The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579Y101 784,000 3,987 SH   SOLE   0 0 3,987
Alliant Energy COM 018802108 276,000 6,528 SH   SOLE   0 0 6,528
Alphabet Inc Cap Stk Class A CAP STK CL A 02079K305 412,000 365 SH   SOLE   0 0 365
Alphabet Inc Cap Stk Class C CAP STK CL C 02079K107 362,000 324 SH   SOLE   0 0 324
Altria Group COM 02209S103 207,000 3,637 SH   SOLE   0 0 3,637
Amazon Com Inc COM 023135106 2,278,000 1,340 SH   SOLE   0 0 1,340
Amgen COM 031162100 400,000 2,169 SH   SOLE   0 0 2,169
Apple Inc COM 037833100 684,000 3,695 SH   SOLE   0 0 3,695
AT&T COM 00206R102 223,000 6,931 SH   SOLE   0 0 6,931
Berkshire Hathaway B CL B NEW 084670702 781,000 4,186 SH   SOLE   0 0 4,186
Boeing COM 097023105 219,000 654 SH   SOLE   0 0 654
Claymore Guggenheim BulletShares 2019 Corp Bd ETF GUG BULL2019 E 18383M522 531,000 25,304 SH   SOLE   0 0 25,304
Claymore Guggenheim BulletShares 2020 Corp Bd ETF GUG BULL2020 E 18383M514 598,000 28,402 SH   SOLE   0 0 28,402
Claymore Guggenheim BulletShares 2021 Corp Bd ETF GUGG BULSCH 2021 18383M266 721,000 34,740 SH   SOLE   0 0 34,740
Claymore Guggenheim BulletShares 2022 Corp Bd ETF GUGG BULSH 2022 18383M258 621,000 30,073 SH   SOLE   0 0 30,073
Claymore Guggenheim BulletShares 2023 Corp Bd ETF 2023 CORP BOND 18383M241 530,000 26,230 SH   SOLE   0 0 26,230
Coca-Cola COM 191216100 379,000 8,644 SH   SOLE   0 0 8,644
Colgate-Palmolive COM 194162103 613,000 9,457 SH   SOLE   0 0 9,457
Comcast Corp A CL A 20030N101 605,000 18,432 SH   SOLE   0 0 18,432
Deutsche MSCI EAFE Hedged Equity ETF XTRACK MSCI EAFE 233051200 3,637,000 115,818 SH   SOLE   0 0 115,818
Deutsche X-Trackers MSCI Europe Hedged Equity XTRACK MSCI EURP 233051853 565,000 20,122 SH   SOLE   0 0 20,122
DTE Energy COM 233331107 265,000 2,553 SH   SOLE   0 0 2,553
Ecolab COM 278865100 443,000 3,159 SH   SOLE   0 0 3,159
Express Scripts Holding COM 30219G108 303,000 3,920 SH   SOLE   0 0 3,920
Exxon Mobil COM 30231G102 506,000 6,114 SH   SOLE   0 0 6,114
First TR Low Duration Opportunities ETF FST LOW OPPT EFT 33739Q200 2,006,000 39,202 SH   SOLE   0 0 39,202
Ford Motor Company COM 345370860 126,000 11,396 SH   SOLE   0 0 11,396
General Electric COM 369604103 154,000 11,324 SH   SOLE   0 0 11,324
Home Depot Inc COM 437076102 219,000 1,122 SH   SOLE   0 0 1,122
Intel Corp COM 458140100 457,000 9,184 SH   SOLE   0 0 9,184
International Business Machines COM 459200101 322,000 2,308 SH   SOLE   0 0 2,308
iShares Core S&P 500 ETF CORE S&P500 ETF 464287200 8,059,000 29,514 SH   SOLE   0 0 29,514
iShares Core S&P Mid-Cap ETF CORE S&P MCP ETF 464287507 9,370,000 48,104 SH   SOLE   0 0 48,104
iShares MSCI ACWI Index ETF MSCI ACWI ETF 464288257 2,567,000 36,098 SH   SOLE   0 0 36,098
iShares MSCI EAFE ETF MSCI EAFE ETF 464287465 1,417,000 21,157 SH   SOLE   0 0 21,157
iShares MSCI Emerging Markets ETF MSCI EMG MKT ETF 464287234 2,020,000 46,622 SH   SOLE   0 0 46,622
iShares Russell 1000 Growth ETF RUS 1000 GRW ETF 464287614 12,856,000 89,402 SH   SOLE   0 0 89,402
iShares Russell 1000 Value ETF RUS 1000 VAL ETF 464287598 7,268,000 59,881 SH   SOLE   0 0 59,881
iShares Russell 2000 ETF RUS 2000 ETF 464287655 936,000 5,714 SH   SOLE   0 0 5,714
iShares Russell Mid-Cap ETF RUS MID CP ETF 464287499 284,000 1,340 SH   SOLE   0 0 1,340
iShares Russell Mid-Cap Growth ETF RUS MD CP GR ETF 464287481 289,000 2,278 SH   SOLE   0 0 2,278
iShares S&P 500 Growth S&P 500 GRWT ETF 464287309 1,128,000 6,938 SH   SOLE   0 0 6,938
iShares S&P 500 Value ETF S&P 500 VAL ETF 464287408 417,000 3,782 SH   SOLE   0 0 3,782
Ishares TR Russell Mid-Cap Value ETF RUS MDCP VAL ETF 464287473 247,000 2,794 SH   SOLE   0 0 2,794
Johnson & Johnson COM 478160104 644,000 5,309 SH   SOLE   0 0 5,309
JP Morgan Chase COM 46625H100 485,000 4,650 SH   SOLE   0 0 4,650
Lam Research Corp COM 512807108 303,000 1,755 SH   SOLE   0 0 1,755
MBT Financial Corp COM 578877102 190,000 17,808 SH   SOLE   0 0 17,808
McDonalds Corp COM 580135101 391,000 2,495 SH   SOLE   0 0 2,495
Merck & Co COM 58933Y105 456,000 7,514 SH   SOLE   0 0 7,514
Microsoft Corp COM 594918104 487,000 4,942 SH   SOLE   0 0 4,942
NextEra Energy COM 65339F101 413,000 2,472 SH   SOLE   0 0 2,472
Oracle Corp COM 68389X105 231,000 5,244 SH   SOLE   0 0 5,244
PepsiCo COM 713448108 649,000 5,962 SH   SOLE   0 0 5,962
PowerShares QQQ ETF UNIT SER 1 73935A104 362,000 2,109 SH   SOLE   0 0 2,109
PowerShares Water Resources ETF WATER RES PORT 73935X575 466,000 15,431 SH   SOLE   0 0 15,431
Proctor & Gamble COM 742718109 263,000 3,374 SH   SOLE   0 0 3,374
Rydex Guggenheim S&P 500 Equal Weight ETF GUG S&P 500 EQ WT 78355W106 8,540,000 83,817 SH   SOLE   0 0 83,817
SPDR Gold ETF GOLD SHS 78463V107 1,208,000 10,178 SH   SOLE   0 0 10,178
SPDR S&P 500 ETF TR UNIT 78462F103 56,407,000 207,930 SH   SOLE   0 0 207,930
SPDR S&P Mid-Cap 400 ETF UTSER1 S&PDCRP 78467Y107 22,731,000 64,028 SH   SOLE   0 0 64,028
UBS Alerian MLP Infrastructure ETN ALERIAN INFRST 902641646 220,000 9,609 SH   SOLE   0 0 9,609
Vanguard FTSE Developed Markets ETF FTSE DEV MKT ETF 921943858 296,000 6,899 SH   SOLE   0 0 6,899
Vanguard Growth ETF GROWTH ETF 922908736 485,000 3,236 SH   SOLE   0 0 3,236
Vanguard Mid-Cap ETF MID CAP ETF 922908629 416,000 2,638 SH   SOLE   0 0 2,638
Vanguard Total Stock Market ETF TOT STK MKT 922908769 208,000 1,480 SH   SOLE   0 0 1,480
Vanguard Value ETF VALUE ETF 922908744 548,000 5,281 SH   SOLE   0 0 5,281
Verizon COM 92343V104 208,000 4,143 SH   SOLE   0 0 4,143
Walt Disney Company COM 254687106 511,000 4,871 SH   SOLE   0 0 4,871