The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 257 2,170 SH   SOLE   0 0 2,170
ABBVIE INC COM 00287Y109 332 2,049 SH   SOLE   0 0 2,049
ALPHABET INC CAP STK CL A 02079K305 270 97 SH   SOLE   0 0 97
AMAZON COM INC COM 023135106 949 291 SH   SOLE   0 0 291
APPLE INC COM 037833100 2,684 15,369 SH   SOLE   0 0 15,369
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,110 5,978 SH   SOLE   0 0 5,978
BERKSHIRE HATHAWAY INC DEL CL A 084670108 529 1 SH   SOLE   0 0 1
BLACKROCK INC COM 09247X101 203 266 SH   SOLE   0 0 266
CHEVRON CORP NEW COM 166764100 382 2,345 SH   SOLE   0 0 2,345
COCA COLA CO COM 191216100 365 5,843 SH   SOLE   0 0 5,843
DICKS SPORTING GOODS INC COM 253393102 468 4,674 SH   SOLE   0 0 4,674
DOMINION ENERGY INC COM 25746U109 309 3,631 SH   SOLE   0 0 3,631
EMERSON ELEC CO COM 291011104 215 2,192 SH   SOLE   0 0 2,192
EXXON MOBIL CORP COM 30231G102 212 2,567 SH   SOLE   0 0 2,567
FLEXSHARES TR HIG YLD VL ETF 33939L662 987 21,313 SH   SOLE   0 0 21,313
FLEXSHARES TR MORNSTAR UPSTR 33939L407 2,198 46,937 SH   SOLE   0 0 46,937
FLEXSHARES TR IBOXX 3R TARGT 33939L506 668 25,796 SH   SOLE   0 0 25,796
FLEXSHARES TR STOXX GLOBR INF 33939L795 1,048 18,244 SH   SOLE   0 0 18,244
FLEXSHARES TR MSTAR EMKT FAC 33939L308 624 11,194 SH   SOLE   0 0 11,194
ISHARES INC MSCI EMRG CHN 46434G764 1,059 18,197 SH   SOLE   0 0 18,197
ISHARES TR ISHS 1-5YR INVS 464288646 1,617 31,268 SH   SOLE   0 0 31,268
ISHARES TR BROAD USD HIGH 46435U853 1,212 31,185 SH   SOLE   0 0 31,185
ISHARES TR RUS MID CAP ETF 464287499 602 7,720 SH   SOLE   0 0 7,720
ISHARES TR ISHS 5-10YR INVT 464288638 784 14,292 SH   SOLE   0 0 14,292
ISHARES TR CORE S&P SCP ETF 464287804 2,335 21,643 SH   SOLE   0 0 21,643
ISHARES TR RUS 1000 VAL ETF 464287598 1,239 7,464 SH   SOLE   0 0 7,464
ISHARES TR CORE US AGGBD ET 464287226 4,048 37,793 SH   SOLE   0 0 37,793
ISHARES TR CORE S&P500 ETF 464287200 48,067 105,947 SH   SOLE   0 0 105,947
ISHARES TR CORE S&P MCP ETF 464287507 802 2,989 SH   SOLE   0 0 2,989
ISHARES TR S&P 500 GRWT ETF 464287309 811 10,621 SH   SOLE   0 0 10,621
ISHARES TR CRE U S REIT ETF 464288521 7,761 120,048 SH   SOLE   0 0 120,048
ISHARES TR MSCI EAFE ETF 464287465 345 4,685 SH   SOLE   0 0 4,685
ISHARES TR SP SMCP600VL ETF 464287879 295 2,877 SH   SOLE   0 0 2,877
ISHARES TR IBOXX HI YD ETF 464288513 358 4,346 SH   SOLE   0 0 4,346
JOHNSON & JOHNSON COM 478160104 652 3,679 SH   SOLE   0 0 3,679
JPMORGAN CHASE & CO COM 46625H100 316 2,318 SH   SOLE   0 0 2,318
MICROSOFT CORP COM 594918104 1,256 4,075 SH   SOLE   0 0 4,075
NOVO-NORDISK A S ADR 670100205 227 2,022 SH   SOLE   0 0 2,022
NVIDIA CORPORATION COM 67066G104 926 3,392 SH   SOLE   0 0 3,392
PEPSICO INC COM 713448108 222 1,329 SH   SOLE   0 0 1,329
PHILIP MORRIS INTL INC COM 718172109 315 3,307 SH   SOLE   0 0 3,307
PROCTER AND GAMBLE CO COM 742718109 374 2,446 SH   SOLE   0 0 2,446
S&P GLOBAL INC COM 78409V104 367 895 SH   SOLE   0 0 895
SCHWAB STRATEGIC TR US REIT ETF 808524847 406 16,292 SH   SOLE   0 0 16,292
SPDR S&P 500 ETF TR TR UNIT 78462F103 11,332 25,073 SH   SOLE   0 0 25,073
SPDR SER TR PORTFOLIO S&P600 78468R853 606 14,401 SH   SOLE   0 0 14,401
TARGET CORP COM 87612E106 354 1,667 SH   SOLE   0 0 1,667
TRUIST FINL CORP COM 89832Q109 522 9,211 SH   SOLE   0 0 9,211
UNITEDHEALTH GROUP INC COM 91324P102 238 466 SH   SOLE   0 0 466
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 42,582 535,349 SH   SOLE   0 0 535,349
VANGUARD INDEX FDS LARGE CAP ETF 922908637 41,221 197,715 SH   SOLE   0 0 197,715
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 13,548 32,632 SH   SOLE   0 0 32,632
VANGUARD INDEX FDS MID CAP ETF 922908629 13,060 54,913 SH   SOLE   0 0 54,913
VANGUARD INDEX FDS GROWTH ETF 922908736 595 2,036 SH   SOLE   0 0 2,036
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,354 19,123 SH   SOLE   0 0 19,123
VANGUARD INDEX FDS SMALL CP ETF 922908751 14,719 69,260 SH   SOLE   0 0 69,260
VANGUARD INDEX FDS SM CP VAL ETF 922908611 267 1,520 SH   SOLE   0 0 1,520
VANGUARD STAR FDS VG TL INTL STK F 921909768 20,482 342,850 SH   SOLE   0 0 342,850
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 8,584 178,718 SH   SOLE   0 0 178,718
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 617 5,490 SH   SOLE   0 0 5,490
VERIZON COMMUNICATIONS INC COM 92343V104 269 5,283 SH   SOLE   0 0 5,283
WALMART INC COM 931142103 415 2,790 SH   SOLE   0 0 2,790