The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 265 8,742 SH   SOLE   8,742 0 0
ABBOTT LABS COM 002824100 539 4,499 SH   SOLE   4,499 0 0
ABBVIE INC COM 00287Y109 285 2,632 SH   SOLE   2,632 0 0
ALPHABET INC CAP STK CL C 02079K107 257 124 SH   SOLE   124 0 0
AMAZON COM INC COM 023135106 3,565 1,152 SH   SOLE   397 0 755
AMGEN INC COM 031162100 720 2,893 SH   SOLE   2,893 0 0
APPLE INC COM 037833100 5,040 41,258 SH   SOLE   40,758 0 500
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 511 2,000 SH   SOLE   1,950 0 50
CISCO SYS INC COM 17275R102 332 6,421 SH   SOLE   6,421 0 0
COCA COLA CO COM 191216100 208 3,955 SH   SOLE   3,955 0 0
COMCAST CORP NEW CL A 20030N101 250 4,625 SH   SOLE   4,625 0 0
COSTCO WHSL CORP NEW COM 22160K105 239 678 SH   SOLE   628 0 50
DISNEY WALT CO COM 254687106 479 2,598 SH   SOLE   2,598 0 0
DOW INC COM 260557103 230 3,602 SH   SOLE   3,602 0 0
DUPONT DE NEMOURS INC COM 26614N102 278 3,596 SH   SOLE   3,596 0 0
FACEBOOK INC CL A 30303M102 332 1,126 SH   SOLE   1,126 0 0
FIRST TR EXCHNG TRADED FD VI TCW UNCONSTRAI 33740F888 10,123 380,133 SH   SOLE   332,930 0 47,203
HOME DEPOT INC COM 437076102 213 698 SH   SOLE   698 0 0
INTEL CORP COM 458140100 2,162 33,786 SH   SOLE   33,686 0 100
INVESCO QQQ TR UNIT SER 1 46090E103 285 894 SH   SOLE   894 0 0
ISHARES TR CORE S&P TTL STK 464287150 1,469 16,040 SH   SOLE   14,671 0 1,369
ISHARES TR CORE US AGGBD ET 464287226 1,111 9,762 SH   SOLE   1,892 0 7,870
ISHARES TR RUS 1000 GRW ETF 464287614 593 2,441 SH   SOLE   2,441 0 0
ISHARES TR RUS 1000 ETF 464287622 211 944 SH   SOLE   944 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 234 1,057 SH   SOLE   1,057 0 0
ISHARES TR MBS ETF 464288588 16,831 155,246 SH   SOLE   131,943 0 23,303
ISHARES TR 0-5 YR TIPS ETF 46429B747 221 2,086 SH   SOLE   2,086 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 345 4,914 SH   SOLE   4,914 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 1,064 20,740 SH   SOLE   13,137 0 7,603
ISHARES INC CORE MSCI EMKT 46434G103 347 5,399 SH   SOLE   5,399 0 0
ISHARES TR CORE MSCI INTL 46435G326 442 6,843 SH   SOLE   6,843 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 8,887 175,097 SH   SOLE   152,912 0 22,185
MCDONALDS CORP COM 580135101 222 991 SH   SOLE   991 0 0
MERCK & CO. INC COM 58933Y105 1,045 13,555 SH   SOLE   13,555 0 0
MICROSOFT CORP COM 594918104 7,989 33,882 SH   SOLE   33,689 0 193
NETFLIX INC COM 64110L106 213 409 SH   SOLE   409 0 0
NIKE INC CL B 654106103 1,332 10,026 SH   SOLE   9,956 0 70
NOVARTIS AG SPONSORED ADR 66987V109 440 5,150 SH   SOLE   5,150 0 0
PROCTER AND GAMBLE CO COM 742718109 3,335 24,628 SH   SOLE   24,628 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 392 10,000 SH   SOLE   10,000 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,064 2,683 SH   SOLE   2,683 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,218 12,599 SH   SOLE   12,599 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,624 27,324 SH   SOLE   23,851 0 3,473
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 425 3,276 SH   SOLE   3,276 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 2,008 30,760 SH   SOLE   30,760 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 11,142 149,707 SH   SOLE   134,654 0 15,053
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 732 7,343 SH   SOLE   7,233 0 110
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 7,464 234,839 SH   SOLE   210,341 0 24,498
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,551 34,978 SH   SOLE   34,978 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 16,323 433,873 SH   SOLE   371,925 0 61,948
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 367 6,502 SH   SOLE   264 0 6,238
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 2,804 54,637 SH   SOLE   46,673 0 7,964
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 7,641 193,829 SH   SOLE   178,768 0 15,061
STARBUCKS CORP COM 855244109 266 2,435 SH   SOLE   2,285 0 150
TESLA INC COM 88160R101 592 886 SH   SOLE   886 0 0
US BANCORP DEL COM NEW 902973304 204 3,685 SH   SOLE   3,685 0 0
UNILEVER PLC SPON ADR NEW 904767704 405 7,246 SH   SOLE   7,246 0 0
VANECK VECTORS ETF TR AGRIBUSINESS ETF 92189F700 235 2,679 SH   SOLE   2,216 0 463
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 244 2,966 SH   SOLE   2,966 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 251 2,956 SH   SOLE   2,603 0 353
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 2,114 41,021 SH   SOLE   35,378 0 5,643
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 214 4,124 SH   SOLE   3,582 0 542
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 402 1,104 SH   SOLE   797 0 307
VANGUARD INDEX FDS MID CAP ETF 922908629 241 1,089 SH   SOLE   1,089 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 678 3,832 SH   SOLE   3,386 0 446
VANGUARD INDEX FDS GROWTH ETF 922908736 570 2,218 SH   SOLE   2,044 0 174
VANGUARD INDEX FDS TOTAL STK MKT 922908769 501 2,425 SH   SOLE   2,425 0 0
WELLS FARGO CO NEW COM 949746101 1,307 33,462 SH   SOLE   33,462 0 0