0000950123-23-003832.txt : 20230505
0000950123-23-003832.hdr.sgml : 20230505
20230505123356
ACCESSION NUMBER: 0000950123-23-003832
CONFORMED SUBMISSION TYPE: 13F-HR
PUBLIC DOCUMENT COUNT: 2
CONFORMED PERIOD OF REPORT: 20230331
FILED AS OF DATE: 20230505
DATE AS OF CHANGE: 20230505
EFFECTIVENESS DATE: 20230505
FILER:
COMPANY DATA:
COMPANY CONFORMED NAME: RETIREMENT INCOME SOLUTIONS, INC
CENTRAL INDEX KEY: 0001730386
IRS NUMBER: 383143018
STATE OF INCORPORATION: MI
FISCAL YEAR END: 1231
FILING VALUES:
FORM TYPE: 13F-HR
SEC ACT: 1934 Act
SEC FILE NUMBER: 028-18271
FILM NUMBER: 23892408
BUSINESS ADDRESS:
STREET 1: 2301 PLATT ROAD
STREET 2: SUITE 300
CITY: ANN ARBOR
STATE: MI
ZIP: 48104
BUSINESS PHONE: 734-769-7727
MAIL ADDRESS:
STREET 1: 2301 PLATT ROAD
STREET 2: SUITE 300
CITY: ANN ARBOR
STATE: MI
ZIP: 48104
13F-HR
1
primary_doc.xml
X0202
13F-HR
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0001730386
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03-31-2023
03-31-2023
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Retirement Income Solutions, Inc
2301 Platt Road
Suite 300
Ann Arbor
MI
48104
13F HOLDINGS REPORT
028-18271
000110145
801-71319
N
JOHN B. GOFF
MANAGING PARTNER AND CCO
734-769-7727
JOHN B. GOFF
ANN ARBOR
MI
05-05-2023
0
134
342926400
false
INFORMATION TABLE
2
22748.xml
INFORMATION TABLE FOR FORM 13F
3M Co
COM
88579Y101
326367
3105
SH
SOLE
0
0
3105
ABBOTT LABS COM
COM
002824100
632267
6244
SH
SOLE
0
0
6244
ABBVIE INC COM
COM
00287Y109
998931
6268
SH
SOLE
0
0
6268
Alliant Energy
COM
018802108
347207
6502
SH
SOLE
0
0
6502
Alphabet Inc Cap Stk Class A
CAP STK CL A
02079K305
785755
7575
SH
SOLE
0
0
7575
Alphabet Inc Cap Stk Class C
CAP STK CL C
02079K107
678080
6520
SH
SOLE
0
0
6520
Amazon Com Inc
COM
023135106
1884010
18240
SH
SOLE
0
0
18240
Amgen
COM
031162100
379789
1571
SH
SOLE
0
0
1571
Apple Inc
COM
037833100
2929806
17767
SH
SOLE
0
0
17767
Berkshire Hathaway B
CL B NEW
084670702
1700088
5506
SH
SOLE
0
0
5506
BNY MELLON US LARGE CAP CORE EQUITY ETF
US LRG CP CORE
09661T107
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12366
SH
SOLE
0
0
12366
BOEING CO
COM
097023105
236859
1115
SH
SOLE
0
0
1115
CF BANKSHARES INC
COM
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18426
SH
SOLE
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18426
CHEVRON CORP
COM
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223366
1369
SH
SOLE
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CINCINNATI FINL CORP
COM
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218556
1950
SH
SOLE
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1950
COCA COLA CO
COM
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SH
SOLE
0
0
11779
Colgate-Palmolive
COM
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546942
7278
SH
SOLE
0
0
7278
Comcast Corp A
CL A
20030N101
475240
12536
SH
SOLE
0
0
12536
COMMUNITIES FIRST FINL CORP
COM
20344D104
242668
3858
SH
SOLE
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3858
Deutsche MSCI EAFE Hedged Equity ETF
XTRACK MSCI EAFE
233051200
599562
17033
SH
SOLE
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0
17033
Dimensional ETF TR U S Core Equity 2 ETF
US CORE EQUITY 2
25434V708
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15161
SH
SOLE
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0
15161
Dimensional ETF TR World EX U S Core Equity 2 ETF
WORLD EX US CORE
25434V880
315714
13691
SH
SOLE
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0
13691
DTE Energy Co
COM
233331107
307302
2805
SH
SOLE
0
0
2805
EATON CORPORATION PLC
SHS
G29183103
308069
1798
SH
SOLE
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0
1798
Ecolab
COM
278865100
455373
2751
SH
SOLE
0
0
2751
Exxon Mobil Corp
COM
30231G102
686143
6257
SH
SOLE
0
0
6257
FIRST TR LOW DURATION OPPOR ETF
FST LOW OPPT EFT
33739Q200
845719
17667
SH
SOLE
0
0
17667
Home Depot Inc.
COM
437076102
268559
910
SH
SOLE
0
0
910
Honeywell Intl Inc
COM
438516106
565715
2960
SH
SOLE
0
0
2960
Innovator ETFS Equity Buffer ETF January
US EQTY BUFR JAN
45782C409
237576
6757
SH
SOLE
0
0
6757
Innovator ETFS S&P 500 Buffer - Jan
S&P 500 Power
45782C508
630758
18993
SH
SOLE
0
0
18993
Innovator ETFS TR S&P 500 Power Buffer ETF
S&P 500 PWRETF
45782C797
1381883
43689
SH
SOLE
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0
43689
INNOVATOR ETFS TR U S EQUITY BUFFER ETF NOV
US EQTY BUF NOV
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6459
SH
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6459
Innovator S&P 500 Buffer
S&P 500 BUFFER
45782C755
485888
15184
SH
SOLE
0
0
15184
Innovator S&P 500 PWR Buffer
COM
45782C870
398223
13545
SH
SOLE
0
0
13545
Innovator S&P 500 Pwr Buffer
S&P 500 POWER
45782C573
1319446
41492
SH
SOLE
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41492
Innovator S&P 500 PWR Buffer ETF Mary
COM
45782C318
381692
13244
SH
SOLE
0
0
13244
Innovator S&P 500 Pwr ETF-June
COM
45782C748
294089
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SH
SOLE
0
0
9556
Innovator S&P 500 PwrBuff Dec
S&P 500 PWR BU
45782C540
1597251
50787
SH
SOLE
0
0
50787
Innovator TR Equity Pwr Buffer July
US EQTY PWR BUF
45782C813
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10869
SH
SOLE
0
0
10869
Innovator TR Equity Pwr Buffer Sept
US EQTY PWR BUF
45782C656
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8825
SH
SOLE
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International Business Machines
COM
459200101
1063140
8110
SH
SOLE
0
0
8110
Invesco Clean Energy
WILDERHIL CLAN
46137V134
605302
14979
SH
SOLE
0
0
14979
IRON MTN INC
COM
46284V101
211640
4000
SH
SOLE
0
0
4000
ISHARES 1-3 R TREAS BD ETF
1 3 YR TREAS BD
464287457
3604195
43868
SH
SOLE
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iShares Core S&P 500 ETF
CORE S&P500 ETF
464287200
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SH
SOLE
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0
195908
iShares Core S&P Mid-Cap ETF
CORE S&P MCP ETF
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SH
SOLE
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123195
ISHARES INC MSCI EMERGING MKTS ASIA ETF
MSCI EM ASIA ETF
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SH
SOLE
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ISHARES INC MSCI EMERGING MKTS EX CHINA ETF
MSCI EMRG CHN
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SH
SOLE
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6184
ISHARES INC MSCI WORLD INDEX FD
MSCI WORLD ETF
464286392
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SH
SOLE
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3985
IShares MSCI 400 Social ETF
COM
464288570
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11534
SH
SOLE
0
0
11534
iShares MSCI ACWI Index ETF
MSCI ACWI ETF
464288257
3288870
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SH
SOLE
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36078
iShares MSCI EAFE ETF
MSCI EAFE ETF
464287465
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40504
SH
SOLE
0
0
40504
iShares MSCI Emerging Markets ETF
MSCI EMG MKT ETF
464287234
1389466
35212
SH
SOLE
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0
35212
Ishares Russell 1000 ETF
RUS 1000 ETF
464287622
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22619
SH
SOLE
0
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22619
iShares Russell 1000 Growth ETF
RUS 1000 GRW ETF
464287614
14149150
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SH
SOLE
0
0
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iShares Russell 1000 Value ETF
RUS 1000 VAL ETF
464287598
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SH
SOLE
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iShares Russell Mid-Cap ETF
RUS MID CP ETF
464287499
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SH
SOLE
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iShares Russell Mid-Cap Growth ETF
RUS MD CP GR ETF
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SH
SOLE
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iShares S&P 500 Growth
S&P 500 GRWT ETF
464287309
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26467
SH
SOLE
0
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26467
iShares S&P 500 Value ETF
S&P 500 VAL ETF
464287408
2337559
15403
SH
SOLE
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0
15403
ISHARES TR 3 7 YR TREAS BD ETF
3 7 YR Treas BD
464288661
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47947
SH
SOLE
0
0
47947
ISHARES TR 7-10 YR TREAS BD ETF
7-10 YR TRSY BD
464287440
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SH
SOLE
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0
49686
ISHARES TR BARCLAYS 20 YR TREAS BD ETF
20 YR TR BD ETF
464287432
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SH
SOLE
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10625
ISHARES TR BIOTECHNOLOGY ETF
ISHARES BIOTECH
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SH
SOLE
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2046
ISHARES TR CORE MSCI EAFE ETF
CORE MSCI EAFE
46432F842
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SH
SOLE
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3361
ISHARES TR CORE S&P U S GROWTH ETF
CORE S&P US GWT
464287671
355080
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SH
SOLE
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0
4000
ISHARES TR ESG 1-5 YR CORPORATE BD ETF
ESG AWRE 1 5 YR
46435G243
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SH
SOLE
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12074
ISHARES TR ESG AWARE U S AGGREGATE BD ETF
ESG AWR US AGRGT
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SH
SOLE
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29912
ISHARES TR ESG AWARE USD CORPORATE BD ETF
ESG AWRE USD ETF
46435G193
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SH
SOLE
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16488
ISHARES TR NATL MUN BD ETF FD
NATIONAL MUN ETF
464288414
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SH
SOLE
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1951
IShares TR Russell 2000
RUSSELL 2000 ETF
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SH
SOLE
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Ishares TR Russell Mid Cap Value
RUS MDCP VAL ETF
464287473
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SH
SOLE
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0
7786
IsharesMSCI USA ESG Select ETF
MSCI USA ESG SLC
464288802
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6489
SH
SOLE
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0
6489
Johnson & Johnson
COM
478160104
805070
5194
SH
SOLE
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5194
JP Morgan Chase
COM
46625H100
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4490
SH
SOLE
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4490
Lam Research Corp
COM
512807108
327614
618
SH
SOLE
0
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618
Lilly Eli & Co
COM
532457108
365399
1064
SH
SOLE
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1064
McDonalds Corp
COM
580135101
494350
1768
SH
SOLE
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0
1768
Merck & Co
COM
58933Y105
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11034
SH
SOLE
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11034
Microsoft Corp
COM
594918104
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6849
SH
SOLE
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0
6849
NEXTERA ENERGY INC COM
COM
65339F101
271938
3528
SH
SOLE
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3528
Nushares ESG Mid Cap Value
NUVEEN ESG MIDVL
67092P508
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18408
SH
SOLE
0
0
18408
NVIDIA CORP
COM
67066G104
223883
806
SH
SOLE
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0
806
Oracle Corp
COM
68389X105
393145
4231
SH
SOLE
0
0
4231
PepsiCo
COM
713448108
871611
4781
SH
SOLE
0
0
4781
PFIZER INC COM
COM
717081103
415874
10193
SH
SOLE
0
0
10193
PowerShares QQQ ETF
UNIT SER 1
73935A104
4142885
12909
SH
SOLE
0
0
12909
PowerShares Water Resources ETF
WATER RES PORT
73935X575
1072548
20104
SH
SOLE
0
0
20104
Proctor & Gamble
COM
742718109
1001427
6735
SH
SOLE
0
0
6735
RAYTHEON TECHNOLOGIES CORP COM
COM
75513E101
320819
3276
SH
SOLE
0
0
3276
Rydex Guggenheim S&P 500 Equal Weight ETF
GUG S&P 500 EQ WT
78355W106
7683619
53130
SH
SOLE
0
0
53130
SALESFORCE INC
COM
79466L302
301668
1510
SH
SOLE
0
0
1510
Schwab Strategic Large Cap Gwth
US LCAP GR ETF
808524300
915639
14050
SH
SOLE
0
0
14050
SCHWAB STRATEGIC TR US SMALL-CAP ETF
US SML CAP ETF
808524607
297829
7103
SH
SOLE
0
0
7103
Schwab Strategic US Large Cap
US LRG CAP ETF
808524201
251331
5196
SH
SOLE
0
0
5196
Select Sector SPDR TR
TECHNOLOGY
81369Y803
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13938
SH
SOLE
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13938
Select Sector SPDR TR Energy
ENERGY
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1161028
14017
SH
SOLE
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14017
SOUTHERN CO COM
COM
842587107
361399
5194
SH
SOLE
0
0
5194
SPDR Gold ETF
GOLD SHS
78463V107
1016871
5550
SH
SOLE
0
0
5550
SPDR Index S&P Emerging Mkts ETF
PORTFOLIO EMG MK
78463X509
1398135
40965
SH
SOLE
0
0
40965
SPDR S&P 400 MID CAP
PORTFOLIO MD ETF
78464A847
10398240
236646
SH
SOLE
0
0
236646
SPDR S&P 500 ETF
TR UNIT
78462F103
33268742
81264
SH
SOLE
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0
81264
SPDR S&P 500 ETF
PORTFOLIO LR ETF
78464A854
18347796
381055
SH
SOLE
0
0
381055
SPDR S&P 500 FOSSIL
SPDR S&P500 ETF
78468R796
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304735
SH
SOLE
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0
304735
SPDR S&P 500 VALUE ETF
PRTFLO S&P500 VL
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SH
SOLE
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SPDR S&P Mid-Cap 400 ETF
UTSER1 S&PDCRP
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SH
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SPDR SER TR S&P 400 MID CAP GROWTH ETF
S&P 400 MDCP GRW
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3065
SH
SOLE
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3065
SPDR SER TR S&P 500 ESG ETF
S&P 500 ESG ETF
78468R531
570592
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SH
SOLE
0
0
14471
SPDR SER TR S&P COMPUTER SOFTWARE ETF
COMP SOFTWARE
78464A599
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1704
SH
SOLE
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0
1704
SPDR SER TR S&P METALS & MNG ETF
S&P METALS MNG
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16880
SH
SOLE
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0
16880
SPDR SER TR S&P TRANSN ETF
S&P TRANSN ETF
78464A532
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2777
SH
SOLE
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0
2777
SPDR TR S&P 500 Growth
PRTFLO S&P500 GW
78464A409
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SH
SOLE
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0
53471
STANDARD LITHIUM CP
COM
853606101
236560
62650
SH
SOLE
0
0
62650
Thermo Fisher Scientific
COM
883556102
254756
442
SH
SOLE
0
0
442
TRI CONTL CORP COM
COM
895436103
459342
17301
SH
SOLE
0
0
17301
UNION PAC CORP COM
COM
907818108
258820
1286
SH
SOLE
0
0
1286
Vanguard Growth ETF
GROWTH ETF
922908736
1235726
4954
SH
SOLE
0
0
4954
VANGUARD INDEX FDS MID-CAP VALUE ETF
MCAP VL IDXVIP
922908512
363196
2709
SH
SOLE
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0
2709
VANGUARD INDEX FDS VANGUARD EXTENDED MKT ETF
EXTEND MKT ETF
922908652
281662
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SH
SOLE
0
0
2009
VANGUARD INDEX FDS VANGUARD TOTAL STK MKT ETF
TOTAL STK MKT
922908769
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SH
SOLE
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2215
Vanguard Intl Equity Emerging Mkts ETF
FTSE EMR MKT ETF
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12385
SH
SOLE
0
0
12385
VANGUARD INTL FD FTSE DEVELOPED MKTS ETF
VAN FTSE DEV MKT
921943858
202000
4472
SH
SOLE
0
0
4472
VANGUARD LARGE CAP ETF
LARGE CAP ETF
922908637
615726
3296
SH
SOLE
0
0
3296
Vanguard Mid-Cap ETF
MID CAP ETF
922908629
4376590
20750
SH
SOLE
0
0
20750
Vanguard Russell 1000 Index
VNG RUS1000IDX
92206C730
580977
3118
SH
SOLE
0
0
3118
Vanguard S&P 500 ETF
S&P500 ETF SHS
922908363
1558810
4145
SH
SOLE
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0
4145
Vanguard Value ETF
VALUE ETF
922908744
935833
6776
SH
SOLE
0
0
6776
Vanguard Whitehall High Div Yld ETF
HIGH DIV YLD
921946406
545752
5173
SH
SOLE
0
0
5173
VISA INC
COM
92826C839
219824
975
SH
SOLE
0
0
975
Walt Disney Company
COM
254687106
490136
4895
SH
SOLE
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0
4895
Wedbush Video Game Tech ETF
WEDBUSH VID GAME
26924G706
262143
4286
SH
SOLE
0
0
4286
World Gold TR Minishares ETF
SWPD GLD MINIS
98149E204
5685773
145379
SH
SOLE
0
0
145379
Zomedica Corp
COM
98980M109
8710
41143
SH
SOLE
0
0
41143