The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,796 12,760 SH   SOLE   12,760 0 0
ABBVIE INC COM 00287Y109 269 1,990 SH   SOLE   1,990 0 0
ABERDEEN STD GOLD ETF TR PHYSCL GOLD SHS 00326A104 230 13,070 SH   SOLE   13,070 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 993 2,396 SH   SOLE   2,396 0 0
ALPHABET INC CAP STK CL A 02079K305 3,474 1,199 SH   SOLE   1,199 0 0
ALPHABET INC CAP STK CL C 02079K107 810 280 SH   SOLE   280 0 0
ALTRIA GROUP INC COM 02209S103 4,386 92,548 SH   SOLE   92,548 0 0
AMAZON COM INC COM 023135106 1,610 483 SH   SOLE   483 0 0
AMERICAN TOWER CORP NEW COM 03027X100 1,837 6,279 SH   SOLE   6,279 0 0
ANTHEM INC COM 036752103 638 1,376 SH   SOLE   1,376 0 0
APPLE INC COM 037833100 6,073 34,200 SH   SOLE   34,200 0 0
AUTODESK INC COM 052769106 2,419 8,602 SH   SOLE   8,602 0 0
BECTON DICKINSON & CO COM 075887109 254 1,010 SH   SOLE   1,010 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 901 2 SH   SOLE   2 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 420 1,405 SH   SOLE   1,405 0 0
BK OF AMERICA CORP COM 060505104 1,075 24,171 SH   SOLE   24,171 0 0
BLACKSTONE INC COM 09260D107 9,313 71,977 SH   SOLE   71,977 0 0
BROADCOM INC COM 11135F101 633 952 SH   SOLE   952 0 0
CAPITAL ONE FINL CORP COM 14040H105 705 4,861 SH   SOLE   4,861 0 0
CHEVRON CORP NEW COM 166764100 818 6,970 SH   SOLE   6,970 0 0
CIGNA CORP NEW COM 125523100 247 1,078 SH   SOLE   1,078 0 0
CVS HEALTH CORP COM 126650100 1,204 11,671 SH   SOLE   11,671 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 3,009 13,670 SH   SOLE   13,670 0 0
DISNEY WALT CO COM 254687106 5,430 35,058 SH   SOLE   35,058 0 0
DOMINION ENERGY INC COM 25746U109 2,241 28,520 SH   SOLE   28,520 0 0
DOVER CORP COM 260003108 211 1,163 SH   SOLE   1,163 0 0
ETSY INC COM 29786A106 750 3,427 SH   SOLE   3,427 0 0
FIRST TR EXCHANGE-TRADED FD NASD TECH DIV 33738R118 370 5,886 SH   SOLE   5,886 0 0
HOME DEPOT INC COM 437076102 4,457 10,739 SH   SOLE   10,739 0 0
HONEYWELL INTL INC COM 438516106 2,057 9,863 SH   SOLE   9,863 0 0
IDEXX LABS INC COM 45168D104 833 1,265 SH   SOLE   1,265 0 0
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 30,908 188,984 SH   SOLE   188,984 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 198 13,232 SH   SOLE   13,232 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 752 10,952 SH   SOLE   10,952 0 0
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 1,456 3,946 SH   SOLE   3,946 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL STP 46137V373 532 3,131 SH   SOLE   3,131 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 11,593 29,139 SH   SOLE   29,139 0 0
ISHARES TR CORE S&P MCP ETF 464287507 670 2,369 SH   SOLE   2,369 0 0
ISHARES TR CORE S&P500 ETF 464287200 479 1,005 SH   SOLE   1,005 0 0
ISHARES TR PFD AND INCM SEC 464288687 288 7,300 SH   SOLE   7,300 0 0
ISHARES TR S&P 100 ETF 464287101 651 2,973 SH   SOLE   2,973 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 933 11,156 SH   SOLE   11,156 0 0
ISHARES TR S&P 500 VAL ETF 464287408 3,602 22,999 SH   SOLE   22,999 0 0
JOHNSON & JOHNSON COM 478160104 3,072 17,955 SH   SOLE   17,955 0 0
JPMORGAN CHASE & CO COM 46625H100 6,483 40,942 SH   SOLE   40,942 0 0
LILLY ELI & CO COM 532457108 214 774 SH   SOLE   774 0 0
LOCKHEED MARTIN CORP COM 539830109 1,227 3,451 SH   SOLE   3,451 0 0
LOWES COS INC COM 548661107 507 1,961 SH   SOLE   1,961 0 0
MARKEL CORP COM 570535104 1,516 1,229 SH   SOLE   1,229 0 0
MICROSOFT CORP COM 594918104 3,919 11,653 SH   SOLE   11,653 0 0
NEXTERA ENERGY INC COM 65339F101 783 8,384 SH   SOLE   8,384 0 0
NIKE INC CL B 654106103 1,881 11,287 SH   SOLE   11,287 0 0
NORFOLK SOUTHN CORP COM 655844108 440 1,479 SH   SOLE   1,479 0 0
ONEOK INC NEW COM 682680103 1,088 18,509 SH   SOLE   18,509 0 0
ORACLE CORP COM 68389X105 377 4,322 SH   SOLE   4,322 0 0
PAYPAL HLDGS INC COM 70450Y103 1,847 9,796 SH   SOLE   9,796 0 0
PEPSICO INC COM 713448108 1,646 9,477 SH   SOLE   9,477 0 0
PFIZER INC COM 717081103 864 14,639 SH   SOLE   14,639 0 0
PHILIP MORRIS INTL INC COM 718172109 769 8,098 SH   SOLE   8,098 0 0
PROCTER AND GAMBLE CO COM 742718109 2,117 12,941 SH   SOLE   12,941 0 0
SCHWAB CHARLES CORP COM 808513105 801 9,520 SH   SOLE   9,520 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 339 3,000 SH   SOLE   3,000 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,449 17,928 SH   SOLE   17,928 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 333 2,034 SH   SOLE   2,034 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 231 3,160 SH   SOLE   3,160 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 5,581 54,497 SH   SOLE   54,497 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 3,162 22,446 SH   SOLE   22,446 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 550 1,157 SH   SOLE   1,157 0 0
SPDR SER TR BLOOMBERG INVT 78468R200 1,574 51,471 SH   SOLE   51,471 0 0
STARWOOD PPTY TR INC COM 85571B105 3,185 131,089 SH   SOLE   131,089 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 1,704 2,554 SH   SOLE   2,554 0 0
TRUIST FINL CORP COM 89832Q109 403 6,879 SH   SOLE   6,879 0 0
UDR INC COM 902653104 238 3,967 SH   SOLE   3,967 0 0
UNITED PARCEL SERVICE INC CL B 911312106 396 1,848 SH   SOLE   1,848 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,220 2,429 SH   SOLE   2,429 0 0
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 207 1,079 SH   SOLE   1,079 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 218 678 SH   SOLE   678 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 7,883 70,317 SH   SOLE   70,317 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 332 725 SH   SOLE   725 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,971 57,183 SH   SOLE   57,183 0 0
VILLAGE BK & TR FINL CORP COM NEW 92705T200 228 4,032 SH   SOLE   4,032 0 0
VISA INC COM CL A 92826C839 668 3,084 SH   SOLE   3,084 0 0
VULCAN MATLS CO COM 929160109 4,054 19,529 SH   SOLE   19,529 0 0
WASTE MGMT INC DEL COM 94106L109 1,002 6,006 SH   SOLE   6,006 0 0
WP CAREY INC COM 92936U109 7,848 95,651 SH   SOLE   95,651 0 0
ZOETIS INC CL A 98978V103 1,940 7,952 SH   SOLE   7,952 0 0