The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
iShares Core S&P 500 ETF 464287200 12,492 34,831 SH   SOLE   0 0 34,831
Schwab International Equity ETF 808524805 11,472 407,836 SH   SOLE   0 0 407,836
Schwab Intermediate Term US TRS ETF 808524854 8,187 166,612 SH   SOLE   0 0 166,612
Schwab US Large Cap ETF 808524201 8,025 189,504 SH   SOLE   0 0 189,504
SPDR S&P 500 High Dividend ETF 78468R788 6,675 188,196 SH   SOLE   0 0 188,196
iShares Core S&P Mid Cap ETF 464287507 5,228 23,846 SH   SOLE   0 0 23,846
Vanguard Mortgage Backed Sec ETF 92206C771 4,002 88,758 SH   SOLE   0 0 88,758
iShares Core S&P Small Cap ETF 464287804 3,453 39,608 SH   SOLE   0 0 39,608
iShares National Muni Bond ETF 464288414 3,423 33,366 SH   SOLE   0 0 33,366
Alphabet Inc. Class A COM 02079K305 3,118 32,601 SH   SOLE   0 0 32,601
SPDR Intrmdt TRM Crprate BND ETF 78464A375 3,090 98,659 SH   SOLE   0 0 98,659
SPDR Nuveen BLMBRG Barclays Mun BD ETF 78468R721 3,078 69,963 SH   SOLE   0 0 69,963
Accenture PLC Class A COM G1151C101 3,044 11,830 SH   SOLE   0 0 11,830
Amazon Com Inc COM 023135106 2,937 25,990 SH   SOLE   0 0 25,990
UnitedHealth Group COM 91324P102 2,878 5,699 SH   SOLE   0 0 5,699
Natera, Inc COM 632307104 2,876 65,641 SH   SOLE   0 0 65,641
iShares Core MSCI Totl Intl STCK ETF 46432F834 2,619 51,430 SH   SOLE   0 0 51,430
JPMorgan Chase COM 46625H100 2,571 24,604 SH   SOLE   0 0 24,604
Marathon Petroleum Corp COM 56585A102 2,538 25,553 SH   SOLE   0 0 25,553
Fidelity Natl Finl COM 31620R303 2,510 69,334 SH   SOLE   0 0 69,334
Vanguard High Dividend Yield ETF 921946406 2,465 25,977 SH   SOLE   0 0 25,977
Uber Technologies Inc COM 90353T100 2,459 92,788 SH   SOLE   0 0 92,788
BlackRock Inc COM 09247X101 2,457 4,466 SH   SOLE   0 0 4,466
Tapestry Inc COM 876030107 2,424 85,251 SH   SOLE   0 0 85,251
Snowflake Inc Class A COM 833445109 2,421 14,242 SH   SOLE   0 0 14,242
Wells Fargo & Co COM 949746101 2,410 59,923 SH   SOLE   0 0 59,923
Purecycle Technologies Inc COM 74623V103 2,372 293,932 SH   SOLE   0 0 293,932
MetLife, Inc. COM 59156R108 2,360 38,821 SH   SOLE   0 0 38,821
Energy Select Sector SPDR ETF 81369Y506 2,358 32,737 SH   SOLE   0 0 32,737
Phillips 66 COM 718546104 2,347 29,077 SH   SOLE   0 0 29,077
Invesco Preferred ETF 46138E511 2,322 195,490 SH   SOLE   0 0 195,490
XTRCKR MSCI EAFE HG DV YLD Eq ETF 233051630 2,300 126,526 SH   SOLE   0 0 126,526
iShares Broad Usd HG YLD CRP BND ETF 46435U853 2,283 67,907 SH   SOLE   0 0 67,907
iShares Intermedt Term Corp Bond ETF 464288638 2,281 47,253 SH   SOLE   0 0 47,253
Charles Schwab US REIT ETF 808524847 2,276 121,779 SH   SOLE   0 0 121,779
Abbvie Inc COM 00287Y109 2,218 16,526 SH   SOLE   0 0 16,526
New Relic Inc COM 64829B100 2,198 38,300 SH   SOLE   0 0 38,300
Ambarella Inc COM G037AX101 2,192 39,019 SH   SOLE   0 0 39,019
Bristol-Myers Squibb COM 110122108 2,182 30,696 SH   SOLE   0 0 30,696
Arista Networks Inc COM 040413106 2,063 18,272 SH   SOLE   0 0 18,272
United Parcel SRVC Class B COM 911312106 2,042 12,639 SH   SOLE   0 0 12,639
Abbott Laboratories COM 002824100 1,984 20,503 SH   SOLE   0 0 20,503
Eaton Corp PLC F COM G29183103 1,966 14,741 SH   SOLE   0 0 14,741
Genuine Parts Co COM 372460105 1,957 13,105 SH   SOLE   0 0 13,105
Merck & Co Inc COM 58933Y105 1,954 22,684 SH   SOLE   0 0 22,684
Duke Energy Corp COM 26441C204 1,945 20,906 SH   SOLE   0 0 20,906
Lyondellbasell Inds F Class A COM N53745100 1,943 25,805 SH   SOLE   0 0 25,805
Dominion Energy Inc COM 25746U109 1,910 27,632 SH   SOLE   0 0 27,632
Vanguard FTSE Emerging Markets ETF 922042858 1,892 51,837 SH   SOLE   0 0 51,837
Westrock Co COM 96145D105 1,875 60,708 SH   SOLE   0 0 60,708
Broadcom Limited COM 11135F101 1,866 4,203 SH   SOLE   0 0 4,203
Service Now Inc COM 81762P102 1,795 4,753 SH   SOLE   0 0 4,753
Twilio Inc Class A COM 90138F102 1,779 25,734 SH   SOLE   0 0 25,734
Cloudflare Inc Class A COM 18915M107 1,738 31,428 SH   SOLE   0 0 31,428
Guardant Health Inc COM 40131M109 1,692 31,435 SH   SOLE   0 0 31,435
Cognizant Tech Solu Class A COM 192446102 1,687 29,373 SH   SOLE   0 0 29,373
RH COM 74967X103 1,649 6,702 SH   SOLE   0 0 6,702
Coca-Cola COM 191216100 1,643 29,320 SH   SOLE   0 0 29,320
Marvell Technology Inc COM 573874104 1,633 38,064 SH   SOLE   0 0 38,064
Vertex Pharmaceutica COM 92532F100 1,619 5,592 SH   SOLE   0 0 5,592
Corning Inc COM 219350105 1,549 53,379 SH   SOLE   0 0 53,379
SPDR Wells Fargo Preferred Stock ETF 78464A292 1,547 44,371 SH   SOLE   0 0 44,371
Mondelez Intl Class A COM 609207105 1,540 28,093 SH   SOLE   0 0 28,093
Interpublic GRP Cos COM 460690100 1,493 58,330 SH   SOLE   0 0 58,330
Kimberly-Clark Corp COM 494368103 1,486 13,201 SH   SOLE   0 0 13,201
Constellation Brand Class A COM 21036P108 1,479 6,439 SH   SOLE   0 0 6,439
Vail Resorts Inc COM 91879Q109 1,420 6,583 SH   SOLE   0 0 6,583
Cisco Systems COM 17275R102 1,417 35,418 SH   SOLE   0 0 35,418
Visteon Corp COM 92839U206 1,369 12,910 SH   SOLE   0 0 12,910
Comcast Corporation Class A COM 20030N101 1,354 46,165 SH   SOLE   0 0 46,165
Paypal Holdings, Inc COM 70450Y103 1,279 14,863 SH   SOLE   0 0 14,863
Netflix Inc COM 64110L106 1,251 5,313 SH   SOLE   0 0 5,313
Lennox International COM 526107107 1,209 5,428 SH   SOLE   0 0 5,428
Vanguard Internatnl HGH DIV YLD ETF 921946794 1,139 21,886 SH   SOLE   0 0 21,886
Atlassian Corp PLC Class A COM G06242104 1,120 5,319 SH   SOLE   0 0 5,319
Schwab US Dividend Equity ETF 808524797 1,082 16,284 SH   SOLE   0 0 16,284
Charles Schwab US MC ETF 808524508 1,058 17,484 SH   SOLE   0 0 17,484
Etsy Inc COM 29786A106 991 9,894 SH   SOLE   0 0 9,894
Meta Platforms Inc Class A COM 30303M102 975 7,183 SH   SOLE   0 0 7,183
Workday Inc Class A COM 98138H101 961 6,311 SH   SOLE   0 0 6,311
MP Materials Corp Class A COM 553368101 958 35,089 SH   SOLE   0 0 35,089
Intuitive Surgical COM 46120E602 918 4,900 SH   SOLE   0 0 4,900
Match Group, Inc COM 57667L107 915 19,160 SH   SOLE   0 0 19,160
Pinterest Inc Class A COM 72352L106 845 36,273 SH   SOLE   0 0 36,273
Shopify Inc Class A COM 82509L107 809 30,024 SH   SOLE   0 0 30,024
Nvidia Corp COM 67066G104 785 6,467 SH   SOLE   0 0 6,467
Applied Materials COM 038222105 767 9,359 SH   SOLE   0 0 9,359
Global X MLP ETF 37954Y343 733 18,591 SH   SOLE   0 0 18,591
Vanguard Intermediate-Term Government Bond ETF 92206C706 671 11,502 SH   SOLE   0 0 11,502
Vanguard REIT ETF 922908553 652 8,133 SH   SOLE   0 0 8,133
Block Inc Class A COM 852234103 593 10,789 SH   SOLE   0 0 10,789
Schwab US Small Cap ETF 808524607 538 14,226 SH   SOLE   0 0 14,226
Microsoft COM 594918104 521 2,236 SH   SOLE   0 0 2,236
Apple COM 037833100 486 3,516 SH   SOLE   0 0 3,516
Schwab Emerging Markets Equity ETF 808524706 428 19,115 SH   SOLE   0 0 19,115
iShares iBoxx High Yield Bond ETF 464288513 379 5,310 SH   SOLE   0 0 5,310
Vaneck Vectors Semiconductor ETF 92189F676 324 1,749 SH   SOLE   0 0 1,749
Illinois Tool Works COM 452308109 283 1,564 SH   SOLE   0 0 1,564
iShares International Sel DIV ETF 464288448 279 12,402 SH   SOLE   0 0 12,402
ExxonMobil COM 30231G102 239 2,735 SH   SOLE   0 0 2,735
Berkshire Hathaway Class B COM 084670702 224 838 SH   SOLE   0 0 838
iShares International TRSRY BND ETF 464288117 210 5,733 SH   SOLE   0 0 5,733
iShares iBoxx Invt Grade Bond ETF 464287242 208 2,035 SH   SOLE   0 0 2,035
Invesco FTSE Rafi US 1500 Small-Mid ETF 46137V597 201 1,380 SH   SOLE   0 0 1,380