The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INTL EQUITY INDEX F TT WRLD ST EFT 922042742 12,681 160,759 SH   SOLE   0 0 160,759
VANGUARD INTL EQUITY INDEX F TT WRLD ST EFT 922042742 3,248 41,185 SH   SOLE   0 0 41,185
ISHARES INC MSCI GBL ETF NEW 46434G848 149 4,364 SH   SOLE   0 0 4,364
Schwab Strategic TR US REIT ETF 808524847 55 2,924 SH   SOLE   0 0 2,924
SPDR GLD MINIS WORLD GOLD TR 98149E303 125 3,793 SH   SOLE   0 0 3,793
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 57 1,149 SH   SOLE   0 0 1,149
ISHARES INC CORE MSCI EMKT 46434G103 112 2,617 SH   SOLE   0 0 2,617
ISHARES TR CORE S&P SCP ETF 464287804 166 1,904 SH   SOLE   0 0 1,904
ISHARES TR GLB INFRASTR ETF 464288372 107 2,551 SH   SOLE   0 0 2,551
ISHARES INC MSCI GBL ETF NEW 46434G848 107 3,132 SH   SOLE   0 0 3,132
Schwab Strategic TR US REIT ETF 808524847 33 1,741 SH   SOLE   0 0 1,741
SPDR GLD MINIS WORLD GOLD TR 98149E303 70 2,136 SH   SOLE   0 0 2,136
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 33 673 SH   SOLE   0 0 673
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 333 9,148 SH   SOLE   0 0 9,148
VANGUARD INDEX FDS MID CAP ETF 922908629 297 1,581 SH   SOLE   0 0 1,581
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,039 3,166 SH   SOLE   0 0 3,166
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 361 2,909 SH   SOLE   0 0 2,909
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 489 6,582 SH   SOLE   0 0 6,582
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 32 452 SH   SOLE   0 0 452
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 12,513 38,113 SH   SOLE   38,113 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 9,144 74,049 SH   SOLE   74,049 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 7,617 23,203 SH   SOLE   23,203 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 29,364 297,022 SH   SOLE   0 0 297,022
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 76 1,020 SH   SOLE   0 0 1,020
VANGUARD INDEX FDS VALUE ETF 922908744 180 1,457 SH   SOLE   0 0 1,457
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 86 1,143 SH   SOLE   0 0 1,143
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 121 1,613 SH   SOLE   0 0 1,613
VANGUARD INDEX FDS VALUE ETF 922908744 288 2,330 SH   SOLE   0 0 2,330
Schwab Strategic TR US REIT ETF 808524847 51 2,720 SH   SOLE   0 0 2,720
SPDR GOLD TR GOLD SHS 78463V107 121 782 SH   SOLE   0 0 782
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 54 1,098 SH   SOLE   0 0 1,098
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 676 9,041 SH   SOLE   0 0 9,041
ISHARES INC MSCI GBL ETF NEW 46434G848 143 4,208 SH   SOLE   0 0 4,208
ISHARES INC MSCI GBL ETF NEW 46434G848 540 15,866 SH   SOLE   0 0 15,866
Schwab Strategic TR US REIT ETF 808524847 154 8,253 SH   SOLE   0 0 8,253
SPDR GOLD TR GOLD SHS 78463V107 357 2,306 SH   SOLE   0 0 2,306
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 167 3,369 SH   SOLE   0 0 3,369
ISHARES INC MSCI GBL ETF NEW 46434G848 191 5,627 SH   SOLE   0 0 5,627
SPDR GLD MINIS WORLD GOLD TR 98149E303 124 3,764 SH   SOLE   0 0 3,764
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 63 1,283 SH   SOLE   0 0 1,283
ISHARES INC MSCI GBL ETF NEW 46434G848 151 4,451 SH   SOLE   0 0 4,451
SPDR GLD MINIS WORLD GOLD TR 98149E303 96 2,905 SH   SOLE   0 0 2,905
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 50 6,762 SH   SOLE   0 0 6,762
ISHARES INC MSCI GBL ETF NEW 46434G848 378 11,114 SH   SOLE   0 0 11,114
SPDR GLD MINIS WORLD GOLD TR 98149E303 379 11,484 SH   SOLE   0 0 11,484
ISHARES INC MSCI GBL ETF NEW 46434G848 200 5,880 SH   SOLE   0 0 5,880
BROOKFIELD RENEWABLE CORP CL A SUB VTG 11284V105 1,606 49,140 SH   SOLE   0 0 49,140
BROOKFIELD RENEWABLE CORP CL A SUB VTG 11284V105 451 13,800 SH   SOLE   0 0 13,800