The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,596 13,488 SH   SOLE   13,488 0 0
ABBVIE INC COM 00287Y109 323 1,990 SH   SOLE   1,990 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,357 4,024 SH   SOLE   4,024 0 0
ALPHABET INC CAP STK CL A 02079K305 3,963 1,425 SH   SOLE   1,425 0 0
ALPHABET INC CAP STK CL C 02079K107 793 284 SH   SOLE   284 0 0
ALTRIA GROUP INC COM 02209S103 5,032 96,301 SH   SOLE   96,301 0 0
AMAZON COM INC COM 023135106 1,487 456 SH   SOLE   456 0 0
AMERICAN TOWER CORP NEW COM 03027X100 1,772 7,054 SH   SOLE   7,054 0 0
ANTHEM INC COM 036752103 836 1,701 SH   SOLE   1,701 0 0
APPLE INC COM 037833100 5,657 32,399 SH   SOLE   32,399 0 0
AUTODESK INC COM 052769106 2,780 12,968 SH   SOLE   12,968 0 0
BECTON DICKINSON & CO COM 075887109 269 1,010 SH   SOLE   1,010 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,058 2 SH   SOLE   2 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 641 1,815 SH   SOLE   1,815 0 0
BK OF AMERICA CORP COM 060505104 1,401 33,977 SH   SOLE   33,977 0 0
BLACKSTONE GROUP INC COM 09260D107 9,923 78,171 SH   SOLE   78,171 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 231 3,165 SH   SOLE   3,165 0 0
BROADCOM INC COM 11135F101 594 944 SH   SOLE   944 0 0
CAPITAL ONE FINL CORP COM 14040H105 638 4,861 SH   SOLE   4,861 0 0
CHEVRON CORP NEW COM 166764100 963 5,916 SH   SOLE   5,916 0 0
CVS HEALTH CORP COM 126650100 1,455 14,379 SH   SOLE   14,379 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 3,378 16,627 SH   SOLE   16,627 0 0
DISNEY WALT CO COM 254687106 5,948 43,363 SH   SOLE   43,363 0 0
DOMINION ENERGY INC COM 25746U109 2,068 24,338 SH   SOLE   24,338 0 0
ETSY INC COM 29786A106 509 4,097 SH   SOLE   4,097 0 0
EXXON MOBIL CORP COM 30231G102 255 3,085 SH   SOLE   3,085 0 0
FIRST TR EXCHANGE-TRADED FD NASD TECH DIV 33738R118 345 5,855 SH   SOLE   5,855 0 0
HOME DEPOT INC COM 437076102 3,806 12,715 SH   SOLE   12,715 0 0
HONEYWELL INTL INC COM 438516106 2,627 13,499 SH   SOLE   13,499 0 0
IDEXX LABS INC COM 45168D104 722 1,320 SH   SOLE   1,320 0 0
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 26,766 179,671 SH   SOLE   179,671 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 636 9,477 SH   SOLE   9,477 0 0
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 1,338 3,806 SH   SOLE   3,806 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL STP 46137V373 435 2,569 SH   SOLE   2,569 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 10,450 28,824 SH   SOLE   28,824 0 0
ISHARES TR CORE S&P MCP ETF 464287507 636 2,370 SH   SOLE   2,370 0 0
ISHARES TR CORE S&P500 ETF 464287200 464 1,022 SH   SOLE   1,022 0 0
ISHARES TR PFD AND INCM SEC 464288687 255 7,000 SH   SOLE   7,000 0 0
ISHARES TR S&P 100 ETF 464287101 540 2,592 SH   SOLE   2,592 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 852 11,158 SH   SOLE   11,158 0 0
ISHARES TR S&P 500 VAL ETF 464287408 3,617 23,226 SH   SOLE   23,226 0 0
JOHNSON & JOHNSON COM 478160104 2,760 15,573 SH   SOLE   15,573 0 0
JPMORGAN CHASE & CO COM 46625H100 6,511 47,763 SH   SOLE   47,763 0 0
KROGER CO COM 501044101 344 6,000 SH   SOLE   6,000 0 0
LILLY ELI & CO COM 532457108 215 749 SH   SOLE   749 0 0
LOCKHEED MARTIN CORP COM 539830109 1,711 3,876 SH   SOLE   3,876 0 0
LOWES COS INC COM 548661107 396 1,961 SH   SOLE   1,961 0 0
MARKEL CORP COM 570535104 2,546 1,726 SH   SOLE   1,726 0 0
MICROSOFT CORP COM 594918104 3,790 12,294 SH   SOLE   12,294 0 0
NEXTERA ENERGY INC COM 65339F101 1,293 15,261 SH   SOLE   15,261 0 0
NIKE INC CL B 654106103 1,696 12,604 SH   SOLE   12,604 0 0
NORFOLK SOUTHN CORP COM 655844108 422 1,479 SH   SOLE   1,479 0 0
ONEOK INC NEW COM 682680103 1,532 21,690 SH   SOLE   21,690 0 0
ORACLE CORP COM 68389X105 358 4,322 SH   SOLE   4,322 0 0
PAYPAL HLDGS INC COM 70450Y103 1,289 11,148 SH   SOLE   11,148 0 0
PEPSICO INC COM 713448108 1,901 11,359 SH   SOLE   11,359 0 0
PERSHING SQUARE TONTINE HLDG COM CL A 71531R109 273 13,709 SH   SOLE   13,709 0 0
PFIZER INC COM 717081103 709 13,686 SH   SOLE   13,686 0 0
PHILIP MORRIS INTL INC COM 718172109 761 8,104 SH   SOLE   8,104 0 0
PROCTER AND GAMBLE CO COM 742718109 3,823 25,023 SH   SOLE   25,023 0 0
SCHWAB CHARLES CORP COM 808513105 848 10,053 SH   SOLE   10,053 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 323 6,053 SH   SOLE   6,053 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,244 15,765 SH   SOLE   15,765 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 253 3,386 SH   SOLE   3,386 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 5,469 115,484 SH   SOLE   115,484 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 2,179 15,909 SH   SOLE   15,909 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 679 1,502 SH   SOLE   1,502 0 0
SPDR SER TR BLOMBERG BRC INV 78468R200 1,524 49,996 SH   SOLE   49,996 0 0
STARWOOD PPTY TR INC COM 85571B105 4,756 196,757 SH   SOLE   196,757 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 1,693 2,866 SH   SOLE   2,866 0 0
TRUIST FINL CORP COM 89832Q109 391 6,892 SH   SOLE   6,892 0 0
UDR INC COM 902653104 231 4,024 SH   SOLE   4,024 0 0
UNITED PARCEL SERVICE INC CL B 911312106 413 1,923 SH   SOLE   1,923 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,419 2,782 SH   SOLE   2,782 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 260 625 SH   SOLE   625 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 7,125 63,476 SH   SOLE   63,476 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 302 726 SH   SOLE   726 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,895 56,829 SH   SOLE   56,829 0 0
VILLAGE BK & TR FINL CORP COM NEW 92705T200 213 4,032 SH   SOLE   4,032 0 0
VISA INC COM CL A 92826C839 365 1,648 SH   SOLE   1,648 0 0
VULCAN MATLS CO COM 929160109 4,836 26,326 SH   SOLE   26,326 0 0
WASTE MGMT INC DEL COM 94106L109 1,237 7,802 SH   SOLE   7,802 0 0
WP CAREY INC COM 92936U109 8,166 101,010 SH   SOLE   101,010 0 0
ZOETIS INC CL A 98978V103 2,109 11,182 SH   SOLE   11,182 0 0