The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579Y101   220,007 2,350 SH   SOLE   0 0 2,350
Alliant Energy COM 018802108   315,022 6,502 SH   SOLE   0 0 6,502
Alphabet Inc Cap Stk Class A CAP STK CL A 02079K305   991,265 7,575 SH   SOLE   0 0 7,575
Alphabet Inc Cap Stk Class C CAP STK CL C 02079K107   864,936 6,560 SH   SOLE   0 0 6,560
Amazon Com Inc COM 023135106   2,436,255 19,165 SH   SOLE   0 0 19,165
Amgen COM 031162100   422,222 1,571 SH   SOLE   0 0 1,571
Apple Inc COM 037833100   3,263,468 19,061 SH   SOLE   0 0 19,061
Berkshire Hathaway B CL B NEW 084670702   1,893,372 5,405 SH   SOLE   0 0 5,405
BNY MELLON US LARGE CAP CORE EQUITY ETF US LRG CP CORE 09661T107   776,547 9,587 SH   SOLE   0 0 9,587
BOEING CO COM 097023105   201,264 1,050 SH   SOLE   0 0 1,050
CF BANKSHARES INC COM 12520L109   308,636 18,426 SH   SOLE   0 0 18,426
COCA COLA CO COM 191216100   659,388 11,779 SH   SOLE   0 0 11,779
Colgate-Palmolive COM 194162103   470,464 6,616 SH   SOLE   0 0 6,616
Comcast Corp A CL A 20030N101   533,942 12,042 SH   SOLE   0 0 12,042
COMMUNITIES FIRST FINL CORP COM 20344D104   266,125 3,858 SH   SOLE   0 0 3,858
CONOCOPHILLIPS COM COM 20825C104   209,051 1,745 SH   SOLE   0 0 1,745
COSTCO WHOLESALE CORP COM 22160K105   214,685 380 SH   SOLE   0 0 380
Deutsche MSCI EAFE Hedged Equity ETF XTRACK MSCI EAFE 233051200   594,452 17,033 SH   SOLE   0 0 17,033
Dimensional ETF TR U S Core Equity 2 ETF US CORE EQUITY 2 25434V708   397,218 15,161 SH   SOLE   0 0 15,161
Dimensional ETF TR World EX U S Core Equity 2 ETF WORLD EX US CORE 25434V880   308,321 13,691 SH   SOLE   0 0 13,691
DTE Energy Co COM 233331107   269,696 2,717 SH   SOLE   0 0 2,717
EATON CORPORATION PLC SHS G29183103   383,477 1,798 SH   SOLE   0 0 1,798
Ecolab COM 278865100   466,019 2,751 SH   SOLE   0 0 2,751
Exxon Mobil Corp COM 30231G102   735,698 6,257 SH   SOLE   0 0 6,257
FIRST TR LOW DURATION OPPOR ETF FST LOW OPPT EFT 33739Q200   868,224 18,379 SH   SOLE   0 0 18,379
Home Depot Inc. COM 437076102   274,966 910 SH   SOLE   0 0 910
Honeywell Intl Inc COM 438516106   353,038 1,911 SH   SOLE   0 0 1,911
Innovator ETFS Equity Buffer ETF January US EQTY BUFR JAN 45782C409   248,260 6,757 SH   SOLE   0 0 6,757
Innovator ETFS S&P 500 Buffer - Jan S&P 500 Power 45782C508   850,732 24,449 SH   SOLE   0 0 24,449
Innovator ETFS TR S&P 500 Power Buffer ETF S&P 500 PWRETF 45782C797   1,320,806 38,893 SH   SOLE   0 0 38,893
INNOVATOR ETFS TR U S EQUITY BUFFER ETF NOV US EQTY BUF NOV 45782C581   211,381 6,459 SH   SOLE   0 0 6,459
INNOVATOR ETFS TR U S EQUITY PWR BUFFER ETF - AUGUST COM 45782C680   292,864 9,432 SH   SOLE   0 0 9,432
Innovator S&P 500 Buffer S&P 500 BUFFER 45782C755   498,339 15,184 SH   SOLE   0 0 15,184
Innovator S&P 500 PWR Buffer COM 45782C870   414,612 13,545 SH   SOLE   0 0 13,545
Innovator S&P 500 Pwr Buffer S&P 500 POWER 45782C573   1,342,269 40,601 SH   SOLE   0 0 40,601
Innovator S&P 500 PWR Buffer ETF Mary COM 45782C318   390,963 13,244 SH   SOLE   0 0 13,244
Innovator S&P 500 Pwr ETF-June COM 45782C748   248,539 7,938 SH   SOLE   0 0 7,938
Innovator S&P 500 PwrBuff Dec S&P 500 PWR BU 45782C540   1,659,162 51,272 SH   SOLE   0 0 51,272
Innovator TR Equity Pwr Buffer July US EQTY PWR BUF 45782C813   366,285 10,869 SH   SOLE   0 0 10,869
Innovator TR Equity Pwr Buffer Sept US EQTY PWR BUF 45782C656   285,930 8,825 SH   SOLE   0 0 8,825
International Business Machines COM 459200101   308,800 2,201 SH   SOLE   0 0 2,201
Invesco Clean Energy WILDERHIL CLAN 46137V134   421,257 13,403 SH   SOLE   0 0 13,403
IRON MTN INC COM 46284V101   237,800 4,000 SH   SOLE   0 0 4,000
ISHARES 1-3 R TREAS BD ETF 1 3 YR TREAS BD 464287457   3,944,454 48,715 SH   SOLE   0 0 48,715
iShares Core S&P 500 ETF CORE S&P500 ETF 464287200   89,203,537 207,725 SH   SOLE   0 0 207,725
iShares Core S&P Mid-Cap ETF CORE S&P MCP ETF 464287507   32,638,419 130,894 SH   SOLE   0 0 130,894
ISHARES INC MSCI EMERGING MKTS ASIA ETF MSCI EM ASIA ETF 464286426   268,567 4,265 SH   SOLE   0 0 4,265
ISHARES INC MSCI EMERGING MKTS EX CHINA ETF MSCI EMRG CHN 46434G764   308,149 6,184 SH   SOLE   0 0 6,184
ISHARES INC MSCI WORLD INDEX FD MSCI WORLD ETF 464286392   478,877 3,985 SH   SOLE   0 0 3,985
IShares MSCI 400 Social ETF COM 464288570   1,088,370 13,369 SH   SOLE   0 0 13,369
iShares MSCI ACWI Index ETF MSCI ACWI ETF 464288257   3,431,823 37,153 SH   SOLE   0 0 37,153
iShares MSCI EAFE ETF MSCI EAFE ETF 464287465   3,084,377 44,753 SH   SOLE   0 0 44,753
iShares MSCI Emerging Markets ETF MSCI EMG MKT ETF 464287234   1,583,122 41,716 SH   SOLE   0 0 41,716
Ishares Russell 1000 ETF RUS 1000 ETF 464287622   5,180,000 22,051 SH   SOLE   0 0 22,051
iShares Russell 1000 Growth ETF RUS 1000 GRW ETF 464287614   15,555,095 58,480 SH   SOLE   0 0 58,480
iShares Russell 1000 Value ETF RUS 1000 VAL ETF 464287598   10,170,647 66,991 SH   SOLE   0 0 66,991
iShares Russell Mid-Cap ETF RUS MID CP ETF 464287499   1,899,251 27,426 SH   SOLE   0 0 27,426
iShares Russell Mid-Cap Growth ETF RUS MD CP GR ETF 464287481   545,542 5,972 SH   SOLE   0 0 5,972
iShares S&P 500 Growth S&P 500 GRWT ETF 464287309   1,774,473 25,935 SH   SOLE   0 0 25,935
iShares S&P 500 Value ETF S&P 500 VAL ETF 464287408   2,369,598 15,403 SH   SOLE   0 0 15,403
ISHARES TR 3 7 YR TREAS BD ETF 3 7 YR Treas BD 464288661   6,552,643 57,906 SH   SOLE   0 0 57,906
ISHARES TR 7-10 YR TREAS BD ETF 7-10 YR TRSY BD 464287440   4,282,199 46,754 SH   SOLE   0 0 46,754
ISHARES TR BARCLAYS 20 YR TREAS BD ETF 20 YR TR BD ETF 464287432   512,894 5,783 SH   SOLE   0 0 5,783
ISHARES TR BIOTECHNOLOGY ETF ISHARES BIOTECH 464287556   250,205 2,046 SH   SOLE   0 0 2,046
ISHARES TR CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842   227,220 3,531 SH   SOLE   0 0 3,531
ISHARES TR CORE S&P U S GROWTH ETF CORE S&P US GWT 464287671   379,320 4,000 SH   SOLE   0 0 4,000
ISHARES TR ESG 1-5 YR CORPORATE BD ETF ESG AWRE 1 5 YR 46435G243   204,089 8,586 SH   SOLE   0 0 8,586
ISHARES TR ESG AWARE MSCI USA ETF COM 46435G425   563,366 5,999 SH   SOLE   0 0 5,999
ISHARES TR ESG AWARE U S AGGREGATE BD ETF ESG AWR US AGRGT 46435U549   1,377,256 30,403 SH   SOLE   0 0 30,403
ISHARES TR ESG AWARE USD CORPORATE BD ETF ESG AWRE USD ETF 46435G193   453,000 20,818 SH   SOLE   0 0 20,818
IShares TR Russell 2000 RUSSELL 2000 ETF 464287655   266,524 1,508 SH   SOLE   0 0 1,508
Ishares TR Russell Mid Cap Value RUS MDCP VAL ETF 464287473   786,828 7,541 SH   SOLE   0 0 7,541
IsharesMSCI USA ESG Select ETF MSCI USA ESG SLC 464288802   578,327 6,428 SH   SOLE   0 0 6,428
Johnson & Johnson COM 478160104   767,536 4,928 SH   SOLE   0 0 4,928
JP Morgan Chase COM 46625H100   651,140 4,490 SH   SOLE   0 0 4,490
Lam Research Corp COM 512807108   345,977 552 SH   SOLE   0 0 552
Lilly Eli & Co COM 532457108   571,506 1,064 SH   SOLE   0 0 1,064
McDonalds Corp COM 580135101   465,762 1,768 SH   SOLE   0 0 1,768
Merck & Co COM 58933Y105   961,965 9,344 SH   SOLE   0 0 9,344
Microsoft Corp COM 594918104   2,064,689 6,539 SH   SOLE   0 0 6,539
Nushares ESG Mid Cap Value NUVEEN ESG MIDVL 67092P508   485,349 17,072 SH   SOLE   0 0 17,072
NVIDIA CORP COM 67066G104   429,770 988 SH   SOLE   0 0 988
Oracle Corp COM 68389X105   455,562 4,301 SH   SOLE   0 0 4,301
PepsiCo COM 713448108   623,122 3,678 SH   SOLE   0 0 3,678
PowerShares QQQ ETF UNIT SER 1 73935A104   5,419,746 15,128 SH   SOLE   0 0 15,128
PowerShares Water Resources ETF WATER RES PORT 73935X575   1,078,650 20,283 SH   SOLE   0 0 20,283
Proctor & Gamble COM 742718109   795,666 5,455 SH   SOLE   0 0 5,455
Rydex Guggenheim S&P 500 Equal Weight ETF GUG S&P 500 EQ WT 78355W106   7,384,700 52,119 SH   SOLE   0 0 52,119
SALESFORCE INC COM 79466L302   306,198 1,510 SH   SOLE   0 0 1,510
Schwab Strategic Large Cap Gwth US LCAP GR ETF 808524300   1,021,716 14,050 SH   SOLE   0 0 14,050
Schwab Strategic US Large Cap US LRG CAP ETF 808524201   262,918 5,196 SH   SOLE   0 0 5,196
Select Sector SPDR TR TECHNOLOGY 81369Y803   2,301,905 14,042 SH   SOLE   0 0 14,042
Select Sector SPDR TR Energy ENERGY 81369Y506   1,151,569 12,740 SH   SOLE   0 0 12,740
SOUTHERN CO COM COM 842587107   250,661 3,873 SH   SOLE   0 0 3,873
SPDR Gold ETF GOLD SHS 78463V107   951,548 5,550 SH   SOLE   0 0 5,550
SPDR Index S&P Emerging Mkts ETF PORTFOLIO EMG MK 78463X509   914,615 27,245 SH   SOLE   0 0 27,245
SPDR S&P 400 MID CAP PORTFOLIO MD ETF 78464A847   10,466,884 239,025 SH   SOLE   0 0 239,025
SPDR S&P 500 ETF TR UNIT 78462F103   35,929,661 84,050 SH   SOLE   0 0 84,050
SPDR S&P 500 ETF PORTFOLIO LR ETF 78464A854   19,346,776 384,934 SH   SOLE   0 0 384,934
SPDR S&P 500 FOSSIL SPDR S&P500 ETF 78468R796   10,370,829 298,613 SH   SOLE   0 0 298,613
SPDR S&P 500 VALUE ETF PRTFLO S&P500 VL 78464A508   3,715,070 90,040 SH   SOLE   0 0 90,040
SPDR S&P Mid-Cap 400 ETF UTSER1 S&PDCRP 78467Y107   5,324,422 11,660 SH   SOLE   0 0 11,660
SPDR SER TR S&P 400 MID CAP GROWTH ETF S&P 400 MDCP GRW 78464A821   211,914 3,065 SH   SOLE   0 0 3,065
SPDR SER TR S&P 500 ESG ETF S&P 500 ESG ETF 78468R531   738,639 17,802 SH   SOLE   0 0 17,802
SPDR SER TR S&P COMPUTER SOFTWARE ETF COMP SOFTWARE 78464A599   216,206 1,704 SH   SOLE   0 0 1,704
SPDR SER TR S&P METALS & MNG ETF S&P METALS MNG 78464A755   764,085 14,554 SH   SOLE   0 0 14,554
SPDR SER TR S&P TRANSN ETF S&P TRANSN ETF 78464A532   208,053 2,777 SH   SOLE   0 0 2,777
SPDR TR S&P 500 Growth PRTFLO S&P500 GW 78464A409   3,174,740 53,555 SH   SOLE   0 0 53,555
STANDARD LITHIUM CP COM 853606101   178,534 62,650 SH   SOLE   0 0 62,650
Thermo Fisher Scientific COM 883556102   223,727 442 SH   SOLE   0 0 442
VANECK ETF TR SEMICONDUCTOR ETF COM 92189F676   407,829 2,813 SH   SOLE   0 0 2,813
Vanguard Growth ETF GROWTH ETF 922908736   1,382,790 5,078 SH   SOLE   0 0 5,078
VANGUARD INDEX FDS MID-CAP VALUE ETF MCAP VL IDXVIP 922908512   354,771 2,709 SH   SOLE   0 0 2,709
VANGUARD INDEX FDS VANGUARD EXTENDED MKT ETF EXTEND MKT ETF 922908652   287,950 2,009 SH   SOLE   0 0 2,009
VANGUARD INDEX FDS VANGUARD TOTAL STK MKT ETF TOTAL STK MKT 922908769   1,334,572 6,283 SH   SOLE   0 0 6,283
Vanguard Intl Equity Emerging Mkts ETF FTSE EMR MKT ETF 922042858   207,852 5,301 SH   SOLE   0 0 5,301
VANGUARD INTL FD FTSE DEVELOPED MKTS ETF VAN FTSE DEV MKT 921943858   257,773 5,896 SH   SOLE   0 0 5,896
VANGUARD LARGE CAP ETF LARGE CAP ETF 922908637   644,994 3,296 SH   SOLE   0 0 3,296
Vanguard Mid-Cap ETF MID CAP ETF 922908629   4,326,811 20,778 SH   SOLE   0 0 20,778
Vanguard Russell 1000 Index VNG RUS1000IDX 92206C730   569,575 2,926 SH   SOLE   0 0 2,926
Vanguard S&P 500 ETF S&P500 ETF SHS 922908363   1,641,093 4,179 SH   SOLE   0 0 4,179
VANGUARD SPECIALIZED FUNDS DIVID APPRECIATION ETF SHS COM 921908844   224,679 1,446 SH   SOLE   0 0 1,446
Vanguard Value ETF VALUE ETF 922908744   960,958 6,967 SH   SOLE   0 0 6,967
Vanguard Whitehall High Div Yld ETF HIGH DIV YLD 921946406   524,969 5,081 SH   SOLE   0 0 5,081
VISA INC COM 92826C839   228,400 993 SH   SOLE   0 0 993
Walt Disney Company COM 254687106   362,050 4,467 SH   SOLE   0 0 4,467
Wedbush Video Game Tech ETF WEDBUSH VID GAME 26924G706   229,301 4,286 SH   SOLE   0 0 4,286
World Gold TR Minishares ETF SWPD GLD MINIS 98149E204   5,133,903 140,041 SH   SOLE   0 0 140,041
Zomedica Corp COM 98980M109   6,875 41,143 SH   SOLE   0 0 41,143