The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   781,671 5,244 SH   SOLE   5,244 0 0
ALPHABET INC CAP STK CL A 02079K305   568,587 4,345 SH   SOLE   4,345 0 0
ALPHABET INC CAP STK CL C 02079K107   1,327,993 10,072 SH   SOLE   10,072 0 0
AMAZON COM INC COM 023135106   1,923,580 15,132 SH   SOLE   15,132 0 0
AMERICAN HOMES 4 RENT CL A 02665T306   221,242 6,567 SH   SOLE   6,567 0 0
AMGEN INC COM 031162100   982,855 3,657 SH   SOLE   3,657 0 0
APPLE INC COM 037833100   4,074,216 23,796 SH   SOLE   23,796 0 0
AVALONBAY CMNTYS INC COM 053484101   414,055 2,388 SH   SOLE   2,388 0 0
BANK AMERICA CORP COM 060505104   361,827 13,215 SH   SOLE   13,215 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,363,718 3,893 SH   SOLE   3,893 0 0
CAMDEN PPTY TR SH BEN INT 133131102   368,105 3,892 SH   SOLE   3,892 0 0
CHEVRON CORP NEW COM 166764100   226,288 1,342 SH   SOLE   1,342 0 0
CISCO SYS INC COM 17275R102   435,080 8,093 SH   SOLE   8,093 0 0
COCA COLA CO COM 191216100   369,005 6,538 SH   SOLE   6,538 0 0
COMCAST CORP NEW CL A 20030N101   203,210 4,583 SH   SOLE   4,583 0 0
COSTCO WHSL CORP NEW COM 22160K105   936,704 1,658 SH   SOLE   1,658 0 0
DEERE & CO COM 244199105   729,853 1,934 SH   SOLE   1,934 0 0
DICKS SPORTING GOODS INC COM 253393102   208,037 1,915 SH   SOLE   1,915 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   4,404,947 168,127 SH   SOLE   168,127 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   902,628 19,755 SH   SOLE   19,755 0 0
DISNEY WALT CO COM 254687106   211,297 2,607 SH   SOLE   2,607 0 0
EXXON MOBIL CORP COM 30231G102   927,353 7,887 SH   SOLE   7,887 0 0
FLEXSHARES TR IBOXX 3R TARGT 33939L506   392,839 16,940 SH   SOLE   16,940 0 0
FLEXSHARES TR MSTAR EMKT FAC 33939L308   742,967 15,495 SH   SOLE   15,495 0 0
FLEXSHARES TR STOXX GLOBR INF 33939L795   842,480 17,395 SH   SOLE   17,395 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407   3,043,919 75,270 SH   SOLE   75,270 0 0
GENERAL DYNAMICS CORP COM 369550108   223,401 1,011 SH   SOLE   1,011 0 0
HOME DEPOT INC COM 437076102   776,551 2,570 SH   SOLE   2,570 0 0
HONEYWELL INTL INC COM 438516106   434,693 2,353 SH   SOLE   2,353 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   459,862 3,277 SH   SOLE   3,277 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   171,514,151 1,210,488 SH   SOLE   1,210,488 0 0
INVITATION HOMES INC COM 46187W107   410,576 12,956 SH   SOLE   12,956 0 0
ISHARES INC CORE MSCI EMKT 46434G103   10,733,918 225,549 SH   SOLE   225,549 0 0
ISHARES INC MSCI EMRG CHN 46434G764   945,624 18,977 SH   SOLE   18,977 0 0
ISHARES TR CORE S&P MCP ETF 464287507   1,428,606 5,703 SH   SOLE   5,703 0 0
ISHARES TR RUS MID CAP ETF 464287499   845,836 12,157 SH   SOLE   12,157 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   1,546,838 10,122 SH   SOLE   10,122 0 0
ISHARES TR SELECT DIVID ETF 464287168   899,978 8,361 SH   SOLE   8,361 0 0
ISHARES TR CRE U S REIT ETF 464288521   30,385,005 644,023 SH   SOLE   644,023 0 0
ISHARES TR NATIONAL MUN ETF 464288414   771,716 7,526 SH   SOLE   7,526 0 0
ISHARES TR MSCI ACWI ETF 464288257   273,792 2,964 SH   SOLE   2,964 0 0
ISHARES TR CORE S&P500 ETF 464287200   40,835,688 94,654 SH   SOLE   94,654 0 0
ISHARES TR BROAD USD HIGH 46435U853   1,091,109 31,435 SH   SOLE   31,435 0 0
ISHARES TR CORE S&P SCP ETF 464287804   2,275,455 24,005 SH   SOLE   24,005 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   1,746,504 6,553 SH   SOLE   6,553 0 0
ISHARES TR S&P 500 VAL ETF 464287408   204,929 1,324 SH   SOLE   1,324 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   267,070 1,504 SH   SOLE   1,504 0 0
ISHARES TR CORE US AGGBD ET 464287226   221,248,496 2,352,706 SH   SOLE   2,352,706 0 0
ISHARES TR SP SMCP600VL ETF 464287879   377,960 4,211 SH   SOLE   4,211 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   299,002 7,878 SH   SOLE   7,878 0 0
ISHARES TR TIPS BD ETF 464287176   309,710 2,986 SH   SOLE   2,986 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   873,243 12,721 SH   SOLE   12,721 0 0
ISHARES TR RUS 1000 ETF 464287622   286,661 1,215 SH   SOLE   1,215 0 0
ISHARES TR CORE MSCI EAFE 46432F842   499,786 7,766 SH   SOLE   7,766 0 0
ISHARES TR MSCI EAFE ETF 464287465   39,228,787 569,193 SH   SOLE   569,193 0 0
JPMORGAN CHASE & CO COM 46625H100   793,694 5,473 SH   SOLE   5,473 0 0
MARATHON PETE CORP COM 56585A102   785,455 5,190 SH   SOLE   5,190 0 0
MARSH & MCLENNAN COS INC COM 571748102   757,013 3,978 SH   SOLE   3,978 0 0
MASTERCARD INCORPORATED CL A 57636Q104   532,103 1,344 SH   SOLE   1,344 0 0
MCDONALDS CORP COM 580135101   445,214 1,690 SH   SOLE   1,690 0 0
MERCK & CO INC COM 58933Y105   306,893 2,960 SH   SOLE   2,960 0 0
META PLATFORMS INC CL A 30303M102   786,850 2,621 SH   SOLE   2,621 0 0
MICROSOFT CORP COM 594918104   2,191,621 6,941 SH   SOLE   6,941 0 0
MORGAN STANLEY COM NEW 617446448   272,451 3,336 SH   SOLE   3,336 0 0
NEXTERA ENERGY INC COM 65339F101   348,782 6,088 SH   SOLE   6,088 0 0
NVIDIA CORPORATION COM 67066G104   3,167,162 7,281 SH   SOLE   7,281 0 0
OIL DRI CORP AMER COM 677864100   308,750 5,000 SH   SOLE   5,000 0 0
ORACLE CORP COM 68389X105   516,784 4,879 SH   SOLE   4,879 0 0
OREILLY AUTOMOTIVE INC COM 67103H107   655,288 721 SH   SOLE   721 0 0
PALO ALTO NETWORKS INC COM 697435105   1,408,984 6,010 SH   SOLE   6,010 0 0
PEPSICO INC COM 713448108   490,893 2,897 SH   SOLE   2,897 0 0
PHILIP MORRIS INTL INC COM 718172109   576,125 6,223 SH   SOLE   6,223 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   15,042,029 150,210 SH   SOLE   150,210 0 0
PROCTER AND GAMBLE CO COM 742718109   286,323 1,963 SH   SOLE   1,963 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   248,420 7,315 SH   SOLE   7,315 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   318,113 6,300 SH   SOLE   6,300 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   8,954,757 99,068 SH   SOLE   99,068 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   231,006 1,435 SH   SOLE   1,435 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   424,828 6,479 SH   SOLE   6,479 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   453,430 2,766 SH   SOLE   2,766 0 0
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863   361,908 15,219 SH   SOLE   15,219 0 0
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   2,019,126 36,237 SH   SOLE   36,237 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   9,561,241 22,366 SH   SOLE   22,366 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   37,600,841 1,018,993 SH   SOLE   1,018,993 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   34,410,579 374,761 SH   SOLE   374,761 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   1,060,146 2,093 SH   SOLE   2,093 0 0
TJX COS INC NEW COM 872540109   406,626 4,575 SH   SOLE   4,575 0 0
TRUIST FINL CORP COM 89832Q109   255,945 8,946 SH   SOLE   8,946 0 0
UBER TECHNOLOGIES INC COM 90353T100   6,541,480 142,237 SH   SOLE   142,237 0 0
UNION PAC CORP COM 907818108   271,533 1,333 SH   SOLE   1,333 0 0
UNITEDHEALTH GROUP INC COM 91324P102   796,620 1,580 SH   SOLE   1,580 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   12,397,871 164,931 SH   SOLE   164,931 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   38,196,845 547,389 SH   SOLE   547,389 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   848,374,150 2,160,361 SH   SOLE   2,160,361 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   19,002,660 91,253 SH   SOLE   91,253 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   842,310 11,026 SH   SOLE   11,026 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   15,299,559 80,920 SH   SOLE   80,920 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   327,605 1,542 SH   SOLE   1,542 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   998,290 19,246 SH   SOLE   19,246 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,053,871 21,910 SH   SOLE   21,910 0 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   20,638,234 288,163 SH   SOLE   288,163 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   31,683,584 416,999 SH   SOLE   416,999 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   4,405,655 58,624 SH   SOLE   58,624 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   7,143,497 163,168 SH   SOLE   163,168 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   18,364,584 343,134 SH   SOLE   343,134 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   6,602,626 151,020 SH   SOLE   151,020 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   54,762,906 530,031 SH   SOLE   530,031 0 0
WALMART INC COM 931142103   292,032 1,826 SH   SOLE   1,826 0 0