The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   444,638 3,912 SH   SOLE   0 0 3,912
ABBVIE INC COM 00287Y109   566,331 3,110 SH   SOLE   0 0 3,110
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   322,347 930 SH   SOLE   0 0 930
ADVANCED MICRO DEVICES INC COM 007903107   1,505,106 8,339 SH   SOLE   0 0 8,339
AFLAC INC COM 001055102   385,340 4,488 SH   SOLE   0 0 4,488
ALPHABET INC CAP STK CL A 02079K305   1,310,374 8,682 SH   SOLE   0 0 8,682
ALPHABET INC CAP STK CL C 02079K107   627,768 4,123 SH   SOLE   0 0 4,123
AMAZON COM INC COM 023135106   2,885,539 15,997 SH   SOLE   0 0 15,997
APPLE INC COM 037833100   10,215,551 59,573 SH   SOLE   0 0 59,573
AT&T INC COM 00206R102   738,531 41,962 SH   SOLE   0 0 41,962
BANK AMERICA CORP COM 060505104   1,675,950 44,197 SH   SOLE   0 0 44,197
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,480,647 5,899 SH   SOLE   0 0 5,899
BOEING CO COM 097023105   1,075,726 5,574 SH   SOLE   0 0 5,574
CATERPILLAR INC COM 149123101   1,036,630 2,829 SH   SOLE   0 0 2,829
CHEVRON CORP NEW COM 166764100   262,637 1,665 SH   SOLE   0 0 1,665
CHUBB LIMITED COM H1467J104   1,213,765 4,684 SH   SOLE   0 0 4,684
CHURCH & DWIGHT CO INC COM 171340102   269,850 2,587 SH   SOLE   0 0 2,587
CINCINNATI FINL CORP COM 172062101   348,297 2,805 SH   SOLE   0 0 2,805
CISCO SYS INC COM 17275R102   1,143,738 22,916 SH   SOLE   0 0 22,916
COCA COLA CO COM 191216100   830,715 13,578 SH   SOLE   0 0 13,578
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   334,935 4,570 SH   SOLE   0 0 4,570
CONOCOPHILLIPS COM 20825C104   616,544 4,844 SH   SOLE   0 0 4,844
CONSOLIDATED EDISON INC COM 209115104   1,285,870 14,160 SH   SOLE   0 0 14,160
CONSTELLATION BRANDS INC CL A 21036P108   230,996 850 SH   SOLE   0 0 850
CORNING INC COM 219350105   384,709 11,672 SH   SOLE   0 0 11,672
COSTCO WHSL CORP NEW COM 22160K105   2,253,570 3,076 SH   SOLE   0 0 3,076
DANAHER CORPORATION COM 235851102   1,166,192 4,670 SH   SOLE   0 0 4,670
DEERE & CO COM 244199105   1,173,484 2,857 SH   SOLE   0 0 2,857
DISNEY WALT CO COM 254687106   1,360,888 11,122 SH   SOLE   0 0 11,122
DOMINION ENERGY INC COM 25746U109   200,892 4,084 SH   SOLE   0 0 4,084
DUKE ENERGY CORP NEW COM NEW 26441C204   1,482,564 15,330 SH   SOLE   0 0 15,330
DUPONT DE NEMOURS INC COM 26614N102   1,172,202 15,289 SH   SOLE   0 0 15,289
ELI LILLY & CO COM 532457108   3,559,167 4,575 SH   SOLE   0 0 4,575
EMERSON ELEC CO COM 291011104   324,268 2,859 SH   SOLE   0 0 2,859
EXXON MOBIL CORP COM 30231G102   1,376,863 11,845 SH   SOLE   0 0 11,845
FEDEX CORP COM 31428X106   304,806 1,052 SH   SOLE   0 0 1,052
GENERAL DYNAMICS CORP COM 369550108   466,109 1,650 SH   SOLE   0 0 1,650
GENERAL MLS INC COM 370334104   224,324 3,206 SH   SOLE   0 0 3,206
GREEN BRICK PARTNERS INC COM 392709101   4,426,544 73,494 SH   SOLE   0 0 73,494
GXO LOGISTICS INCORPORATED COMMON STOCK 36262G101   253,156 4,709 SH   SOLE   0 0 4,709
HOME DEPOT INC COM 437076102   1,825,169 4,758 SH   SOLE   0 0 4,758
HONEYWELL INTL INC COM 438516106   1,190,245 5,799 SH   SOLE   0 0 5,799
HUMANA INC COM 444859102   666,049 1,921 SH   SOLE   0 0 1,921
INTEL CORP COM 458140100   998,816 22,613 SH   SOLE   0 0 22,613
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   11,924,328 181,028 SH   SOLE   0 0 181,028
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   21,028,595 348,040 SH   SOLE   0 0 348,040
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   11,196,034 66,104 SH   SOLE   0 0 66,104
ISHARES TR 1 3 YR TREAS BD 464287457   14,416,178 176,280 SH   SOLE   0 0 176,280
ISHARES TR CORE S&P SCP ETF 464287804   488,719 4,422 SH   SOLE   0 0 4,422
ISHARES TR RUS MDCP VAL ETF 464287473   311,696 2,487 SH   SOLE   0 0 2,487
ISHARES TR CORE S&P500 ETF 464287200   1,003,093 1,908 SH   SOLE   0 0 1,908
ISHARES TR CORE US AGGBD ET 464287226   1,597,891 16,315 SH   SOLE   0 0 16,315
ISHARES TR PFD AND INCM SEC 464288687   10,899,993 338,194 SH   SOLE   0 0 338,194
ISHARES TR RUS 1000 GRW ETF 464287614   8,640,378 25,635 SH   SOLE   0 0 25,635
ISHARES TR IBOXX INV CP ETF 464287242   1,621,710 14,889 SH   SOLE   0 0 14,889
ISHARES TR RUS 1000 VAL ETF 464287598   6,011,970 33,566 SH   SOLE   0 0 33,566
ISHARES TR CORE S&P MCP ETF 464287507   581,282 9,570 SH   SOLE   0 0 9,570
JOHNSON & JOHNSON COM 478160104   3,226,918 20,399 SH   SOLE   0 0 20,399
JPMORGAN CHASE & CO COM 46625H100   2,852,673 14,242 SH   SOLE   0 0 14,242
KIMBERLY-CLARK CORP COM 494368103   1,149,663 8,888 SH   SOLE   0 0 8,888
KKR & CO INC COM 48251W104   251,450 2,500 SH   SOLE   0 0 2,500
MARSH & MCLENNAN COS INC COM 571748102   253,355 1,230 SH   SOLE   0 0 1,230
MASTERCARD INCORPORATED CL A 57636Q104   332,283 690 SH   SOLE   0 0 690
MCDONALDS CORP COM 580135101   671,323 2,381 SH   SOLE   0 0 2,381
MEDTRONIC PLC SHS G5960L103   736,766 8,454 SH   SOLE   0 0 8,454
MERCK & CO INC COM 58933Y105   479,902 3,637 SH   SOLE   0 0 3,637
META PLATFORMS INC CL A 30303M102   248,617 512 SH   SOLE   0 0 512
MICRON TECHNOLOGY INC COM 595112103   1,534,103 13,013 SH   SOLE   0 0 13,013
MICROSOFT CORP COM 594918104   6,648,217 15,802 SH   SOLE   0 0 15,802
MONDELEZ INTL INC CL A 609207105   378,420 5,406 SH   SOLE   0 0 5,406
NEXTERA ENERGY INC COM 65339F101   350,227 5,480 SH   SOLE   0 0 5,480
NIKE INC CL B 654106103   1,034,062 11,003 SH   SOLE   0 0 11,003
NORFOLK SOUTHN CORP COM 655844108   724,850 2,844 SH   SOLE   0 0 2,844
NORTHERN TR CORP COM 665859104   1,152,048 12,956 SH   SOLE   0 0 12,956
NORTHROP GRUMMAN CORP COM 666807102   336,977 704 SH   SOLE   0 0 704
NVIDIA CORPORATION COM 67066G104   600,867 665 SH   SOLE   0 0 665
ORACLE CORP COM 68389X105   555,447 4,422 SH   SOLE   0 0 4,422
PACER FDS TR US CASH COWS 100 69374H881   13,401,851 230,629 SH   SOLE   0 0 230,629
PEPSICO INC COM 713448108   1,442,432 8,242 SH   SOLE   0 0 8,242
PFIZER INC COM 717081103   608,558 21,930 SH   SOLE   0 0 21,930
PHILIP MORRIS INTL INC COM 718172109   226,760 2,475 SH   SOLE   0 0 2,475
PNC FINL SVCS GROUP INC COM 693475105   1,401,084 8,670 SH   SOLE   0 0 8,670
PROCTER AND GAMBLE CO COM 742718109   2,578,639 15,893 SH   SOLE   0 0 15,893
QUEST DIAGNOSTICS INC COM 74834L100   227,884 1,712 SH   SOLE   0 0 1,712
RTX CORPORATION COM 75513E101   1,199,034 12,294 SH   SOLE   0 0 12,294
SALESFORCE INC COM 79466L302   1,540,536 5,115 SH   SOLE   0 0 5,115
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   378,961 4,700 SH   SOLE   0 0 4,700
SHERWIN WILLIAMS CO COM 824348106   790,176 2,275 SH   SOLE   0 0 2,275
SPDR GOLD TR GOLD SHS 78463V107   257,150 1,250 SH   SOLE   0 0 1,250
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   223,366 6,232 SH   SOLE   0 0 6,232
SPDR S&P 500 ETF TR TR UNIT 78462F103   525,685 1,005 SH   SOLE   0 0 1,005
SPDR SER TR PRTFLO S&P500 VL 78464A508   368,035 7,346 SH   SOLE   0 0 7,346
SPDR SER TR PRTFLO S&P500 GW 78464A409   359,240 4,911 SH   SOLE   0 0 4,911
STRYKER CORPORATION COM 863667101   587,623 1,642 SH   SOLE   0 0 1,642
SUN LIFE FINANCIAL INC. COM 866796105   222,850 4,083 SH   SOLE   0 0 4,083
TARGET CORP COM 87612E106   1,998,574 11,278 SH   SOLE   0 0 11,278
TEXAS INSTRS INC COM 882508104   1,266,158 7,268 SH   SOLE   0 0 7,268
TRAVELERS COMPANIES INC COM 89417E109   1,607,988 6,987 SH   SOLE   0 0 6,987
TRUIST FINL CORP COM 89832Q109   1,590,423 40,801 SH   SOLE   0 0 40,801
UNION PAC CORP COM 907818108   1,309,577 5,325 SH   SOLE   0 0 5,325
UNITEDHEALTH GROUP INC COM 91324P102   7,299,299 14,755 SH   SOLE   0 0 14,755
US BANCORP DEL COM NEW 902973304   372,530 8,334 SH   SOLE   0 0 8,334
VALERO ENERGY CORP COM 91913Y100   997,854 5,846 SH   SOLE   0 0 5,846
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   460,084 2,625 SH   SOLE   0 0 2,625
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   204,778 426 SH   SOLE   0 0 426
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   315,652 3,650 SH   SOLE   0 0 3,650
VANGUARD INDEX FDS SMALL CP ETF 922908751   24,988,727 109,317 SH   SOLE   0 0 109,317
VANGUARD INDEX FDS TOTAL STK MKT 922908769   278,613 1,072 SH   SOLE   0 0 1,072
VANGUARD INDEX FDS VALUE ETF 922908744   483,206 2,967 SH   SOLE   0 0 2,967
VANGUARD INDEX FDS MID CAP ETF 922908629   32,679,289 130,790 SH   SOLE   0 0 130,790
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   14,251,786 242,997 SH   SOLE   0 0 242,997
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,570,944 61,550 SH   SOLE   0 0 61,550
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   565,361 3,096 SH   SOLE   0 0 3,096
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   13,066,234 107,994 SH   SOLE   0 0 107,994
VANGUARD WORLD FD INF TECH ETF 92204A702   2,458,106 4,688 SH   SOLE   0 0 4,688
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   8,252,949 30,508 SH   SOLE   0 0 30,508
VERIZON COMMUNICATIONS INC COM 92343V104   656,716 15,651 SH   SOLE   0 0 15,651
WALMART INC COM 931142103   1,739,876 28,916 SH   SOLE   0 0 28,916
WELLS FARGO CO NEW COM 949746101   329,792 5,690 SH   SOLE   0 0 5,690
XPO INC COM 983793100   535,712 4,390 SH   SOLE   0 0 4,390