The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579Y101   2,642,483 24,172 SH   DFND   0 0 24,172
Abbott Laboratories COM 002824100   266,259 2,419 SH   DFND   0 0 2,419
AbbVie Inc COM 00287Y109   17,476,277 112,772 SH   DFND   0 0 112,772
Accenture PLC COM G1151C101   5,883,006 16,765 SH   DFND   566 0 16,199
Adobe Inc COM 00724F101   11,251,876 18,860 SH   DFND   410 0 18,450
ADVANCED MICRO DEVICES COM 007903107   214,039 1,452 SH   DFND   1,452 0 0
Agilent Technologies Inc COM 00846U101   805,957 5,797 SH   DFND   0 0 5,797
Air Products and Chemicals Inc COM 009158106   916,408 3,347 SH   DFND   199 0 3,148
Alphabet Inc COM 02079K305   20,692,140 148,129 SH   DFND   5,333 0 142,796
Alphabet Inc COM 02079K107   1,884,657 13,373 SH   DFND   4,344 0 9,029
Altria Group Inc COM 02209S103   3,393,764 84,129 SH   DFND   0 0 84,129
Amazon.com Inc COM 023135106   13,364,794 87,961 SH   DFND   8,161 0 79,800
American Electric Power Co Inc COM 025537101   3,086,928 38,007 SH   DFND   461 0 37,546
American Express Co COM 025816109   1,417,789 7,568 SH   DFND   523 0 7,045
Ameriprise Financial Inc COM 03076C106   1,721,010 4,531 SH   DFND   0 0 4,531
AMETEK Inc COM 031100100   271,904 1,649 SH   DFND   0 0 1,649
Amgen Inc COM 031162100   937,793 3,256 SH   DFND   0 0 3,256
Apple Inc COM 037833100   43,850,801 227,761 SH   DFND   13,007 0 214,754
Applied Materials Inc COM 038222105   4,827,093 29,784 SH   DFND   753 0 29,031
Autodesk Inc COM 052769106   1,801,752 7,400 SH   DFND   193 0 7,207
Bank of America Corp COM 060505104   4,191,780 124,496 SH   DFND   6,215 0 118,281
Berkshire Hathaway Inc COM 084670702   1,016,837 2,851 SH   DFND   1,640 0 1,211
BlackRock Inc COM 09247X101   22,580,217 27,815 SH   DFND   126 0 27,689
BorgWarner Inc COM 099724106   355,561 9,918 SH   DFND   209 0 9,709
BROADCOM INC COM 11135F101   414,129 371 SH   DFND   371 0 0
Cadence Design Systems Inc COM 127387108   6,536,608 23,999 SH   DFND   243 0 23,756
Caterpillar Inc COM 149123101   10,673,687 36,100 SH   DFND   458 0 35,642
Chevron Corp COM 166764100   12,938,735 86,744 SH   DFND   1,596 0 85,148
Church & Dwight Co Inc COM 171340102   919,785 9,727 SH   DFND   0 0 9,727
Cintas Corp COM 172908105   2,003,242 3,324 SH   DFND   77 0 3,247
Cisco Systems Inc COM 17275R102   5,765,898 114,131 SH   DFND   3,665 0 110,466
Citigroup Inc COM 172967424   453,906 8,824 SH   DFND   1,730 0 7,094
Coca-Cola Co/The COM 191216100   242,850 4,121 SH   DFND   3,499 0 622
Comerica Inc COM 200340107   348,701 6,248 SH   DFND   117 0 6,131
Costco Wholesale Corp COM 22160K105   375,586 569 SH   DFND   397 0 172
Crown Castle Inc COM 22822V101   2,587,052 22,459 SH   DFND   391 0 22,068
Cummins Inc COM 231021106   2,783,564 11,619 SH   DFND   128 0 11,491
CVS Health Corp COM 126650100   7,849,335 99,409 SH   DFND   1,153 0 98,256
Deere & Co COM 244199105   3,737,185 9,346 SH   DFND   243 0 9,103
Dow Inc COM 260557103   6,588,039 120,132 SH   DFND   629 0 119,503
Emerson Electric Co COM 291011104   6,700,781 68,846 SH   DFND   512 0 68,334
Enbridge Inc COM 29250N105   3,112,236 86,403 SH   DFND   0 0 86,403
Enerpac Tool Group Corp COM 292765104   255,187 8,208 SH   DFND   0 0 8,208
EOG Resources Inc COM 26875P101   5,653,929 46,746 SH   DFND   522 0 46,224
Essex Property Trust Inc COM 297178105   756,465 3,051 SH   DFND   57 0 2,994
Evergy Inc COM 30034W106   285,482 5,469 SH   DFND   206 0 5,263
Expeditors International of Wa COM 302130109   850,077 6,683 SH   DFND   132 0 6,551
Exxon Mobil Corp COM 30231G102   542,492 5,426 SH   DFND   3,601 0 1,825
Financial Select Sector SPDR F FINANCIAL 81369Y605   368,856 9,810 SH   DFND   0 0 9,810
Floor & Decor Holdings Inc COM 339750101   507,598 4,550 SH   DFND   0 0 4,550
Freeport-McMoRan Inc COM 35671D857   2,630,954 61,803 SH   DFND   1,289 0 60,514
Gartner Inc COM 366651107   1,302,355 2,887 SH   DFND   70 0 2,817
General Dynamics Corp COM 369550108   5,096,283 19,626 SH   DFND   0 0 19,626
General Motors Co COM 37045V100   2,228,728 62,047 SH   DFND   1,238 0 60,809
Genuine Parts Co COM 372460105   6,343,023 45,798 SH   DFND   124 0 45,674
Goldman Sachs Group Inc/The COM 38141G104   216,031 560 SH   DFND   295 0 265
Health Care Select Sector SPDR SBI HEALTHCARE 81369Y209   201,842 1,480 SH   DFND   0 0 1,480
Henry Schein Inc COM 806407102   493,553 6,519 SH   DFND   119 0 6,400
Home Depot Inc/The COM 437076102   15,080,470 43,516 SH   DFND   903 0 42,613
Honeywell International Inc COM 438516106   16,105,099 76,797 SH   DFND   0 0 76,797
Illinois Tool Works Inc COM 452308109   1,118,222 4,269 SH   DFND   247 0 4,022
Ingredion Inc COM 457187102   4,659,084 42,929 SH   DFND   0 0 42,929
Intel Corp COM 458140100   211,502 4,209 SH   DFND   3,766 0 443
Intercontinental Exchange Inc COM 45866F104   5,224,276 40,678 SH   DFND   516 0 40,162
International Business Machine COM 459200101   207,382 1,268 SH   DFND   818 0 450
Intuit Inc COM 461202103   219,386 351 SH   DFND   251 0 100
Invesco Exchange-Traded Fund T S&P 500 TOP 50 46137V233   323,072 8,565 SH   DFND   0 0 8,565
Invesco Preferred ETF PFD ETF 46138E511   314,909 27,455 SH   DFND   0 0 27,455
iShares Core S&P 500 ETF CORE S&P500 ETF 464287200   15,085,971 31,585 SH   DFND   0 0 31,585
iShares Core S&P Mid-Cap ETF CORE S&P MCP ETF 464287507   68,120,879 245,791 SH   DFND   0 0 245,791
iShares Core S&P Small-Cap ETF CORE S&P SCP ETF 464287804   36,106,123 333,544 SH   DFND   0 0 333,544
iShares Gold Trust ISHARES NEW 464285204   2,048,451 52,484 SH   DFND   0 0 52,484
iShares iBoxx $ High Yield Cor IBOXX HI YD ETF 464288513   451,493 5,834 SH   DFND   0 0 5,834
iShares MSCI ACWI ETF MSCI ACWI ETF 464288257   3,607,339 35,446 SH   DFND   0 0 35,446
iShares MSCI EAFE ETF MSCI EAFE ETF 464287465   63,376,282 841,092 SH   DFND   0 0 841,092
iShares MSCI EAFE Growth ETF EAFE GRWTH ETF 464288885   711,944 7,351 SH   DFND   0 0 7,351
iShares MSCI EAFE Value ETF EAFE VALUE ETF 464288877   424,667 8,151 SH   DFND   0 0 8,151
iShares MSCI Emerging Markets MSCI EMG MKT ETF 464287234   335,834 8,352 SH   DFND   0 0 8,352
iShares MSCI KLD 400 Social ET MSCI KLD400 SOC 464288570   1,415,281 15,544 SH   DFND   0 0 15,544
iShares National Muni Bond ETF NATIONAL MUN ETF 464288414   1,541,048 14,215 SH   DFND   0 0 14,215
iShares Russell 1000 Growth ET RUS 1000 GRW ETF 464287614   219,192 723 SH   DFND   0 0 723
iShares Russell 2000 ETF RUSSELL 2000 ETF 464287655   1,518,973 7,568 SH   DFND   0 0 7,568
iShares Russell Mid-Cap ETF RUS MID CAP ETF 464287499   206,762 2,660 SH   DFND   0 0 2,660
iShares Russell Mid-Cap Growth RUS MD CP GR ETF 464287481   224,589 2,150 SH   DFND   0 0 2,150
iShares S&P 500 Growth ETF S&P 500 GRWT ETF 464287309   312,191 4,157 SH   DFND   0 0 4,157
iShares S&P Mid-Cap 400 Growth S&P MC 400GR ETF 464287606   969,811 12,242 SH   DFND   0 0 12,242
iShares S&P Mid-Cap 400 Value S&P MC 400VL ETF 464287705   844,238 7,403 SH   DFND   0 0 7,403
iShares Select Dividend ETF SELECT DIVID ETF 464287168   472,397 4,030 SH   DFND   0 0 4,030
iShares Short-Term National Mu SHRT NAT MUN ETF 464288158   1,084,242 10,284 SH   DFND   0 0 10,284
Jacobs Solutions Inc COM 46982L108   3,275,503 25,235 SH   DFND   0 0 25,235
Johnson & Johnson COM 478160104   16,145,004 103,005 SH   DFND   0 0 103,005
JPMorgan Chase & Co COM 46625H100   16,674,903 98,030 SH   DFND   2,482 0 95,548
Littelfuse Inc COM 537008104   372,979 1,394 SH   DFND   0 0 1,394
Lockheed Martin Corp COM 539830109   7,081,422 15,624 SH   DFND   0 0 15,624
Loews Corp COM 540424108   239,389 3,440 SH   DFND   165 0 3,275
Lowe's Cos Inc COM 548661107   446,658 2,007 SH   DFND   527 0 1,480
Manhattan Associates Inc COM 562750109   537,869 2,498 SH   DFND   0 0 2,498
Markel Group Inc COM 570535104   604,877 426 SH   DFND   0 0 426
Marriott International Inc/MD COM 571903202   5,645,192 25,033 SH   DFND   224 0 24,809
Martin Marietta Materials Inc COM 573284106   484,441 971 SH   DFND   53 0 918
Masco Corp COM 574599106   324,786 4,849 SH   DFND   203 0 4,646
Mastercard Inc COM 57636Q104   1,408,763 3,303 SH   DFND   747 0 2,556
Materials Select Sector SPDR F SBI MATERIALS 81369Y100   1,037,344 12,127 SH   DFND   0 0 12,127
McDonald's Corp COM 580135101   12,205,242 41,163 SH   DFND   654 0 40,509
Medtronic PLC COM G5960L103   4,514,341 54,799 SH   DFND   1,198 0 53,601
Merck & Co Inc COM 58933Y105   6,662,212 61,110 SH   DFND   0 0 61,110
Meta Platforms Inc COM 30303M102   4,511,928 12,747 SH   DFND   2,000 0 10,747
Microchip Technology Inc COM 595017104   13,300,648 147,490 SH   DFND   488 0 147,002
Microsoft Corp COM 594918104   47,904,487 127,392 SH   DFND   6,606 0 120,786
Mid-America Apartment Communit COM 59522J103   1,042,872 7,756 SH   DFND   104 0 7,652
Mondelez International Inc COM 609207105   819,038 11,308 SH   DFND   1,222 0 10,086
Morgan Stanley COM 617446448   4,279,243 45,890 SH   DFND   1,148 0 44,742
Nasdaq Inc COM 631103108   330,178 5,679 SH   DFND   304 0 5,375
NextEra Energy Inc COM 65339F101   2,375,784 39,114 SH   DFND   1,819 0 37,295
NIKE Inc COM 654106103   709,505 6,535 SH   DFND   1,103 0 5,432
Northrop Grumman Corp COM 666807102   427,880 914 SH   DFND   0 0 914
NVIDIA Corp COM 67066G104   1,342,541 2,711 SH   DFND   2,220 0 491
Oracle Corp COM 68389X105   350,343 3,323 SH   DFND   1,415 0 1,908
Oshkosh Corp COM 688239201   581,728 5,366 SH   DFND   0 0 5,366
Owens Corning COM 690742101   615,155 4,150 SH   DFND   0 0 4,150
Paychex Inc COM 704326107   8,423,102 70,717 SH   DFND   289 0 70,428
PayPal Holdings Inc COM 70450Y103   2,827,194 46,038 SH   DFND   987 0 45,051
PepsiCo Inc COM 713448108   17,708,708 104,267 SH   DFND   1,239 0 103,028
Pfizer Inc COM 717081103   4,296,332 149,230 SH   DFND   0 0 149,230
PIMCO 0-5 Year High Yield Corp 0-5 HIGH YIELD 72201R783   2,608,015 28,019 SH   DFND   0 0 28,019
Polaris Inc COM 731068102   335,201 3,537 SH   DFND   0 0 3,537
Principal Spectrum Preferred S SPECTRUM PFD 74255Y888   3,038,108 173,507 SH   DFND   0 0 173,507
Procter & Gamble Co/The COM 742718109   17,519,590 119,555 SH   DFND   0 0 119,555
Prudential Financial Inc COM 744320102   4,894,697 47,196 SH   DFND   326 0 46,870
Public Storage COM 74460D109   5,403,075 17,715 SH   DFND   142 0 17,573
Reinsurance Group of America I COM 759351604   881,216 5,447 SH   DFND   0 0 5,447
Rockwell Automation Inc COM 773903109   769,990 2,480 SH   DFND   100 0 2,380
RTX Corp COM 75513E101   228,188 2,712 SH   DFND   0 0 2,712
Salesforce Inc COM 79466L302   243,930 927 SH   DFND   875 0 52
Schwab US Broad Market ETF US BRD MKT ETF 808524102   744,586 13,375 SH   DFND   0 0 13,375
Sherwin-Williams Co/The COM 824348106   244,530 784 SH   DFND   214 0 570
Silgan Holdings Inc COM 827048109   800,563 17,692 SH   DFND   0 0 17,692
Southern Co/The COM 842587107   6,113,272 87,183 SH   DFND   980 0 86,203
SPDR Portfolio Short Term Corp PORTFOLIO SHORT 78464A474   1,494,271 50,177 SH   DFND   0 0 50,177
SPDR S&P 500 ETF Trust TR UNIT 78462F103   331,766 698 SH   DFND   0 0 698
SPDR S&P Emerging Markets Smal S&P EMKTSC ETF 78463X756   300,593 5,324 SH   DFND   0 0 5,324
Starbucks Corp COM 855244109   13,429,783 139,879 SH   DFND   1,028 0 138,851
Technology Select Sector SPDR TECHNOLOGY 81369Y803   512,767 2,664 SH   DFND   0 0 2,664
Tesla Inc COM 88160R101   637,599 2,566 SH   DFND   2,486 0 80
Texas Instruments Inc COM 882508104   6,795,729 39,867 SH   DFND   817 0 39,050
Truist Financial Corp COM 89832Q109   3,044,238 82,455 SH   DFND   1,196 0 81,259
United Parcel Service Inc COM 911312106   6,104,455 38,825 SH   DFND   651 0 38,174
UnitedHealth Group Inc COM 91324P102   9,238,496 17,548 SH   DFND   0 0 17,548
US Bancorp COM 902973304   4,609,320 106,500 SH   DFND   1,402 0 105,098
Vanguard FTSE Emerging Markets FTSE EMR MKT ETF 922042858   13,700,951 333,356 SH   DFND   0 0 333,356
Vanguard Intermediate-Term Tre INTER TERM TREAS 92206C706   3,837,174 64,686 SH   DFND   0 0 64,686
Vanguard Large-Cap ETF LARGE CAP ETF 922908637   273,778 1,255 SH   DFND   0 0 1,255
Vanguard Real Estate ETF REAL ESTATE ETF 922908553   1,043,708 11,812 SH   DFND   0 0 11,812
Vanguard Short-Term Treasury E SHORT TERM TREAS 92206C102   29,962,663 513,675 SH   DFND   0 0 513,675
Vanguard Small-Cap ETF SMALL CP ETF 922908751   541,858 2,540 SH   DFND   0 0 2,540
Vanguard Total Bond Market ETF TOTAL BND MRKT 921937835   4,299,659 58,459 SH   DFND   0 0 58,459
Vanguard Total International B TOTAL INT BD ETF 92203J407   355,428 7,200 SH   DFND   0 0 7,200
VeriSign Inc COM 92343E102   256,832 1,247 SH   DFND   81 0 1,166
Verizon Communications Inc COM 92343V104   6,859,779 181,957 SH   DFND   3,780 0 178,177
Visa Inc COM 92826C839   9,206,236 35,361 SH   DFND   1,386 0 33,975
Walmart Inc COM 931142103   2,993,301 18,987 SH   DFND   1,284 0 17,703
Walt Disney Co/The COM 254687106   2,738,045 30,325 SH   DFND   1,647 0 28,678
Waste Management Inc COM 94106L109   11,201,272 62,542 SH   DFND   333 0 62,209
Waters Corp COM 941848103   1,580,962 4,802 SH   DFND   54 0 4,748
Williams-Sonoma Inc COM 969904101   546,420 2,708 SH   DFND   0 0 2,708
WW Grainger Inc COM 384802104   231,204 279 SH   DFND   38 0 241
Zimmer Biomet Holdings Inc COM 98956P102   604,119 4,964 SH   DFND   186 0 4,778
Zions Bancorp NA COM 989701107   623,700 14,217 SH   DFND   131 0 14,086
Zoetis Inc COM 98978V103   4,710,630 23,867 SH   DFND   413 0 23,454