED PARCEL SERVICE INC Stock 911312106 1247 8 SH DFND 1 0 0 8 UNITED PARCEL SERVICE INC Stock 911312106 399903 23047 SH SOLE 0 0 23047 VANGUARD REIT INDEX ETF ETF 922908553 3636993 52853 SH SOLE 0 0 52853 INTEL CORP COM Stock 458140100 245525 6906 SH SOLE 0 0 6906 VAIL RESORTS INC COM Stock 91879Q109 1109 5 SH DFND 1 0 0 5 MEDTRONIC PLC SHS Stock G5960L103 1724 22 SH DFND 1 0 0 22 MEDTRONIC PLC SHS Stock G5960L103 33993 9827 SH SOLE 0 0 9827 NETFLIX COM INC Stock 64110L106 422912 1120 SH SOLE 0 0 1120 PROLOGIS INC. COM REIT 74340W103 2356 21 SH DFND 1 0 0 21 PROLOGIS INC. COM REIT 74340W103 88403 788 SH SOLE 0 0 788 MERCK & CO INC Stock 58933Y105 3706 36 SH DFND 1 0 0 36 MERCK & CO INC Stock 58933Y105 677359 21892 SH SOLE 0 0 21892 SPDR S&P 500 ETF ETF 78462F103 3986804 9326 SH SOLE 0 0 9326 MCKESSON CORP Stock 58155Q103 317971 731 SH SOLE 0 0 731 FIDELITY VALUE FACTOR ETF ETF 316092782 464257 9702 SH SOLE 0 0 9702 MASTERCARD INC Stock 57636Q104 7697942 19444 SH SOLE 0 0 19444 EMERSON ELEC CO COM Stock 291011104 1449 15 SH DFND 1 0 0 15 EMERSON ELEC CO COM Stock 291011104 32956 341 SH SOLE 0 0 341 DIAGEO PLC ADR 25243Q205 68624 14762 SH SOLE 0 0 14762 ISHARES TIPS BOND ETF ETF 464287176 237557 2290 SH SOLE 0 0 2290 COGNIZANT TECH SOLUTIONS CORP Stock 192446102 34019 14330 SH SOLE 0 0 14330 ISHARES DOW JONES US HOME CONST (ETF) ETF 464288752 304652 3881 SH SOLE 0 0 3881 PARSONS CORP DEL COM Stock 70202L102 264685 4870 SH SOLE 0 0 4870 BANK NEW YORK MELLON CORP COM Stock 064058100 1450 34 SH DFND 1 0 0 34 BANK NEW YORK MELLON CORP COM Stock 064058100 12923 303 SH SOLE 0 0 303 PACER US CASH COWS 100 ETF ETF 69374H881 17893705 362001 SH SOLE 0 0 362001 VERIZON COMMUNICATIONS Stock 92343V104 2658 82 SH DFND 1 0 0 82 VERIZON COMMUNICATIONS Stock 92343V104 685845 21162 SH SOLE 0 0 21162 VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP ETF ETF 922042718 3168632 29836 SH SOLE 0 0 29836 PEPSICO INC COM Stock 713448108 2542 15 SH DFND 1 0 0 15 PEPSICO INC COM Stock 713448108 293654 1733 SH SOLE 0 0 1733 TE CONNECTIVITY LTD SHS Stock H84989104 31715 15271 SH SOLE 0 0 15271 FORD MOTOR COMPANY Stock 345370860 2211 178 SH DFND 1 0 0 178 FORD MOTOR COMPANY Stock 345370860 317596 25571 SH SOLE 0 0 25571 SPDR PORTFOLIO MORTGAGE BACKED BOND ETF ETF 78464A383 5672721 295961 SH SOLE 0 0 295961 US BANCORP DEL COM NEW Stock 902973304 1851 56 SH DFND 1 0 0 56 US BANCORP DEL COM NEW Stock 902973304 12195 369 SH SOLE 0 0 369 FIRST TRUST ENERGY ALPHADEX FUND ETF 33734X127 263582 15131 SH SOLE 0 0 15131 SPDR BLOOMBERG CONVERTIBLE SECURITIES ETF ETF 78464A359 585176 8631 SH SOLE 0 0 8631 HOME DEPOT Stock 437076102 3928 13 SH DFND 1 0 0 13 HOME DEPOT Stock 437076102 3479697 11516 SH SOLE 0 0 11516 SUNCOR ENERGY COM NPV ISIN CA8672291066 SEDOL 2861142EXCHANGED FOR ONE SHAR Stock 867224107 23415 11499 SH SOLE 0 0 11499 VILLAGE FARMS INTL INC COM Stock 92707Y108 20536 25750 SH SOLE 0 0 25750 PACER US SMALL CAP CASH COWS 100 ETF ETF 69374H857 6934334 166291 SH SOLE 0 0 166291 JPMORGAN INTERNATIONAL BOND OPPORTUNITIES ETF ETF 46641Q852 6705850 147414 SH SOLE 0 0 147414 FIRST TRUST FINANCIALS ALPHADEX FUND ETF 33734X135 909800 24050 SH SOLE 0 0 24050 PACER DEVELOPED MARKETS INTERNATIONAL CASH COWS 100 ETF ETF 69374H873 7765183 259966 SH SOLE 0 0 259966 HEALTH CARE SELECT SECTOR SPDR ETF 81369Y209 2900790 22532 SH SOLE 0 0 22532 SPDR GOLD ETF ETF 78463V107 1387341 8092 SH SOLE 0 0 8092 SOUTHERN CO COM Stock 842587107 2718 42 SH DFND 1 0 0 42 SOUTHERN CO COM Stock 842587107 81565 1260 SH SOLE 0 0 1260 ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 2443850 26185 SH SOLE 0 0 26185 SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 6161578 181436 SH SOLE 0 0 181436 CONSUMER STAPLES SELECT SECTOR SPDR ETF 81369Y308 342035 4971 SH SOLE 0 0 4971 JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837 1713333 34144 SH SOLE 0 0 34144 INVESCO BULLETSHARES 2025 HIGH YIELD CORPORATE BOND ETF ETF 46138J817 299510 13323 SH SOLE 0 0 13323 GALLAGHER ARTHUR J & CO COM Stock 363576109 5470 24 SH DFND 1 0 0 24 GALLAGHER ARTHUR J & CO COM Stock 363576109 79776 350 SH SOLE 0 0 350 SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300 4281820 58881 SH SOLE 0 0 58881 ISHARES S&P SMALLCAP 600 ETF ETF 464287804 7323140 77633 SH SOLE 0 0 77633 BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 6832900 19506 SH SOLE 0 0 19506 ADOBE SYS INC Stock 00724F101 520098 1020 SH SOLE 0 0 1020 VANGUARD SHORT-TERM CORPORATE BOND ETF ETF 92206C409 4429001 58935 SH SOLE 0 0 58935 ALPHABET INC CAP STK CL A Stock 02079K305 2586278 19764 SH SOLE 0 0 19764 FISERV INC Stock 337738108 715921 6338 SH SOLE 0 0 6338 EASTMAN CHEMICAL CO Stock 277432100 1228 16 SH DFND 1 0 0 16 EASTMAN CHEMICAL CO Stock 277432100 2620 34 SH SOLE 0 0 34 UNILEVER PLC SPON ADR NEW ADR 904767704 135652 21848 SH SOLE 0 0 21848 CSX CORP Stock 126408103 2245 73 SH DFND 1 0 0 73 CSX CORP Stock 126408103 585542 19042 SH SOLE 0 0 19042 COMCAST CORP NEW CL A Stock 20030N101 2394 54 SH DFND 1 0 0 54 COMCAST CORP NEW CL A Stock 20030N101 217946 4915 SH SOLE 0 0 4915 MICROSOFT Stock 594918104 4736 15 SH DFND 1 0 0 15 MICROSOFT Stock 594918104 4149881 101403 SH SOLE 0 0 101403 HEALTH CARE PPTY INVS INC REIT 42250P103 918 50 SH DFND 1 0 0 50 HEALTH CARE PPTY INVS INC REIT 42250P103 23594 1285 SH SOLE 0 0 1285 CVS HEALTH CORP COM Stock 126650100 165506 13273 SH SOLE 0 0 13273 ISHARES EUROPE 350 INDEX ETF 464287861 304722 6384 SH SOLE 0 0 6384 EVERGY INC COM Stock 30034W106 1318 26 SH DFND 1 0 0 26 EVERGY INC COM Stock 30034W106 8366 165 SH SOLE 0 0 165 INVESCO BULLETSHARES 2026 CORPORATE BOND ETF ETF 46138J791 558869 29750 SH SOLE 0 0 29750 FIRST TRUST TCW UNCONSTRAINED PLUS BOND ETF ETF 33740F888 4832171 202183 SH SOLE 0 0 202183 INNOVATOR U.S. EQUITY POWER BUFFER ETF - JULY ETF 45782C813 1791290 53154 SH SOLE 0 0 53154 EXPONENT INC Stock 30214U102 430825 5033 SH SOLE 0 0 5033 BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108 531477 1 SH SOLE 0 0 1 BOEING CO COM Stock 097023105 826176 4310 SH SOLE 0 0 4310 VANGUARD SMALL CAP ETF ETF 922908751 4067197 25864 SH SOLE 0 0 25864 VANGUARD MID CAP ETF 922908629 1704636 8186 SH SOLE 0 0 8186 VANGUARD LARGE CAP ETF 922908637 319027 1630 SH SOLE 0 0 1630 NEXTERA ENERGY INC COM Stock 65339F101 265051 4626 SH SOLE 0 0 4626 NIKE INC CLASS B Stock 654106103 123934 18989 SH SOLE 0 0 18989 VANGUARD SHORT-TERM TREASURY ETF ETF 92206C102 10147369 200336 SH SOLE 0 0 200336 TESLA MOTORS INC Stock 88160R101 1567128 6263 SH SOLE 0 0 6263 EQUITRANS MIDSTREAM CORP COM Stock 294600101 95533 10196 SH SOLE 0 0 10196 INVENTRUST PPTYS CORP REIT 46124J201 769014 32298 SH SOLE 0 0 32298 INNOVATOR U.S. EQUITY POWER BUFFER ETF - SEPTEMBER ETF 45782C656 575975 17777 SH SOLE 0 0 17777 PIMCO SHORT TERM MUNICIPAL BOND ACTIVE ETF ETF 72201R874 2126926 43451 SH SOLE 0 0 43451 VANGUARD HEALTH CARE ETF ETF 92204A504 591279 2515 SH SOLE 0 0 2515 FINANCIAL SELECT SECTOR SPDR ETF 81369Y605 835434 25186 SH SOLE 0 0 25186 NORFOLK SOUTHERN CRP Stock 655844108 832451 4227 SH SOLE 0 0 4227 PUBLIC STORAGE INC REIT 74460D109 282159 1071 SH SOLE 0 0 1071 VANGUARD CONSUMER STAPLES ETF ETF 92204A207 2701819 14791 SH SOLE 0 0 14791 VANGUARD INFORMATION TECHNOLOGY ETF 92204A702 8777177 21155 SH SOLE 0 0 21155 PIMCO INTERMEDIATE MUNICIPAL BOND ACTIVE ETF ETF 72201R866 326372 6518 SH SOLE 0 0 6518 DISTILLATE US FUNDAMENTAL STABILITY & VALUE ETF ETF 26922A321 303262 6794 SH SOLE 0 0 6794 DOW INC COM Stock 260557103 2475 48 SH DFND 1 0 0 48 DOW INC COM Stock 260557103 8764 170 SH SOLE 0 0 170 INNOVATOR U.S. EQUITY POWER BUFFER ETF - APRIL ETF 45782C870 1351952 44167 SH SOLE 0 0 44167 VANGUARD S&P 500 ETF ETF 922908363 2331225 5936 SH SOLE 0 0 5936 ISHARES DJ US HEALTH CARE PROVIDERS ETF 464288828 1018108 4137 SH SOLE 0 0 4137 FIFTH THIRD BANCORP COM Stock 316773100 1697 67 SH DFND 1 0 0 67 FIFTH THIRD BANCORP COM Stock 316773100 174373 6884 SH SOLE 0 0 6884 S & P MID CAP 400 DEP RCPTS MID CAP ETF 78467Y107 512533 1122 SH SOLE 0 0 1122 INNOVATOR U.S. EQUITY POWER BUFFER ETF - JUNE ETF 45782C748 1528648 48823 SH SOLE 0 0 48823 HUNTINGTON BANCSHARES INC COM Stock 446150104 811 78 SH DFND 1 0 0 78 HUNTINGTON BANCSHARES INC COM Stock 446150104 9067 872 SH SOLE 0 0 872 ISHARES RUSSELL TOP 200 GROWTH ETF ETF 464289438 4378377 28462 SH SOLE 0 0 28462 AMERICAN CENTURY DIVERSIFIED MUNICIPAL BOND ETF ETF 025072505 2692345 56149 SH SOLE 0 0 56149 ISHARES MSCI EAFE GROWTH INDEX ETF ETF 464288885 48775 37061 SH SOLE 0 0 37061 INNOVATOR U.S. EQUITY POWER BUFFER ETF - AUGUST ETF 45782C680 650529 20951 SH SOLE 0 0 20951 RYDEX ETF TR S&P EQUAL WEIGHT CONSUMER STAPLES ETF ETF 46137V373 10729656 357179 SH SOLE 0 0 357179 ELI LILLY & CO COM Stock 532457108 2126316 37194 SH SOLE 0 0 37194 AIR PRODS & CHEMS INC COM Stock 009158106 685976 2421 SH SOLE 0 0 2421 WESTERN DIGITAL CORP. 1.5 02/01/2024 Convertible 958102AP0 19660 20000 SH SOLE 0 0 20000 AVANTIS U.S. SMALL CAP VALUE ETF ETF 025072877 4071823 56603 SH SOLE 0 0 56603 VANGUARD RUSSELL 1000 GROWTH ETF ETF 92206C680 2982857 43584 SH SOLE 0 0 43584 AVANTIS INTERNATIONAL SMALL CAP VALUE ETF ETF 025072802 336513 5817 SH SOLE 0 0 5817 AVANTIS EMERGING MARKETS EQUITY ETF ETF 025072604 2989308 60639 SH SOLE 0 0 60639 AVANTIS U.S. EQUITY ETF ETF 025072885 1098227 14991 SH SOLE 0 0 14991 VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768 528927 9883 SH SOLE 0 0 9883 PIMCO CORPORATE OPPORTUNITY FUND CEF 72201B101 283514 21692 SH SOLE 0 0 21692 ISHARES RUSSELL 2000 ETF ETF 464287655 833506 4716 SH SOLE 0 0 4716 DUKE ENERGY CORP NEW COM NEW Stock 26441C204 1551380 17577 SH SOLE 0 0 17577 MICRON TECHNOLOGY Stock 595112103 634317 9324 SH SOLE 0 0 9324 AFLAC INC COM Stock 001055102 3218936 41941 SH SOLE 0 0 41941 SYSCO CORP COM Stock 871829107 25882 18661 SH SOLE 0 0 18661 INVESCO S&P MIDCAP MOMENTUM ETF ETF 46137V464 765643 9510 SH SOLE 0 0 9510 ISHARES FLOATING RATE BOND ETF ETF 46429B655 437681 8601 SH SOLE 0 0 8601 FIDELITY BLUE CHIP GROWTH ETF ETF 316092352 423976 14641 SH SOLE 0 0 14641 ISHARES DJ SELECT DIVIDEND ETF 464287168 241114 2240 SH SOLE 0 0 2240 AMERICAN ELEC PWR CO INC COM Stock 025537101 75 1 SH DFND 1 0 0 1 AMERICAN ELEC PWR CO INC COM Stock 025537101 760534 10111 SH SOLE 0 0 10111 ISHARES RUSSELL MIDCAP GROWTH ETF ETF 464287481 736719 199209 SH SOLE 0 0 199209 MARATHON PETE CORP Stock 56585A102 227808 1505 SH SOLE 0 0 1505 VANGUARD SMALL CAP VALUE ETF ETF 922908611 355053 2226 SH SOLE 0 0 2226 VANGUARD MID CAP GROWTH ETF ETF 922908538 316900 1627 SH SOLE 0 0 1627 SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 17943291 255656 SH SOLE 0 0 255656 XTRACKERS MSCI EAFE HEDGED EQUITY ETF ETF 233051200 774713 22198 SH SOLE 0 0 22198 ELECTRONIC ARTS INC COM Stock 285512109 24659 16540 SH SOLE 0 0 16540 INVESCO FTSE RAFI US 1000 ETF ETF 46137V613 205239 6450 SH SOLE 0 0 6450 ISHARES TR S&P GLOBAL 100 INDEXFD ETF 464287572 4994808 68198 SH SOLE 0 0 68198 VISA INC Stock 92826C839 3143962 28801 SH SOLE 0 0 28801 DIMENSIONAL U.S. TARGETED VALUE ETF ETF 25434V609 2131705 46656 SH SOLE 0 0 46656 HOLLEY INC COM Stock 43538H103 105743 21191 SH SOLE 0 0 21191 DIMENSIONAL INTERNATIONAL VALUE ETF ETF 25434V807 1154781 35401 SH SOLE 0 0 35401 SYLVAMO CORP COMMON STOCK Stock 871332102 44 1 SH DFND 1 0 0 1 AVANTIS U.S. LARGE CAP VALUE ETF ETF 025072349 262370 4980 SH SOLE 0 0 4980 VANGUARD VALUE ETF ETF 922908744 19788682 143469 SH SOLE 0 0 143469 VANGUARD GROWTH ETF ETF 922908736 26212708 97388 SH SOLE 0 0 97388 SPDR BARCLAYS CAPITAL SHORT TERM HIGH YIELD BOND ETF ETF 78468R408 5927402 266021 SH SOLE 0 0 266021 JPMORGAN INCOME ETF ETF 46641Q159 2912773 65603 SH SOLE 0 0 65603 EATON VANCE TAX MANAGED BUY WRITE OPPORTUNITIES FD COM CEF 27829C105 331608 43404 SH SOLE 0 0 43404 VANECK FALLEN ANGEL HIGH YIELD BOND ETF ETF 92189F437 236814 8751 SH SOLE 0 0 8751 META PLATFORMS INC CL A Stock 30303M102 271690 905 SH SOLE 0 0 905 PIMCO DYNAMIC INCOME FD SHS CEF 72201Y101 552222 31957 SH SOLE 0 0 31957 VANGUARD MATERIALS ETF ETF 92204A801 3983838 23092 SH SOLE 0 0 23092 PALO ALTO NETWORKS INC COM Stock 697435105 1868018 7968 SH SOLE 0 0 7968 MONDELEZ INTL INC CL A Stock 609207105 1319 19 SH DFND 1 0 0 19 MONDELEZ INTL INC CL A Stock 609207105 147149 22105 SH SOLE 0 0 22105 WP CAREY INC COM REIT 92936U109 1190 22 SH DFND 1 0 0 22 WP CAREY INC COM REIT 92936U109 45806 847 SH SOLE 0 0 847 AVAGO TECHNOLOGIES LTD Stock 11135F101 2492 3 SH DFND 1 0 0 3 AVAGO TECHNOLOGIES LTD Stock 11135F101 130403 47808 SH SOLE 0 0 47808 VANGUARD SHORT TERM INFL-PROTECTED ETF 922020805 4874954 121489 SH SOLE 0 0 121489 JOHNSON CTLS INC Stock G51502105 1383 26 SH DFND 1 0 0 26 JOHNSON CTLS INC Stock G51502105 24748 465 SH SOLE 0 0 465 METLIFE INC COM Stock 59156R108 2894 46 SH DFND 1 0 0 46 METLIFE INC COM Stock 59156R108 16994 270 SH SOLE 0 0 270 ISHARES CORE MSCI EAFE ETF ETF 46432F842 3020346 46936 SH SOLE 0 0 46936 ROYAL BANK OF CANADA Stock 780087102 317588 3632 SH SOLE 0 0 3632 WISDOMTREE U.S. TOTAL DIVIDEND FUND ETF 97717W109 2131519 35425 SH SOLE 0 0 35425 KINDER MORGAN INC Stock 49456B101 1741 105 SH DFND 1 0 0 105 KINDER MORGAN INC Stock 49456B101 50639 3054 SH SOLE 0 0 3054 ISHARES U.S. MEDICAL DEVICES ETF ETF 464288810 6693894 138018 SH SOLE 0 0 138018 NVIDIA CORP Stock 67066G104 1799117 4136 SH SOLE 0 0 4136 CUMMINS INC COM Stock 231021106 1146134 5017 SH SOLE 0 0 5017 ABBVIE INC COM Stock 00287Y109 3279 22 SH DFND 1 0 0 22 ABBVIE INC COM Stock 00287Y109 1089786 7311 SH SOLE 0 0 7311 S&P GLOBAL INC COM Stock 78409V104 2667656 7300 SH SOLE 0 0 7300 ISHARES CORE MSCI EMERGING MKTS ETF 46434G103 248610 5224 SH SOLE 0 0 5224 VANGUARD TOTAL BOND MARKET ETF ETF 921937835 664825 9527 SH SOLE 0 0 9527 ISHARES CORE 1-5 YEAR USD BOND ETF ETF 46432F859 214063 4615 SH SOLE 0 0 4615 CELANESE CORP DEL COM Stock 150870103 27923 17339 SH SOLE 0 0 17339 FIRST TRUST PREFERRED SECURITIES & INCOME ETF ETF 33739E108 204937 12833 SH SOLE 0 0 12833 INVESCO S&P 500 QUALITY ETF ETF 46137V241 2230023 44565 SH SOLE 0 0 44565 BLACKSTONE INC COM Stock 09260D107 228666 13923 SH SOLE 0 0 13923 ZIMMER HLDGS INC Stock 98956P102 212657 1895 SH SOLE 0 0 1895 ROCKWELL AUTOMATION INC COM Stock 773903109 288157 1008 SH SOLE 0 0 1008 STRYKER CORP Stock 863667101 236319 865 SH SOLE 0 0 865 QUALCOMM INC Stock 747525103 2332 21 SH DFND 1 0 0 21 QUALCOMM INC Stock 747525103 1193658 10748 SH SOLE 0 0 10748 GENERAL DYNAMICS CORP COM Stock 369550108 2431 11 SH DFND 1 0 0 11 GENERAL DYNAMICS CORP COM Stock 369550108 40178 182 SH SOLE 0 0 182 MCDONALDS CORP COM Stock 580135101 3161 12 SH DFND 1 0 0 12 MCDONALDS CORP COM Stock 580135101 248373 943 SH SOLE 0 0 943 CAMBRIA SHAREHOLDER YIELD ETF ETF 132061201 4154996 67168 SH SOLE 0 0 67168 CISCO SYS INC Stock 17275R102 4193 78 SH DFND 1 0 0 78 CISCO SYS INC Stock 17275R102 294372 24111 SH SOLE 0 0 24111 ISHARES TR RUSSELL MIDCAP INDEX FD ETF 464287499 814820 184507 SH SOLE 0 0 184507 WISDOMTREE LARGE CAP DIVIDEND ETF 97717W307 411670 6695 SH SOLE 0 0 6695 AT&T INC COM Stock 00206R102 1802 120 SH DFND 1 0 0 120 AT&T INC COM Stock 00206R102 483445 32187 SH SOLE 0 0 32187 VANGUARD INTERMEDIATE-TERM BOND ETF 921937819 4459600 61673 SH SOLE 0 0 61673 ENERGY SELECT SECTOR SPDR ETF 81369Y506 4849116 53647 SH SOLE 0 0 53647 INDEPENDENCE RLTY TR INC COM REIT 45378A106 160648 11418 SH SOLE 0 0 11418 SCHWAB FUNDAMENTAL US LARGE CO. INDEX ETF ETF 808524771 4650038 83081 SH SOLE 0 0 83081 GENERAL ELECTRIC CO COM NEW Stock 369604301 862319 7800 SH SOLE 0 0 7800 CONSUMER DISCRETIONARY SEL SECTOR SPDR FD ETF 81369Y407 1180611 7334 SH SOLE 0 0 7334 INDUSTRIAL SELECT SECTOR SPDR ETF 81369Y704 2427775 23947 SH SOLE 0 0 23947 SCIENCE APPLICATIONS INTERNA Stock 808625107 286752 2717 SH SOLE 0 0 2717 SCHWAB FUNDAMENTAL INTERNATIONAL LARGE CO. INDEX ETF ETF 808524755 10962101 346135 SH SOLE 0 0 346135 RIVERFRONT STRATEGIC INCOME FUND ETF 00162Q783 2915602 131630 SH SOLE 0 0 131630 SPDR BLOOMBERG 1-10 YEAR TIPS ETF ETF 78468R861 3093981 171127 SH SOLE 0 0 171127 FIDELITY MSCI MATERIALS INDEX ETF ETF 316092881 2091031 47319 SH SOLE 0 0 47319 GAMING & LEISURE PPTYS INC COM REIT 36467J108 911 20 SH DFND 1 0 0 20 FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF ETF 316092808 327999 2668 SH SOLE 0 0 2668 ISHARES S&P 500 VALUE ETF ETF 464287408 822626 5347 SH SOLE 0 0 5347 ISHARES S&P 500 GROWTH ETF ETF 464287309 1992094 29116 SH SOLE 0 0 29116 ISHARES S&P 500 INDEX ETF 464287200 15033072 212876 SH SOLE 0 0 212876 LAMAR ADVERTISING CO A CLASS A REIT 512816109 1502 18 SH DFND 1 0 0 18 ONEOK INC NEW COM Stock 682680103 228067 3596 SH SOLE 0 0 3596 FLEX LTD ORD Stock Y2573F102 23128 14165 SH SOLE 0 0 14165 UNION PAC CORP COM Stock 907818108 362290 17865 SH SOLE 0 0 17865 ISHARES S&P U.S. PREFERRED STOCK ETF ETF 464288687 250590 8311 SH SOLE 0 0 8311 NORTHROP GRUMMAN CORP COM Stock 666807102 269310 612 SH SOLE 0 0 612 THERMO FISHER SCIENTIFIC INC COM Stock 883556102 93419 16848 SH SOLE 0 0 16848 VANGUARD MID-CAP VALUE ETF ETF 922908512 448659 3426 SH SOLE 0 0 3426 LOCKHEED MARTIN CORP Stock 539830109 1636 4 SH DFND 1 0 0 4 LOCKHEED MARTIN CORP Stock 539830109 1945938 4758 SH SOLE 0 0 4758 JPMORGAN CHASE & CO COM Stock 46625H100 5511 38 SH DFND 1 0 0 38 JPMORGAN CHASE & CO COM Stock 46625H100 3470817 54987 SH SOLE 0 0 54987 INTERNATIONAL PAPER CO COM Stock 460146103 35 1 SH DFND 1 0 0 1 INTERNATIONAL PAPER CO COM Stock 460146103 1025796 28920 SH SOLE 0 0 28920 SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509 379297 11299 SH SOLE 0 0 11299 CHEVRON CORP NEW COM Stock 166764100 5227 31 SH DFND 1 0 0 31 CHEVRON CORP NEW COM Stock 166764100 2701408 16021 SH SOLE 0 0 16021 ISHARES AMT-FREE MUNI BOND ETF ETF 464288414 798016 7782 SH SOLE 0 0 7782 CONOCOPHILLIPS COM Stock 20825C104 4672 39 SH DFND 1 0 0 39 CONOCOPHILLIPS COM Stock 20825C104 168521 1407 SH SOLE 0 0 1407 VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 4314509 98685 SH SOLE 0 0 98685 DANAHER CORP Stock 235851102 1737 7 SH DFND 1 0 0 7 DANAHER CORP Stock 235851102 186995 754 SH SOLE 0 0 754 BANK AMERICA CORP COM Stock 060505104 1588 58 SH DFND 1 0 0 58 BANK AMERICA CORP COM Stock 060505104 250317 9142 SH SOLE 0 0 9142 REAVES UTIL INCOME FD COM SH BEN INT CEF 756158101 546162 22157 SH SOLE 0 0 22157 SPDR SER TR S&P DIVID ETF ETF 78464A763 779157 6775 SH SOLE 0 0 6775 WALMART INC COM Stock 931142103 4478 28 SH DFND 1 0 0 28 WALMART INC COM Stock 931142103 1105754 6914 SH SOLE 0 0 6914 FIRST TRUST RISING DIVIDEND ACHIEVERS ETF ETF 33738R506 765032 16649 SH SOLE 0 0 16649 INTL BUSINESS MACHINES Stock 459200101 1684 12 SH DFND 1 0 0 12 INTL BUSINESS MACHINES Stock 459200101 648290 4621 SH SOLE 0 0 4621 ORACLE CORPORATION Stock 68389X105 294439 2780 SH SOLE 0 0 2780 RTX CORPORATION COM Stock 75513E101 1295 18 SH DFND 1 0 0 18 RTX CORPORATION COM Stock 75513E101 235258 3269 SH SOLE 0 0 3269 VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 1041458 26561 SH SOLE 0 0 26561 TARGET CORP COM Stock 87612E106 61579 13628 SH SOLE 0 0 13628 VANGUARD HIGH DIVIDEND YIELD ETF 921946406 10843586 112725 SH SOLE 0 0 112725 PFIZER INC COM Stock 717081103 2687 81 SH DFND 1 0 0 81 PFIZER INC COM Stock 717081103 2119713 63905 SH SOLE 0 0 63905 GILEAD SCIENCES INC Stock 375558103 1799 24 SH DFND 1 0 0 24 GILEAD SCIENCES INC Stock 375558103 868440 11588 SH SOLE 0 0 11588 CATERPILLAR INC COM Stock 149123101 3822 14 SH DFND 1 0 0 14 CATERPILLAR INC COM Stock 149123101 225818 827 SH SOLE 0 0 827 ALPHABET INC CAP STK CL C Stock 02079K107 2366311 65968 SH SOLE 0 0 65968 AMGEN INC Stock 031162100 340779 7904 SH SOLE 0 0 7904 APPLIED MATLS INC COM Stock 038222105 1800 13 SH DFND 1 0 0 13 APPLIED MATLS INC COM Stock 038222105 133592 965 SH SOLE 0 0 965 HUMANA INC COM Stock 444859102 211709 435 SH SOLE 0 0 435 ISHARES CORE S&P US VALUE ETF ETF 464287663 6804486 91188 SH SOLE 0 0 91188 VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844 4757710 30620 SH SOLE 0 0 30620 FIDELITY NATIONAL FINANCIAL IN FNF GROUP COM Stock 31620R303 826 20 SH DFND 1 0 0 20 ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 1595678 32216 SH SOLE 0 0 32216 EATON CORP PLC SHS Stock G29183103 198698 20947 SH SOLE 0 0 20947 BLACKROCK ULTRA SHORT-TERM BOND ETF ETF 46434V878 703657 13967 SH SOLE 0 0 13967 FIRST TRUST ENHANCED SHORT MATURITY ETF ETF 33739Q408 415940 7000 SH SOLE 0 0 7000 ISHARES S&P SMALLCAP 600 VALUE ETF ETF 464287879 1789069 20052 SH SOLE 0 0 20052 CITIZENS FINL GROUP INC COM Stock 174610105 670 25 SH DFND 1 0 0 25 CITIZENS FINL GROUP INC COM Stock 174610105 5038 188 SH SOLE 0 0 188 INVESCO BULLETSHARES 2024 CORPORATE BOND ETF ETF 46138J841 4213768 203859 SH SOLE 0 0 203859 NATIONAL RETAIL PPTYS REIT 637417106 839413 23753 SH SOLE 0 0 23753 SPDR PORTFOLIO S&P 500 GROWTH ETF ETF 78464A409 675673 11398 SH SOLE 0 0 11398 BK OF AMERICA CORP 7.25CNV PFD L Convertible Preferred 060505682 707366 636 SH SOLE 0 0 636 LAM RESEARCH CORP COM Stock 512807108 67611 21930 SH SOLE 0 0 21930 SPDR PORTFOLIO S&P 500 VALUE ETF ETF 78464A508 2379608 79846 SH SOLE 0 0 79846 PHILIP MORRIS INTL INC Stock 718172109 2870 31 SH DFND 1 0 0 31 PHILIP MORRIS INTL INC Stock 718172109 342802 3703 SH SOLE 0 0 3703 PARKER-HANNIFIN CORP COM Stock 701094104 1558 4 SH DFND 1 0 0 4 PARKER-HANNIFIN CORP COM Stock 701094104 22592 58 SH SOLE 0 0 58 VANGUARD MEGA CAP 300 ETF ETF 921910873 1469483 9676 SH SOLE 0 0 9676 PNC FINL SVCS GROUP INC COM Stock 693475105 1105 9 SH DFND 1 0 0 9 PNC FINL SVCS GROUP INC COM Stock 693475105 1964 16 SH SOLE 0 0 16 BRISTOL-MYERS SQUIBB CO COM Stock 110122108 212089 3654 SH SOLE 0 0 3654 REALTY INCOME CORP REIT 756109104 311320 6234 SH SOLE 0 0 6234 ALTRIA GROUP INC COM Stock 02209S103 1040631 24747 SH SOLE 0 0 24747 CITIGROUP INC Stock 172967424 740 18 SH DFND 1 0 0 18 CITIGROUP INC Stock 172967424 341227 16607 SH SOLE 0 0 16607 EXXON MOBIL CORP COM Stock 30231G102 5761 49 SH DFND 1 0 0 49 EXXON MOBIL CORP COM Stock 30231G102 1019523 8671 SH SOLE 0 0 8671 UNITEDHEALTH GROUP Stock 91324P102 2150793 43600 SH SOLE 0 0 43600 VANGUARD MEGA CAP VALUE ETF ETF 921910840 213193 2102 SH SOLE 0 0 2102 LOWES COS INC COM Stock 548661107 367587 1769 SH SOLE 0 0 1769