The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 354,857 3,255 SH   SOLE   3,255 0 0
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 267,950 1,989 SH   SOLE   1,989 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 2,892,320 9,373 SH   SOLE   9,373 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 8,940,632 74,692 SH   SOLE   74,692 0 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 692,553 5,725 SH   SOLE   5,725 0 0
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 6,579,916 145,252 SH   SOLE   145,252 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 402,812 3,090 SH   SOLE   3,090 0 0
AMERICAN TOWER CORP NEW COM 03027X100 BBG001S5NPQ6 2,157,001 11,122 SH   SOLE   11,122 0 0
APPLE INC COM 037833100 BBG001S5N8V8 5,356,812 27,617 SH   SOLE   27,617 0 0
ASSETMARK FINL HLDGS INC COM 04546L106 BBG00F5PBW20 6,836,630 230,500 SH   SOLE   230,500 0 0
AUTODESK INC COM 052769106 BBG001S5SCD4 3,636,124 17,771 SH   SOLE   17,771 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 1,094,237 38,140 SH   SOLE   38,140 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 BBG001S902J2 1,035,620 2 SH   SOLE   2 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 443,300 1,300 SH   SOLE   1,300 0 0
BLACKSTONE INC COM 09260D107 BBG001S7H949 6,448,078 69,357 SH   SOLE   69,357 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 278,934 4,362 SH   SOLE   4,362 0 0
CAPITAL ONE FINL CORP COM 14040H105 BBG001S65PV8 515,223 4,711 SH   SOLE   4,711 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 745,632 4,739 SH   SOLE   4,739 0 0
CSX CORP COM 126408103 BBG001S5Q7Q3 967,146 28,362 SH   SOLE   28,362 0 0
CVS HEALTH CORP COM 126650100 BBG001S5QBD8 4,407,048 63,750 SH   SOLE   63,750 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 BBG001S7V596 6,515,205 37,556 SH   SOLE   37,556 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 4,200,923 47,053 SH   SOLE   47,053 0 0
DOMINION ENERGY INC COM 25746U109 BBG001S5QCP3 592,065 11,432 SH   SOLE   11,432 0 0
ELEVANCE HEALTH INC COM 036752103 BBG001S6KBQ8 646,462 1,455 SH   SOLE   1,455 0 0
ESSENTIAL UTILS INC COM 29670G102 BBG001S5VFD3 420,372 10,533 SH   SOLE   10,533 0 0
ETSY INC COM 29786A106 BBG001T53625 1,792,717 21,188 SH   SOLE   21,188 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 248,300 2,315 SH   SOLE   2,315 0 0
FIRST TR EXCHANGE-TRADED FD NASD TECH DIV 33738R118 BBG00393GRN5 248,205 4,231 SH   SOLE   4,231 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 4,675,857 15,052 SH   SOLE   15,052 0 0
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 787,629 3,796 SH   SOLE   3,796 0 0
IDEXX LABS INC COM 45168D104 BBG001S5S4Y9 636,325 1,267 SH   SOLE   1,267 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 BBG001V18CG8 411,687 6,554 SH   SOLE   6,554 0 0
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 BBG00KJR2B26 782,790 2,238 SH   SOLE   2,238 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 7,910,978 21,415 SH   SOLE   21,415 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 616,795 2,359 SH   SOLE   2,359 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 375,385 842 SH   SOLE   842 0 0
ISHARES TR IBOND DEC 2030 46436E593 BBG00VYKY6D4 3,429,338 174,521 SH   SOLE   174,521 0 0
ISHARES TR IBONDS DEC 2032 46436E296 BBG018NNRQP1 1,466,805 63,112 SH   SOLE   63,112 0 0
ISHARES TR IBONDS DEC 2032 46436E312 BBG018GV5WV5 4,654,066 189,036 SH   SOLE   189,036 0 0
ISHARES TR IBONDS DEC 29 46436E205 BBG00Q79F703 3,179,369 141,620 SH   SOLE   141,620 0 0
ISHARES TR S&P 100 ETF 464287101 BBG001SGB026 284,568 1,374 SH   SOLE   1,374 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 770,675 10,935 SH   SOLE   10,935 0 0
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 2,620,317 16,256 SH   SOLE   16,256 0 0
J P MORGAN EXCHANGE TRADED F ACTIVEBLDRS EMER 46641Q266 BBG00Z6Q8BL2 1,510,082 41,463 SH   SOLE   41,463 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 1,883,190 11,377 SH   SOLE   11,377 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 7,792,036 53,576 SH   SOLE   53,576 0 0
KINROSS GOLD CORP COM 496902404 BBG001S5R0C2 134,991 28,300 SH   SOLE   28,300 0 0
LILLY ELI & CO COM 532457108 BBG001S5STL8 643,642 1,372 SH   SOLE   1,372 0 0
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 819,016 1,779 SH   SOLE   1,779 0 0
LOWES COS INC COM 548661107 BBG001S5SVL3 442,505 1,961 SH   SOLE   1,961 0 0
MARKEL GROUP INC COM 570535104 BBG001S9ZK95 6,342,995 4,586 SH   SOLE   4,586 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 244,881 2,122 SH   SOLE   2,122 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 11,284,435 33,137 SH   SOLE   33,137 0 0
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 3,329,280 44,869 SH   SOLE   44,869 0 0
NORFOLK SOUTHN CORP COM 655844108 BBG001S5TQJ6 347,489 1,532 SH   SOLE   1,532 0 0
ONEOK INC NEW COM 682680103 BBG001S5TWK1 4,687,052 75,941 SH   SOLE   75,941 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 522,499 4,387 SH   SOLE   4,387 0 0
PEPSICO INC COM 713448108 BBG001S695T1 1,550,601 8,372 SH   SOLE   8,372 0 0
PERFORMANCE FOOD GROUP CO COM 71377A103 BBG009XW2WC7 5,327,686 88,441 SH   SOLE   88,441 0 0
PFIZER INC COM 717081103 BBG001S5V466 225,836 6,157 SH   SOLE   6,157 0 0
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 914,786 9,371 SH   SOLE   9,371 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 2,679,397 17,658 SH   SOLE   17,658 0 0
SCHWAB CHARLES CORP COM 808513105 BBG001S5VXD4 3,948,952 69,671 SH   SOLE   69,671 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 294,743 5,701 SH   SOLE   5,701 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 725,401 9,989 SH   SOLE   9,989 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 260,767 3,479 SH   SOLE   3,479 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 3,086,761 70,474 SH   SOLE   70,474 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 646,442 4,870 SH   SOLE   4,870 0 0
SOTHERLY HOTELS INC COM 83600C103 BBG001SK9547 88,452 46,800 SH   SOLE   46,800 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 638,953 1,441 SH   SOLE   1,441 0 0
STARWOOD PPTY TR INC COM 85571B105 BBG001T4JCN5 7,722,132 398,048 SH   SOLE   398,048 0 0
THE CIGNA GROUP COM 125523100 BBG00KXRCDQ9 262,423 935 SH   SOLE   935 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 4,390,005 8,414 SH   SOLE   8,414 0 0
UDR INC COM 902653104 BBG001S6KCT3 209,108 4,868 SH   SOLE   4,868 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 4,509,938 42,519 SH   SOLE   42,519 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 BBG001SHTTR5 258,221 584 SH   SOLE   584 0 0
VULCAN MATLS CO COM 929160109 BBG001S5X8R2 8,501,793 37,712 SH   SOLE   37,712 0 0
WASTE MGMT INC DEL COM 94106L109 BBG001S5XH47 712,480 4,108 SH   SOLE   4,108 0 0
WP CAREY INC COM 92936U109 BBG001S67MM3 8,227,366 121,779 SH   SOLE   121,779 0 0
ZOETIS INC CL A 98978V103 BBG0039320P7 4,158,232 24,146 SH   SOLE   24,146 0 0