The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 435 3,365 SH   SOLE   0 0 3,365
ABBOTT LABS COM 002824100 212 1,956 SH   SOLE   0 0 1,956
ABBVIE INC COM 00287Y109 283 1,846 SH   SOLE   0 0 1,846
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104 326 18,840 SH   SOLE   0 0 18,840
ALLIANT ENERGY CORP COM 018802108 305 5,200 SH   SOLE   0 0 5,200
ALPHABET INC CAP STK CL A 02079K305 1,090 500 SH   SOLE   0 0 500
ALPHABET INC CAP STK CL C 02079K107 1,997 913 SH   SOLE   0 0 913
AMAZON COM INC COM 023135106 2,101 19,780 SH   SOLE   0 0 19,780
AMEREN CORP COM 023608102 267 2,950 SH   SOLE   0 0 2,950
AMERICAN TOWER CORP NEW COM 03027X100 3,118 12,199 SH   SOLE   0 0 12,199
APPLE INC COM 037833100 3,415 24,975 SH   SOLE   0 0 24,975
ARCHER DANIELS MIDLAND CO COM 039483102 2,829 36,453 SH   SOLE   0 0 36,453
BLACKSTONE INC COM 09260D107 3,053 33,466 SH   SOLE   0 0 33,466
CANADIAN NATL RY CO COM 136375102 2,298 20,431 SH   SOLE   0 0 20,431
CARRIER GLOBAL CORPORATION COM 14448C104 1,648 46,215 SH   SOLE   0 0 46,215
CATERPILLAR INC COM 149123101 2,365 13,230 SH   SOLE   0 0 13,230
CHEVRON CORP NEW COM 166764100 3,069 21,194 SH   SOLE   0 0 21,194
COSTCO WHSL CORP NEW COM 22160K105 3,123 6,516 SH   SOLE   0 0 6,516
EXXON MOBIL CORP COM 30231G102 394 4,598 SH   SOLE   0 0 4,598
HOME DEPOT INC COM 437076102 2,855 10,410 SH   SOLE   0 0 10,410
INTUITIVE SURGICAL INC COM NEW 46120E602 2,404 11,977 SH   SOLE   0 0 11,977
INVESCO EXCH TRADED FD TR II S&P GBL WATER 46138E263 324 7,345 SH   SOLE   0 0 7,345
ISHARES GOLD TR ISHARES NEW 464285204 5,806 169,212 SH   SOLE   0 0 169,212
ISHARES TR PFD AND INCM SEC 464288687 254 7,711 SH   SOLE   0 0 7,711
JOHNSON & JOHNSON COM 478160104 2,911 16,396 SH   SOLE   0 0 16,396
JPMORGAN CHASE & CO COM 46625H100 2,524 22,415 SH   SOLE   0 0 22,415
LILLY ELI & CO COM 532457108 4,609 14,214 SH   SOLE   0 0 14,214
MERCK & CO INC COM 58933Y105 2,964 32,506 SH   SOLE   0 0 32,506
METLIFE INC COM 59156R108 2,200 35,041 SH   SOLE   0 0 35,041
MICROSOFT CORP COM 594918104 3,128 12,180 SH   SOLE   0 0 12,180
NIKE INC CL B 654106103 2,343 22,930 SH   SOLE   0 0 22,930
NUVEEN MULTI-MKT INCOME FD COM 67075J107 157 25,688 SH   SOLE   0 0 25,688
NVIDIA CORPORATION COM 67066G104 952 6,280 SH   SOLE   0 0 6,280
OLD DOMINION FREIGHT LINE IN COM 679580100 446 1,739 SH   SOLE   0 0 1,739
PROCTER AND GAMBLE CO COM 742718109 855 5,949 SH   SOLE   0 0 5,949
RAYTHEON TECHNOLOGIES CORP COM 75513E101 364 3,791 SH   SOLE   0 0 3,791
S&P GLOBAL INC COM 78409V104 1,618 4,800 SH   SOLE   0 0 4,800
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,049 33,356 SH   SOLE   0 0 33,356
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,734 36,214 SH   SOLE   0 0 36,214
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 6,217 140,679 SH   SOLE   0 0 140,679
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 285 4,909 SH   SOLE   0 0 4,909
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,079 33,139 SH   SOLE   0 0 33,139
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,772 71,096 SH   SOLE   0 0 71,096
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2,993 42,673 SH   SOLE   0 0 42,673
SOUTHERN CO COM 842587107 235 3,300 SH   SOLE   0 0 3,300
SPDR GOLD TR GOLD SHS 78463V107 3,927 23,309 SH   SOLE   0 0 23,309
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 277 5,310 SH   SOLE   0 0 5,310
STRYKER CORPORATION COM 863667101 2,467 12,401 SH   SOLE   0 0 12,401
TRI CONTL CORP COM 895436103 592 22,637 SH   SOLE   0 0 22,637
UNITEDHEALTH GROUP INC COM 91324P102 3,908 7,609 SH   SOLE   0 0 7,609
US BANCORP DEL COM NEW 902973304 2,358 51,230 SH   SOLE   0 0 51,230
VANECK ETF TRUST AGRIBUSINESS ETF 92189F700 7,639 88,338 SH   SOLE   0 0 88,338
VANGUARD INDEX FDS MID CAP ETF 922908629 220 1,116 SH   SOLE   0 0 1,116
VANGUARD INDEX FDS SMALL CP ETF 922908751 260 1,479 SH   SOLE   0 0 1,479
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,960 20,994 SH   SOLE   0 0 20,994
VERIZON COMMUNICATIONS INC COM 92343V104 2,599 51,219 SH   SOLE   0 0 51,219
VISA INC COM CL A 92826C839 2,702 13,724 SH   SOLE   0 0 13,724
WASTE MGMT INC DEL COM 94106L109 3,389 22,156 SH   SOLE   0 0 22,156
WESTERN ASST INFLTN LKD INM COM SH BEN INT 95766Q106 409 41,825 SH   SOLE   0 0 41,825