The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,467 13,499 SH   SOLE   13,499 0 0
ABBVIE INC COM 00287Y109 305 1,989 SH   SOLE   1,989 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,196 4,307 SH   SOLE   4,307 0 0
ALPHABET INC CAP STK CL A 02079K305 3,478 1,596 SH   SOLE   1,596 0 0
ALPHABET INC CAP STK CL C 02079K107 634 290 SH   SOLE   290 0 0
ALTRIA GROUP INC COM 02209S103 4,370 104,612 SH   SOLE   104,612 0 0
AMAZON COM INC COM 023135106 716 6,740 SH   SOLE   6,740 0 0
AMERICAN TOWER CORP NEW COM 03027X100 1,789 6,998 SH   SOLE   6,998 0 0
APPLE INC COM 037833100 4,444 32,501 SH   SOLE   32,501 0 0
AUTODESK INC COM 052769106 2,279 13,251 SH   SOLE   13,251 0 0
BECTON DICKINSON & CO COM 075887109 249 1,010 SH   SOLE   1,010 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 818 2 SH   SOLE   2 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 502 1,840 SH   SOLE   1,840 0 0
BK OF AMERICA CORP COM 060505104 1,121 36,010 SH   SOLE   36,010 0 0
BLACKSTONE INC COM 09260D107 7,440 81,554 SH   SOLE   81,554 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 267 3,463 SH   SOLE   3,463 0 0
BROADCOM INC COM 11135F101 556 1,145 SH   SOLE   1,145 0 0
CAPITAL ONE FINL CORP COM 14040H105 506 4,852 SH   SOLE   4,852 0 0
CHEVRON CORP NEW COM 166764100 746 5,156 SH   SOLE   5,156 0 0
CIGNA CORP NEW COM 125523100 246 935 SH   SOLE   935 0 0
CSX CORP COM 126408103 1,065 36,648 SH   SOLE   36,648 0 0
CVS HEALTH CORP COM 126650100 1,451 15,656 SH   SOLE   15,656 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 3,053 17,534 SH   SOLE   17,534 0 0
DIGITALBRIDGE GROUP INC CL A COM 25401T108 64 13,046 SH   SOLE   13,046 0 0
DISNEY WALT CO COM 254687106 4,446 47,094 SH   SOLE   47,094 0 0
DOMINION ENERGY INC COM 25746U109 1,976 24,760 SH   SOLE   24,760 0 0
ELEVANCE HEALTH INC COM 036752103 796 1,650 SH   SOLE   1,650 0 0
ETSY INC COM 29786A106 320 4,371 SH   SOLE   4,371 0 0
EXXON MOBIL CORP COM 30231G102 290 3,385 SH   SOLE   3,385 0 0
FIRST TR EXCHANGE-TRADED FD NASD TECH DIV 33738R118 260 5,189 SH   SOLE   5,189 0 0
HOME DEPOT INC COM 437076102 3,688 13,446 SH   SOLE   13,446 0 0
HONEYWELL INTL INC COM 438516106 2,499 14,378 SH   SOLE   14,378 0 0
IDEXX LABS INC COM 45168D104 467 1,332 SH   SOLE   1,332 0 0
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 8,101 70,321 SH   SOLE   70,321 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 516 8,315 SH   SOLE   8,315 0 0
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 1,047 3,655 SH   SOLE   3,655 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL STP 46137V373 389 2,347 SH   SOLE   2,347 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 7,548 26,931 SH   SOLE   26,931 0 0
ISHARES TR CORE S&P MCP ETF 464287507 547 2,418 SH   SOLE   2,418 0 0
ISHARES TR CORE S&P500 ETF 464287200 388 1,023 SH   SOLE   1,023 0 0
ISHARES TR IBOND DEC 2030 46436E593 1,324 63,539 SH   SOLE   63,539 0 0
ISHARES TR IBONDS DEC 29 46436E205 1,634 71,522 SH   SOLE   71,522 0 0
ISHARES TR S&P 100 ETF 464287101 435 2,522 SH   SOLE   2,522 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 674 11,161 SH   SOLE   11,161 0 0
ISHARES TR S&P 500 VAL ETF 464287408 3,341 24,308 SH   SOLE   24,308 0 0
J P MORGAN EXCHANGE TRADED F ACTIVEBLDRS EMER 46641Q266 638 17,445 SH   SOLE   17,445 0 0
JOHNSON & JOHNSON COM 478160104 2,525 14,223 SH   SOLE   14,223 0 0
JPMORGAN CHASE & CO COM 46625H100 5,559 49,368 SH   SOLE   49,368 0 0
KROGER CO COM 501044101 284 6,000 SH   SOLE   6,000 0 0
LILLY ELI & CO COM 532457108 437 1,349 SH   SOLE   1,349 0 0
LOCKHEED MARTIN CORP COM 539830109 1,627 3,785 SH   SOLE   3,785 0 0
LOWES COS INC COM 548661107 342 1,961 SH   SOLE   1,961 0 0
MARKEL CORP COM 570535104 2,322 1,795 SH   SOLE   1,795 0 0
MICROSOFT CORP COM 594918104 3,217 12,525 SH   SOLE   12,525 0 0
NEXTERA ENERGY INC COM 65339F101 1,374 17,738 SH   SOLE   17,738 0 0
NIKE INC CL B 654106103 1,308 12,803 SH   SOLE   12,803 0 0
NORFOLK SOUTHN CORP COM 655844108 348 1,530 SH   SOLE   1,530 0 0
ONEOK INC NEW COM 682680103 1,259 22,681 SH   SOLE   22,681 0 0
ORACLE CORP COM 68389X105 302 4,322 SH   SOLE   4,322 0 0
PAYPAL HLDGS INC COM 70450Y103 785 11,242 SH   SOLE   11,242 0 0
PEPSICO INC COM 713448108 1,852 11,110 SH   SOLE   11,110 0 0
PFIZER INC COM 717081103 557 10,617 SH   SOLE   10,617 0 0
PHILIP MORRIS INTL INC COM 718172109 817 8,270 SH   SOLE   8,270 0 0
PROCTER AND GAMBLE CO COM 742718109 3,648 25,370 SH   SOLE   25,370 0 0
SCHWAB CHARLES CORP COM 808513105 675 10,684 SH   SOLE   10,684 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 273 6,175 SH   SOLE   6,175 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,157 16,149 SH   SOLE   16,149 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 202 3,488 SH   SOLE   3,488 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 4,518 115,870 SH   SOLE   115,870 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 2,021 15,759 SH   SOLE   15,759 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 565 1,497 SH   SOLE   1,497 0 0
STARWOOD PPTY TR INC COM 85571B105 4,949 236,888 SH   SOLE   236,888 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 1,550 2,853 SH   SOLE   2,853 0 0
TRUIST FINL CORP COM 89832Q109 345 7,274 SH   SOLE   7,274 0 0
UDR INC COM 902653104 272 5,898 SH   SOLE   5,898 0 0
UNITED PARCEL SERVICE INC CL B 911312106 396 2,169 SH   SOLE   2,169 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,500 2,921 SH   SOLE   2,921 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 215 619 SH   SOLE   619 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 6,623 65,124 SH   SOLE   65,124 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 232 712 SH   SOLE   712 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 3,029 59,694 SH   SOLE   59,694 0 0
VISA INC COM CL A 92826C839 276 1,403 SH   SOLE   1,403 0 0
VULCAN MATLS CO COM 929160109 3,942 27,740 SH   SOLE   27,740 0 0
WASTE MGMT INC DEL COM 94106L109 1,244 8,129 SH   SOLE   8,129 0 0
WP CAREY INC COM 92936U109 8,416 101,564 SH   SOLE   101,564 0 0
ZOETIS INC CL A 98978V103 2,088 12,147 SH   SOLE   12,147 0 0