The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,739,796 6,520 SH   SOLE   6,020 0 500
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   165,440 620 SH   OTR   620 0 0
LINDE PLC SHS G5494J103   581,252 1,782 SH   SOLE   1,782 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   198,343 363 SH   SOLE   363 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   19,124 35 SH   OTR   35 0 0
AFLAC INC COM 001055102   437,898 6,087 SH   SOLE   6,087 0 0
AFLAC INC COM 001055102   32,732 455 SH   OTR   455 0 0
AT&T INC COM 00206R102   500,383 27,180 SH   SOLE   25,724 0 1,456
AT&T INC COM 00206R102   65,539 3,560 SH   OTR   3,560 0 0
ABBOTT LABS COM 002824100   1,011,605 9,214 SH   SOLE   9,174 0 40
ABBOTT LABS COM 002824100   52,150 475 SH   OTR   475 0 0
ABBVIE INC COM 00287Y109   1,989,257 12,309 SH   SOLE   12,309 0 0
ABBVIE INC COM 00287Y109   125,086 774 SH   OTR   774 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   458,017 1,361 SH   SOLE   1,361 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   21,874 65 SH   OTR   65 0 0
AGILENT TECHNOLOGIES INC COM 00846U101   498,933 3,334 SH   SOLE   3,334 0 0
AGILENT TECHNOLOGIES INC COM 00846U101   23,944 160 SH   OTR   160 0 0
AIR PRODS & CHEMS INC COM 009158106   502,155 1,629 SH   SOLE   1,629 0 0
AIR PRODS & CHEMS INC COM 009158106   35,449 115 SH   OTR   115 0 0
ALLIANT ENERGY CORP COM 018802108   226,361 4,100 SH   SOLE   4,100 0 0
ALLIANT ENERGY CORP COM 018802108   16,563 300 SH   OTR   300 0 0
ALLSTATE CORP COM 020002101   279,471 2,061 SH   SOLE   1,986 0 75
ALPHABET INC CAP STK CL C 02079K107   200,618 2,261 SH   SOLE   2,261 0 0
ALPHABET INC CAP STK CL A 02079K305   2,624,048 29,741 SH   SOLE   29,741 0 0
ALPHABET INC CAP STK CL A 02079K305   136,756 1,550 SH   OTR   1,550 0 0
AMAZON COM INC COM 023135106   1,801,464 21,446 SH   SOLE   21,446 0 0
AMAZON COM INC COM 023135106   63,420 755 SH   OTR   755 0 0
AMERICAN EXPRESS CO COM 025816109   1,087,440 7,360 SH   SOLE   7,360 0 0
AMERICAN EXPRESS CO COM 025816109   8,865 60 SH   OTR   60 0 0
AMERIPRISE FINL INC COM 03076C106   312,926 1,005 SH   SOLE   1,005 0 0
AMERIPRISE FINL INC COM 03076C106   12,454 40 SH   OTR   40 0 0
AMGEN INC COM 031162100   1,014,315 3,862 SH   SOLE   3,562 0 300
AMGEN INC COM 031162100   111,622 425 SH   OTR   425 0 0
ANR INC RIGHT 03/31/2023 03634H118   113 15,154 SH   SOLE   15,154 0 0
APPLE INC COM 037833100   6,693,343 51,515 SH   SOLE   51,515 0 0
APPLE INC COM 037833100   233,224 1,795 SH   OTR   1,795 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   214,735 899 SH   SOLE   899 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   83,601 350 SH   OTR   350 0 0
AUTONATION INC COM 05329W102   296,577 2,764 SH   SOLE   2,764 0 0
AUTONATION INC COM 05329W102   28,112 262 SH   OTR   262 0 0
AUTOZONE INC COM 053332102   466,108 189 SH   SOLE   189 0 0
AUTOZONE INC COM 053332102   24,661 10 SH   OTR   10 0 0
BANK AMERICA CORP COM 060505104   903,248 27,272 SH   SOLE   26,872 0 400
BANK AMERICA CORP COM 060505104   57,463 1,735 SH   OTR   1,735 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,749,609 5,664 SH   SOLE   5,664 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   271,832 880 SH   OTR   880 0 0
BLACKROCK INC COM 09247X101   1,032,473 1,457 SH   SOLE   1,457 0 0
BLACKROCK INC COM 09247X101   63,776 90 SH   OTR   90 0 0
BLACKSTONE INC COM 09260D107   229,766 3,097 SH   SOLE   3,097 0 0
BLACKSTONE INC COM 09260D107   11,128 150 SH   OTR   150 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   1,270,465 17,657 SH   SOLE   17,007 0 650
BRISTOL-MYERS SQUIBB CO COM 110122108   170,161 2,365 SH   OTR   2,365 0 0
BROADCOM INC COM 11135F101   998,606 1,786 SH   SOLE   1,761 0 25
BROADCOM INC COM 11135F101   33,547 60 SH   OTR   60 0 0
CME GROUP INC COM 12572Q105   164,796 980 SH   SOLE   980 0 0
CME GROUP INC COM 12572Q105   37,836 225 SH   OTR   225 0 0
CVS HEALTH CORP COM 126650100   805,161 8,640 SH   SOLE   8,640 0 0
CVS HEALTH CORP COM 126650100   32,150 345 SH   OTR   345 0 0
CHEVRON CORP NEW COM 166764100   3,153,998 17,572 SH   SOLE   17,244 0 328
CHEVRON CORP NEW COM 166764100   157,053 875 SH   OTR   875 0 0
CISCO SYS INC COM 17275R102   724,757 15,213 SH   SOLE   13,128 0 2,085
CISCO SYS INC COM 17275R102   94,803 1,990 SH   OTR   1,990 0 0
CINTAS CORP COM 172908105   352,263 780 SH   SOLE   780 0 0
COCA COLA CO COM 191216100   1,072,019 16,853 SH   SOLE   16,703 0 150
COCA COLA CO COM 191216100   60,429 950 SH   OTR   950 0 0
COLGATE PALMOLIVE CO COM 194162103   378,585 4,805 SH   SOLE   4,805 0 0
COLGATE PALMOLIVE CO COM 194162103   35,455 450 SH   OTR   450 0 0
COMCAST CORP NEW CL A 20030N101   389,111 11,127 SH   SOLE   11,127 0 0
COMCAST CORP NEW CL A 20030N101   17,834 510 SH   OTR   510 0 0
CORTEVA INC COM 22052L104   511,033 8,694 SH   SOLE   8,694 0 0
CORTEVA INC COM 22052L104   7,641 130 SH   OTR   130 0 0
CROWN CASTLE INC COM 22822V101   270,466 1,994 SH   SOLE   1,994 0 0
CROWN CASTLE INC COM 22822V101   18,311 135 SH   OTR   135 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200   1,462,984 45,392 SH   SOLE   45,392 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200   64,621 2,005 SH   OTR   1,730 275 0
DANAHER CORPORATION COM 235851102   203,577 767 SH   SOLE   767 0 0
DISNEY WALT CO COM 254687106   883,656 10,171 SH   SOLE   10,159 0 12
DISNEY WALT CO COM 254687106   38,661 445 SH   OTR   445 0 0
DOMINION ENERGY INC COM 25746U109   646,189 10,537 SH   SOLE   9,612 0 925
DOMINION ENERGY INC COM 25746U109   23,608 385 SH   OTR   385 0 0
DOVER CORP COM 260003108   255,654 1,888 SH   SOLE   1,888 0 0
DOVER CORP COM 260003108   7,447 55 SH   OTR   55 0 0
DOW INC COM 260557103   312,317 6,198 SH   SOLE   6,198 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   232,963 2,262 SH   SOLE   1,662 0 600
DUPONT DE NEMOURS INC COM 26614N102   346,993 5,056 SH   SOLE   5,056 0 0
EMERSON ELEC CO COM 291011104   370,119 3,853 SH   SOLE   3,753 0 100
EMERSON ELEC CO COM 291011104   12,007 125 SH   OTR   125 0 0
EXXON MOBIL CORP COM 30231G102   1,200,410 10,883 SH   SOLE   10,683 0 200
EXXON MOBIL CORP COM 30231G102   298,913 2,710 SH   OTR   2,710 0 0
META PLATFORMS INC CL A 30303M102   654,047 5,435 SH   SOLE   5,435 0 0
META PLATFORMS INC CL A 30303M102   14,440 120 SH   OTR   120 0 0
FISERV INC COM 337738108   658,572 6,516 SH   SOLE   6,516 0 0
FISERV INC COM 337738108   21,730 215 SH   OTR   215 0 0
FLEXSHARES TR IBOXX 5YR TRGT 33939L605   2,461,959 104,232 SH   SOLE   104,232 0 0
FLEXSHARES TR IBOXX 5YR TRGT 33939L605   98,141 4,155 SH   OTR   3,330 825 0
GENERAL DYNAMICS CORP COM 369550108   700,166 2,822 SH   SOLE   2,422 0 400
GENERAL DYNAMICS CORP COM 369550108   324,279 1,307 SH   OTR   1,307 0 0
GILEAD SCIENCES INC COM 375558103   411,822 4,797 SH   SOLE   4,797 0 0
HESS CORP COM 42809H107   346,608 2,444 SH   SOLE   2,444 0 0
HOME DEPOT INC COM 437076102   2,005,395 6,349 SH   SOLE   5,819 0 530
HOME DEPOT INC COM 437076102   369,556 1,170 SH   OTR   1,170 0 0
HONEYWELL INTL INC COM 438516106   929,204 4,336 SH   SOLE   4,336 0 0
HONEYWELL INTL INC COM 438516106   65,361 305 SH   OTR   305 0 0
ILLINOIS TOOL WKS INC COM 452308109   341,905 1,552 SH   SOLE   792 0 760
ILLINOIS TOOL WKS INC COM 452308109   157,514 715 SH   OTR   715 0 0
INTEL CORP COM 458140100   215,615 8,158 SH   SOLE   8,128 0 30
INTEL CORP COM 458140100   16,518 625 SH   OTR   625 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   468,015 4,562 SH   SOLE   4,562 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   376,035 2,669 SH   SOLE   2,669 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   47,198 335 SH   OTR   335 0 0
INTUIT COM 461202103   304,759 783 SH   SOLE   783 0 0
ISHARES TR CORE US AGGBD ET 464287226   12,349,251 127,325 SH   SOLE   127,230 0 95
ISHARES TR CORE US AGGBD ET 464287226   304,548 3,140 SH   OTR   2,990 150 0
ISHARES TR MSCI EMG MKT ETF 464287234   701,529 18,510 SH   SOLE   18,510 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   21,792 575 SH   OTR   575 0 0
ISHARES TR IBOXX INV CP ETF 464287242   6,051,892 57,402 SH   SOLE   57,402 0 0
ISHARES TR IBOXX INV CP ETF 464287242   171,850 1,630 SH   OTR   1,455 175 0
ISHARES TR S&P 500 GRWT ETF 464287309   277,582 4,745 SH   SOLE   4,745 0 0
ISHARES TR S&P 500 VAL ETF 464287408   335,837 2,315 SH   SOLE   2,315 0 0
ISHARES TR MSCI EAFE ETF 464287465   4,704,024 71,664 SH   SOLE   71,554 0 110
ISHARES TR MSCI EAFE ETF 464287465   298,924 4,554 SH   OTR   4,444 110 0
ISHARES TR RUS MID CAP ETF 464287499   4,267,291 63,266 SH   SOLE   63,218 0 48
ISHARES TR RUS MID CAP ETF 464287499   212,737 3,154 SH   OTR   3,094 60 0
ISHARES TR US CONSUM DISCRE 464287580   180,107 3,162 SH   SOLE   3,162 0 0
ISHARES TR US CONSUM DISCRE 464287580   113,920 2,000 SH   OTR   2,000 0 0
ISHARES TR RUS 1000 ETF 464287622   257,887 1,225 SH   SOLE   1,225 0 0
ISHARES TR RUS 1000 ETF 464287622   101,681 483 SH   OTR   483 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   2,555,943 14,659 SH   SOLE   14,639 0 20
ISHARES TR RUSSELL 2000 ETF 464287655   153,785 882 SH   OTR   882 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   3,955,247 17,923 SH   SOLE   17,923 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   637,985 2,891 SH   OTR   2,891 0 0
ISHARES TR U.S. TECH ETF 464287721   263,098 3,532 SH   SOLE   3,532 0 0
ISHARES TR U.S. TECH ETF 464287721   89,388 1,200 SH   OTR   1,200 0 0
ISHARES TR US INDUSTRIALS 464287754   206,713 2,143 SH   SOLE   2,143 0 0
ISHARES TR US INDUSTRIALS 464287754   33,568 348 SH   OTR   348 0 0
ISHARES TR U.S. FINLS ETF 464287788   824,358 10,923 SH   SOLE   10,923 0 0
ISHARES TR U.S. FINLS ETF 464287788   82,715 1,096 SH   OTR   1,096 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   622,491 5,970 SH   SOLE   5,970 0 0
ISHARES TR IBOXX HI YD ETF 464288513   626,075 8,503 SH   SOLE   8,503 0 0
ISHARES TR IBOXX HI YD ETF 464288513   74,366 1,010 SH   OTR   1,010 0 0
ISHARES TR MBS ETF 464288588   240,500 2,593 SH   SOLE   2,593 0 0
ISHARES TR MBS ETF 464288588   106,198 1,145 SH   OTR   1,145 0 0
ISHARES TR BROAD USD HIGH 46435U853   3,457,419 100,128 SH   SOLE   100,128 0 0
ISHARES TR BROAD USD HIGH 46435U853   172,477 4,995 SH   OTR   4,855 140 0
JPMORGAN CHASE & CO COM 46625H100   1,566,153 11,679 SH   SOLE   11,582 0 97
JPMORGAN CHASE & CO COM 46625H100   180,632 1,347 SH   OTR   1,347 0 0
JOHNSON & JOHNSON COM 478160104   1,545,510 8,749 SH   SOLE   8,749 0 0
JOHNSON & JOHNSON COM 478160104   111,819 633 SH   OTR   633 0 0
KIMBERLY-CLARK CORP COM 494368103   68,146 502 SH   SOLE   502 0 0
KIMBERLY-CLARK CORP COM 494368103   190,050 1,400 SH   OTR   1,400 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   1,020,853 4,903 SH   SOLE   4,903 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   91,612 440 SH   OTR   440 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409   335,088 1,423 SH   SOLE   1,423 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409   11,303 48 SH   OTR   48 0 0
LILLY ELI & CO COM 532457108   1,660,181 4,538 SH   SOLE   4,538 0 0
LILLY ELI & CO COM 532457108   109,752 300 SH   OTR   300 0 0
LOWES COS INC COM 548661107   551,894 2,770 SH   SOLE   2,770 0 0
MARATHON PETE CORP COM 56585A102   879,908 7,560 SH   SOLE   7,560 0 0
MARATHON PETE CORP COM 56585A102   52,375 450 SH   OTR   450 0 0
MASTERCARD INCORPORATED CL A 57636Q104   832,117 2,393 SH   SOLE   2,393 0 0
MASTERCARD INCORPORATED CL A 57636Q104   20,863 60 SH   OTR   60 0 0
MCDONALDS CORP COM 580135101   2,973,672 11,284 SH   SOLE   11,244 0 40
MCDONALDS CORP COM 580135101   79,059 300 SH   OTR   300 0 0
MERCK & CO INC COM 58933Y105   1,622,310 14,622 SH   SOLE   14,522 0 100
MERCK & CO INC COM 58933Y105   81,548 735 SH   OTR   735 0 0
MICROSOFT CORP COM 594918104   6,955,361 29,002 SH   SOLE   28,447 0 555
MICROSOFT CORP COM 594918104   708,668 2,955 SH   OTR   2,955 0 0
MOLINA HEALTHCARE INC COM 60855R100   346,400 1,049 SH   SOLE   1,049 0 0
MONDELEZ INTL INC CL A 609207105   778,338 11,678 SH   SOLE   11,528 0 150
MONDELEZ INTL INC CL A 609207105   15,662 235 SH   OTR   235 0 0
MORGAN STANLEY COM NEW 617446448   1,281,676 15,075 SH   SOLE   14,925 0 150
MORGAN STANLEY COM NEW 617446448   47,611 560 SH   OTR   560 0 0
NEXTERA ENERGY INC COM 65339F101   2,182,628 26,108 SH   SOLE   25,508 0 600
NEXTERA ENERGY INC COM 65339F101   412,984 4,940 SH   OTR   4,940 0 0
NORFOLK SOUTHN CORP COM 655844108   848,670 3,444 SH   SOLE   2,494 0 950
NUVEEN VIRGINIA QLTY MUNCPL COM 67064R102   118,284 10,599 SH   SOLE   8,599 0 2,000
NVIDIA CORPORATION COM 67066G104   2,024,623 13,854 SH   SOLE   13,854 0 0
NVIDIA CORPORATION COM 67066G104   70,147 480 SH   OTR   480 0 0
ORACLE CORP COM 68389X105   1,126,050 13,776 SH   SOLE   12,776 0 1,000
ORACLE CORP COM 68389X105   173,697 2,125 SH   OTR   2,125 0 0
PEPSICO INC COM 713448108   766,133 4,240 SH   SOLE   4,240 0 0
PEPSICO INC COM 713448108   386,431 2,139 SH   OTR   2,139 0 0
PFIZER INC COM 717081103   576,142 11,244 SH   SOLE   11,044 0 200
PFIZER INC COM 717081103   84,136 1,642 SH   OTR   1,642 0 0
PHILIP MORRIS INTL INC COM 718172109   478,824 4,731 SH   SOLE   4,731 0 0
PROCTER AND GAMBLE CO COM 742718109   2,333,841 15,398 SH   SOLE   15,025 0 373
PROCTER AND GAMBLE CO COM 742718109   184,145 1,215 SH   OTR   1,215 0 0
PROLOGIS INC. COM 74340W103   1,045,796 9,277 SH   SOLE   9,277 0 0
PROLOGIS INC. COM 74340W103   30,775 273 SH   OTR   273 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   248,266 4,052 SH   SOLE   4,052 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   7,658 125 SH   OTR   125 0 0
PUBLIC STORAGE COM 74460D109   373,213 1,332 SH   SOLE   1,332 0 0
PUBLIC STORAGE COM 74460D109   15,970 57 SH   OTR   57 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,853,310 7,461 SH   SOLE   7,461 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   136,909 358 SH   OTR   358 0 0
SPDR GOLD TR GOLD SHS 78463V107   446,492 2,632 SH   SOLE   2,632 0 0
SPDR SER TR PORT MTG BK ETF 78464A383   5,864,967 270,275 SH   SOLE   270,275 0 0
SPDR SER TR PORT MTG BK ETF 78464A383   184,450 8,500 SH   OTR   8,105 395 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   2,851,125 63,627 SH   SOLE   63,057 0 570
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   54,220 1,210 SH   OTR   1,210 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,778,975 32,019 SH   SOLE   32,019 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   100,008 1,800 SH   OTR   1,170 630 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,050,378 15,910 SH   SOLE   15,910 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   130,059 1,970 SH   OTR   1,315 655 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,598,456 24,363 SH   SOLE   24,363 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   20,995 320 SH   OTR   320 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   3,038,695 75,011 SH   SOLE   75,011 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   81,830 2,020 SH   OTR   1,930 90 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   1,439,988 60,836 SH   SOLE   60,836 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   59,766 2,525 SH   OTR   2,455 70 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   3,229,788 42,756 SH   SOLE   42,756 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   49,478 655 SH   OTR   655 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   6,157,553 191,169 SH   SOLE   190,094 0 1,075
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   54,434 1,690 SH   OTR   1,690 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   3,262,149 71,460 SH   SOLE   71,460 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   955,464 12,300 SH   SOLE   12,300 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   13,205 170 SH   OTR   170 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   2,874,314 21,158 SH   SOLE   21,158 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   27,849 205 SH   OTR   205 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   1,516,943 20,348 SH   SOLE   20,348 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   24,601 330 SH   OTR   330 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   1,734,231 13,427 SH   SOLE   13,427 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   21,957 170 SH   OTR   170 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,172,447 13,404 SH   SOLE   13,404 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   19,068 218 SH   OTR   218 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   2,018,620 59,024 SH   SOLE   59,024 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   19,665 575 SH   OTR   575 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   1,603,474 16,327 SH   SOLE   16,327 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   6,874 70 SH   OTR   70 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   5,193,752 41,737 SH   SOLE   41,562 0 175
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   49,153 395 SH   OTR   395 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   1,574,743 32,814 SH   SOLE   32,814 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   11,997 250 SH   OTR   250 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   266,117 7,206 SH   SOLE   7,206 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   675,249 9,578 SH   SOLE   9,578 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   25,380 360 SH   OTR   360 0 0
SEMPRA COM 816851109   221,146 1,431 SH   SOLE   1,431 0 0
SEMPRA COM 816851109   30,908 200 SH   OTR   200 0 0
SHERWIN WILLIAMS CO COM 824348106   672,593 2,834 SH   SOLE   2,834 0 0
SHERWIN WILLIAMS CO COM 824348106   44,855 189 SH   OTR   189 0 0
SOUTHERN CO COM 842587107   319,416 4,473 SH   SOLE   3,473 0 1,000
SOUTHERN CO COM 842587107   14,282 200 SH   OTR   200 0 0
SYNOPSYS INC COM 871607107   1,303,022 4,081 SH   SOLE   4,081 0 0
SYNOPSYS INC COM 871607107   39,911 125 SH   OTR   125 0 0
TJX COS INC NEW COM 872540109   1,118,141 14,047 SH   SOLE   14,047 0 0
TJX COS INC NEW COM 872540109   27,860 350 SH   OTR   350 0 0
TEXAS INSTRS INC COM 882508104   2,061,119 12,475 SH   SOLE   12,435 0 40
TEXAS INSTRS INC COM 882508104   66,914 405 SH   OTR   405 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   2,494,075 4,529 SH   SOLE   3,929 0 600
THERMO FISHER SCIENTIFIC INC COM 883556102   77,096 140 SH   OTR   140 0 0
3M CO COM 88579Y101   323,784 2,700 SH   SOLE   2,700 0 0
3M CO COM 88579Y101   23,984 200 SH   OTR   200 0 0
TRACTOR SUPPLY CO COM 892356106   622,491 2,767 SH   SOLE   2,767 0 0
TRACTOR SUPPLY CO COM 892356106   21,372 95 SH   OTR   95 0 0
UDR INC COM 902653104   153,758 3,970 SH   SOLE   1,810 0 2,160
UDR INC COM 902653104   125,485 3,240 SH   OTR   3,240 0 0
UNION PAC CORP COM 907818108   1,677,474 8,101 SH   SOLE   8,101 0 0
UNION PAC CORP COM 907818108   69,368 335 SH   OTR   335 0 0
UNITED PARCEL SERVICE INC CL B 911312106   950,209 5,466 SH   SOLE   5,426 0 40
UNITED PARCEL SERVICE INC CL B 911312106   27,814 160 SH   OTR   160 0 0
UNITEDHEALTH GROUP INC COM 91324P102   2,575,084 4,857 SH   SOLE   4,857 0 0
UNITEDHEALTH GROUP INC COM 91324P102   71,574 135 SH   OTR   135 0 0
VALERO ENERGY CORP COM 91913Y100   764,838 6,029 SH   SOLE   6,029 0 0
VALERO ENERGY CORP COM 91913Y100   25,372 200 SH   OTR   200 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   278,253 5,380 SH   SOLE   5,380 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   6,206 120 SH   OTR   120 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   4,750,920 100,167 SH   SOLE   100,167 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   262,762 5,540 SH   OTR   5,435 105 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   8,469,251 112,638 SH   SOLE   112,268 0 370
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   370,686 4,930 SH   OTR   4,620 310 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   353,096 1,005 SH   SOLE   1,005 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   757,331 9,182 SH   SOLE   9,012 0 170
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   36,703 445 SH   OTR   445 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   1,575,172 39,979 SH   SOLE   38,979 0 1,000
VERIZON COMMUNICATIONS INC COM 92343V104   75,451 1,915 SH   OTR   1,915 0 0
VISA INC COM CL A 92826C839   479,925 2,310 SH   SOLE   2,310 0 0
VISA INC COM CL A 92826C839   34,280 165 SH   OTR   165 0 0
WALMART INC COM 931142103   999,477 7,049 SH   SOLE   7,049 0 0
WALMART INC COM 931142103   85,782 605 SH   OTR   605 0 0
WASTE MGMT INC DEL COM 94106L109   361,451 2,304 SH   SOLE   2,304 0 0
WASTE MGMT INC DEL COM 94106L109   8,628 55 SH   OTR   55 0 0
XCEL ENERGY INC COM 98389B100   377,051 5,378 SH   SOLE   5,378 0 0
XCEL ENERGY INC COM 98389B100   14,372 205 SH   OTR   205 0 0