The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BRITISH AMERICAN TOBACCO PLC ADR SPONSORED ADR 110448107 5 138 SH   SOLE   138 0 0
EQUIFAX INC COM 294429105 4 18 SH   SOLE   18 0 0
MCDONALDS CORP COM 580135101 1,933 8,375 SH   SOLE   8,375 0 0
MICROSOFT CORP COM 594918104 5,258 19,395 SH   SOLE   19,395 0 0
NIKE INC COM 654106103 2,447 15,846 SH   SOLE   15,846 0 0
NOVO NORDISH A/S ADR COM 670100205 1,027 12,284 SH   SOLE   12,284 0 0
PEPSICO INC COM 713448108 1,424 9,601 SH   SOLE   9,601 0 0
PFIZER INC COM 717081103 1,584 40,507 SH   SOLE   40,507 0 0
PROCTER AND GAMBLE COM 742718109 1,722 12,742 SH   SOLE   12,742 0 0
PRUDENTIAL FINANCIAL INC COM 744320102 1,331 12,988 SH   SOLE   12,988 0 0
QUALCOMM INC COM 747525103 2,645 18,532 SH   SOLE   18,532 0 0
RELX PLC SPON ADR COM 759530108 842 31,505 SH   SOLE   31,505 0 0
ROSS STORES INC COM 778296103 1,397 11,276 SH   SOLE   11,276 0 0
ROYAL DUTCH SHELL PLC-ADR COM 780259206 578 14,334 SH   SOLE   14,334 0 0
SAP AG-SPONS ADR COM 803054204 1,535 10,912 SH   SOLE   10,912 0 0
STARBUCKS CORP COM 855244109 2,116 18,944 SH   SOLE   18,944 0 0
STRYKER CORP COM 863667101 2,001 7,709 SH   SOLE   7,709 0 0
TJX COMPANIES INC COM 872540109 2,069 30,696 SH   SOLE   30,696 0 0
TEXAS INSTRUMENTS COM 882508104 2,043 10,628 SH   SOLE   10,628 0 0
UNILEVER PLC-ADR COM 904767704 837 14,316 SH   SOLE   14,316 0 0
ABB LTD SPONSORED ADR COM 000375204 768 22,529 SH   SOLE   22,529 0 0
AT&T INC COM 00206R102 880 30,433 SH   SOLE   30,433 0 0
ALPHABET INC CAP STK CL A 02079K305 4,617 1,890 SH   SOLE   1,890 0 0
AMGEN INC COM 031162100 1,113 4,578 SH   SOLE   4,578 0 0
APPLE INC COM 037833100 5,041 36,823 SH   SOLE   36,823 0 0
ASTRAZENECA-ADR SPONSORED ADR 046353108 345 5,754 SH   SOLE   5,754 0 0
AUTOLIV INC COM 052800109 424 4,333 SH   SOLE   4,333 0 0
BP PLC-ADR COM 055622104 26 972 SH   SOLE   972 0 0
BANK OF AMERICA CORP COM 060505104 3,055 74,279 SH   SOLE   74,279 0 0
BAXTER INTERNATIONAL INC COM 071813109 1,322 16,446 SH   SOLE   16,446 0 0
BECTON DICKINSON AND CO COM 075887109 1,437 5,906 SH   SOLE   5,906 0 0
BLACKROCK INC COM 09247X101 2,315 2,654 SH   SOLE   2,654 0 0
CISCO SYSTEMS INC COM 17275R102 1,592 30,024 SH   SOLE   30,024 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 2,264 5,717 SH   SOLE   5,717 0 0
DIAGEO PLC-ADR COM 25243Q205 901 4,710 SH   SOLE   4,710 0 0
EQUINOR ASA NPV - ADR SPONSORED ADR 29446M102 570 26,963 SH   SOLE   26,963 0 0
GLAXOSMITHKL-ADR COM 37733W105 375 9,488 SH   SOLE   9,488 0 0
JPMORGAN CHASE & CO COM 46625H100 2,677 17,211 SH   SOLE   17,211 0 0
MASTERCARD INC COM 57636Q104 3,843 10,522 SH   SOLE   10,522 0 0
NEXTERA ENERGY INC COM 65339F101 1,776 24,231 SH   SOLE   24,231 0 0
NOVARTIS AG-ADR COM 66987V109 577 6,377 SH   SOLE   6,377 0 0
SANOFI-AVENTIS-ADR COM 80105N105 758 14,443 SH   SOLE   14,443 0 0
UNITEDHEALTH GROUP INC COM 91324P102 2,908 7,261 SH   SOLE   7,261 0 0
VALERO ENERGY CORP COM 91913Y100 1,281 16,399 SH   SOLE   16,399 0 0
ACCENTURE PLC - CL A COM G1151C101 3,903 13,257 SH   SOLE   13,257 0 0
EATON CORP PLC COM G29183103 3,344 22,612 SH   SOLE   22,612 0 0
MEDTRONIC PLC COM G5960L103 1,866 15,023 SH   SOLE   15,023 0 0
NVENT ELECTRIC PLC COM G6700G107 360 11,487 SH   SOLE   11,487 0 0
TE CONNECTIVITY LTD COM H84989104 1,019 7,529 SH   SOLE   7,529 0 0
ASML HOLDING NV COM N07059210 3,351 4,853 SH   SOLE   4,853 0 0
TRUIST FINL CORP COM 89832Q109 2,000 36,012 SH   SOLE   36,012 0 0
OTIS WORLDWIDE CORP COM 68902V107 3 36 SH   SOLE   36 0 0
BROADCOM INC COM 11135F101 2,282 4,782 SH   SOLE   4,782 0 0
TARGET CORPORATION COM 87612E106 2,559 10,592 SH   SOLE   10,592 0 0
LINDE PLC SHS G5494J103 592 2,044 SH   SOLE   2,044 0 0
UNION PACIFIC CORPORATION COM 907818108 1,882 8,565 SH   SOLE   8,565 0 0
CSX CORP COM 126408103 1,936 60,182 SH   SOLE   60,182 0 0
COCA COLA CO COM 191216100 1,248 23,031 SH   SOLE   23,031 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 2,037 9,424 SH   SOLE   9,424 0 0
LILLY ELI AND CO COM 532457108 1,675 7,295 SH   SOLE   7,295 0 0
CHEVRON CORP COM 166764100 1,894 18,068 SH   SOLE   18,068 0 0
DISNEY WALT CO COM 254687106 2,825 16,076 SH   SOLE   16,076 0 0
HOME DEPOT INC COM 437076102 2,164 6,785 SH   SOLE   6,785 0 0
INTEL CORP COM 458140100 1,378 24,545 SH   SOLE   24,545 0 0
JOHNSON & JOHNSON COM 478160104 1,845 11,200 SH   SOLE   11,200 0 0
PROSHARES SNP 500 DIVIDEND ARISTROC S&P 500 DV ARIST 74348A467 1,428 15,763 SH   SOLE   15,763 0 0
BRITISH AMERICAN TOBACCO PLC ADR SPONSORED ADR 110448107 760 19,348 SH   SOLE   19,348 0 0
EQUIFAX INC COM 294429105 1,465 6,100 SH   SOLE   6,100 0 0
AT&T INC COM 00206R102 69 2,400 SH   DFND 1 0 2,400 0
ALEXANDRIA REAL ESTATE EQ IN COM 015271109 137 750 SH   DFND 1 0 750 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 152 670 SH   DFND 1 0 670 0
ALPHABET INC CAP STK CL C 02079K107 671 266 SH   DFND 1 0 266 0
ALPHABET INC CAP STK CL A 02079K305 98 40 SH   DFND 1 0 40 0
AMAZON COM INC COM 023135106 248 72 SH   DFND 1 0 72 0
AMERICAN ASSETS TR INC COM 024013104 146 3,929 SH   DFND 1 0 3,929 0
AMERICOLD RLTY TR COM 03064D108 123 3,206 SH   DFND 1 0 3,206 0
APPLE INC COM 037833100 804 5,900 SH   DFND 1 0 5,900 0
AVALONBAY CMNTYS INC COM 053484101 166 790 SH   DFND 1 0 790 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 578 2,080 SH   DFND 1 0 2,080 0
BOEING CO COM 097023105 135 565 SH   DFND 1 0 565 0
BOSTON SCIENTIFIC CORP COM 101137107 104 2,400 SH   DFND 1 0 2,400 0
CVS HEALTH CORP COM 126650100 65 785 SH   DFND 1 0 785 0
CATERPILLAR INC COM 149123101 1,921 8,877 SH   DFND 1 0 8,877 0
CENTENE CORP DEL COM 15135B101 85 1,150 SH   DFND 1 0 1,150 0
CHEVRON CORP COM 166764100 110 1,050 SH   DFND 1 0 1,050 0
CISCO SYSTEMS INC COM 17275R102 106 2,000 SH   DFND 1 0 2,000 0
DEXCOM INC COM 252131107 113 265 SH   DFND 1 0 265 0
DIGITAL RLTY TR INC COM 253868103 184 1,216 SH   DFND 1 0 1,216 0
DISNEY WALT CO COM 254687106 70 400 SH   DFND 1 0 400 0
EASTGROUP PPTYS INC COM 277276101 140 850 SH   DFND 1 0 850 0
EQUINIX INC COM 29444U700 114 143 SH   DFND 1 0 143 0
EQUITY LIFESTYLE PPTYS INC COM 29472R108 97 1,291 SH   DFND 1 0 1,291 0
EQUITY RESIDENTIAL SH BEN INT 29476L107 164 2,115 SH   DFND 1 0 2,115 0
EXXON MOBIL CORP COM 30231G102 1,829 29,028 SH   DFND 1 0 29,028 0
FIRST INDL RLTY TR INC COM 32054K103 147 2,791 SH   DFND 1 0 2,791 0
GENERAL ELECTRIC CO COM 369604103 89 6,750 SH   DFND 1 0 6,750 0
GOLDMAN SACHS GROUP INC COM 38141G104 1,860 4,975 SH   DFND 1 0 4,975 0
GRANITE REAL ESTATE INVT TR UNIT 99/99/9999 387437114 111 1,340 SH   DFND 1 0 1,340 0
HEALTHPEAK PROPERTIES INC COM 42250P103 143 4,269 SH   DFND 1 0 4,269 0
HILTON WORLDWIDE HLDGS INC COM 43300A203 115 950 SH   DFND 1 0 950 0
INVESCO QQQ TR UNIT SER 1 46090E103 748 2,110 SH   DFND 1 0 2,110 0
INTUITIVE SURGICAL INC COM NEW 46120E602 1,887 2,051 SH   DFND 1 0 2,051 0
INVITATION HOMES INC COM 46187W107 101 2,684 SH   DFND 1 0 2,684 0
ISHARES TR U.S. CNSM SV ETF 464287580 1,199 15,464 SH   DFND 1 0 15,464 0
ISHARES TR US AER DEF ETF 464288760 197 1,800 SH   DFND 1 0 1,800 0
ISHARES TR U.S. MED DVC ETF 464288810 1,844 5,082 SH   DFND 1 0 5,082 0
JBG SMITH PPTYS COM 46590V100 78 2,465 SH   DFND 1 0 2,465 0
JPMORGAN CHASE & CO COM 46625H100 2,452 15,789 SH   DFND 1 0 15,789 0
JOHNSON & JOHNSON COM 478160104 42 255 SH   DFND 1 0 255 0
KILROY RLTY CORP COM 49427F108 93 1,330 SH   DFND 1 0 1,330 0
LOCKHEED MARTIN CORP COM 539830109 100 265 SH   DFND 1 0 265 0
MEDICAL PPTYS TRUST INC COM 58463J304 109 5,399 SH   DFND 1 0 5,399 0
MERCK & CO INC COM 58933Y105 62 800 SH   DFND 1 0 800 0
MICROSOFT CORP COM 594918104 547 2,020 SH   DFND 1 0 2,020 0
NATIONAL HEALTH INVS INC COM 63633D104 77 1,140 SH   DFND 1 0 1,140 0
NEWMONT CORP COM 651639106 1,607 25,555 SH   DFND 1 0 25,555 0
NIKE INC CL B 654106103 2,058 13,261 SH   DFND 1 0 13,261 0
ORACLE CORP COM 68389X105 71 900 SH   DFND 1 0 900 0
PAYPAL HLDGS INC COM 70450Y103 2,011 6,894 SH   DFND 1 0 6,894 0
PFIZER INC COM 717081103 150 3,825 SH   DFND 1 0 3,825 0
PROLOGIS INC COM 74340W103 2,227 18,455 SH   DFND 1 0 18,455 0
PUBLIC STORAGE COM 74460D109 151 501 SH   DFND 1 0 501 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 59 690 SH   DFND 1 0 690 0
REALTY INCOME CORP COM 756109104 159 2,360 SH   DFND 1 0 2,360 0
REGENCY CTRS CORP COM 758849103 109 1,694 SH   DFND 1 0 1,694 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 428 999 SH   DFND 1 0 999 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 172 500 SH   DFND 1 0 500 0
SALESFORCE COM INC COM 79466L302 220 900 SH   DFND 1 0 900 0
SIMON PPTY GROUP INC NEW COM 828806109 175 1,341 SH   DFND 1 0 1,341 0
TELADOC HEALTH INC COM 87918A105 172 1,020 SH   DFND 1 0 1,020 0
UNITEDHEALTH GROUP INC COM 91324P102 2,042 5,090 SH   DFND 1 0 5,090 0
VENTAS INC COM 92276F100 152 2,649 SH   DFND 1 0 2,649 0
VERTEX PHARMACEUTICALS INC COM 92532F100 150 750 SH   DFND 1 0 750 0
WELLTOWER INC COM 95040Q104 147 1,763 SH   DFND 1 0 1,763 0
NORWEGIAN CRUISE LINE HLDG L SHS G66721104 29 1,000 SH   DFND 1 0 1,000 0