The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 412 13,129 SH   SOLE   13,129 0 0
ABBOTT LABS COM 002824100 403 5,045 SH   SOLE   5,045 0 0
AMAZON COM INC COM 023135106 2,094 1,176 SH   SOLE   421 0 755
AMGEN INC COM 031162100 550 2,893 SH   SOLE   2,893 0 0
APPLE INC COM 037833100 1,975 10,397 SH   SOLE   10,197 0 200
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 390 1,941 SH   SOLE   1,891 0 50
CHEVRON CORP NEW COM 166764100 646 5,244 SH   SOLE   5,244 0 0
CISCO SYS INC COM 17275R102 359 6,646 SH   SOLE   6,646 0 0
DISNEY WALT CO COM DISNEY 254687106 252 2,271 SH   SOLE   2,271 0 0
DOWDUPONT INC COM 26078J100 636 11,939 SH   SOLE   11,939 0 0
EXXON MOBIL CORP COM 30231G102 236 2,918 SH   SOLE   2,918 0 0
INTEL CORP COM 458140100 2,066 38,480 SH   SOLE   38,380 0 100
ISHARES INC MSCI EURZONE ETF 464286608 615 15,926 SH   SOLE   15,149 0 777
ISHARES TR CORE US AGGBD ET 464287226 514 4,710 SH   SOLE   1,927 0 2,783
ISHARES TR CORE S&P MCP ETF 464287507 211 1,115 SH   SOLE   1,092 0 23
ISHARES TR RUS 1000 GRW ETF 464287614 372 2,460 SH   SOLE   2,460 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 238 1,553 SH   SOLE   1,504 0 49
ISHARES US ETF TR SHT MAT BD ETF 46431W507 278 5,524 SH   SOLE   2,030 0 3,494
ISHARES TR CORE MSCI EAFE 46432F842 255 4,189 SH   SOLE   4,189 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 360 7,217 SH   SOLE   1,700 0 5,517
ISHARES TR CORE MSCI INTL 46435G326 1,173 21,667 SH   SOLE   21,667 0 0
JP MORGAN EXCHANGE TRADED FD ULTRA SHT MUNCPL 46641Q654 339 6,739 SH   SOLE   6,739 0 0
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 4,778 94,986 SH   SOLE   71,627 0 23,359
JOHNSON & JOHNSON COM 478160104 231 1,647 SH   SOLE   1,643 0 4
MERCK & CO INC COM 58933Y105 1,121 13,478 SH   SOLE   13,478 0 0
MICROSOFT CORP COM 594918104 4,457 37,794 SH   SOLE   37,641 0 153
NIKE INC CL B 654106103 742 8,809 SH   SOLE   8,739 0 70
NORTHROP GRUMMAN CORP COM 666807102 270 1,000 SH   SOLE   1,000 0 0
NOVARTIS A G SPONSORED ADR 66987V109 498 5,180 SH   SOLE   5,180 0 0
PIMCO CORPORATE & INCOME OPP COM 72201B101 179 10,245 SH   SOLE   10,245 0 0
PROCTER AND GAMBLE CO COM 742718109 3,426 32,926 SH   SOLE   32,926 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 626 10,000 SH   SOLE   10,000 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 673 2,383 SH   SOLE   2,383 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 367 3,005 SH   SOLE   3,005 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 924 13,581 SH   SOLE   13,581 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,858 27,477 SH   SOLE   22,628 0 4,849
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 487 6,132 SH   SOLE   6,132 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,885 34,441 SH   SOLE   34,441 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 7,555 136,395 SH   SOLE   123,103 0 13,292
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 474 6,784 SH   SOLE   6,784 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 5,967 229,443 SH   SOLE   201,977 0 27,466
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,980 37,879 SH   SOLE   37,879 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 11,197 357,611 SH   SOLE   290,421 0 67,190
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 5,000 92,968 SH   SOLE   70,485 0 22,483
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 955 19,023 SH   SOLE   7,548 0 11,475
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 4,621 143,271 SH   SOLE   127,872 0 15,399
STARBUCKS CORP COM 855244109 297 3,991 SH   SOLE   3,801 0 190
UNILEVER N V N Y SHS NEW 904784709 416 7,142 SH   SOLE   7,142 0 0
VANECK VECTORS ETF TR AGRIBUSINESS ETF 92189F700 536 8,594 SH   SOLE   8,131 0 463
VANGUARD GROUP DIV APP ETF 921908844 255 2,328 SH   SOLE   1,148 0 1,180
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 247 2,944 SH   SOLE   2,944 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 1,095 13,487 SH   SOLE   13,134 0 353
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,140 23,424 SH   SOLE   21,915 0 1,509
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 228 4,093 SH   SOLE   4,093 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 266 2,465 SH   SOLE   0 0 2,465
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 280 1,079 SH   SOLE   772 0 307
VANGUARD INDEX FDS MID CAP ETF 922908629 637 3,964 SH   SOLE   3,964 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 586 5,079 SH   SOLE   4,343 0 736
VANGUARD INDEX FDS TOTAL STK MKT 922908769 233 1,608 SH   SOLE   1,608 0 0
WELLS FARGO CO NEW COM 949746101 1,846 38,204 SH   SOLE   38,204 0 0
ALLERGAN PLC SHS G0177J108 220 1,500 SH   SOLE   1,500 0 0