The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON.COM INC Stock 023135106   3,840,268 37,179 SH   SOLE   0 0 37,179
ISHARES TR MID GRWTH INDX ETF ETF 464288307   3,691,606 64,135 SH   SOLE   0 0 64,135
ISHARES TR SMLL GRWTH IDX ETF ETF 464288604   2,488,257 63,830 SH   SOLE   0 0 63,830
PRUDENTIAL FINL INC Stock 744320102   2,648 32 SH   DFND 1 0 0 32
PRUDENTIAL FINL INC Stock 744320102   46,365 560 SH   SOLE   0 0 560
SIRIUS XM RADIO INC Stock 82968B103   64,457 16,236 SH   SOLE   0 0 16,236
POWERSHARES QQQ TR ETF 46090E103   9,190,507 28,637 SH   SOLE   0 0 28,637
TECHNOLOGY SELECT SECTOR SPDR ETF 81369Y803   1,018,207 6,743 SH   SOLE   0 0 6,743
PUBLIC SVC ENTERPRISE GRP INC COM Stock 744573106   1,874 30 SH   DFND 1 0 0 30
SPDR PORTFOLIO AGGREGATE BOND ETF ETF 78464A649   3,338,180 129,437 SH   SOLE   0 0 129,437
ISHARES GOLD TRUST ETF ETF 464285204   218,615 5,850 SH   SOLE   0 0 5,850
ISHARES CORE INTERNATIONAL AGGREGATE BOND ETF ETF 46435G672   21,649,494 442,278 SH   SOLE   0 0 442,278
SPDR PORTFOLIO INTERMEDIATE TERM TREASURY ETF ETF 78464A672   4,257,132 147,102 SH   SOLE   0 0 147,102
ISHARES INTERNATIONAL SMALLCAP EQUITY FACTOR ETF ETF 46434V266   1,406,956 45,265 SH   SOLE   0 0 45,265
JOHNSON & JOHNSON COM Stock 478160104   3,875 25 SH   DFND 1 0 0 25
JOHNSON & JOHNSON COM Stock 478160104   3,180,267 20,518 SH   SOLE   0 0 20,518
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   1,549,563 7,592 SH   SOLE   0 0 7,592
VANGUARD ENERGY ETF 92204A306   340,791 2,983 SH   SOLE   0 0 2,983
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF ETF 921946794   4,076,495 65,803 SH   SOLE   0 0 65,803
COSTCO WHOLESALE CORP Stock 22160K105   3,095,421 6,230 SH   SOLE   0 0 6,230
FIRST TRUST MATERIALS ALPHADEX (ETF) ETF 33734X168   594,028 9,094 SH   SOLE   0 0 9,094
GOLDMAN SACHS GROUP INC Stock 38141G104   240,426 735 SH   SOLE   0 0 735
REAL ESTATE SELECT SECTOR SPDR FUND ETF 81369Y860   5,400,049 144,464 SH   SOLE   0 0 144,464
PIMCO INCOME STRATEGY FUND II CEF 72201J104   692,458 96,577 SH   SOLE   0 0 96,577
PROCTER AND GAMBLE CO COM Stock 742718109   4,758 32 SH   DFND 1 0 0 32
PROCTER AND GAMBLE CO COM Stock 742718109   777,634 5,230 SH   SOLE   0 0 5,230
COCA COLA CO COM Stock 191216100   2,791 45 SH   DFND 1 0 0 45
COCA COLA CO COM Stock 191216100   1,962,923 31,645 SH   SOLE   0 0 31,645
ENTERPRISE PRODS PARTNERS L P Stock 293792107   241,668 9,331 SH   SOLE   0 0 9,331
TRUIST FINL CORP COM Stock 89832Q109   775,228 22,734 SH   SOLE   0 0 22,734
INVESCO BULLETSHARES 2025 CORPORATE BOND ETF ETF 46138J825   5,962,861 294,027 SH   SOLE   0 0 294,027
UNITED PARCEL SERVICE INC Stock 911312106   492,610 2,539 SH   SOLE   0 0 2,539
VANGUARD REIT INDEX ETF ETF 922908553   3,873,080 46,641 SH   SOLE   0 0 46,641
INTEL CORP COM Stock 458140100   235,572 7,211 SH   SOLE   0 0 7,211
MEDTRONIC PLC SHS Stock G5960L103   1,774 22 SH   DFND 1 0 0 22
MEDTRONIC PLC SHS Stock G5960L103   29,161 362 SH   SOLE   0 0 362
NETFLIX COM INC Stock 64110L106   381,755 1,105 SH   SOLE   0 0 1,105
PROLOGIS INC. COM REIT 74340W103   2,620 21 SH   DFND 1 0 0 21
PROLOGIS INC. COM REIT 74340W103   119,284 956 SH   SOLE   0 0 956
MERCK & CO INC Stock 58933Y105   4,894 46 SH   DFND 1 0 0 46
MERCK & CO INC Stock 58933Y105   657,316 6,178 SH   SOLE   0 0 6,178
SPDR S&P 500 ETF ETF 78462F103   3,375,884 8,246 SH   SOLE   0 0 8,246
FIDELITY VALUE FACTOR ETF ETF 316092782   1,048,236 22,907 SH   SOLE   0 0 22,907
MASTERCARD INC Stock 57636Q104   7,098,933 19,534 SH   SOLE   0 0 19,534
ILLINOIS TOOL WKS INC COM Stock 452308109   353,871 1,454 SH   SOLE   0 0 1,454
EMERSON ELEC CO COM Stock 291011104   1,307 15 SH   DFND 1 0 0 15
EMERSON ELEC CO COM Stock 291011104   42,529 488 SH   SOLE   0 0 488
ISHARES TIPS BOND ETF ETF 464287176   425,595 3,860 SH   SOLE   0 0 3,860
OPKO HEALTH INC Stock 68375N103   16,060 11,000 SH   SOLE   0 0 11,000
ISHARES DOW JONES US HOME CONST (ETF) ETF 464288752   272,679 3,879 SH   SOLE   0 0 3,879
PARSONS CORP DEL COM Stock 70202L102   239,672 5,357 SH   SOLE   0 0 5,357
BANK NEW YORK MELLON CORP COM Stock 064058100   1,545 34 SH   DFND 1 0 0 34
BANK NEW YORK MELLON CORP COM Stock 064058100   13,768 303 SH   SOLE   0 0 303
PACER US CASH COWS 100 ETF ETF 69374H881   13,718,632 292,197 SH   SOLE   0 0 292,197
VERIZON COMMUNICATIONS Stock 92343V104   3,189 82 SH   DFND 1 0 0 82
VERIZON COMMUNICATIONS Stock 92343V104   796,601 20,483 SH   SOLE   0 0 20,483
VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP ETF ETF 922042718   2,594,388 23,749 SH   SOLE   0 0 23,749
PEPSICO INC COM Stock 713448108   4,011 22 SH   DFND 1 0 0 22
PEPSICO INC COM Stock 713448108   249,187 1,367 SH   SOLE   0 0 1,367
FIRSTENERGY CORP Stock 337932107   1,642 41 SH   DFND 1 0 0 41
FIRSTENERGY CORP Stock 337932107   27,698 691 SH   SOLE   0 0 691
FORD MOTOR COMPANY Stock 345370860   2,243 178 SH   DFND 1 0 0 178
FORD MOTOR COMPANY Stock 345370860   340,511 27,025 SH   SOLE   0 0 27,025
SPDR PORTFOLIO MORTGAGE BACKED BOND ETF ETF 78464A383   5,378,118 242,476 SH   SOLE   0 0 242,476
US BANCORP DEL COM NEW Stock 902973304   2,019 56 SH   DFND 1 0 0 56
US BANCORP DEL COM NEW Stock 902973304   13,129 364 SH   SOLE   0 0 364
FIRST TRUST ENERGY ALPHADEX FUND ETF 33734X127   302,345 19,481 SH   SOLE   0 0 19,481
SPDR BLOOMBERG CONVERTIBLE SECURITIES ETF ETF 78464A359   918,740 13,698 SH   SOLE   0 0 13,698
HOME DEPOT Stock 437076102   3,837 13 SH   DFND 1 0 0 13
HOME DEPOT Stock 437076102   3,614,727 12,248 SH   SOLE   0 0 12,248
VILLAGE FARMS INTL INC COM Stock 92707Y108   16,393 19,750 SH   SOLE   0 0 19,750
PACER US SMALL CAP CASH COWS 100 ETF ETF 69374H857   2,846,372 74,786 SH   SOLE   0 0 74,786
JPMORGAN INTERNATIONAL BOND OPPORTUNITIES ETF ETF 46641Q852   2,403,749 50,755 SH   SOLE   0 0 50,755
FIRST TRUST FINANCIALS ALPHADEX FUND ETF 33734X135   928,455 24,872 SH   SOLE   0 0 24,872
PACER DEVELOPED MARKETS INTERNATIONAL CASH COWS 100 ETF ETF 69374H873   4,321,741 145,955 SH   SOLE   0 0 145,955
ISHARES RUSSELL 2000 VALUE ETF 464287630   857,025 6,255 SH   SOLE   0 0 6,255
HEALTH CARE SELECT SECTOR SPDR ETF 81369Y209   2,907,311 22,457 SH   SOLE   0 0 22,457
SPDR GOLD ETF ETF 78463V107   1,351,730 7,378 SH   SOLE   0 0 7,378
SOUTHERN CO COM Stock 842587107   2,922 42 SH   DFND 1 0 0 42
SOUTHERN CO COM Stock 842587107   87,173 1,253 SH   SOLE   0 0 1,253
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   2,205,455 9,027 SH   SOLE   0 0 9,027
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805   4,449,099 127,848 SH   SOLE   0 0 127,848
CONSUMER STAPLES SELECT SECTOR SPDR ETF 81369Y308   345,608 4,626 SH   SOLE   0 0 4,626
INVESCO BULLETSHARES 2027 CORPORATE BOND ETF ETF 46138J783   237,222 12,288 SH   SOLE   0 0 12,288
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837   1,774,539 35,265 SH   SOLE   0 0 35,265
GALLAGHER ARTHUR J & CO COM Stock 363576109   4,591 24 SH   DFND 1 0 0 24
GALLAGHER ARTHUR J & CO COM Stock 363576109   66,959 350 SH   SOLE   0 0 350
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300   3,063,758 47,012 SH   SOLE   0 0 47,012
ISHARES S&P SMALLCAP 600 ETF ETF 464287804   9,550,387 98,763 SH   SOLE   0 0 98,763
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   6,836,631 22,142 SH   SOLE   0 0 22,142
ADOBE SYS INC Stock 00724F101   373,038 968 SH   SOLE   0 0 968
VANGUARD SHORT-TERM CORPORATE BOND ETF ETF 92206C409   3,781,301 49,604 SH   SOLE   0 0 49,604
ALPHABET INC CAP STK CL A Stock 02079K305   2,571,882 24,794 SH   SOLE   0 0 24,794
FISERV INC Stock 337738108   753,212 6,664 SH   SOLE   0 0 6,664
EASTMAN CHEMICAL CO Stock 277432100   1,349 16 SH   DFND 1 0 0 16
EASTMAN CHEMICAL CO Stock 277432100   11,260 134 SH   SOLE   0 0 134
CSX CORP Stock 126408103   568,801 18,998 SH   SOLE   0 0 18,998
COMCAST CORP NEW CL A Stock 20030N101   2,047 54 SH   DFND 1 0 0 54
COMCAST CORP NEW CL A Stock 20030N101   173,910 4,587 SH   SOLE   0 0 4,587
MICROSOFT Stock 594918104   4,325 15 SH   DFND 1 0 0 15
MICROSOFT Stock 594918104   3,530,089 12,244 SH   SOLE   0 0 12,244
HEALTH CARE PPTY INVS INC REIT 42250P103   1,099 50 SH   DFND 1 0 0 50
HEALTH CARE PPTY INVS INC REIT 42250P103   20,758 945 SH   SOLE   0 0 945
CVS HEALTH CORP COM Stock 126650100   1,858 25 SH   DFND 1 0 0 25
CVS HEALTH CORP COM Stock 126650100   154,847 2,084 SH   SOLE   0 0 2,084
ISHARES EUROPE 350 INDEX ETF 464287861   317,283 6,343 SH   SOLE   0 0 6,343
EVERGY INC COM Stock 30034W106   1,589 26 SH   DFND 1 0 0 26
INVESCO BULLETSHARES 2026 CORPORATE BOND ETF ETF 46138J791   749,396 39,113 SH   SOLE   0 0 39,113
FIRST TRUST TCW UNCONSTRAINED PLUS BOND ETF ETF 33740F888   2,967,101 122,557 SH   SOLE   0 0 122,557
EXPONENT INC Stock 30214U102   501,740 5,033 SH   SOLE   0 0 5,033
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108   931,200 2 SH   SOLE   0 0 2
BOEING CO COM Stock 097023105   933,669 4,395 SH   SOLE   0 0 4,395
VANGUARD SMALL CAP ETF ETF 922908751   4,702,094 24,805 SH   SOLE   0 0 24,805
VANGUARD MID CAP ETF 922908629   2,170,705 10,292 SH   SOLE   0 0 10,292
VANGUARD LARGE CAP ETF 922908637   729,083 3,903 SH   SOLE   0 0 3,903
NEXTERA ENERGY INC COM Stock 65339F101   340,935 4,423 SH   SOLE   0 0 4,423
VANGUARD SHORT-TERM TREASURY ETF ETF 92206C102   9,203,217 157,212 SH   SOLE   0 0 157,212
TESLA MOTORS INC Stock 88160R101   865,731 4,173 SH   SOLE   0 0 4,173
INVENTRUST PPTYS CORP REIT 46124J201   811,433 34,677 SH   SOLE   0 0 34,677
PIMCO SHORT TERM MUNICIPAL BOND ACTIVE ETF ETF 72201R874   2,240,598 45,010 SH   SOLE   0 0 45,010
VANGUARD HEALTH CARE ETF ETF 92204A504   575,296 2,413 SH   SOLE   0 0 2,413
FINANCIAL SELECT SECTOR SPDR ETF 81369Y605   1,105,244 34,378 SH   SOLE   0 0 34,378
NORFOLK SOUTHERN CRP Stock 655844108   885,680 4,178 SH   SOLE   0 0 4,178
PUBLIC STORAGE INC REIT 74460D109   256,614 849 SH   SOLE   0 0 849
VANGUARD CONSUMER STAPLES ETF ETF 92204A207   2,829,835 14,623 SH   SOLE   0 0 14,623
VANGUARD INFORMATION TECHNOLOGY ETF 92204A702   9,188,854 23,838 SH   SOLE   0 0 23,838
PIMCO INTERMEDIATE MUNICIPAL BOND ACTIVE ETF ETF 72201R866   209,360 4,006 SH   SOLE   0 0 4,006
DISTILLATE US FUNDAMENTAL STABILITY & VALUE ETF ETF 26922A321   293,140 6,794 SH   SOLE   0 0 6,794
BIONANO GENOMICS INC COM Stock 09075F107   17,261 15,550 SH   SOLE   0 0 15,550
DOW INC COM Stock 260557103   2,631 48 SH   DFND 1 0 0 48
DOW INC COM Stock 260557103   27,961 510 SH   SOLE   0 0 510
VANGUARD S&P 500 ETF ETF 922908363   1,592,935 4,236 SH   SOLE   0 0 4,236
ISHARES DJ US HEALTH CARE PROVIDERS ETF 464288828   1,189,745 4,813 SH   SOLE   0 0 4,813
FIFTH THIRD BANCORP COM Stock 316773100   1,785 67 SH   DFND 1 0 0 67
FIFTH THIRD BANCORP COM Stock 316773100   9,872 371 SH   SOLE   0 0 371
S & P MID CAP 400 DEP RCPTS MID CAP ETF 78467Y107   477,811 1,042 SH   SOLE   0 0 1,042
HUNTINGTON BANCSHARES INC COM Stock 446150104   874 78 SH   DFND 1 0 0 78
HUNTINGTON BANCSHARES INC COM Stock 446150104   9,665 863 SH   SOLE   0 0 863
ISHARES RUSSELL TOP 200 GROWTH ETF ETF 464289438   3,244,919 23,357 SH   SOLE   0 0 23,357
AMERICAN CENTURY DIVERSIFIED MUNICIPAL BOND ETF ETF 025072505   2,930,874 58,210 SH   SOLE   0 0 58,210
RYDEX ETF TR S&P EQUAL WEIGHT CONSUMER STAPLES ETF ETF 46137V373   12,637,897 74,155 SH   SOLE   0 0 74,155
LILLY ELI & CO COM Stock 532457108   1,307,067 3,806 SH   SOLE   0 0 3,806
WESTERN DIGITAL CORP. 1.5 02/01/2024 Convertible 958102AP0   19,280 20,000 SH   SOLE   0 0 20,000
VANGUARD RUSSELL 1000 GROWTH ETF ETF 92206C680   2,706,821 43,041 SH   SOLE   0 0 43,041
AVANTIS INTERNATIONAL SMALL CAP VALUE ETF ETF 025072802   389,360 6,658 SH   SOLE   0 0 6,658
VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768   564,761 10,229 SH   SOLE   0 0 10,229
ISHARES RUSSELL MIDCAP VALUE INDEX ETF 464287473   1,518,974 14,303 SH   SOLE   0 0 14,303
PIMCO CORPORATE OPPORTUNITY FUND CEF 72201B101   501,971 40,254 SH   SOLE   0 0 40,254
ISHARES RUSSELL 2000 ETF ETF 464287655   1,852,415 10,383 SH   SOLE   0 0 10,383
DUKE ENERGY CORP NEW COM NEW Stock 26441C204   1,680,872 17,424 SH   SOLE   0 0 17,424
MICRON TECHNOLOGY Stock 595112103   680,786 11,282 SH   SOLE   0 0 11,282
INVESCO S&P MIDCAP MOMENTUM ETF ETF 46137V464   743,805 9,852 SH   SOLE   0 0 9,852
ISHARES FLOATING RATE BOND ETF ETF 46429B655   314,301 6,237 SH   SOLE   0 0 6,237
AMERICAN ELEC PWR CO INC COM Stock 025537101   91 1 SH   DFND 1 0 0 1
AMERICAN ELEC PWR CO INC COM Stock 025537101   920,815 10,120 SH   SOLE   0 0 10,120
ISHARES RUSSELL MIDCAP GROWTH ETF ETF 464287481   724,508 7,957 SH   SOLE   0 0 7,957
MARATHON PETE CORP Stock 56585A102   269,744 2,001 SH   SOLE   0 0 2,001
VANGUARD SMALL CAP VALUE ETF ETF 922908611   481,413 3,032 SH   SOLE   0 0 3,032
MAGELLAN MIDSTREAM PARTNERS LP Stock 559080106   259,849 4,789 SH   SOLE   0 0 4,789
VANGUARD MID CAP GROWTH ETF ETF 922908538   346,183 1,776 SH   SOLE   0 0 1,776
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797   18,312,019 250,301 SH   SOLE   0 0 250,301
ISHARES MSCI EMERGING MARKETS MIN VOL FACTOR ETF ETF 464286533   2,610,520 47,838 SH   SOLE   0 0 47,838
INVESCO FTSE RAFI US 1000 ETF ETF 46137V613   202,246 1,290 SH   SOLE   0 0 1,290
ISHARES TR S&P GLOBAL 100 INDEXFD ETF 464287572   4,270,966 60,962 SH   SOLE   0 0 60,962
VISA INC Stock 92826C839   3,023,962 13,412 SH   SOLE   0 0 13,412
DIMENSIONAL U.S. TARGETED VALUE ETF ETF 25434V609   2,528,345 56,817 SH   SOLE   0 0 56,817
HOLLEY INC COM Stock 43538H103   55,323 20,191 SH   SOLE   0 0 20,191
DIMENSIONAL INTERNATIONAL VALUE ETF ETF 25434V807   1,129,565 35,047 SH   SOLE   0 0 35,047
SYLVAMO CORP COMMON STOCK Stock 871332102   46 1 SH   DFND 1 0 0 1
VANGUARD VALUE ETF ETF 922908744   19,046,973 137,912 SH   SOLE   0 0 137,912
VANGUARD GROWTH ETF ETF 922908736   23,042,411 92,377 SH   SOLE   0 0 92,377
SPDR BARCLAYS CAPITAL SHORT TERM HIGH YIELD BOND ETF ETF 78468R408   5,312,657 213,875 SH   SOLE   0 0 213,875
EATON VANCE TAX MANAGED BUY WRITE OPPORTUNITIES FD COM CEF 27829C105   824,571 102,051 SH   SOLE   0 0 102,051
VANECK FALLEN ANGEL HIGH YIELD BOND ETF ETF 92189F437   255,424 9,116 SH   SOLE   0 0 9,116
FIRST TRUST CAPITAL STRENGTH ETF ETF 33733E104   366,546 5,025 SH   SOLE   0 0 5,025
PIMCO DYNAMIC INCOME FD SHS CEF 72201Y101   537,704 29,839 SH   SOLE   0 0 29,839
VANGUARD MATERIALS ETF ETF 92204A801   4,640,776 26,098 SH   SOLE   0 0 26,098
PALO ALTO NETWORKS INC COM Stock 697435105   1,793,865 8,981 SH   SOLE   0 0 8,981
IZEA WORLDWIDE INC COM Stock 46604H105   43,229 66,414 SH   SOLE   0 0 66,414
MONDELEZ INTL INC CL A Stock 609207105   2,510 36 SH   DFND 1 0 0 36
MONDELEZ INTL INC CL A Stock 609207105   146,382 2,100 SH   SOLE   0 0 2,100
WP CAREY INC COM REIT 92936U109   1,704 22 SH   DFND 1 0 0 22
WP CAREY INC COM REIT 92936U109   127,004 1,640 SH   SOLE   0 0 1,640
AVAGO TECHNOLOGIES LTD Stock 11135F101   1,925 3 SH   DFND 1 0 0 3
AVAGO TECHNOLOGIES LTD Stock 11135F101   95,950 150 SH   SOLE   0 0 150
VANGUARD SHORT TERM INFL-PROTECTED ETF 922020805   4,638,157 96,992 SH   SOLE   0 0 96,992
JOHNSON CTLS INC Stock G51502105   1,566 26 SH   DFND 1 0 0 26
JOHNSON CTLS INC Stock G51502105   24,054 399 SH   SOLE   0 0 399
METLIFE INC COM Stock 59156R108   2,665 46 SH   DFND 1 0 0 46
METLIFE INC COM Stock 59156R108   16,707 288 SH   SOLE   0 0 288
ISHARES CORE MSCI EAFE ETF ETF 46432F842   3,491,995 52,236 SH   SOLE   0 0 52,236
ROYAL BANK OF CANADA Stock 780087102   345,226 3,612 SH   SOLE   0 0 3,612
WISDOMTREE U.S. TOTAL DIVIDEND FUND ETF 97717W109   2,463,006 40,650 SH   SOLE   0 0 40,650
KINDER MORGAN INC Stock 49456B101   1,839 105 SH   DFND 1 0 0 105
KINDER MORGAN INC Stock 49456B101   53,480 3,054 SH   SOLE   0 0 3,054
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK Stock 36266G107   242,399 2,955 SH   SOLE   0 0 2,955
ISHARES U.S. MEDICAL DEVICES ETF ETF 464288810   7,460,047 138,200 SH   SOLE   0 0 138,200
NVIDIA CORP Stock 67066G104   1,052,254 3,788 SH   SOLE   0 0 3,788
CUMMINS INC COM Stock 231021106   1,363,024 5,706 SH   SOLE   0 0 5,706
ABBVIE INC COM Stock 00287Y109   3,506 22 SH   DFND 1 0 0 22
ABBVIE INC COM Stock 00287Y109   1,083,833 6,801 SH   SOLE   0 0 6,801
S&P GLOBAL INC COM Stock 78409V104   2,726,855 7,909 SH   SOLE   0 0 7,909
ISHARES CORE MSCI EMERGING MKTS ETF 46434G103   248,829 5,100 SH   SOLE   0 0 5,100
VANGUARD TOTAL BOND MARKET ETF ETF 921937835   1,469,921 19,910 SH   SOLE   0 0 19,910
CELANESE CORP DEL COM Stock 150870103   1,198 11 SH   DFND 1 0 0 11
CELANESE CORP DEL COM Stock 150870103   25,480 234 SH   SOLE   0 0 234
FIRST TRUST PREFERRED SECURITIES & INCOME ETF ETF 33739E108   193,063 12,097 SH   SOLE   0 0 12,097
INVESCO S&P 500 QUALITY ETF ETF 46137V241   2,722,739 57,539 SH   SOLE   0 0 57,539
ZIMMER HLDGS INC Stock 98956P102   241,604 1,870 SH   SOLE   0 0 1,870
ROCKWELL AUTOMATION INC COM Stock 773903109   295,798 1,008 SH   SOLE   0 0 1,008
STRYKER CORP Stock 863667101   368,118 1,290 SH   SOLE   0 0 1,290
QUALCOMM INC Stock 747525103   1,485,032 11,640 SH   SOLE   0 0 11,640
GENERAL DYNAMICS CORP COM Stock 369550108   2,510 11 SH   DFND 1 0 0 11
GENERAL DYNAMICS CORP COM Stock 369550108   50,799 223 SH   SOLE   0 0 223
MCDONALDS CORP COM Stock 580135101   3,355 12 SH   DFND 1 0 0 12
MCDONALDS CORP COM Stock 580135101   484,374 1,732 SH   SOLE   0 0 1,732
CAMBRIA SHAREHOLDER YIELD ETF ETF 132061201   3,865,354 65,849 SH   SOLE   0 0 65,849
CISCO SYS INC Stock 17275R102   4,077 78 SH   DFND 1 0 0 78
CISCO SYS INC Stock 17275R102   300,642 5,751 SH   SOLE   0 0 5,751
COHEN & STEERS INFRASTRUCTURE FUND CEF 19248A109   277,969 11,392 SH   SOLE   0 0 11,392
ISHARES TR RUSSELL MIDCAP INDEX FD ETF 464287499   962,953 13,772 SH   SOLE   0 0 13,772
ADVANCED MICRO DEVICES INC COM Stock 007903107   279,493 2,852 SH   SOLE   0 0 2,852
WISDOMTREE LARGE CAP DIVIDEND ETF 97717W307   484,279 7,829 SH   SOLE   0 0 7,829
AT&T INC COM Stock 00206R102   2,310 120 SH   DFND 1 0 0 120
AT&T INC COM Stock 00206R102   538,884 27,994 SH   SOLE   0 0 27,994
VANGUARD INTERMEDIATE-TERM BOND ETF 921937819   1,674,061 21,815 SH   SOLE   0 0 21,815
ENERGY SELECT SECTOR SPDR ETF 81369Y506   7,062,556 85,266 SH   SOLE   0 0 85,266
INDEPENDENCE RLTY TR INC COM REIT 45378A106   199,528 12,447 SH   SOLE   0 0 12,447
SCHWAB FUNDAMENTAL US LARGE CO. INDEX ETF ETF 808524771   3,291,995 59,942 SH   SOLE   0 0 59,942
GENERAL ELECTRIC CO COM NEW Stock 369604301   868,214 9,082 SH   SOLE   0 0 9,082
CONSUMER DISCRETIONARY SEL SECTOR SPDR FD ETF 81369Y407   1,180,997 7,898 SH   SOLE   0 0 7,898
INDUSTRIAL SELECT SECTOR SPDR ETF 81369Y704   2,360,349 23,328 SH   SOLE   0 0 23,328
SCHWAB FUNDAMENTAL INTERNATIONAL LARGE CO. INDEX ETF ETF 808524755   8,944,441 286,039 SH   SOLE   0 0 286,039
RIVERFRONT STRATEGIC INCOME FUND ETF 00162Q783   2,838,359 123,461 SH   SOLE   0 0 123,461
SPDR BLOOMBERG 1-10 YEAR TIPS ETF ETF 78468R861   2,916,071 153,235 SH   SOLE   0 0 153,235
FIDELITY MSCI ENERGY INDEX ETF ETF 316092402   224,424 10,001 SH   SOLE   0 0 10,001
FIDELITY MSCI HEALTH CARE INDEX ETF ETF 316092600   208,549 3,393 SH   SOLE   0 0 3,393
FIDELITY MSCI MATERIALS INDEX ETF ETF 316092881   865,162 18,977 SH   SOLE   0 0 18,977
GAMING & LEISURE PPTYS INC COM REIT 36467J108   1,041 20 SH   DFND 1 0 0 20
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF ETF 316092808   254,507 2,233 SH   SOLE   0 0 2,233
ISHARES S&P 500 VALUE ETF ETF 464287408   838,877 5,528 SH   SOLE   0 0 5,528
ISHARES S&P 500 GROWTH ETF ETF 464287309   2,110,808 33,038 SH   SOLE   0 0 33,038
ISHARES S&P 500 INDEX ETF 464287200   14,975,332 36,429 SH   SOLE   0 0 36,429
LAMAR ADVERTISING CO A CLASS A REIT 512816109   1,798 18 SH   DFND 1 0 0 18
UNION PAC CORP COM Stock 907818108   448,791 2,230 SH   SOLE   0 0 2,230
ISHARES S&P U.S. PREFERRED STOCK ETF ETF 464288687   300,811 9,635 SH   SOLE   0 0 9,635
VANGUARD MID-CAP VALUE ETF ETF 922908512   672,910 5,019 SH   SOLE   0 0 5,019
LOCKHEED MARTIN CORP Stock 539830109   1,891 4 SH   DFND 1 0 0 4
LOCKHEED MARTIN CORP Stock 539830109   1,897,960 4,015 SH   SOLE   0 0 4,015
JPMORGAN CHASE & CO COM Stock 46625H100   4,952 38 SH   DFND 1 0 0 38
JPMORGAN CHASE & CO COM Stock 46625H100   2,631,886 20,197 SH   SOLE   0 0 20,197
INTERNATIONAL PAPER CO COM Stock 460146103   36 1 SH   DFND 1 0 0 1
INTERNATIONAL PAPER CO COM Stock 460146103   1,158,772 32,135 SH   SOLE   0 0 32,135
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509   313,824 9,195 SH   SOLE   0 0 9,195
CHEVRON CORP NEW COM Stock 166764100   5,058 31 SH   DFND 1 0 0 31
CHEVRON CORP NEW COM Stock 166764100   2,681,616 16,435 SH   SOLE   0 0 16,435
ISHARES AMT-FREE MUNI BOND ETF ETF 464288414   752,342 6,983 SH   SOLE   0 0 6,983
CONOCOPHILLIPS COM Stock 20825C104   3,869 39 SH   DFND 1 0 0 39
CONOCOPHILLIPS COM Stock 20825C104   165,266 1,666 SH   SOLE   0 0 1,666
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   4,018,858 88,972 SH   SOLE   0 0 88,972
DANAHER CORP Stock 235851102   213,375 847 SH   SOLE   0 0 847
BANK AMERICA CORP COM Stock 060505104   1,659 58 SH   DFND 1 0 0 58
BANK AMERICA CORP COM Stock 060505104   272,758 9,537 SH   SOLE   0 0 9,537
REAVES UTIL INCOME FD COM SH BEN INT CEF 756158101   581,224 20,480 SH   SOLE   0 0 20,480
SPDR SER TR S&P DIVID ETF ETF 78464A763   738,876 5,973 SH   SOLE   0 0 5,973
WALMART INC COM Stock 931142103   4,129 28 SH   DFND 1 0 0 28
WALMART INC COM Stock 931142103   992,860 6,734 SH   SOLE   0 0 6,734
FIRST TRUST RISING DIVIDEND ACHIEVERS ETF ETF 33738R506   685,503 15,278 SH   SOLE   0 0 15,278
INTL BUSINESS MACHINES Stock 459200101   1,573 12 SH   DFND 1 0 0 12
INTL BUSINESS MACHINES Stock 459200101   833,571 6,359 SH   SOLE   0 0 6,359
ORACLE CORPORATION Stock 68389X105   205,938 2,216 SH   SOLE   0 0 2,216
RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101   1,763 18 SH   DFND 1 0 0 18
RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101   296,343 3,026 SH   SOLE   0 0 3,026
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858   1,840,744 45,563 SH   SOLE   0 0 45,563
VANGUARD HIGH DIVIDEND YIELD ETF 921946406   11,466,004 108,683 SH   SOLE   0 0 108,683
PFIZER INC COM Stock 717081103   3,305 81 SH   DFND 1 0 0 81
PFIZER INC COM Stock 717081103   2,657,864 65,144 SH   SOLE   0 0 65,144
GILEAD SCIENCES INC Stock 375558103   1,991 24 SH   DFND 1 0 0 24
GILEAD SCIENCES INC Stock 375558103   1,022,460 12,323 SH   SOLE   0 0 12,323
CATERPILLAR INC COM Stock 149123101   3,204 14 SH   DFND 1 0 0 14
CATERPILLAR INC COM Stock 149123101   287,589 1,257 SH   SOLE   0 0 1,257
ALPHABET INC CAP STK CL C Stock 02079K107   1,974,544 18,986 SH   SOLE   0 0 18,986
AMGEN INC Stock 031162100   316,048 1,307 SH   SOLE   0 0 1,307
HUMANA INC COM Stock 444859102   213,866 441 SH   SOLE   0 0 441
ISHARES CORE S&P US VALUE ETF ETF 464287663   7,974,626 108,087 SH   SOLE   0 0 108,087
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   4,250,934 27,602 SH   SOLE   0 0 27,602
SOUTHSTATE CORPORATION COM Stock 840441109   203,875 2,861 SH   SOLE   0 0 2,861
ISHARES MSCI EAFE SMALL CAP ETF ETF 464288273   941,616 15,823 SH   SOLE   0 0 15,823
FIDELITY NATIONAL FINANCIAL IN FNF GROUP COM Stock 31620R303   699 20 SH   DFND 1 0 0 20
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621   1,961,688 39,242 SH   SOLE   0 0 39,242
BLACKROCK ULTRA SHORT-TERM BOND ETF ETF 46434V878   514,960 10,248 SH   SOLE   0 0 10,248
FIRST TRUST ENHANCED SHORT MATURITY ETF ETF 33739Q408   357,060 6,000 SH   SOLE   0 0 6,000
ISHARES S&P SMALLCAP 600 VALUE ETF ETF 464287879   1,877,644 20,062 SH   SOLE   0 0 20,062
CITIZENS FINL GROUP INC COM Stock 174610105   759 25 SH   DFND 1 0 0 25
CITIZENS FINL GROUP INC COM Stock 174610105   3,614 119 SH   SOLE   0 0 119
INVESCO BULLETSHARES 2023 CORPORATE BOND ETF ETF 46138J866   315,973 14,989 SH   SOLE   0 0 14,989
INVESCO BULLETSHARES 2024 CORPORATE BOND ETF ETF 46138J841   4,741,779 230,295 SH   SOLE   0 0 230,295
NATIONAL RETAIL PPTYS REIT 637417106   1,035,023 23,443 SH   SOLE   0 0 23,443
SPDR PORTFOLIO S&P 500 GROWTH ETF ETF 78464A409   681,758 12,315 SH   SOLE   0 0 12,315
BK OF AMERICA CORP 7.25CNV PFD L Convertible Preferred 060505682   770,722 660 SH   SOLE   0 0 660
SPDR PORTFOLIO S&P 500 VALUE ETF ETF 78464A508   2,359,639 57,948 SH   SOLE   0 0 57,948
PHILIP MORRIS INTL INC Stock 718172109   3,015 31 SH   DFND 1 0 0 31
PHILIP MORRIS INTL INC Stock 718172109   377,726 3,884 SH   SOLE   0 0 3,884
VANGUARD MEGA CAP 300 ETF ETF 921910873   1,615,732 11,288 SH   SOLE   0 0 11,288
PNC FINL SVCS GROUP INC COM Stock 693475105   1,144 9 SH   DFND 1 0 0 9
PNC FINL SVCS GROUP INC COM Stock 693475105   3,305 26 SH   SOLE   0 0 26
BRISTOL-MYERS SQUIBB CO COM Stock 110122108   2,564 37 SH   DFND 1 0 0 37
BRISTOL-MYERS SQUIBB CO COM Stock 110122108   248,926 3,591 SH   SOLE   0 0 3,591
REALTY INCOME CORP REIT 756109104   462,402 7,303 SH   SOLE   0 0 7,303
ALTRIA GROUP INC COM Stock 02209S103   1,147,093 25,708 SH   SOLE   0 0 25,708
CITIGROUP INC Stock 172967424   844 18 SH   DFND 1 0 0 18
CITIGROUP INC Stock 172967424   521,623 11,124 SH   SOLE   0 0 11,124
EXXON MOBIL CORP COM Stock 30231G102   5,373 49 SH   DFND 1 0 0 49
EXXON MOBIL CORP COM Stock 30231G102   1,366,027 12,457 SH   SOLE   0 0 12,457
UNITEDHEALTH GROUP Stock 91324P102   2,156,670 4,564 SH   SOLE   0 0 4,564
LOWES COS INC COM Stock 548661107   291,377 1,457 SH   SOLE   0 0 1,457
FIRST TRUST VALUE LINE DIVIDEND FUND ETF 33734H106   1,178,431 29,343 SH   SOLE   0 0 29,343
UTILITIES SELECT SECTOR SPDR ETF 81369Y886   1,361,286 20,111 SH   SOLE   0 0 20,111
SPDR S&P WORLD EX-US ETF 78463X889   3,967,430 123,519 SH   SOLE   0 0 123,519
CROWN CASTLE INC COM REIT 22822V101   1,606 12 SH   DFND 1 0 0 12
CROWN CASTLE INC COM REIT 22822V101   127,292 951 SH   SOLE   0 0 951
BLACKROCK INC Stock 09247X101   3,346 5 SH   DFND 1 0 0 5
BLACKROCK INC Stock 09247X101   90,990 136 SH   SOLE   0 0 136
ISHARES CORE S&P MID CAP ETF ETF 464287507   7,684,919 30,720 SH   SOLE   0 0 30,720
APPLE INC Stock 037833100   14,219,332 86,230 SH   SOLE   0 0 86,230
ISHARES CONVERTIBLE BOND ETF ETF 46435G102   10,955,424 150,860 SH   SOLE   0 0 150,860
ISHARES IBONDS DEC 2023 TERM CORPORATE ETF ETF 46434VAX8   273,715 10,866 SH   SOLE   0 0 10,866
ABBOTT LABS COM Stock 002824100   1,418 14 SH   DFND 1 0 0 14
ABBOTT LABS COM Stock 002824100   601,699 5,942 SH   SOLE   0 0 5,942
DISNEY WALT CO COM Stock 254687106   1,140,588 11,391 SH   SOLE   0 0 11,391
FIDELITY COMWLTH TR ETF 315912808   273,359 5,701 SH   SOLE   0 0 5,701
ISHARES TR RUSSELL 1000 INDEX ETF ETF 464287622   1,297,909 5,763 SH   SOLE   0 0 5,763
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598   1,832,802 12,037 SH   SOLE   0 0 12,037