The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   430,594 3,912 SH   SOLE   0 0 3,912
ABBVIE INC COM 00287Y109   481,957 3,110 SH   SOLE   0 0 3,110
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   326,346 930 SH   SOLE   0 0 930
ADVANCED MICRO DEVICES INC COM 007903107   1,202,276 8,156 SH   SOLE   0 0 8,156
AFLAC INC COM 001055102   370,260 4,488 SH   SOLE   0 0 4,488
ALPHABET INC CAP STK CL A 02079K305   1,190,159 8,520 SH   SOLE   0 0 8,520
ALPHABET INC CAP STK CL C 02079K107   574,994 4,080 SH   SOLE   0 0 4,080
AMAZON COM INC COM 023135106   2,285,633 15,043 SH   SOLE   0 0 15,043
APPLE INC COM 037833100   11,345,635 58,929 SH   SOLE   0 0 58,929
APPLE INC COM 037833100   96,265 500 SH Put SOLE   0 0 500
AT&T INC COM 00206R102   728,806 43,433 SH   SOLE   0 0 43,433
BANK AMERICA CORP COM 060505104   1,451,312 43,104 SH   SOLE   0 0 43,104
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,103,937 5,899 SH   SOLE   0 0 5,899
BOEING CO COM 097023105   1,346,570 5,166 SH   SOLE   0 0 5,166
CATERPILLAR INC COM 149123101   835,268 2,825 SH   SOLE   0 0 2,825
CHEVRON CORP NEW COM 166764100   248,351 1,665 SH   SOLE   0 0 1,665
CHUBB LIMITED COM H1467J104   1,041,860 4,610 SH   SOLE   0 0 4,610
CHURCH & DWIGHT CO INC COM 171340102   244,627 2,587 SH   SOLE   0 0 2,587
CINCINNATI FINL CORP COM 172062101   290,205 2,805 SH   SOLE   0 0 2,805
CISCO SYS INC COM 17275R102   1,062,941 21,040 SH   SOLE   0 0 21,040
COCA COLA CO COM 191216100   787,835 13,369 SH   SOLE   0 0 13,369
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   345,172 4,570 SH   SOLE   0 0 4,570
CONOCOPHILLIPS COM 20825C104   524,985 4,523 SH   SOLE   0 0 4,523
CONSOLIDATED EDISON INC COM 209115104   1,222,091 13,434 SH   SOLE   0 0 13,434
CONSTELLATION BRANDS INC CL A 21036P108   386,558 1,599 SH   SOLE   0 0 1,599
CORNING INC COM 219350105   355,412 11,672 SH   SOLE   0 0 11,672
COSTCO WHSL CORP NEW COM 22160K105   1,932,714 2,928 SH   SOLE   0 0 2,928
DANAHER CORPORATION COM 235851102   1,025,068 4,431 SH   SOLE   0 0 4,431
DEERE & CO COM 244199105   983,280 2,459 SH   SOLE   0 0 2,459
DISNEY WALT CO COM 254687106   949,761 10,519 SH   SOLE   0 0 10,519
DUKE ENERGY CORP NEW COM NEW 26441C204   1,445,314 14,894 SH   SOLE   0 0 14,894
DUPONT DE NEMOURS INC COM 26614N102   1,125,480 14,630 SH   SOLE   0 0 14,630
ELI LILLY & CO COM 532457108   2,702,417 4,636 SH   SOLE   0 0 4,636
EMERSON ELEC CO COM 291011104   278,266 2,859 SH   SOLE   0 0 2,859
EXXON MOBIL CORP COM 30231G102   1,158,068 11,583 SH   SOLE   0 0 11,583
FEDEX CORP COM 31428X106   266,124 1,052 SH   SOLE   0 0 1,052
GENERAL DYNAMICS CORP COM 369550108   428,456 1,650 SH   SOLE   0 0 1,650
GENERAL MLS INC COM 370334104   208,839 3,206 SH   SOLE   0 0 3,206
GREEN BRICK PARTNERS INC COM 392709101   3,817,278 73,494 SH   SOLE   0 0 73,494
GSK PLC SPONSORED ADR 37733W204   248,413 6,703 SH   SOLE   0 0 6,703
GXO LOGISTICS INCORPORATED COMMON STOCK 36262G101   288,002 4,709 SH   SOLE   0 0 4,709
HOME DEPOT INC COM 437076102   1,620,814 4,677 SH   SOLE   0 0 4,677
HONEYWELL INTL INC COM 438516106   1,153,824 5,502 SH   SOLE   0 0 5,502
INTEL CORP COM 458140100   1,080,023 21,493 SH   SOLE   0 0 21,493
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   11,196,930 178,693 SH   SOLE   0 0 178,693
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   18,829,913 348,186 SH   SOLE   0 0 348,186
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   10,364,368 65,680 SH   SOLE   0 0 65,680
ISHARES TR IBOXX INV CP ETF 464287242   1,655,142 14,957 SH   SOLE   0 0 14,957
ISHARES TR CORE S&P MCP ETF 464287507   534,622 1,929 SH   SOLE   0 0 1,929
ISHARES TR PFD AND INCM SEC 464288687   10,186,467 326,594 SH   SOLE   0 0 326,594
ISHARES TR RUS 1000 GRW ETF 464287614   7,816,171 25,781 SH   SOLE   0 0 25,781
ISHARES TR MSCI EMG MKT ETF 464287234   252,278 6,274 SH   SOLE   0 0 6,274
ISHARES TR RUS MDCP VAL ETF 464287473   289,213 2,487 SH   SOLE   0 0 2,487
ISHARES TR RUS 1000 VAL ETF 464287598   5,465,368 33,073 SH   SOLE   0 0 33,073
ISHARES TR CORE S&P SCP ETF 464287804   487,233 4,501 SH   SOLE   0 0 4,501
ISHARES TR 1 3 YR TREAS BD 464287457   14,097,261 171,834 SH   SOLE   0 0 171,834
ISHARES TR CORE S&P500 ETF 464287200   907,497 1,900 SH   SOLE   0 0 1,900
ISHARES TR CORE US AGGBD ET 464287226   1,625,219 16,375 SH   SOLE   0 0 16,375
JOHNSON & JOHNSON COM 478160104   3,144,204 20,060 SH   SOLE   0 0 20,060
JPMORGAN CHASE & CO COM 46625H100   2,338,195 13,746 SH   SOLE   0 0 13,746
KIMBERLY-CLARK CORP COM 494368103   930,524 7,658 SH   SOLE   0 0 7,658
KKR & CO INC COM 48251W104   207,125 2,500 SH   SOLE   0 0 2,500
MARSH & MCLENNAN COS INC COM 571748102   233,048 1,230 SH   SOLE   0 0 1,230
MASTERCARD INCORPORATED CL A 57636Q104   290,027 680 SH   SOLE   0 0 680
MCDONALDS CORP COM 580135101   705,990 2,381 SH   SOLE   0 0 2,381
MEDTRONIC PLC SHS G5960L103   583,168 7,079 SH   SOLE   0 0 7,079
MERCK & CO INC COM 58933Y105   396,506 3,637 SH   SOLE   0 0 3,637
META PLATFORMS INC CL A 30303M102   207,775 587 SH   SOLE   0 0 587
MICRON TECHNOLOGY INC COM 595112103   1,105,409 12,953 SH   SOLE   0 0 12,953
MICROSOFT CORP COM 594918104   5,898,939 15,687 SH   SOLE   0 0 15,687
MONDELEZ INTL INC CL A 609207105   365,844 5,051 SH   SOLE   0 0 5,051
NEXTERA ENERGY INC COM 65339F101   332,855 5,480 SH   SOLE   0 0 5,480
NIKE INC CL B 654106103   1,139,876 10,499 SH   SOLE   0 0 10,499
NORFOLK SOUTHN CORP COM 655844108   669,665 2,833 SH   SOLE   0 0 2,833
NORTHERN TR CORP COM 665859104   1,030,111 12,208 SH   SOLE   0 0 12,208
NORTHROP GRUMMAN CORP COM 666807102   329,571 704 SH   SOLE   0 0 704
NVIDIA CORPORATION COM 67066G104   297,627 601 SH   SOLE   0 0 601
ORACLE CORP COM 68389X105   466,211 4,422 SH   SOLE   0 0 4,422
PACER FDS TR US CASH COWS 100 69374H881   11,843,936 227,812 SH   SOLE   0 0 227,812
PEPSICO INC COM 713448108   1,399,821 8,242 SH   SOLE   0 0 8,242
PFIZER INC COM 717081103   489,804 17,013 SH   SOLE   0 0 17,013
PHILIP MORRIS INTL INC COM 718172109   253,075 2,690 SH   SOLE   0 0 2,690
PNC FINL SVCS GROUP INC COM 693475105   1,248,865 8,065 SH   SOLE   0 0 8,065
PROCTER AND GAMBLE CO COM 742718109   2,128,933 14,528 SH   SOLE   0 0 14,528
QUEST DIAGNOSTICS INC COM 74834L100   236,051 1,712 SH   SOLE   0 0 1,712
RTX CORPORATION COM 75513E101   986,794 11,728 SH   SOLE   0 0 11,728
SALESFORCE INC COM 79466L302   1,344,119 5,108 SH   SOLE   0 0 5,108
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   357,811 4,700 SH   SOLE   0 0 4,700
SHERWIN WILLIAMS CO COM 824348106   762,284 2,444 SH   SOLE   0 0 2,444
SPDR GOLD TR GOLD SHS 78463V107   238,963 1,250 SH   SOLE   0 0 1,250
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   208,592 6,133 SH   SOLE   0 0 6,133
SPDR S&P 500 ETF TR TR UNIT 78462F103   470,557 990 SH   SOLE   0 0 990
SPDR SER TR PRTFLO S&P500 VL 78464A508   338,720 7,264 SH   SOLE   0 0 7,264
SPDR SER TR PRTFLO S&P500 GW 78464A409   317,753 4,884 SH   SOLE   0 0 4,884
STRYKER CORPORATION COM 863667101   491,713 1,642 SH   SOLE   0 0 1,642
SUN LIFE FINANCIAL INC. COM 866796105   211,744 4,083 SH   SOLE   0 0 4,083
TARGET CORP COM 87612E106   1,564,911 10,988 SH   SOLE   0 0 10,988
TESLA INC COM 88160R101   223,880 901 SH   SOLE   0 0 901
TEXAS INSTRS INC COM 882508104   1,180,095 6,923 SH   SOLE   0 0 6,923
TRAVELERS COMPANIES INC COM 89417E109   1,320,477 6,932 SH   SOLE   0 0 6,932
TRUIST FINL CORP COM 89832Q109   1,443,166 39,089 SH   SOLE   0 0 39,089
UNION PAC CORP COM 907818108   1,307,927 5,325 SH   SOLE   0 0 5,325
UNITEDHEALTH GROUP INC COM 91324P102   6,638,260 12,609 SH   SOLE   0 0 12,609
US BANCORP DEL COM NEW 902973304   271,885 6,282 SH   SOLE   0 0 6,282
VALERO ENERGY CORP COM 91913Y100   741,910 5,707 SH   SOLE   0 0 5,707
VANGUARD INDEX FDS VALUE ETF 922908744   424,132 2,837 SH   SOLE   0 0 2,837
VANGUARD INDEX FDS MID CAP ETF 922908629   30,341,052 130,421 SH   SOLE   0 0 130,421
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   431,603 2,625 SH   SOLE   0 0 2,625
VANGUARD INDEX FDS SMALL CP ETF 922908751   23,206,715 108,783 SH   SOLE   0 0 108,783
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   322,514 3,650 SH   SOLE   0 0 3,650
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   13,453,806 239,647 SH   SOLE   0 0 239,647
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,484,413 60,448 SH   SOLE   0 0 60,448
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   527,558 3,096 SH   SOLE   0 0 3,096
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   11,959,699 107,137 SH   SOLE   0 0 107,137
VANGUARD WORLD FDS INF TECH ETF 92204A702   2,294,644 4,741 SH   SOLE   0 0 4,741
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   7,562,049 30,164 SH   SOLE   0 0 30,164
VERIZON COMMUNICATIONS INC COM 92343V104   635,471 16,856 SH   SOLE   0 0 16,856
WALMART INC COM 931142103   1,361,623 8,637 SH   SOLE   0 0 8,637
WELLS FARGO CO NEW COM 949746101   280,062 5,690 SH   SOLE   0 0 5,690
XPO INC COM 983793100   384,520 4,390 SH   SOLE   0 0 4,390