The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 1,557 84,039 SH   SOLE   0 0 84,039
ISHARES TR 20 YR TR BD ETF 464287432 15,744 137,060 SH   SOLE   0 0 137,060
ISHARES TR ISHS 5-10YR INVT 464288638 31,565 618,190 SH   SOLE   0 0 618,190
ISHARES INC CORE MSCI EMKT 46434G103 8,700 177,325 SH   SOLE   0 0 177,325
ISHARES TR CORE S&P MCP ETF 464287507 3,844 16,990 SH   SOLE   0 0 16,990
ISHARES TR CORE S&P SCP ETF 464287804 4,012 43,417 SH   SOLE   0 0 43,417
ISHARES TR GNMA BOND ETF 46429B333 1,154 25,338 SH   SOLE   0 0 25,338
ISHARES TR JPMORGAN USD EMG 464288281 9,847 115,407 SH   SOLE   0 0 115,407
ISHARES TR MSCI USA MIN VOL 46429B697 8,570 122,068 SH   SOLE   0 0 122,068
ISHARES TR MSCI USA MMENTM 46432F396 5,583 40,942 SH   SOLE   0 0 40,942
ISHARES TR RUSSELL 2000 ETF 464287655 350 2,065 SH   SOLE   0 0 2,065
ISHARES TR RUS MID CAP ETF 464287499 291 4,493 SH   SOLE   0 0 4,493
ISHARES TR S&P 500 GRWT ETF 464287309 13,494 223,593 SH   SOLE   0 0 223,593
ISHARES TR S&P 500 VAL ETF 464287408 21,642 157,443 SH   SOLE   0 0 157,443
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 9,070 184,135 SH   SOLE   0 0 184,135
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 5,413 132,671 SH   SOLE   0 0 132,671
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 17,576 367,612 SH   SOLE   0 0 367,612
VANGUARD INDEX FDS VALUE ETF 922908744 6,864 52,051 SH   SOLE   0 0 52,051
ISHARES TR CORE MSCI EAFE 46432F842 22,943 389,848 SH   SOLE   0 0 389,848
VANGUARD INDEX FDS GROWTH ETF 922908736 8,040 36,073 SH   SOLE   0 0 36,073
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 650 5,019 SH   SOLE   0 0 5,019
VANGUARD INDEX FDS SMALL CP ETF 922908751 609 3,456 SH   SOLE   0 0 3,456
VANGUARD INDEX FDS MID CAP ETF 922908629 1,052 5,339 SH   SOLE   0 0 5,339
AMAZON COM INC COM 023135106 310 2,920 SH   SOLE   0 0 2,920
SPDR S&P 500 ETF TR TR UNIT 78462F103 332 879 SH   SOLE   0 0 879
VANGUARD WORLD FDS INF TECH ETF 92204A702 235 720 SH   SOLE   0 0 720
ISHARES TR ISHS 1-5YR INVS 464288646 942 18,626 SH   SOLE   0 0 18,626
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,915 45,980 SH   SOLE   0 0 45,980
ISHARES TR CORE MSCI PAC 46434V696 270 5,191 SH   SOLE   0 0 5,191
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 458 18,042 SH   SOLE   0 0 18,042
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 725 4,135 SH   SOLE   0 0 4,135
VANGUARD INDEX FDS SML CP GRW ETF 922908595 611 3,099 SH   SOLE   0 0 3,099
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339 462 8,898 SH   SOLE   0 0 8,898
SPDR SER TR SSGA US LRG ETF 78468R804 706 5,391 SH   SOLE   0 0 5,391
VANGUARD INDEX FDS SM CP VAL ETF 922908611 554 3,696 SH   SOLE   0 0 3,696
APPLE INC COM 037833100 224 1,635 SH   SOLE   0 0 1,635
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 755 14,290 SH   SOLE   0 0 14,290
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 778 12,249 SH   SOLE   0 0 12,249
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 1,416 20,181 SH   SOLE   0 0 20,181
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 201 5,164 SH   SOLE   0 0 5,164
ISHARES TR MSCI EMG MKT ETF 464287234 255 6,362 SH   SOLE   0 0 6,362
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 519 8,946 SH   SOLE   0 0 8,946
EXXON MOBIL CORP COM 30231G102 231 2,698 SH   SOLE   0 0 2,698
VANGUARD INDEX FDS TOTAL STK MKT 922908769 265 1,404 SH   SOLE   0 0 1,404
ISHARES TR CORE MSCI EURO 46434V738 358 7,960 SH   SOLE   0 0 7,960
SWEDISH EXPT CR CORP ROG TTL ETN 22 870297801 143 16,868 SH   SOLE   0 0 16,868
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,258 22,542 SH   SOLE   0 0 22,542
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 208 2,760 SH   SOLE   0 0 2,760
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 223 5,000 SH   SOLE   0 0 5,000
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 334 4,351 SH   SOLE   0 0 4,351
VANGUARD BD INDEX FDS INTERMED TERM 921937819 226 2,915 SH   SOLE   0 0 2,915