0000950123-23-001088.txt : 20230208
0000950123-23-001088.hdr.sgml : 20230208
20230208154725
ACCESSION NUMBER: 0000950123-23-001088
CONFORMED SUBMISSION TYPE: 13F-HR
PUBLIC DOCUMENT COUNT: 2
CONFORMED PERIOD OF REPORT: 20221231
FILED AS OF DATE: 20230208
DATE AS OF CHANGE: 20230208
EFFECTIVENESS DATE: 20230208
FILER:
COMPANY DATA:
COMPANY CONFORMED NAME: RETIREMENT INCOME SOLUTIONS, INC
CENTRAL INDEX KEY: 0001730386
IRS NUMBER: 383143018
STATE OF INCORPORATION: MI
FISCAL YEAR END: 1231
FILING VALUES:
FORM TYPE: 13F-HR
SEC ACT: 1934 Act
SEC FILE NUMBER: 028-18271
FILM NUMBER: 23598929
BUSINESS ADDRESS:
STREET 1: 2301 PLATT ROAD
STREET 2: SUITE 300
CITY: ANN ARBOR
STATE: MI
ZIP: 48104
BUSINESS PHONE: 734-769-7727
MAIL ADDRESS:
STREET 1: 2301 PLATT ROAD
STREET 2: SUITE 300
CITY: ANN ARBOR
STATE: MI
ZIP: 48104
13F-HR
1
primary_doc.xml
X0202
13F-HR
LIVE
0001730386
XXXXXXXX
12-31-2022
12-31-2022
false
Retirement Income Solutions, Inc
2301 Platt Road
Suite 300
Ann Arbor
MI
48104
13F HOLDINGS REPORT
028-18271
000110145
801-71319
N
JOHN B. GOFF
MANAGING PARTNER AND CCO
734-769-7727
JOHN B. GOFF
ANN ARBOR
MI
02-08-2023
0
120
314855875
false
INFORMATION TABLE
2
20437.xml
INFORMATION TABLE FOR FORM 13F
3M Co
COM
88579Y101
396336
3305
SH
SOLE
0
0
3305
ABBOTT LABS COM
COM
002824100
674550
6144
SH
SOLE
0
0
6144
ABBVIE INC COM
COM
00287Y109
1030425
6376
SH
SOLE
0
0
6376
Alliant Energy
COM
018802108
358975
6502
SH
SOLE
0
0
6502
Alphabet Inc Cap Stk Class A
CAP STK CL A
02079K305
614081
6960
SH
SOLE
0
0
6960
Alphabet Inc Cap Stk Class C
CAP STK CL C
02079K107
596266
6720
SH
SOLE
0
0
6720
Amazon Com Inc
COM
023135106
1508640
17960
SH
SOLE
0
0
17960
Amgen
COM
031162100
422325
1608
SH
SOLE
0
0
1608
Apple Inc
COM
037833100
2122296
16334
SH
SOLE
0
0
16334
Berkshire Hathaway B
CL B NEW
084670702
1540175
4986
SH
SOLE
0
0
4986
BNY MELLON US LARGE CAP CORE EQUITY ETF
US LRG CP CORE
09661T107
1233052
17591
SH
SOLE
0
0
17591
Claymore Guggenheim BulletShares 2023 Corp Bd ETF
2023 CORP BOND
18383M241
238480
11367
SH
SOLE
0
0
11367
Colgate-Palmolive
COM
194162103
573434
7278
SH
SOLE
0
0
7278
Comcast Corp A
CL A
20030N101
414954
11866
SH
SOLE
0
0
11866
CONOCOPHILLIPS COM
COM
20825C104
205910
1745
SH
SOLE
0
0
1745
Deutsche MSCI EAFE Hedged Equity ETF
XTRACK MSCI EAFE
233051200
584588
18138
SH
SOLE
0
0
18138
Dimensional ETF TR U S Core Equity 2 ETF
US CORE EQUITY 2
25434V708
368109
15161
SH
SOLE
0
0
15161
Dimensional ETF TR World EX U S Core Equity 2 ETF
WORLD EX US CORE
25434V880
295726
13691
SH
SOLE
0
0
13691
DTE Energy Co
COM
233331107
304183
2588
SH
SOLE
0
0
2588
Ecolab
COM
278865100
401454
2758
SH
SOLE
0
0
2758
ESPORTS Entmt Group
COM
29667K306
1140
14880
SH
SOLE
0
0
14880
Exxon Mobil Corp
COM
30231G102
643270
5832
SH
SOLE
0
0
5832
FIRST TR LOW DURATION OPPOR ETF
FST LOW OPPT EFT
33739Q200
1562823
32964
SH
SOLE
0
0
32964
Home Depot Inc.
COM
437076102
262164
830
SH
SOLE
0
0
830
Honeywell Intl Inc
COM
438516106
557180
2600
SH
SOLE
0
0
2600
Innovator ETFS Equity Buffer ETF January
US EQTY BUFR JAN
45782C409
223251
6757
SH
SOLE
0
0
6757
Innovator ETFS S&P 500 Buffer - Jan
S&P 500 Power
45782C508
523224
16605
SH
SOLE
0
0
16605
Innovator ETFS TR S&P 500 Power Buffer ETF
S&P 500 PWRETF
45782C797
1233020
41005
SH
SOLE
0
0
41005
Innovator S&P 500 Buffer
S&P 500 BUFFER
45782C755
464009
15184
SH
SOLE
0
0
15184
Innovator S&P 500 PWR Buffer
COM
45782C870
380222
13545
SH
SOLE
0
0
13545
Innovator S&P 500 Pwr Buffer
S&P 500 POWER
45782C573
1252643
41492
SH
SOLE
0
0
41492
Innovator S&P 500 PWR Buffer ETF Mary
COM
45782C318
372024
13244
SH
SOLE
0
0
13244
Innovator S&P 500 Pwr ETF-June
COM
45782C748
284085
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SH
SOLE
0
0
9556
Innovator S&P 500 PwrBuff Dec
S&P 500 PWR BU
45782C540
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49682
SH
SOLE
0
0
49682
Innovator TR Equity Pwr Buffer July
US EQTY PWR BUF
45782C813
328135
10869
SH
SOLE
0
0
10869
Innovator TR Equity Pwr Buffer Sept
US EQTY PWR BUF
45782C656
258154
8825
SH
SOLE
0
0
8825
International Business Machines
COM
459200101
1083162
7688
SH
SOLE
0
0
7688
Invesco BulletShares 2024 Corp Bd ETF
BULSHS 2024 CB
46138J841
638623
31175
SH
SOLE
0
0
31175
Invesco Bulletshares 2025
BULSHS 2025 CB
46138J825
330618
16416
SH
SOLE
0
0
16416
Invesco Clean Energy
WILDERHIL CLAN
46137V134
501549
13085
SH
SOLE
0
0
13085
ISHARES 1-3 R TREAS BD ETF
1 3 YR TREAS BD
464287457
3904439
48102
SH
SOLE
0
0
48102
iShares Core S&P 500 ETF
CORE S&P500 ETF
464287200
75733725
197115
SH
SOLE
0
0
197115
iShares Core S&P Mid-Cap ETF
CORE S&P MCP ETF
464287507
28847076
119257
SH
SOLE
0
0
119257
IShares MSCI 400 Social ETF
COM
464288570
872392
12152
SH
SOLE
0
0
12152
iShares MSCI ACWI Index ETF
MSCI ACWI ETF
464288257
2850270
33580
SH
SOLE
0
0
33580
iShares MSCI EAFE ETF
MSCI EAFE ETF
464287465
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25047
SH
SOLE
0
0
25047
iShares MSCI Emerging Markets ETF
MSCI EMG MKT ETF
464287234
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30006
SH
SOLE
0
0
30006
Ishares Russell 1000 ETF
RUS 1000 ETF
464287622
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23711
SH
SOLE
0
0
23711
iShares Russell 1000 Growth ETF
RUS 1000 GRW ETF
464287614
12439846
58065
SH
SOLE
0
0
58065
iShares Russell 1000 Value ETF
RUS 1000 VAL ETF
464287598
11956086
78840
SH
SOLE
0
0
78840
iShares Russell Mid-Cap ETF
RUS MID CP ETF
464287499
2050750
30404
SH
SOLE
0
0
30404
iShares Russell Mid-Cap Growth ETF
RUS MD CP GR ETF
464287481
510211
6103
SH
SOLE
0
0
6103
iShares S&P 500 Growth
S&P 500 GRWT ETF
464287309
1623960
27760
SH
SOLE
0
0
27760
iShares S&P 500 Value ETF
S&P 500 VAL ETF
464287408
2337513
16113
SH
SOLE
0
0
16113
ISHARES TR 3 7 YR TREAS BD ETF
3 7 YR Treas BD
464288661
4169933
36295
SH
SOLE
0
0
36295
ISHARES TR 7-10 YR TREAS BD ETF
7-10 YR TRSY BD
464287440
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28329
SH
SOLE
0
0
28329
ISHARES TR BARCLAYS 20 YR TREAS BD ETF
20 YR TR BD ETF
464287432
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7443
SH
SOLE
0
0
7443
ISHARES TR BIOTECHNOLOGY ETF
ISHARES BIOTECH
464287556
268619
2046
SH
SOLE
0
0
2046
ISHARES TR CORE HIGH DIVID ETF
CORE HIGH DV ETF
46429B663
326897
3136
SH
SOLE
0
0
3136
ISHARES TR CORE MSCI EAFE ETF
CORE MSCI EAFE
46432F842
218391
3543
SH
SOLE
0
0
3543
ISHARES TR ESG 1-5 YR CORPORATE BD ETF
ESG AWRE 1 5 YR
46435G243
346400
14573
SH
SOLE
0
0
14573
ISHARES TR ESG AWARE U S AGGREGATE BD ETF
ESG AWR US AGRGT
46435U549
532041
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SH
SOLE
0
0
11383
IShares TR Russell 2000
RUSSELL 2000 ETF
464287655
241140
1383
SH
SOLE
0
0
1383
Ishares TR Russell Mid Cap Value
RUS MDCP VAL ETF
464287473
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SH
SOLE
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7753
IsharesMSCI USA ESG Select ETF
MSCI USA ESG SLC
464288802
610897
7421
SH
SOLE
0
0
7421
Johnson & Johnson
COM
478160104
942428
5335
SH
SOLE
0
0
5335
JP Morgan Chase
COM
46625H100
570193
4252
SH
SOLE
0
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4252
Lam Research Corp
COM
512807108
284963
678
SH
SOLE
0
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678
Lilly Eli & Co
COM
532457108
387425
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SH
SOLE
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1059
McDonalds Corp
COM
580135101
307803
1168
SH
SOLE
0
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1168
Merck & Co
COM
58933Y105
1078989
9725
SH
SOLE
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0
9725
Microsoft Corp
COM
594918104
1298865
5416
SH
SOLE
0
0
5416
NEXTERA ENERGY INC COM
COM
65339F101
294941
3528
SH
SOLE
0
0
3528
Nushares ESG Mid Cap Value
NUVEEN ESG MIDVL
67092P508
513000
17244
SH
SOLE
0
0
17244
Oracle Corp
COM
68389X105
345842
4231
SH
SOLE
0
0
4231
PepsiCo
COM
713448108
832319
4607
SH
SOLE
0
0
4607
PFIZER INC COM
COM
717081103
459367
8965
SH
SOLE
0
0
8965
PowerShares QQQ ETF
UNIT SER 1
73935A104
2783159
10452
SH
SOLE
0
0
10452
PowerShares Water Resources ETF
WATER RES PORT
73935X575
1036160
20104
SH
SOLE
0
0
20104
Proctor & Gamble
COM
742718109
1020757
6735
SH
SOLE
0
0
6735
RAYTHEON TECHNOLOGIES CORP COM
COM
75513E101
268447
2660
SH
SOLE
0
0
2660
Rydex Guggenheim S&P 500 Equal Weight ETF
GUG S&P 500 EQ WT
78355W106
7578163
53651
SH
SOLE
0
0
53651
Schwab Strategic Large Cap Gwth
US LCAP GR ETF
808524300
479483
8630
SH
SOLE
0
0
8630
Schwab Strategic US Large Cap
US LRG CAP ETF
808524201
234599
5196
SH
SOLE
0
0
5196
Select Sector SPDR TR
TECHNOLOGY
81369Y803
1304007
10479
SH
SOLE
0
0
10479
Select Sector SPDR TR
SBI INT-UTILS
81369Y886
349046
4951
SH
SOLE
0
0
4951
Select Sector SPDR TR
FINANCIAL
81369Y605
215186
6292
SH
SOLE
0
0
6292
Select Sector SPDR TR Energy
ENERGY
81369Y506
1662455
19006
SH
SOLE
0
0
19006
SOUTHERN CO COM
COM
842587107
228084
3194
SH
SOLE
0
0
3194
SPDR Gold ETF
GOLD SHS
78463V107
956770
5640
SH
SOLE
0
0
5640
SPDR Index S&P Emerging Mkts ETF
PORTFOLIO EMG MK
78463X509
773802
23477
SH
SOLE
0
0
23477
SPDR S&P 400 MID CAP
PORTFOLIO MD ETF
78464A847
9684645
227874
SH
SOLE
0
0
227874
SPDR S&P 500 ETF
TR UNIT
78462F103
31681005
82841
SH
SOLE
0
0
82841
SPDR S&P 500 ETF
PORTFOLIO LR ETF
78464A854
15734319
349807
SH
SOLE
0
0
349807
SPDR S&P 500 FOSSIL
SPDR S&P500 ETF
78468R796
9577243
102595
SH
SOLE
0
0
102595
SPDR S&P 500 VALUE ETF
PRTFLO S&P500 VL
78464A508
5813199
149478
SH
SOLE
0
0
149478
SPDR S&P Mid-Cap 400 ETF
UTSER1 S&PDCRP
78467Y107
5500337
12422
SH
SOLE
0
0
12422
SPDR SER TR S&P 400 MID CAP GROWTH ETF
S&P 400 MDCP GRW
78464A821
200267
3065
SH
SOLE
0
0
3065
SPDR SER TR S&P 500 ESG ETF
S&P 500 ESG ETF
78468R531
542165
14789
SH
SOLE
0
0
14789
SPDR SER TR S&P METALS & MNG ETF
S&P METALS MNG
78464A755
1033956
20758
SH
SOLE
0
0
20758
SPDR TR S&P 500 Growth
PRTFLO S&P500 GW
78464A409
3027330
59746
SH
SOLE
0
0
59746
STANDARD LITHIUM CP
COM
853606101
177362
62650
SH
SOLE
0
0
62650
Thermo Fisher Scientific
COM
883556102
245608
446
SH
SOLE
0
0
446
TRANE TECHNOLOGIES PLC SHS
SHS
G8994E103
213979
1273
SH
SOLE
0
0
1273
TRI CONTL CORP COM
COM
895436103
443425
17301
SH
SOLE
0
0
17301
UNION PAC CORP COM
COM
907818108
241444
1166
SH
SOLE
0
0
1166
Vanguard Growth ETF
GROWTH ETF
922908736
1120959
5260
SH
SOLE
0
0
5260
VANGUARD INDEX FDS MID-CAP VALUE ETF
MCAP VL IDXVIP
922908512
239916
1774
SH
SOLE
0
0
1774
VANGUARD INDEX FDS VANGUARD TOTAL STK MKT ETF
TOTAL STK MKT
922908769
423486
2215
SH
SOLE
0
0
2215
Vanguard Intl Equity Emerging Mkts ETF
FTSE EMR MKT ETF
922042858
225772
5792
SH
SOLE
0
0
5792
VANGUARD LARGE CAP ETF
LARGE CAP ETF
922908637
513890
2950
SH
SOLE
0
0
2950
Vanguard Mid-Cap ETF
MID CAP ETF
922908629
4246178
20834
SH
SOLE
0
0
20834
Vanguard Russell 1000 Index
VNG RUS1000IDX
92206C730
543343
3118
SH
SOLE
0
0
3118
Vanguard S&P 500 ETF
S&P500 ETF SHS
922908363
855864
2436
SH
SOLE
0
0
2436
Vanguard Value ETF
VALUE ETF
922908744
1053336
7504
SH
SOLE
0
0
7504
Vanguard Whitehall High Div Yld ETF
HIGH DIV YLD
921946406
1139668
10532
SH
SOLE
0
0
10532
Walt Disney Company
COM
254687106
407902
4695
SH
SOLE
0
0
4695
Wedbush Video Game Tech ETF
WEDBUSH VID GAME
26924G706
237402
4286
SH
SOLE
0
0
4286
World Gold TR Minishares ETF
SWPD GLD MINIS
98149E204
5369438
148368
SH
SOLE
0
0
148368
Zomedica Corp
COM
98980M109
3318
20353
SH
SOLE
0
0
20353