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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   280,930 1,885 SH   SOLE   0 0 1,885
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104   311,256 17,595 SH   SOLE   0 0 17,595
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108   514,237 24,188 SH   SOLE   0 0 24,188
ADOBE INC COM 00724F101   252,910 496 SH   SOLE   0 0 496
AFLAC INC COM 001055102   515,530 6,717 SH   SOLE   0 0 6,717
ALPHABET INC CAP STK CL A 02079K305   371,512 2,839 SH   SOLE   0 0 2,839
ALPHABET INC CAP STK CL C 02079K107   249,592 1,893 SH   SOLE   0 0 1,893
ALPS ETF TR OSHARES US SMLCP 00162Q395   678,927 19,337 SH   SOLE   0 0 19,337
ALTRIA GROUP INC COM 02209S103   350,647 8,339 SH   SOLE   0 0 8,339
AMAZON COM INC COM 023135106   701,957 5,522 SH   SOLE   0 0 5,522
AMERICAN EXPRESS CO COM 025816109   240,598 1,613 SH   SOLE   0 0 1,613
APPLE INC COM 037833100   3,091,699 18,058 SH   SOLE   0 0 18,058
AT&T INC COM 00206R102   368,598 24,540 SH   SOLE   0 0 24,540
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,161,245 3,315 SH   SOLE   0 0 3,315
BLACKROCK MUNIYIELD MICH QU COM 09254V105   252,082 25,386 SH   SOLE   0 0 25,386
BLACKSTONE INC COM 09260D107   1,712,523 15,984 SH   SOLE   0 0 15,984
BOEING CO COM 097023105   263,560 1,375 SH   SOLE   0 0 1,375
BRISTOL-MYERS SQUIBB CO COM 110122108   381,869 6,579 SH   SOLE   0 0 6,579
CANOPY GROWTH CORP COM 138035100   8,755 11,184 SH   SOLE   0 0 11,184
CATERPILLAR INC COM 149123101   1,097,456 4,020 SH   SOLE   0 0 4,020
CHEVRON CORP NEW COM 166764100   328,338 1,947 SH   SOLE   0 0 1,947
CHURCH & DWIGHT CO INC COM 171340102   300,381 3,278 SH   SOLE   0 0 3,278
CISCO SYS INC COM 17275R102   510,604 9,498 SH   SOLE   0 0 9,498
CMS ENERGY CORP COM 125896100   535,288 10,079 SH   SOLE   0 0 10,079
COCA COLA CO COM 191216100   282,876 5,053 SH   SOLE   0 0 5,053
CREDIT SUISSE NASSAU BRANCH XLINK CRD ETN37 22539U602   789,141 9,370 SH   SOLE   0 0 9,370
CSX CORP COM 126408103   906,156 29,468 SH   SOLE   0 0 29,468
DBX ETF TR XTRACK MSCI EAFE 233051200   296,098 8,484 SH   SOLE   0 0 8,484
DEERE & CO COM 244199105   205,667 545 SH   SOLE   0 0 545
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   2,422,288 52,227 SH   SOLE   0 0 52,227
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   1,403,583 30,152 SH   SOLE   0 0 30,152
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   1,215,258 30,103 SH   SOLE   0 0 30,103
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   1,024,003 34,190 SH   SOLE   0 0 34,190
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   650,089 24,898 SH   SOLE   0 0 24,898
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   234,748 10,401 SH   SOLE   0 0 10,401
DISNEY WALT CO COM 254687106   560,375 6,914 SH   SOLE   0 0 6,914
DOW INC COM 260557103   351,233 6,812 SH   SOLE   0 0 6,812
DTE ENERGY CO COM 233331107   531,977 5,358 SH   SOLE   0 0 5,358
EATON VANCE TX ADV GLBL DIV COM 27828S101   165,689 10,773 SH   SOLE   0 0 10,773
ELI LILLY & CO COM 532457108   303,591 565 SH   SOLE   0 0 565
ENBRIDGE INC COM 29250N105   249,888 7,529 SH   SOLE   0 0 7,529
EXXON MOBIL CORP COM 30231G102   380,057 3,232 SH   SOLE   0 0 3,232
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   222,317 13,921 SH   SOLE   0 0 13,921
FIRST TR EXCHANGE TRADED FD WTR ETF 33733B100   1,448,985 17,510 SH   SOLE   0 0 17,510
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192   411,435 5,420 SH   SOLE   0 0 5,420
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846   230,733 5,079 SH   SOLE   0 0 5,079
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   513,422 10,868 SH   SOLE   0 0 10,868
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   273,711 5,984 SH   SOLE   0 0 5,984
FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605   265,784 6,000 SH   SOLE   0 0 6,000
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   242,737 4,085 SH   SOLE   0 0 4,085
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805   546,746 13,001 SH   SOLE   0 0 13,001
FIRST TR VALUE LINE DIVID IN SHS 33734H106   828,983 22,171 SH   SOLE   0 0 22,171
FLEXSHARES TR HIG YLD VL ETF 33939L662   370,523 9,319 SH   SOLE   0 0 9,319
FORD MTR CO DEL COM 345370860   503,362 40,528 SH   SOLE   0 0 40,528
FORTINET INC COM 34959E109   296,979 5,061 SH   SOLE   0 0 5,061
FRANKLIN TEMPLETON ETF TR SENIOR LOAN ETF 35473P595   526,479 21,891 SH   SOLE   0 0 21,891
FS KKR CAP CORP COM 302635206   787,620 40,001 SH   SOLE   0 0 40,001
GENERAL ELECTRIC CO COM NEW 369604301   212,540 1,923 SH   SOLE   0 0 1,923
GLOBAL NET LEASE INC COM NEW 379378201   240,317 25,007 SH   SOLE   0 0 25,007
GLOBAL X FDS US PFD ETF 37954Y657   503,769 26,782 SH   SOLE   0 0 26,782
GLOBAL X FDS US INFR DEV ETF 37954Y673   371,589 12,231 SH   SOLE   0 0 12,231
GLOBAL X FDS EMERGING MKT GRT 37960A644   296,892 12,506 SH   SOLE   0 0 12,506
GLOBAL X FDS RATE PREFERRED 37954Y376   247,279 10,770 SH   SOLE   0 0 10,770
GLOBAL X FDS NASDAQ 100 COVER 37954Y483   203,487 12,134 SH   SOLE   0 0 12,134
HOME DEPOT INC COM 437076102   1,151,442 3,811 SH   SOLE   0 0 3,811
INTEL CORP COM 458140100   412,488 11,603 SH   SOLE   0 0 11,603
INTERNATIONAL BUSINESS MACHS COM 459200101   802,463 5,720 SH   SOLE   0 0 5,720
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   2,081,756 35,410 SH   SOLE   0 0 35,410
INVESCO EXCH TRADED FD TR II S&P 500 REVENUE 46138G698   723,195 9,255 SH   SOLE   0 0 9,255
INVESCO EXCH TRADED FD TR II GLOBAL EX US HGH 46138E669   193,150 10,225 SH   SOLE   0 0 10,225
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   2,269,083 16,014 SH   SOLE   0 0 16,014
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332   1,880,192 68,620 SH   SOLE   0 0 68,620
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   441,587 15,687 SH   SOLE   0 0 15,687
INVESCO QQQ TR UNIT SER 1 46090E103   596,964 1,666 SH   SOLE   0 0 1,666
ISHARES TR MSCI USA MIN VOL 46429B697   4,811,148 66,471 SH   SOLE   0 0 66,471
ISHARES TR MSCI USA QLT FCT 46432F339   1,487,152 11,284 SH   SOLE   0 0 11,284
ISHARES TR MSCI EAFE MIN VL 46429B689   924,564 14,176 SH   SOLE   0 0 14,176
ISHARES TR 1 3 YR TREAS BD 464287457   875,069 10,807 SH   SOLE   0 0 10,807
ISHARES TR ISHS 1-5YR INVS 464288646   654,933 13,143 SH   SOLE   0 0 13,143
ISHARES TR MSCI ACWI EX US 464288240   487,552 10,371 SH   SOLE   0 0 10,371
ISHARES TR RUS 1000 ETF 464287622   478,747 2,038 SH   SOLE   0 0 2,038
ISHARES TR CONV BD ETF 46435G102   347,936 4,689 SH   SOLE   0 0 4,689
ISHARES TR 0-5 YR TIPS ETF 46429B747   322,111 3,323 SH   SOLE   0 0 3,323
ISHARES TR MSCI EAFE ETF 464287465   317,264 4,603 SH   SOLE   0 0 4,603
ISHARES TR S&P 500 VAL ETF 464287408   302,490 1,966 SH   SOLE   0 0 1,966
ISHARES TR FLTG RATE NT ETF 46429B655   291,214 5,722 SH   SOLE   0 0 5,722
ISHARES TR 0-5YR HI YL CP 46434V407   257,586 6,278 SH   SOLE   0 0 6,278
ISHARES TR IBOXX INV CP ETF 464287242   257,287 2,522 SH   SOLE   0 0 2,522
ISHARES TR CORE S&P SCP ETF 464287804   245,075 2,598 SH   SOLE   0 0 2,598
ISHARES TR U.S. MED DVC ETF 464288810   241,247 4,974 SH   SOLE   0 0 4,974
ISHARES TR RUSSELL 2000 ETF 464287655   240,131 1,359 SH   SOLE   0 0 1,359
ISHARES TR TIPS BD ETF 464287176   237,015 2,285 SH   SOLE   0 0 2,285
ISHARES TR A RATE CP BD ETF 46429B291   232,568 5,159 SH   SOLE   0 0 5,159
ISHARES TR ISHS 5-10YR INVT 464288638   228,704 4,701 SH   SOLE   0 0 4,701
ISHARES TR US TREAS BD ETF 46429B267   218,937 9,934 SH   SOLE   0 0 9,934
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   2,444,611 45,642 SH   SOLE   0 0 45,642
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   1,859,713 37,061 SH   SOLE   0 0 37,061
J P MORGAN EXCHANGE TRADED F BETABUILDERS USD 46641Q878   317,377 7,233 SH   SOLE   0 0 7,233
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   215,255 4,267 SH   SOLE   0 0 4,267
JOHNSON & JOHNSON COM 478160104   487,353 3,129 SH   SOLE   0 0 3,129
JPMORGAN CHASE & CO COM 46625H100   1,733,671 11,955 SH   SOLE   0 0 11,955
KELLANOVA COM 487836108   238,933 4,015 SH   SOLE   0 0 4,015
KINDER MORGAN INC DEL COM 49456B101   421,629 25,430 SH   SOLE   0 0 25,430
KROGER CO COM 501044101   226,659 5,065 SH   SOLE   0 0 5,065
LOCKHEED MARTIN CORP COM 539830109   374,661 916 SH   SOLE   0 0 916
LOWES COS INC COM 548661107   1,382,499 6,652 SH   SOLE   0 0 6,652
MERCK & CO INC COM 58933Y105   517,684 5,029 SH   SOLE   0 0 5,029
MESABI TR CTF BEN INT 590672101   220,770 11,000 SH   SOLE   0 0 11,000
META PLATFORMS INC CL A 30303M102   398,379 1,327 SH   SOLE   0 0 1,327
METHANEX CORP COM 59151K108   427,975 9,500 SH   SOLE   0 0 9,500
MICROSOFT CORP COM 594918104   4,844,495 15,343 SH   SOLE   0 0 15,343
MONDELEZ INTL INC CL A 609207105   254,421 3,666 SH   SOLE   0 0 3,666
NORDIC AMERICAN TANKERS LIMI COM G65773106   42,436 10,300 SH   SOLE   0 0 10,300
NUVEEN AMT FREE QLTY MUN INC COM 670657105   114,355 11,814 SH   SOLE   0 0 11,814
NVIDIA CORPORATION COM 67066G104   778,205 1,789 SH   SOLE   0 0 1,789
PEMBINA PIPELINE CORP COM 706327103   312,504 10,396 SH   SOLE   0 0 10,396
PEPSICO INC COM 713448108   218,451 1,289 SH   SOLE   0 0 1,289
PFIZER INC COM 717081103   359,367 10,834 SH   SOLE   0 0 10,834
PGIM ETF TR PGIM ULTRA SH BD 69344A107   1,628,285 32,901 SH   SOLE   0 0 32,901
PIMCO ETF TR SR LN ACTIVE ETF 72201R627   215,686 4,288 SH   SOLE   0 0 4,288
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   200,028 1,997 SH   SOLE   0 0 1,997
PROCTER AND GAMBLE CO COM 742718109   675,490 4,631 SH   SOLE   0 0 4,631
PROSHARES TR S&P MDCP 400 DIV 74347B680   888,192 13,308 SH   SOLE   0 0 13,308
PROSHARES TR S&P 500 DV ARIST 74348A467   545,231 6,157 SH   SOLE   0 0 6,157
PROSHARES TR RUSS 2000 DIVD 74347B698   367,761 6,500 SH   SOLE   0 0 6,500
RTX CORPORATION COM 75513E101   423,529 5,885 SH   SOLE   0 0 5,885
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   11,643,091 164,543 SH   SOLE   0 0 164,543
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   4,139,455 61,162 SH   SOLE   0 0 61,162
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,475,773 29,604 SH   SOLE   0 0 29,604
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   959,614 28,257 SH   SOLE   0 0 28,257
SCHWAB STRATEGIC TR LONG TERM US 808524680   874,046 27,590 SH   SOLE   0 0 27,590
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   567,004 13,689 SH   SOLE   0 0 13,689
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   409,575 5,632 SH   SOLE   0 0 5,632
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   294,769 4,573 SH   SOLE   0 0 4,573
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   264,761 5,986 SH   SOLE   0 0 5,986
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722   215,710 5,223 SH   SOLE   0 0 5,223
SCHWAB STRATEGIC TR INTERNL DIVID 808524672   211,899 9,213 SH   SOLE   0 0 9,213
SCHWAB STRATEGIC TR US REIT ETF 808524847   179,528 10,114 SH   SOLE   0 0 10,114
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   3,164,900 19,306 SH   SOLE   0 0 19,306
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   286,929 2,229 SH   SOLE   0 0 2,229
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   280,688 8,462 SH   SOLE   0 0 8,462
SOUTHERN CO COM 842587107   616,213 9,521 SH   SOLE   0 0 9,521
SPDR GOLD TR GOLD SHS 78463V107   539,382 3,146 SH   SOLE   0 0 3,146
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   300,115 9,678 SH   SOLE   0 0 9,678
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,063,048 2,487 SH   SOLE   0 0 2,487
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   616,133 1,349 SH   SOLE   0 0 1,349
SPDR SER TR S&P OILGAS EXP 78468R556   2,877,185 19,452 SH   SOLE   0 0 19,452
SPDR SER TR MKTAXES INVT GRD 78468R499   787,275 8,687 SH   SOLE   0 0 8,687
SPDR SER TR BBG CONV SEC ETF 78464A359   487,459 7,190 SH   SOLE   0 0 7,190
SPDR SER TR PORTFOLIO INTRMD 78464A375   451,011 14,341 SH   SOLE   0 0 14,341
SPDR SER TR PRTFLO S&P500 VL 78464A508   392,506 9,513 SH   SOLE   0 0 9,513
SPDR SER TR PRTFLO S&P500 GW 78464A409   310,272 5,234 SH   SOLE   0 0 5,234
SPDR SER TR S&P 400 MDCP VAL 78464A839   277,296 4,275 SH   SOLE   0 0 4,275
SPDR SER TR PORTFOLIO LN TSR 78464A664   269,656 10,312 SH   SOLE   0 0 10,312
SPDR SER TR PORT MTG BK ETF 78464A383   208,582 10,028 SH   SOLE   0 0 10,028
STARWOOD PPTY TR INC COM 85571B105   340,192 17,581 SH   SOLE   0 0 17,581
STRYKER CORPORATION COM 863667101   231,585 847 SH   SOLE   0 0 847
TESLA INC COM 88160R101   464,909 1,858 SH   SOLE   0 0 1,858
TEXAS PACIFIC LAND CORPORATI COM 88262P102   202,515 111 SH   SOLE   0 0 111
UNION PAC CORP COM 907818108   350,003 1,719 SH   SOLE   0 0 1,719
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   4,526,563 59,686 SH   SOLE   0 0 59,686
VANECK ETF TRUST MORNINGSTAR SMID 92189H730   276,803 9,738 SH   SOLE   0 0 9,738
VANECK ETF TRUST PREFERRED SECURT 92189F429   235,222 13,993 SH   SOLE   0 0 13,993
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   9,068,554 129,959 SH   SOLE   0 0 129,959
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,213,497 11,707 SH   SOLE   0 0 11,707
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,159,728 10,168 SH   SOLE   0 0 10,168
VANGUARD INDEX FDS VALUE ETF 922908744   1,140,200 8,267 SH   SOLE   0 0 8,267
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   577,717 1,471 SH   SOLE   0 0 1,471
VANGUARD INDEX FDS MID CAP ETF 922908629   250,614 1,203 SH   SOLE   0 0 1,203
VANGUARD INDEX FDS GROWTH ETF 922908736   214,415 787 SH   SOLE   0 0 787
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   432,376 11,027 SH   SOLE   0 0 11,027
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   273,545 2,936 SH   SOLE   0 0 2,936
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   379,784 5,054 SH   SOLE   0 0 5,054
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565   341,983 5,155 SH   SOLE   0 0 5,155
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   3,928,648 25,284 SH   SOLE   0 0 25,284
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   3,280,015 13,952 SH   SOLE   0 0 13,952
VANGUARD WORLD FDS UTILITIES ETF 92204A876   298,109 2,337 SH   SOLE   0 0 2,337
VANGUARD WORLD FDS INF TECH ETF 92204A702   261,550 630 SH   SOLE   0 0 630
VERIZON COMMUNICATIONS INC COM 92343V104   310,739 9,588 SH   SOLE   0 0 9,588
WALMART INC COM 931142103   204,909 1,281 SH   SOLE   0 0 1,281
WISDOMTREE TR EMER MKT HIGH FD 97717W315   272,367 7,267 SH   SOLE   0 0 7,267
WORLD GOLD TR SPDR GLD MINIS 98149E303   751,310 20,494 SH   SOLE   0 0 20,494