MANAGING PARTNER

0000950123-23-009253.txt : 20231101 0000950123-23-009253.hdr.sgml : 20231101 20231101151503 ACCESSION NUMBER: 0000950123-23-009253 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20230930 FILED AS OF DATE: 20231101 DATE AS OF CHANGE: 20231101 EFFECTIVENESS DATE: 20231101 FILER: COMPANY DATA: COMPANY CONFORMED NAME: RETIREMENT INCOME SOLUTIONS, INC CENTRAL INDEX KEY: 0001730386 IRS NUMBER: 383143018 STATE OF INCORPORATION: MI FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-18271 FILM NUMBER: 231367870 BUSINESS ADDRESS: STREET 1: 2301 PLATT ROAD STREET 2: SUITE 300 CITY: ANN ARBOR STATE: MI ZIP: 48104 BUSINESS PHONE: 734-769-7727 MAIL ADDRESS: STREET 1: 2301 PLATT ROAD STREET 2: SUITE 300 CITY: ANN ARBOR STATE: MI ZIP: 48104 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE 0001730386 XXXXXXXX 09-30-2023 09-30-2023 false Retirement Income Solutions, Inc

2301 Platt Road Suite 300 Ann Arbor MI 48104

13F HOLDINGS REPORT 028-18271 000110145 801-71319 N BROCK E. HASTIE MANAGING PARTNER 734-769-7727 BROCK E. HASTIE ANN ARBOR MI 11-01-2023 0 129 357372884 false INFORMATION TABLE 2 27630.xml INFORMATION TABLE FOR FORM 13F 3M Co COM 88579Y101 220007 2350 SH SOLE 0 0 2350 Alliant Energy COM 018802108 315022 6502 SH SOLE 0 0 6502 Alphabet Inc Cap Stk Class A CAP STK CL A 02079K305 991265 7575 SH SOLE 0 0 7575 Alphabet Inc Cap Stk Class C CAP STK CL C 02079K107 864936 6560 SH SOLE 0 0 6560 Amazon Com Inc COM 023135106 2436255 19165 SH SOLE 0 0 19165 Amgen COM 031162100 422222 1571 SH SOLE 0 0 1571 Apple Inc COM 037833100 3263468 19061 SH SOLE 0 0 19061 Berkshire Hathaway B CL B NEW 084670702 1893372 5405 SH SOLE 0 0 5405 BNY MELLON US LARGE CAP CORE EQUITY ETF US LRG CP CORE 09661T107 776547 9587 SH SOLE 0 0 9587 BOEING CO COM 097023105 201264 1050 SH SOLE 0 0 1050 CF BANKSHARES INC COM 12520L109 308636 18426 SH SOLE 0 0 18426 COCA COLA CO COM 191216100 659388 11779 SH SOLE 0 0 11779 Colgate-Palmolive COM 194162103 470464 6616 SH SOLE 0 0 6616 Comcast Corp A CL A 20030N101 533942 12042 SH SOLE 0 0 12042 COMMUNITIES FIRST FINL CORP COM 20344D104 266125 3858 SH SOLE 0 0 3858 CONOCOPHILLIPS COM COM 20825C104 209051 1745 SH SOLE 0 0 1745 COSTCO WHOLESALE CORP COM 22160K105 214685 380 SH SOLE 0 0 380 Deutsche MSCI EAFE Hedged Equity ETF XTRACK MSCI EAFE 233051200 594452 17033 SH SOLE 0 0 17033 Dimensional ETF TR U S Core Equity 2 ETF US CORE EQUITY 2 25434V708 397218 15161 SH SOLE 0 0 15161 Dimensional ETF TR World EX U S Core Equity 2 ETF WORLD EX US CORE 25434V880 308321 13691 SH SOLE 0 0 13691 DTE Energy Co COM 233331107 269696 2717 SH SOLE 0 0 2717 EATON CORPORATION PLC SHS G29183103 383477 1798 SH SOLE 0 0 1798 Ecolab COM 278865100 466019 2751 SH SOLE 0 0 2751 Exxon Mobil Corp COM 30231G102 735698 6257 SH SOLE 0 0 6257 FIRST TR LOW DURATION OPPOR ETF FST LOW OPPT EFT 33739Q200 868224 18379 SH SOLE 0 0 18379 Home Depot Inc. COM 437076102 274966 910 SH SOLE 0 0 910 Honeywell Intl Inc COM 438516106 353038 1911 SH SOLE 0 0 1911 Innovator ETFS Equity Buffer ETF January US EQTY BUFR JAN 45782C409 248260 6757 SH SOLE 0 0 6757 Innovator ETFS S&P 500 Buffer - Jan S&P 500 Power 45782C508 850732 24449 SH SOLE 0 0 24449 Innovator ETFS TR S&P 500 Power Buffer ETF S&P 500 PWRETF 45782C797 1320806 38893 SH SOLE 0 0 38893 INNOVATOR ETFS TR U S EQUITY BUFFER ETF NOV US EQTY BUF NOV 45782C581 211381 6459 SH SOLE 0 0 6459 INNOVATOR ETFS TR U S EQUITY PWR BUFFER ETF - AUGUST COM 45782C680 292864 9432 SH SOLE 0 0 9432 Innovator S&P 500 Buffer S&P 500 BUFFER 45782C755 498339 15184 SH SOLE 0 0 15184 Innovator S&P 500 PWR Buffer COM 45782C870 414612 13545 SH SOLE 0 0 13545 Innovator S&P 500 Pwr Buffer S&P 500 POWER 45782C573 1342269 40601 SH SOLE 0 0 40601 Innovator S&P 500 PWR Buffer ETF Mary COM 45782C318 390963 13244 SH SOLE 0 0 13244 Innovator S&P 500 Pwr ETF-June COM 45782C748 248539 7938 SH SOLE 0 0 7938 Innovator S&P 500 PwrBuff Dec S&P 500 PWR BU 45782C540 1659162 51272 SH SOLE 0 0 51272 Innovator TR Equity Pwr Buffer July US EQTY PWR BUF 45782C813 366285 10869 SH SOLE 0 0 10869 Innovator TR Equity Pwr Buffer Sept US EQTY PWR BUF 45782C656 285930 8825 SH SOLE 0 0 8825 International Business Machines COM 459200101 308800 2201 SH SOLE 0 0 2201 Invesco Clean Energy WILDERHIL CLAN 46137V134 421257 13403 SH SOLE 0 0 13403 IRON MTN INC COM 46284V101 237800 4000 SH SOLE 0 0 4000 ISHARES 1-3 R TREAS BD ETF 1 3 YR TREAS BD 464287457 3944454 48715 SH SOLE 0 0 48715 iShares Core S&P 500 ETF CORE S&P500 ETF 464287200 89203537 207725 SH SOLE 0 0 207725 iShares Core S&P Mid-Cap ETF CORE S&P MCP ETF 464287507 32638419 130894 SH SOLE 0 0 130894 ISHARES INC MSCI EMERGING MKTS ASIA ETF MSCI EM ASIA ETF 464286426 268567 4265 SH SOLE 0 0 4265 ISHARES INC MSCI EMERGING MKTS EX CHINA ETF MSCI EMRG CHN 46434G764 308149 6184 SH SOLE 0 0 6184 ISHARES INC MSCI WORLD INDEX FD MSCI WORLD ETF 464286392 478877 3985 SH SOLE 0 0 3985 IShares MSCI 400 Social ETF COM 464288570 1088370 13369 SH SOLE 0 0 13369 iShares MSCI ACWI Index ETF MSCI ACWI ETF 464288257 3431823 37153 SH SOLE 0 0 37153 iShares MSCI EAFE ETF MSCI EAFE ETF 464287465 3084377 44753 SH SOLE 0 0 44753 iShares MSCI Emerging Markets ETF MSCI EMG MKT ETF 464287234 1583122 41716 SH SOLE 0 0 41716 Ishares Russell 1000 ETF RUS 1000 ETF 464287622 5180000 22051 SH SOLE 0 0 22051 iShares Russell 1000 Growth ETF RUS 1000 GRW ETF 464287614 15555095 58480 SH SOLE 0 0 58480 iShares Russell 1000 Value ETF RUS 1000 VAL ETF 464287598 10170647 66991 SH SOLE 0 0 66991 iShares Russell Mid-Cap ETF RUS MID CP ETF 464287499 1899251 27426 SH SOLE 0 0 27426 iShares Russell Mid-Cap Growth ETF RUS MD CP GR ETF 464287481 545542 5972 SH SOLE 0 0 5972 iShares S&P 500 Growth S&P 500 GRWT ETF 464287309 1774473 25935 SH SOLE 0 0 25935 iShares S&P 500 Value ETF S&P 500 VAL ETF 464287408 2369598 15403 SH SOLE 0 0 15403 ISHARES TR 3 7 YR TREAS BD ETF 3 7 YR Treas BD 464288661 6552643 57906 SH SOLE 0 0 57906 ISHARES TR 7-10 YR TREAS BD ETF 7-10 YR TRSY BD 464287440 4282199 46754 SH SOLE 0 0 46754 ISHARES TR BARCLAYS 20 YR TREAS BD ETF 20 YR TR BD ETF 464287432 512894 5783 SH SOLE 0 0 5783 ISHARES TR BIOTECHNOLOGY ETF ISHARES BIOTECH 464287556 250205 2046 SH SOLE 0 0 2046 ISHARES TR CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 227220 3531 SH SOLE 0 0 3531 ISHARES TR CORE S&P U S GROWTH ETF CORE S&P US GWT 464287671 379320 4000 SH SOLE 0 0 4000 ISHARES TR ESG 1-5 YR CORPORATE BD ETF ESG AWRE 1 5 YR 46435G243 204089 8586 SH SOLE 0 0 8586 ISHARES TR ESG AWARE MSCI USA ETF COM 46435G425 563366 5999 SH SOLE 0 0 5999 ISHARES TR ESG AWARE U S AGGREGATE BD ETF ESG AWR US AGRGT 46435U549 1377256 30403 SH SOLE 0 0 30403 ISHARES TR ESG AWARE USD CORPORATE BD ETF ESG AWRE USD ETF 46435G193 453000 20818 SH SOLE 0 0 20818 IShares TR Russell 2000 RUSSELL 2000 ETF 464287655 266524 1508 SH SOLE 0 0 1508 Ishares TR Russell Mid Cap Value RUS MDCP VAL ETF 464287473 786828 7541 SH SOLE 0 0 7541 IsharesMSCI USA ESG Select ETF MSCI USA ESG SLC 464288802 578327 6428 SH SOLE 0 0 6428 Johnson & Johnson COM 478160104 767536 4928 SH SOLE 0 0 4928 JP Morgan Chase COM 46625H100 651140 4490 SH SOLE 0 0 4490 Lam Research Corp COM 512807108 345977 552 SH SOLE 0 0 552 Lilly Eli & Co COM 532457108 571506 1064 SH SOLE 0 0 1064 McDonalds Corp COM 580135101 465762 1768 SH SOLE 0 0 1768 Merck & Co COM 58933Y105 961965 9344 SH SOLE 0 0 9344 Microsoft Corp COM 594918104 2064689 6539 SH SOLE 0 0 6539 Nushares ESG Mid Cap Value NUVEEN ESG MIDVL 67092P508 485349 17072 SH SOLE 0 0 17072 NVIDIA CORP COM 67066G104 429770 988 SH SOLE 0 0 988 Oracle Corp COM 68389X105 455562 4301 SH SOLE 0 0 4301 PepsiCo COM 713448108 623122 3678 SH SOLE 0 0 3678 PowerShares QQQ ETF UNIT SER 1 73935A104 5419746 15128 SH SOLE 0 0 15128 PowerShares Water Resources ETF WATER RES PORT 73935X575 1078650 20283 SH SOLE 0 0 20283 Proctor & Gamble COM 742718109 795666 5455 SH SOLE 0 0 5455 Rydex Guggenheim S&P 500 Equal Weight ETF GUG S&P 500 EQ WT 78355W106 7384700 52119 SH SOLE 0 0 52119 SALESFORCE INC COM 79466L302 306198 1510 SH SOLE 0 0 1510 Schwab Strategic Large Cap Gwth US LCAP GR ETF 808524300 1021716 14050 SH SOLE 0 0 14050 Schwab Strategic US Large Cap US LRG CAP ETF 808524201 262918 5196 SH SOLE 0 0 5196 Select Sector SPDR TR TECHNOLOGY 81369Y803 2301905 14042 SH SOLE 0 0 14042 Select Sector SPDR TR Energy ENERGY 81369Y506 1151569 12740 SH SOLE 0 0 12740 SOUTHERN CO COM COM 842587107 250661 3873 SH SOLE 0 0 3873 SPDR Gold ETF GOLD SHS 78463V107 951548 5550 SH SOLE 0 0 5550 SPDR Index S&P Emerging Mkts ETF PORTFOLIO EMG MK 78463X509 914615 27245 SH SOLE 0 0 27245 SPDR S&P 400 MID CAP PORTFOLIO MD ETF 78464A847 10466884 239025 SH SOLE 0 0 239025 SPDR S&P 500 ETF TR UNIT 78462F103 35929661 84050 SH SOLE 0 0 84050 SPDR S&P 500 ETF PORTFOLIO LR ETF 78464A854 19346776 384934 SH SOLE 0 0 384934 SPDR S&P 500 FOSSIL SPDR S&P500 ETF 78468R796 10370829 298613 SH SOLE 0 0 298613 SPDR S&P 500 VALUE ETF PRTFLO S&P500 VL 78464A508 3715070 90040 SH SOLE 0 0 90040 SPDR S&P Mid-Cap 400 ETF UTSER1 S&PDCRP 78467Y107 5324422 11660 SH SOLE 0 0 11660 SPDR SER TR S&P 400 MID CAP GROWTH ETF S&P 400 MDCP GRW 78464A821 211914 3065 SH SOLE 0 0 3065 SPDR SER TR S&P 500 ESG ETF S&P 500 ESG ETF 78468R531 738639 17802 SH SOLE 0 0 17802 SPDR SER TR S&P COMPUTER SOFTWARE ETF COMP SOFTWARE 78464A599 216206 1704 SH SOLE 0 0 1704 SPDR SER TR S&P METALS & MNG ETF S&P METALS MNG 78464A755 764085 14554 SH SOLE 0 0 14554 SPDR SER TR S&P TRANSN ETF S&P TRANSN ETF 78464A532 208053 2777 SH SOLE 0 0 2777 SPDR TR S&P 500 Growth PRTFLO S&P500 GW 78464A409 3174740 53555 SH SOLE 0 0 53555 STANDARD LITHIUM CP COM 853606101 178534 62650 SH SOLE 0 0 62650 Thermo Fisher Scientific COM 883556102 223727 442 SH SOLE 0 0 442 VANECK ETF TR SEMICONDUCTOR ETF COM 92189F676 407829 2813 SH SOLE 0 0 2813 Vanguard Growth ETF GROWTH ETF 922908736 1382790 5078 SH SOLE 0 0 5078 VANGUARD INDEX FDS MID-CAP VALUE ETF MCAP VL IDXVIP 922908512 354771 2709 SH SOLE 0 0 2709 VANGUARD INDEX FDS VANGUARD EXTENDED MKT ETF EXTEND MKT ETF 922908652 287950 2009 SH SOLE 0 0 2009 VANGUARD INDEX FDS VANGUARD TOTAL STK MKT ETF TOTAL STK MKT 922908769 1334572 6283 SH SOLE 0 0 6283 Vanguard Intl Equity Emerging Mkts ETF FTSE EMR MKT ETF 922042858 207852 5301 SH SOLE 0 0 5301 VANGUARD INTL FD FTSE DEVELOPED MKTS ETF VAN FTSE DEV MKT 921943858 257773 5896 SH SOLE 0 0 5896 VANGUARD LARGE CAP ETF LARGE CAP ETF 922908637 644994 3296 SH SOLE 0 0 3296 Vanguard Mid-Cap ETF MID CAP ETF 922908629 4326811 20778 SH SOLE 0 0 20778 Vanguard Russell 1000 Index VNG RUS1000IDX 92206C730 569575 2926 SH SOLE 0 0 2926 Vanguard S&P 500 ETF S&P500 ETF SHS 922908363 1641093 4179 SH SOLE 0 0 4179 VANGUARD SPECIALIZED FUNDS DIVID APPRECIATION ETF SHS COM 921908844 224679 1446 SH SOLE 0 0 1446 Vanguard Value ETF VALUE ETF 922908744 960958 6967 SH SOLE 0 0 6967 Vanguard Whitehall High Div Yld ETF HIGH DIV YLD 921946406 524969 5081 SH SOLE 0 0 5081 VISA INC COM 92826C839 228400 993 SH SOLE 0 0 993 Walt Disney Company COM 254687106 362050 4467 SH SOLE 0 0 4467 Wedbush Video Game Tech ETF WEDBUSH VID GAME 26924G706 229301 4286 SH SOLE 0 0 4286 World Gold TR Minishares ETF SWPD GLD MINIS 98149E204 5133903 140041 SH SOLE 0 0 140041 Zomedica Corp COM 98980M109 6875 41143 SH SOLE 0 0 41143