The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SCHWAB STRATEGIC TR COM 808524847 228 4,955 SH   SOLE   4,955 0 0
SCHWAB STRATEGIC TR COM 808524706 371 13,556 SH   SOLE   13,556 0 0
PFIZER INC COM 717081103 203 5,186 SH   SOLE   5,186 0 0
MARATHON PETE CORP COM 56585A102 217 3,601 SH   SOLE   3,601 0 0
ISHARES TR COM 464288414 35,787 314,171 SH   SOLE   314,171 0 0
ISHARES INC COM 46434G863 312 8,696 SH   SOLE   8,696 0 0
FLEXSHARES TR COM 33939L837 6,993 287,914 SH   SOLE   287,914 0 0
SPDR S&P 500 ETF TR COM 78462F103 84,182 261,547 SH   SOLE   261,547 0 0
VANGUARD BD INDEX FD INC COM 921937827 210 2,601 SH   SOLE   2,601 0 0
PEPSICO INC COM 713448108 432 3,161 SH   SOLE   3,161 0 0
FLEXSHARES TR COM 33939L795 28,026 520,157 SH   SOLE   520,157 0 0
ISHARES TR COM 464287168 610 5,775 SH   SOLE   5,775 0 0
JP MORGAN EXCHANGE TRADED FD COM 46641Q738 20,236 228,067 SH   SOLE   228,067 0 0
ISHARES TR COM 464288646 242 4,516 SH   SOLE   4,516 0 0
AT&T INC COM 00206R102 319 8,171 SH   SOLE   8,171 0 0
APPLE INC COM 037833100 3,882 13,220 SH   SOLE   13,220 0 0
ISHARES TR COM 46434V696 284 4,870 SH   SOLE   4,870 0 0
ISHARES TR COM 46429B697 10,805 164,715 SH   SOLE   164,715 0 0
BOEING CO COM 097023105 471 1,446 SH   SOLE   1,446 0 0
VANGUARD INDEX FDS COM 922908736 678 3,720 SH   SOLE   3,720 0 0
INTEL CORP COM 458140100 589 9,840 SH   SOLE   9,840 0 0
UNITED TECHNOLOGIES CORP COM 913017109 204 1,360 SH   SOLE   1,360 0 0
SCHWAB STRATEGIC TR COM 808524839 1,207 22,581 SH   SOLE   22,581 0 0
FLEXSHARES TR COM 33939L860 17,633 363,710 SH   SOLE   363,710 0 0
DBX ETF TR COM 233051143 1,009 36,180 SH   SOLE   36,180 0 0
ISHARES TR COM 464287804 29,023 346,134 SH   SOLE   346,134 0 0
SPDR SERIES TRUST COM 78468R622 516 4,709 SH   SOLE   4,709 0 0
SCHWAB STRATEGIC TR COM 808524102 2,507 32,612 SH   SOLE   32,612 0 0
EXXON MOBIL CORP COM 30231G102 533 7,644 SH   SOLE   7,644 0 0
GCI LIBERTY INC COM 36164V305 262 3,693 SH   SOLE   3,693 0 0
JPMORGAN CHASE & CO COM 46625H100 330 2,367 SH   SOLE   2,367 0 0
ISHARES INC COM 46434G103 37,704 701,340 SH   SOLE   701,340 0 0
VANGUARD BD INDEX FD INC COM 921937793 442 4,401 SH   SOLE   4,401 0 0
BERKSHIRE HATHAWAY INC DEL COM 084670702 540 2,383 SH   SOLE   2,383 0 0
ISHARES TR COM 46435G516 514 7,482 SH   SOLE   7,482 0 0
VANGUARD INDEX FDS COM 922908744 827 6,903 SH   SOLE   6,903 0 0
CHEVRON CORP NEW COM 166764100 255 2,117 SH   SOLE   2,117 0 0
VANGUARD INDEX FDS COM 922908595 296 1,491 SH   SOLE   1,491 0 0
VANGUARD INDEX FDS COM 922908553 760 8,195 SH   SOLE   8,195 0 0
SCHWAB STRATEGIC TR COM 808524805 738 21,948 SH   SOLE   21,948 0 0
VANGUARD INDEX FDS COM 922908769 1,053 6,433 SH   SOLE   6,433 0 0
ISHARES TR COM 464288513 516 5,872 SH   SOLE   5,872 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 209 3,405 SH   SOLE   3,405 0 0
SCHWAB STRATEGIC TR COM 808524870 7,561 133,515 SH   SOLE   133,515 0 0
WELLS FARGO CO NEW COM 949746101 316 5,874 SH   SOLE   5,874 0 0
VANGUARD MALVERN FDS COM 922020805 20,879 423,672 SH   SOLE   423,672 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 207 1,546 SH   SOLE   1,546 0 0
INVESCO ACTIVELY MANAGD ETF COM 46090F100 15,048 908,669 SH   SOLE   908,669 0 0
VANGUARD INDEX FDS COM 922908363 714 2,414 SH   SOLE   2,414 0 0
ISHARES TR COM 46432F842 50,588 775,419 SH   SOLE   775,419 0 0
ISHARES TR COM 464287507 54,472 264,658 SH   SOLE   264,658 0 0
MICROSOFT CORP COM 594918104 865 5,482 SH   SOLE   5,482 0 0
ISHARES TR COM 464287655 400 2,414 SH   SOLE   2,414 0 0
ISHARES TR COM 46429B689 3,983 53,432 SH   SOLE   53,432 0 0
MCDONALDS CORP COM 580135101 516 2,612 SH   SOLE   2,612 0 0
INVESCO EXCHNG TRADED FD TR COM 46138E537 311 11,747 SH   SOLE   11,747 0 0
UBS AG JERSEY BRH COM 902641778 2,287 153,003 SH   SOLE   153,003 0 0
PHILLIPS 66 COM 718546104 323 2,897 SH   SOLE   2,897 0 0
SCHWAB STRATEGIC TR COM 808524862 213 4,225 SH   SOLE   4,225 0 0
ISHARES TR COM 464287465 18,115 260,870 SH   SOLE   260,870 0 0
SPDR SERIES TRUST COM 78468R739 27,333 556,571 SH   SOLE   556,571 0 0
ISHARES TR COM 464287200 39,086 120,920 SH   SOLE   120,920 0 0
VANGUARD WHITEHALL FDS INC COM 921946406 605 6,460 SH   SOLE   6,460 0 0
CONOCOPHILLIPS COM 20825C104 901 13,855 SH   SOLE   13,855 0 0
VANGUARD CHARLOTTE FDS COM 92203J407 17,326 306,215 SH   SOLE   306,215 0 0
VANGUARD BD INDEX FD INC COM 921937835 54,500 649,891 SH   SOLE   649,891 0 0
ISHARES TR COM 464288679 15,582 141,064 SH   SOLE   141,064 0 0
JP MORGAN EXCHANGE TRADED FD COM 46641Q803 1,772 75,009 SH   SOLE   75,009 0 0
JOHNSON & JOHNSON COM 478160104 277 1,900 SH   SOLE   1,900 0 0