The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 BBG001S5PQL7 223,307 1,713 SH   SOLE   0 0 1,713
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 BBG00Q9MR7Z1 22,923,157 398,248 SH   SOLE   0 0 398,248
AMERICAN CENTY ETF TR US EQT ETF 025072885 BBG00Q9MPQH1 14,436,905 192,006 SH   SOLE   0 0 192,006
APPLE INC COM 037833100 BBG001S5N8V8 1,943,385 10,019 SH   SOLE   0 0 10,019
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 325,314 954 SH   SOLE   0 0 954
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 260,414 1,655 SH   SOLE   0 0 1,655
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 BBG01254CL28 12,380,790 296,688 SH   SOLE   0 0 296,688
EAGLE BANCORP INC MD COM 268948106 BBG001SBX1Z5 432,701 20,449 SH   SOLE   0 0 20,449
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101 BBG01BG24837 92,554 19,485 SH   SOLE   0 0 19,485
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 BBG001V18CG8 295,584 4,706 SH   SOLE   0 0 4,706
INVITAE CORP COM 46185L103 BBG005DJFD52 130,386 115,386 SH   SOLE   0 0 115,386
ISHARES TR AGGRES ALLOC ETF 464289859 BBG001T3YVL0 283,006 4,266 SH   SOLE   0 0 4,266
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 58,660,232 131,611 SH   SOLE   0 0 131,611
ISHARES TR GRWT ALLOCAT ETF 464289867 BBG001T3YV58 304,533 5,919 SH   SOLE   0 0 5,919
JANUS DETROIT STR TR HENDERSON MTG 47103U852 BBG00LYBQSH3 25,250,588 551,805 SH   SOLE   0 0 551,805
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 286,356 622 SH   SOLE   0 0 622
MARRIOTT INTL INC NEW CL A 571903202 BBG001S78K44 586,155 3,191 SH   SOLE   0 0 3,191
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG001S63NQ1 25,669,202 53,599 SH   SOLE   0 0 53,599
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 421,384 5,797 SH   SOLE   0 0 5,797
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 223,538 790 SH   SOLE   0 0 790
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 415,002 1,885 SH   SOLE   0 0 1,885
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 860,414 3,906 SH   SOLE   0 0 3,906
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 537,366 5,541 SH   SOLE   0 0 5,541
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 5,906,324 117,609 SH   SOLE   0 0 117,609
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 17,779,151 224,967 SH   SOLE   0 0 224,967
VISA INC COM CL A 92826C839 BBG001SRCFY3 306,587 1,291 SH   SOLE   0 0 1,291