The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BROOKFIELD RENEWABLE CORP CL A SUB VTG 11284V105   1,353,316 49,140 SH   SOLE   0 0 49,140
VANGUARD INTL EQUITY INDEX F TT WRLD ST EFT 922042742   13,855,818 160,759 SH   SOLE   0 0 160,759
SPDR GLD MINIS WORLD GOLD TR 98149E303   136,219 3,764 SH   SOLE   0 0 3,764
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   74,845 1,313 SH   SOLE   0 0 1,313
ISHARES INC MSCI GBL ETF NEW 46434G848   236,705 5,773 SH   SOLE   0 0 5,773
BROOKFIELD RENEWABLE CORP CL A SUB VTG 11284V105   380,052 13,800 SH   SOLE   0 0 13,800
VANGUARD INTL EQUITY INDEX F TT WRLD ST EFT 922042742   3,575,998 41,490 SH   SOLE   0 0 41,490
SPDR GLD MINIS WORLD GOLD TR 98149E303   137,266 3,793 SH   SOLE   0 0 3,793
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   67,042 1,176 SH   SOLE   0 0 1,176
ISHARES INC MSCI GBL ETF NEW 46434G848   183,578 4,478 SH   SOLE   0 0 4,478
Schwab Strategic TR US REIT ETF 808524847   56,885 2,949 SH   SOLE   0 0 2,949
SPDR GLD MINIS WORLD GOLD TR 98149E303   105,132 2,905 SH   SOLE   0 0 2,905
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   58,453 1,025 SH   SOLE   0 0 1,025
ISHARES INC MSCI GBL ETF NEW 46434G848   187,236 4,567 SH   SOLE   0 0 4,567
SPDR GLD MINIS WORLD GOLD TR 98149E303   77,302 2,136 SH   SOLE   0 0 2,136
ISHARES TR GLB INFRASTR ETF 464288372   118,000 2,580 SH   SOLE   0 0 2,580
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   39,286 689 SH   SOLE   0 0 689
ISHARES INC CORE MSCI EMKT 46434G103   123,953 2,654 SH   SOLE   0 0 2,654
ISHARES TR CORE S&P SCP ETF 464287804   181,935 1,922 SH   SOLE   0 0 1,922
ISHARES INC MSCI GBL ETF NEW 46434G848   131,751 3,213 SH   SOLE   0 0 3,213
Schwab Strategic TR US REIT ETF 808524847   33,868 1,756 SH   SOLE   0 0 1,756
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858   388,399 9,254 SH   SOLE   0 0 9,254
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   32,737 456 SH   SOLE   0 0 456
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   498,999 6,637 SH   SOLE   0 0 6,637
VANGUARD INDEX FDS MID CAP ETF 922908629   323,936 1,589 SH   SOLE   0 0 1,589
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,122,467 3,195 SH   SOLE   0 0 3,195
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   412,836 2,948 SH   SOLE   0 0 2,948
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   16,257,999 46,274 SH   SOLE   46,274 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   11,027,182 78,558 SH   SOLE   78,558 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,676,221 10,463 SH   SOLE   10,463 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   8,536,169 86,530 SH   SOLE   0 0 86,530
SPDR GLD MINIS WORLD GOLD TR 98149E303   415,606 11,484 SH   SOLE   0 0 11,484
ISHARES INC MSCI GBL ETF NEW 46434G848   467,527 11,403 SH   SOLE   0 0 11,403
ISHARES INC MSCI GBL ETF NEW 46434G848   247,351 6,033 SH   SOLE   0 0 6,033
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   681,000 9,041 SH   SOLE   0 0 9,041
SPDR GOLD TR GOLD SHS 78463V107   132,658 782 SH   SOLE   0 0 782
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   62,607 1,098 SH   SOLE   0 0 1,098
ISHARES INC MSCI GBL ETF NEW 46434G848   172,528 4,208 SH   SOLE   0 0 4,208
Schwab Strategic TR US REIT ETF 808524847   52,469 2,720 SH   SOLE   0 0 2,720
SPDR GOLD TR GOLD SHS 78463V107   391,189 2,306 SH   SOLE   0 0 2,306
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   196,608 3,448 SH   SOLE   0 0 3,448
ISHARES INC MSCI GBL ETF NEW 46434G848   667,407 16,278 SH   SOLE   0 0 16,278
Schwab Strategic TR US REIT ETF 808524847   160,547 8,323 SH   SOLE   0 0 8,323
ISHARES TR CORE S&P SCP ETF 464287804   276,795 2,925 SH   SOLE   0 0 2,925
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   86,045 1,143 SH   SOLE   0 0 1,143
VANGUARD INDEX FDS VALUE ETF 922908744   205,000 1,457 SH   SOLE   0 0 1,457
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   61,579 818 SH   SOLE   0 0 818
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   121,000 1,613 SH   SOLE   0 0 1,613
VANGUARD INDEX FDS VALUE ETF 922908744   327,062 2,330 SH   SOLE   0 0 2,330
ISHARES TR CORE S&P SCP ETF 464287804   703,585 7,434 SH   SOLE   0 0 7,434