The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   459,572 4,539 SH   SOLE 0 0 0 4,539
ABBVIE INC COM 00287Y109   325,274 2,041 SH   SOLE 0 0 0 2,041
ALPHABET INC CAP STK CL C 02079K107   801,316 7,705 SH   SOLE 0 0 0 7,705
AMAZON COM INC COM 023135106   15,991,588 154,822 SH   SOLE 0 0 0 154,822
AMGEN INC COM 031162100   705,427 2,918 SH   SOLE 0 0 0 2,918
APPLE INC COM 037833100   10,077,576 61,113 SH   SOLE 0 0 0 61,113
AXON ENTERPRISE INC COM 05464C101   241,039 1,072 SH   SOLE 0 0 0 1,072
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,061,551 3,438 SH   SOLE 0 0 0 3,438
CHEVRON CORP NEW COM 166764100   331,004 2,029 SH   SOLE 0 0 0 2,029
CISCO SYS INC COM 17275R102   407,143 7,788 SH   SOLE 0 0 0 7,788
COCA COLA CO COM 191216100   257,549 4,152 SH   SOLE 0 0 0 4,152
COMCAST CORP NEW CL A 20030N101   207,702 5,479 SH   SOLE 0 0 0 5,479
CORTEVA INC COM 22052L104   221,157 3,667 SH   SOLE 0 0 0 3,667
COSTCO WHSL CORP NEW COM 22160K105   673,757 1,356 SH   SOLE 0 0 0 1,356
DISNEY WALT CO COM 254687106   311,634 3,112 SH   SOLE 0 0 0 3,112
DUPONT DE NEMOURS INC COM 26614N102   244,377 3,405 SH   SOLE 0 0 0 3,405
EXXON MOBIL CORP COM 30231G102   252,461 2,302 SH   SOLE 0 0 0 2,302
FIRST TR EXCHNG TRADED FD VI TCW UNCONSTRAI 33740F888   2,293,917 94,751 SH   SOLE 0 0 0 94,751
GARTNER INC COM 366651107   863,291 2,650 SH   SOLE 0 0 0 2,650
HOME DEPOT INC COM 437076102   404,610 1,371 SH   SOLE 0 0 0 1,371
INTEL CORP COM 458140100   1,181,339 36,160 SH   SOLE 0 0 0 36,160
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100   837,942 58,927 SH   SOLE 0 0 0 58,927
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   4,477,402 71,753 SH   SOLE 0 0 0 71,753
ISHARES INC MSCI EMERG MRKT 464286533   5,653,999 103,610 SH   SOLE 0 0 0 103,610
ISHARES TR CORE TOTAL USD 46434V613   5,118,450 110,909 SH   SOLE 0 0 0 110,909
ISHARES TR MSCI USA QLT FCT 46432F339   222,155 1,791 SH   SOLE 0 0 0 1,791
ISHARES TR 0-5YR HI YL CP 46434V407   446,410 10,710 SH   SOLE 0 0 0 10,710
ISHARES TR CONV BD ETF 46435G102   1,169,908 16,110 SH   SOLE 0 0 0 16,110
ISHARES TR US INFRASTRUC 46435U713   2,490,214 66,726 SH   SOLE 0 0 0 66,726
ISHARES TR FALN ANGLS USD 46435G474   392,563 15,535 SH   SOLE 0 0 0 15,535
ISHARES TR ESG AWR MSCI USA 46435G425   12,991,462 143,631 SH   SOLE 0 0 0 143,631
ISHARES TR CORE MSCI TOTAL 46432F834   210,810 3,403 SH   SOLE 0 0 0 3,403
ISHARES TR CORE MSCI EAFE 46432F842   423,294 6,332 SH   SOLE 0 0 0 6,332
ISHARES TR CORE 1 5 YR USD 46432F859   370,450 7,856 SH   SOLE 0 0 0 7,856
ISHARES TR ISHS 5-10YR INVT 464288638   1,513,529 29,515 SH   SOLE 0 0 0 29,515
ISHARES TR EAFE VALUE ETF 464288877   11,621,191 239,464 SH   SOLE 0 0 0 239,464
ISHARES TR CORE S&P TTL STK 464287150   2,076,574 22,933 SH   SOLE 0 0 0 22,933
ISHARES TR MBS ETF 464288588   4,365,801 46,087 SH   SOLE 0 0 0 46,087
ISHARES TR NATIONAL MUN ETF 464288414   543,957 5,049 SH   SOLE 0 0 0 5,049
ISHARES TR MSCI EMG MKT ETF 464287234   260,454 6,600 SH   SOLE 0 0 0 6,600
ISHARES TR CORE US AGGBD ET 464287226   7,777,836 78,059 SH   SOLE 0 0 0 78,059
ISHARES TR CORE S&P MCP ETF 464287507   205,663 822 SH   SOLE 0 0 0 822
ISHARES TR CORE S&P SCP ETF 464287804   222,410 2,300 SH   SOLE 0 0 0 2,300
ISHARES TR CORE S&P500 ETF 464287200   2,958,899 7,198 SH   SOLE 0 0 0 7,198
ISHARES TR RUS 1000 GRW ETF 464287614   545,833 2,234 SH   SOLE 0 0 0 2,234
ISHARES TR RUSSELL 2000 ETF 464287655   368,574 2,066 SH   SOLE 0 0 0 2,066
ISHARES TR US HLTHCARE ETF 464287762   244,116 894 SH   SOLE 0 0 0 894
ISHARES TR U.S. TECH ETF 464287721   302,932 3,264 SH   SOLE 0 0 0 3,264
ISHARES TR MSCI EAFE ETF 464287465   202,007 2,824 SH   SOLE 0 0 0 2,824
ISHARES TR 1 3 YR TREAS BD 464287457   1,023,056 12,452 SH   SOLE 0 0 0 12,452
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853   2,611,956 96,632 SH   SOLE 0 0 0 96,632
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   1,767,007 35,115 SH   SOLE 0 0 0 35,115
JOHNSON & JOHNSON COM 478160104   257,955 1,664 SH   SOLE 0 0 0 1,664
MCDONALDS CORP COM 580135101   328,047 1,173 SH   SOLE 0 0 0 1,173
MERCADOLIBRE INC COM 58733R102   444,186 337 SH   SOLE 0 0 0 337
MERCK & CO INC COM 58933Y105   1,712,173 16,093 SH   SOLE 0 0 0 16,093
META PLATFORMS INC CL A 30303M102   297,864 1,405 SH   SOLE 0 0 0 1,405
MICROSOFT CORP COM 594918104   11,466,799 39,774 SH   SOLE 0 0 0 39,774
NIKE INC CL B 654106103   1,172,601 9,561 SH   SOLE 0 0 0 9,561
NOVARTIS AG SPONSORED ADR 66987V109   473,800 5,150 SH   SOLE 0 0 0 5,150
NVIDIA CORPORATION COM 67066G104   478,014 1,721 SH   SOLE 0 0 0 1,721
ORACLE CORP COM 68389X105   250,884 2,700 SH   SOLE 0 0 0 2,700
PROCTER AND GAMBLE CO COM 742718109   4,630,852 31,144 SH   SOLE 0 0 0 31,144
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,184,980 24,764 SH   SOLE 0 0 0 24,764
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   6,758,440 194,208 SH   SOLE 0 0 0 194,208
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   12,494,267 258,306 SH   SOLE 0 0 0 258,306
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   650,284 15,509 SH   SOLE 0 0 0 15,509
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   431,685 6,624 SH   SOLE 0 0 0 6,624
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,192,999 18,192 SH   SOLE 0 0 0 18,192
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   2,012,529 59,701 SH   SOLE 0 0 0 59,701
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,539,574 103,572 SH   SOLE 0 0 0 103,572
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   2,500,609 34,180 SH   SOLE 0 0 0 34,180
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   492,540 10,095 SH   SOLE 0 0 0 10,095
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   3,266,934 64,782 SH   SOLE 0 0 0 64,782
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   4,877,057 71,880 SH   SOLE 0 0 0 71,880
SCHWAB STRATEGIC TR LONG TERM US 808524680   9,258,396 247,154 SH   SOLE 0 0 0 247,154
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,491,557 18,007 SH   SOLE 0 0 0 18,007
SHELL PLC SPON ADS 780259305   575,400 10,000 SH   SOLE 0 0 0 10,000
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,793,416 6,823 SH   SOLE 0 0 0 6,823
SPDR SER TR PORTFLI TIPS ETF 78464A656   1,515,890 56,839 SH   SOLE 0 0 0 56,839
SPDR SER TR PORT MTG BK ETF 78464A383   1,248,601 56,294 SH   SOLE 0 0 0 56,294
STARBUCKS CORP COM 855244109   259,936 2,496 SH   SOLE 0 0 0 2,496
TESLA INC COM 88160R101   1,043,169 5,028 SH   SOLE 0 0 0 5,028
UNILEVER PLC SPON ADR NEW 904767704   376,285 7,246 SH   SOLE 0 0 0 7,246
US BANCORP DEL COM NEW 902973304   233,973 6,490 SH   SOLE 0 0 0 6,490
VANECK ETF TRUST AGRIBUSINESS ETF 92189F700   231,482 2,665 SH   SOLE 0 0 0 2,665
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   272,870 3,696 SH   SOLE 0 0 0 3,696
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   5,158,756 104,768 SH   SOLE 0 0 0 104,768
VANGUARD INDEX FDS SMALL CP ETF 922908751   816,376 4,307 SH   SOLE 0 0 0 4,307
VANGUARD INDEX FDS GROWTH ETF 922908736   1,059,299 4,247 SH   SOLE 0 0 0 4,247
VANGUARD INDEX FDS VALUE ETF 922908744   1,170,620 8,476 SH   SOLE 0 0 0 8,476
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   285,742 3,441 SH   SOLE 0 0 0 3,441
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   509,551 3,634 SH   SOLE 0 0 0 3,634
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   927,137 2,465 SH   SOLE 0 0 0 2,465
VANGUARD INDEX FDS TOTAL STK MKT 922908769   391,378 1,918 SH   SOLE 0 0 0 1,918
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   361,664 7,563 SH   SOLE 0 0 0 7,563
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   910,460 17,972 SH   SOLE 0 0 0 17,972
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   3,193,450 51,251 SH   SOLE 0 0 0 51,251
WELLS FARGO CO NEW COM 949746101   1,284,854 34,373 SH   SOLE 0 0 0 34,373