The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 416,803 4,116 SH   SOLE   4,116 0 0
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 316,954 1,989 SH   SOLE   1,989 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 2,553,427 8,934 SH   SOLE   8,934 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 8,221,017 79,254 SH   SOLE   79,254 0 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 595,400 5,725 SH   SOLE   5,725 0 0
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 6,503,978 145,764 SH   SOLE   145,764 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 383,722 3,715 SH   SOLE   3,715 0 0
AMERICAN TOWER CORP NEW COM 03027X100 BBG001S5NPQ6 2,351,953 11,510 SH   SOLE   11,510 0 0
APPLE INC COM 037833100 BBG001S5N8V8 4,932,688 29,913 SH   SOLE   29,913 0 0
ASSETMARK FINL HLDGS INC COM 04546L106 BBG00F5PBW20 7,532,275 239,500 SH   SOLE   239,500 0 0
AUTODESK INC COM 052769106 BBG001S5SCD4 3,514,990 16,886 SH   SOLE   16,886 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 1,311,509 45,857 SH   SOLE   45,857 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 BBG001S902J2 931,200 2 SH   SOLE   2 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 489,400 1,585 SH   SOLE   1,585 0 0
BLACKSTONE INC COM 09260D107 BBG001S7H949 6,610,649 75,258 SH   SOLE   75,258 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 309,958 4,472 SH   SOLE   4,472 0 0
CAPITAL ONE FINL CORP COM 14040H105 BBG001S65PV8 452,869 4,710 SH   SOLE   4,710 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 781,321 4,789 SH   SOLE   4,789 0 0
CSX CORP COM 126408103 BBG001S5Q7Q3 941,889 31,459 SH   SOLE   31,459 0 0
CVS HEALTH CORP COM 126650100 BBG001S5QBD8 3,554,853 47,838 SH   SOLE   47,838 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 BBG001S7V596 6,465,324 35,685 SH   SOLE   35,685 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 4,975,070 49,686 SH   SOLE   49,686 0 0
DOMINION ENERGY INC COM 25746U109 BBG001S5QCP3 733,172 13,113 SH   SOLE   13,113 0 0
ELEVANCE HEALTH INC COM 036752103 BBG001S6KBQ8 673,489 1,465 SH   SOLE   1,465 0 0
ESSENTIAL UTILS INC COM 29670G102 BBG001S5VFD3 459,765 10,533 SH   SOLE   10,533 0 0
ETSY INC COM 29786A106 BBG001T53625 1,615,621 14,512 SH   SOLE   14,512 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 257,149 2,345 SH   SOLE   2,345 0 0
FIRST TR EXCHANGE-TRADED FD NASD TECH DIV 33738R118 BBG00393GRN5 228,669 4,228 SH   SOLE   4,228 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 4,875,280 16,520 SH   SOLE   16,520 0 0
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 803,770 4,206 SH   SOLE   4,206 0 0
IDEXX LABS INC COM 45168D104 BBG001S5S4Y9 645,103 1,290 SH   SOLE   1,290 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 BBG001V18CG8 411,665 6,597 SH   SOLE   6,597 0 0
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 BBG00KJR2B26 927,772 2,988 SH   SOLE   2,988 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL STP 46137V373 BBG00KJR2LY9 213,600 1,253 SH   SOLE   1,253 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 7,303,026 22,756 SH   SOLE   22,756 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 584,684 2,337 SH   SOLE   2,337 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 360,575 877 SH   SOLE   877 0 0
ISHARES TR IBOND DEC 2030 46436E593 BBG00VYKY6D4 3,418,871 169,671 SH   SOLE   169,671 0 0
ISHARES TR IBONDS DEC 2032 46436E312 BBG018GV5WV5 4,005,133 159,758 SH   SOLE   159,758 0 0
ISHARES TR IBONDS DEC 2032 46436E296 BBG018NNRQP1 1,503,997 62,958 SH   SOLE   62,958 0 0
ISHARES TR IBONDS DEC 29 46436E205 BBG00Q79F703 3,268,202 142,841 SH   SOLE   142,841 0 0
ISHARES TR S&P 100 ETF 464287101 BBG001SGB026 247,316 1,322 SH   SOLE   1,322 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 699,731 10,952 SH   SOLE   10,952 0 0
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 2,447,863 16,130 SH   SOLE   16,130 0 0
J P MORGAN EXCHANGE TRADED F ACTIVEBLDRS EMER 46641Q266 BBG00Z6Q8BL2 1,371,301 37,829 SH   SOLE   37,829 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 1,836,975 11,851 SH   SOLE   11,851 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 7,000,108 53,719 SH   SOLE   53,719 0 0
KINROSS GOLD CORP COM 496902404 BBG001S5R0C2 52,281 11,100 SH   SOLE   11,100 0 0
LILLY ELI & CO COM 532457108 BBG001S5STL8 487,207 1,419 SH   SOLE   1,419 0 0
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 854,372 1,807 SH   SOLE   1,807 0 0
LOWES COS INC COM 548661107 BBG001S5SVL3 392,059 1,961 SH   SOLE   1,961 0 0
MARKEL CORP COM 570535104 BBG001S9ZK95 4,737,529 3,709 SH   SOLE   3,709 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 225,659 2,121 SH   SOLE   2,121 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 10,841,579 37,605 SH   SOLE   37,605 0 0
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 3,416,956 44,330 SH   SOLE   44,330 0 0
NORFOLK SOUTHN CORP COM 655844108 BBG001S5TQJ6 324,728 1,532 SH   SOLE   1,532 0 0
ONEOK INC NEW COM 682680103 BBG001S5TWK1 3,482,981 54,816 SH   SOLE   54,816 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 400,247 4,307 SH   SOLE   4,307 0 0
PEPSICO INC COM 713448108 BBG001S695T1 1,587,479 8,708 SH   SOLE   8,708 0 0
PERFORMANCE FOOD GROUP CO COM 71377A103 BBG009XW2WC7 4,346,713 72,037 SH   SOLE   72,037 0 0
PFIZER INC COM 717081103 BBG001S5V466 333,092 8,164 SH   SOLE   8,164 0 0
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 924,033 9,502 SH   SOLE   9,502 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 2,948,846 19,832 SH   SOLE   19,832 0 0
SCHWAB CHARLES CORP COM 808513105 BBG001S5VXD4 2,936,370 56,059 SH   SOLE   56,059 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 273,260 5,711 SH   SOLE   5,711 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 780,727 10,672 SH   SOLE   10,672 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 231,056 3,545 SH   SOLE   3,545 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 2,135,495 50,930 SH   SOLE   50,930 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 650,358 5,024 SH   SOLE   5,024 0 0
SOTHERLY HOTELS INC COM 83600C103 BBG001SK9547 87,900 44,060 SH   SOLE   44,060 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 590,103 1,441 SH   SOLE   1,441 0 0
STARWOOD PPTY TR INC COM 85571B105 BBG001T4JCN5 7,109,759 401,908 SH   SOLE   401,908 0 0
THE CIGNA GROUP COM 125523100 BBG00KXRCDQ9 238,977 935 SH   SOLE   935 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 3,972,918 6,893 SH   SOLE   6,893 0 0
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 389,323 2,007 SH   SOLE   2,007 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 246,053 521 SH   SOLE   521 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 5,814,044 55,109 SH   SOLE   55,109 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 BBG001SHTTR5 322,266 836 SH   SOLE   836 0 0
VILLAGE BK & TR FINL CORP COM NEW 92705T200 BBG001SGBML7 230,502 4,061 SH   SOLE   4,061 0 0
VULCAN MATLS CO COM 929160109 BBG001S5X8R2 7,050,087 41,094 SH   SOLE   41,094 0 0
WASTE MGMT INC DEL COM 94106L109 BBG001S5XH47 713,918 4,375 SH   SOLE   4,375 0 0
WP CAREY INC COM 92936U109 BBG001S67MM3 9,446,008 121,963 SH   SOLE   121,963 0 0
ZOETIS INC CL A 98978V103 BBG0039320P7 3,996,008 24,009 SH   SOLE   24,009 0 0