The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR COM 464288414 42,862 379,276 SH   SOLE   379,276 0 0
VANGUARD BD INDEX FDS COM 921937793 470 4,401 SH   SOLE   4,401 0 0
SCHWAB STRATEGIC TR COM 808524706 305 14,765 SH   SOLE   14,765 0 0
FLEXSHARES TR COM 33939L837 2,834 159,945 SH   SOLE   159,945 0 0
ISHARES INC COM 46434G863 360 13,136 SH   SOLE   13,136 0 0
SPDR S&P 500 ETF TR COM 78462F103 60,428 234,446 SH   SOLE   234,446 0 0
PEPSICO INC COM 713448108 385 3,206 SH   SOLE   3,206 0 0
ISHARES TR COM 464288646 268 5,118 SH   SOLE   5,118 0 0
FLEXSHARES TR COM 33939L795 13,139 304,066 SH   SOLE   304,066 0 0
ISHARES TR COM 464287168 425 5,775 SH   SOLE   5,775 0 0
SPDR SER TR COM 78468R622 446 4,709 SH   SOLE   4,709 0 0
ISHARES TR COM 46434V456 846 32,715 SH   SOLE   32,715 0 0
APPLE INC COM 037833100 3,318 13,048 SH   SOLE   13,048 0 0
CRH MED CORP COM 12626F105 29 22,000 SH   SOLE   22,000 0 0
VANGUARD INDEX FDS COM 922908736 602 3,842 SH   SOLE   3,842 0 0
BOEING CO COM 097023105 219 1,471 SH   SOLE   1,471 0 0
VANGUARD BD INDEX FDS COM 921937827 207 2,518 SH   SOLE   2,518 0 0
SCHWAB STRATEGIC TR COM 808524839 1,412 26,020 SH   SOLE   26,020 0 0
INTEL CORP COM 458140100 395 7,295 SH   SOLE   7,295 0 0
FLEXSHARES TR COM 33939L860 7,155 198,976 SH   SOLE   198,976 0 0
ISHARES TR COM 464287804 11,368 202,594 SH   SOLE   202,594 0 0
DBX ETF TR COM 233051143 1,371 60,733 SH   SOLE   60,733 0 0
EXXON MOBIL CORP COM 30231G102 261 6,887 SH   SOLE   6,887 0 0
GCI LIBERTY INC COM 36164V305 208 3,644 SH   SOLE   3,644 0 0
SCHWAB STRATEGIC TR COM 808524102 2,129 35,223 SH   SOLE   35,223 0 0
BERKSHIRE HATHAWAY INC DEL COM 084670702 356 1,948 SH   SOLE   1,948 0 0
VANGUARD INDEX FDS COM 922908744 662 7,432 SH   SOLE   7,432 0 0
ISHARES INC COM 46434G103 16,140 398,805 SH   SOLE   398,805 0 0
ISHARES TR COM 46435G516 766 14,410 SH   SOLE   14,410 0 0
SPDR SER TR COM 78468R721 204 4,089 SH   SOLE   4,089 0 0
VANGUARD INDEX FDS COM 922908595 205 1,367 SH   SOLE   1,367 0 0
VANGUARD INDEX FDS COM 922908553 322 4,614 SH   SOLE   4,614 0 0
SCHWAB STRATEGIC TR COM 808524805 624 24,140 SH   SOLE   24,140 0 0
VANGUARD BD INDEX FDS COM 921937835 52,320 613,009 SH   SOLE   613,009 0 0
VANGUARD INDEX FDS COM 922908769 913 7,082 SH   SOLE   7,082 0 0
SPDR S&P MIDCAP 400 ETF TR COM 78467Y107 260 990 SH   SOLE   990 0 0
ISHARES TR COM 464288513 453 5,872 SH   SOLE   5,872 0 0
VANGUARD MALVERN FDS COM 922020805 14,560 298,854 SH   SOLE   298,854 0 0
INVESCO ACTIVELY MANAGD ETF COM 46090F100 9,974 843,861 SH   SOLE   843,861 0 0
VANGUARD WHITEHALL FDS COM 921946406 457 6,460 SH   SOLE   6,460 0 0
VANGUARD INDEX FDS COM 922908363 1,201 5,071 SH   SOLE   5,071 0 0
MICROSOFT CORP COM 594918104 665 4,213 SH   SOLE   4,213 0 0
ISHARES TR COM 46432F842 33,151 664,482 SH   SOLE   664,482 0 0
ISHARES TR COM 464287507 23,212 161,349 SH   SOLE   161,349 0 0
UBS AG JERSEY BRH COM 902641778 273 25,047 SH   SOLE   25,047 0 0
MCDONALDS CORP COM 580135101 269 1,629 SH   SOLE   1,629 0 0
PHILLIPS 66 COM 718546104 388 7,231 SH   SOLE   7,231 0 0
SCHWAB STRATEGIC TR COM 808524862 237 4,572 SH   SOLE   4,572 0 0
VANGUARD INTL EQUITY INDEX F COM 922042858 282 8,419 SH   SOLE   8,419 0 0
ISHARES TR COM 464287465 1,086 20,315 SH   SOLE   20,315 0 0
SPDR SER TR COM 78468R739 11,949 244,356 SH   SOLE   244,356 0 0
ISHARES TR COM 464288679 15,060 135,651 SH   SOLE   135,651 0 0
CONOCOPHILLIPS COM 20825C104 335 10,886 SH   SOLE   10,886 0 0
ISHARES TR COM 46432F339 3,577 44,139 SH   SOLE   44,139 0 0
J P MORGAN EXCHANGE-TRADED F COM 46641Q738 9,621 149,028 SH   SOLE   149,028 0 0
VANGUARD CHARLOTTE FDS COM 92203J407 9,958 177,007 SH   SOLE   177,007 0 0