The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   4,084,049 38,855 SH   DFND   510 0 38,345
Abbott Laboratories COM 002824100   348,841 3,445 SH   DFND   0 0 3,445
AbbVie Inc COM 00287Y109   19,136,193 120,074 SH   DFND   0 0 120,074
ACCENTURE PLC-CL A COM G1151C101   4,843,908 16,948 SH   DFND   583 0 16,365
ADOBE INC COM 00724F101   7,503,154 19,470 SH   DFND   424 0 19,046
Agilent Technologies Inc COM 00846U101   756,443 5,468 SH   DFND   0 0 5,468
AIR PRODUCTS & CHEMICALS INC COM 009158106   933,720 3,251 SH   DFND   205 0 3,046
ALPHABET INC-CL A COM 02079K305   16,214,659 156,316 SH   DFND   5,530 0 150,786
ALPHABET INC-CL C COM 02079K107   1,428,336 13,734 SH   DFND   4,820 0 8,914
Altria Group Inc COM 02209S103   4,342,017 97,311 SH   DFND   0 0 97,311
AMAZON.COM INC COM 023135106   9,636,544 93,296 SH   DFND   8,277 0 85,019
AMERICAN ELECTRIC POWER COM 025537101   3,990,366 43,855 SH   DFND   477 0 43,378
AMERICAN EXPRESS CO COM 025816109   1,844,636 11,183 SH   DFND   553 0 10,630
AMERIPRISE FINANCIAL INC COM 03076C106   1,452,197 4,738 SH   DFND   99 0 4,639
AMETEK INC COM 031100100   375,823 2,586 SH   DFND   212 0 2,374
Amgen Inc COM 031162100   740,964 3,065 SH   DFND   0 0 3,065
APPLE INC COM 037833100   42,555,790 258,070 SH   DFND   13,807 0 244,263
APPLIED MATERIALS INC COM 038222105   3,544,260 28,855 SH   DFND   784 0 28,071
AT&T INC COM 00206R102   284,110 14,759 SH   DFND   6,618 0 8,141
AUTODESK INC COM 052769106   1,577,437 7,578 SH   DFND   199 0 7,379
AUTOMATIC DATA PROCESSING COM 053015103   710,190 3,190 SH   DFND   384 0 2,806
BANK OF AMERICA CORP COM 060505104   3,653,907 127,759 SH   DFND   6,479 0 121,280
Becton Dickinson & Co COM 075887109   348,784 1,409 SH   DFND   0 0 1,409
BERKSHIRE HATHAWAY INC-CL B COM 084670702   1,192,779 3,863 SH   DFND   1,671 0 2,192
BLACKROCK INC COM 09247X101   20,239,542 30,248 SH   DFND   139 0 30,109
BORGWARNER INC COM 099724106   415,029 8,451 SH   DFND   218 0 8,233
Bristol-Myers Squibb Co COM 110122108   389,799 5,624 SH   DFND   0 0 5,624
BROADCOM INC COM 11135F101   248,276 387 SH   DFND   387 0 0
CADENCE DESIGN SYS INC COM 127387108   5,078,926 24,175 SH   DFND   255 0 23,920
CATERPILLAR INC COM 149123101   8,886,544 38,833 SH   DFND   483 0 38,350
CHEVRON CORP COM 166764100   15,383,051 94,282 SH   DFND   1,650 0 92,632
Church & Dwight Co Inc COM 171340102   910,711 10,301 SH   DFND   0 0 10,301
CINTAS CORP COM 172908105   1,684,155 3,640 SH   DFND   80 0 3,560
CISCO SYSTEMS INC COM 17275R102   6,442,528 123,243 SH   DFND   3,813 0 119,430
CITIGROUP INC COM 172967424   3,879,678 82,740 SH   DFND   1,797 0 80,943
COCA-COLA CO/THE COM 191216100   709,499 11,438 SH   DFND   3,613 0 7,825
COLGATE-PALMOLIVE CO COM 194162103   328,856 4,376 SH   DFND   774 0 3,602
Columbia Banking System Inc COM 197236102   288,377 13,463 SH   DFND   0 0 13,463
COMERICA INC COM 200340107   258,002 5,942 SH   DFND   123 0 5,819
CONOCOPHILLIPS COM 20825C104   556,767 5,612 SH   DFND   1,137 0 4,475
COSTCO WHOLESALE CORP COM 22160K105   290,172 584 SH   DFND   412 0 172
CROWN CASTLE INC COM 22822V101   3,936,503 29,412 SH   DFND   403 0 29,009
CUMMINS INC COM 231021106   2,626,724 10,996 SH   DFND   132 0 10,864
CVS HEALTH CORP COM 126650100   8,116,807 109,229 SH   DFND   1,192 0 108,037
DEERE & CO COM 244199105   663,498 1,607 SH   DFND   252 0 1,355
DOMINION ENERGY INC COM 25746U109   263,839 4,719 SH   DFND   774 0 3,945
DOW INC COM 260557103   7,349,114 134,059 SH   DFND   654 0 133,405
Eli Lilly & Co COM 532457108   463,617 1,350 SH   DFND   0 0 1,350
EMERSON ELECTRIC CO COM 291011104   6,941,833 79,663 SH   DFND   531 0 79,132
Enbridge Inc COM 29250N105   3,891,796 102,013 SH   DFND   0 0 102,013
EOG RESOURCES INC COM 26875P101   5,321,354 46,422 SH   DFND   543 0 45,879
ESSEX PROPERTY TRUST INC COM 297178105   700,201 3,348 SH   DFND   62 0 3,286
EVERGY INC COM 30034W106   278,768 4,561 SH   DFND   212 0 4,349
EXPEDITORS INTL WASH INC COM 302130109   716,221 6,504 SH   DFND   148 0 6,356
EXXON MOBIL CORP COM 30231G102   1,058,219 9,650 SH   DFND   3,822 0 5,828
Floor & Decor Holdings Inc COM 339750101   404,568 4,119 SH   DFND   0 0 4,119
FREEPORT-MCMORAN INC COM 35671D857   2,662,423 65,080 SH   DFND   1,327 0 63,753
GARTNER INC COM 366651107   1,022,266 3,138 SH   DFND   74 0 3,064
General Dynamics Corp COM 369550108   4,542,748 19,906 SH   DFND   0 0 19,906
GENERAL MOTORS CO COM 37045V100   3,038,424 82,836 SH   DFND   1,293 0 81,543
GENUINE PARTS CO COM 372460105   8,328,357 49,778 SH   DFND   132 0 49,646
HASBRO INC COM 418056107   2,388,883 44,494 SH   DFND   120 0 44,374
HEALTHPEAK PROPERTIES INC COM 42250P103   1,663,920 75,736 SH   DFND   507 0 75,229
HENRY SCHEIN INC COM 806407102   532,864 6,535 SH   DFND   126 0 6,409
HERSHEY CO/THE COM 427866108   549,017 2,158 SH   DFND   136 0 2,022
HOME DEPOT INC COM 437076102   14,433,434 48,907 SH   DFND   946 0 47,961
HORMEL FOODS CORP COM 440452100   15,977,768 83,812 SH   DFND   267 0 83,545
ILLINOIS TOOL WORKS COM 452308109   1,009,344 4,146 SH   DFND   258 0 3,888
Ingredion Inc COM 457187102   4,634,208 45,554 SH   DFND   0 0 45,554
INTEL CORP COM 458140100   366,982 11,233 SH   DFND   3,840 0 7,393
INTERCONTINENTAL EXCHANGE IN COM 45866F104   4,347,433 41,686 SH   DFND   520 0 41,166
International Business Machine COM 459200101   336,115 2,564 SH   DFND   0 0 2,564
Invesco Exchange-Traded Fund T S&P 500 TOP 50 46137V233   282,573 910 SH   DFND   0 0 910
Invesco Preferred ETF PFD ETF 46138E511   267,484 23,300 SH   DFND   0 0 23,300
iShares Core MSCI EAFE ETF CORE MSCI EAFE 46432F842   5,862,678 87,699 SH   DFND   0 0 87,699
iShares Core MSCI Emerging Mar CORE MSCI EMKT 46434G103   2,163,739 44,348 SH   DFND   0 0 44,348
iShares Core S&P 500 ETF CORE S&P500 ETF 464287200   27,707,182 67,401 SH   DFND   0 0 67,401
iShares Core S&P Mid-Cap ETF CORE S&P MCP ETF 464287507   71,390,730 285,380 SH   DFND   0 0 285,380
iShares Core S&P Small-Cap ETF CORE S&P SCP ETF 464287804   37,068,922 383,339 SH   DFND   0 0 383,339
iShares GNMA Bond ETF GNMA BOND ETF 46429B333   579,492 13,034 SH   DFND   0 0 13,034
iShares Gold Trust ISHARES NEW 464285204   8,613,710 230,498 SH   DFND   0 0 230,498
iShares iBoxx High Yield Corpo IBOXX HI YD ETF 464288513   2,763,166 36,574 SH   DFND   0 0 36,574
iShares MSCI ACWI ETF MSCI ACWI ETF 464288257   3,437,279 37,706 SH   DFND   0 0 37,706
iShares MSCI EAFE ETF MSCI EAFE ETF 464287465   62,913,069 879,657 SH   DFND   0 0 879,657
iShares MSCI EAFE Growth ETF EAFE GRWTH ETF 464288885   460,625 4,917 SH   DFND   0 0 4,917
iShares MSCI Emerging Markets MSCI EMG MKT ETF 464287234   332,885 8,436 SH   DFND   0 0 8,436
iShares National Muni Bond ETF NATIONAL MUN ETF 464288414   2,717,957 25,227 SH   DFND   0 0 25,227
iShares Russell 1000 Growth ET RUS 1000 GRW ETF 464287614   215,010 880 SH   DFND   0 0 880
iShares Russell 2000 ETF RUSSELL 2000 ETF 464287655   1,475,903 8,273 SH   DFND   0 0 8,273
iShares Russell Mid-Cap Growth RUS MD CP GR ETF 464287481   205,773 2,260 SH   DFND   0 0 2,260
iShares S&P 500 Growth ETF S&P 500 GRWT ETF 464287309   259,393 4,060 SH   DFND   0 0 4,060
iShares S&P Mid-Cap 400 Growth S&P MC 400GR ETF 464287606   910,394 12,731 SH   DFND   0 0 12,731
iShares S&P Mid-Cap 400 Value S&P MC 400VL ETF 464287705   882,589 8,588 SH   DFND   0 0 8,588
iShares Select Dividend ETF SELECT DIVID ETF 464287168   335,721 2,865 SH   DFND   0 0 2,865
iShares Short-Term National Mu SHRT NAT MUN ETF 464288158   2,156,303 20,599 SH   DFND   0 0 20,599
iShares Trust - iShares MSCI K MSCI KLD400 SOC 464288570   1,057,076 13,554 SH   DFND   0 0 13,554
JM SMUCKER CO/THE COM 832696405   456,531 2,901 SH   DFND   99 0 2,802
Jacobs Solutions Inc COM 46982L108   3,031,640 25,799 SH   DFND   0 0 25,799
Johnson & Johnson COM 478160104   17,507,250 112,950 SH   DFND   0 0 112,950
JPMORGAN CHASE & CO COM 46625H100   14,344,134 110,077 SH   DFND   2,722 0 107,355
Littelfuse Inc COM 537008104   382,028 1,425 SH   DFND   0 0 1,425
Lockheed Martin Corp COM 539830109   8,217,938 17,384 SH   DFND   0 0 17,384
LOEWS CORP COM 540424108   242,582 4,181 SH   DFND   181 0 4,000
LOWE'S COS INC COM 548661107   420,337 2,102 SH   DFND   562 0 1,540
Manhattan Associates Inc COM 562750109   376,595 2,432 SH   DFND   0 0 2,432
Markel Corp COM 570535104   567,170 444 SH   DFND   0 0 444
MARRIOTT INTERNATIONAL -CL A COM 571903202   3,972,009 23,922 SH   DFND   249 0 23,673
MARTIN MARIETTA MATERIALS COM 573284106   346,894 977 SH   DFND   59 0 918
MASCO CORP COM 574599106   3,674,556 73,905 SH   DFND   209 0 73,696
MASTERCARD INC - A COM 57636Q104   1,410,030 3,880 SH   DFND   784 0 3,096
Materials Select Sector SPDR F SBI MATERIALS 81369Y100   4,109,304 50,946 SH   DFND   0 0 50,946
MCCORMICK & CO-NON VTG SHRS COM 579780206   376,109 4,520 SH   DFND   233 0 4,287
MCDONALD'S CORP COM 580135101   13,274,205 47,474 SH   DFND   679 0 46,795
MEDTRONIC PLC COM G5960L103   5,158,552 63,986 SH   DFND   1,235 0 62,751
Merck & Co Inc COM 58933Y105   6,445,425 60,583 SH   DFND   0 0 60,583
META PLATFORMS INC-CLASS A COM 30303M102   651,292 3,073 SH   DFND   2,065 0 1,008
MICROCHIP TECHNOLOGY INC COM 595017104   13,662,172 163,072 SH   DFND   510 0 162,562
MICROSOFT CORP COM 594918104   39,958,092 138,599 SH   DFND   6,910 0 131,689
MID-AMERICA APARTMENT COMM COM 59522J103   969,072 6,416 SH   DFND   108 0 6,308
MONDELEZ INTERNATIONAL INC-A COM 609207105   770,476 11,051 SH   DFND   1,265 0 9,786
MORGAN STANLEY COM 617446448   4,341,622 49,449 SH   DFND   1,214 0 48,235
NASDAQ INC COM 631103108   470,381 8,604 SH   DFND   313 0 8,291
NETFLIX INC COM 64110L106   419,012 3,991 SH   DFND   415 0 3,576
NIKE INC -CL B COM 654106103   758,283 6,183 SH   DFND   1,156 0 5,027
Northrop Grumman Corp COM 666807102   674,111 1,460 SH   DFND   0 0 1,460
NVIDIA CORP COM 67066G104   690,536 2,486 SH   DFND   2,282 0 204
ORACLE CORP COM 68389X105   335,813 3,614 SH   DFND   1,426 0 2,188
Oshkosh Corp COM 688239201   422,970 5,085 SH   DFND   0 0 5,085
Owens Corning COM 690742101   386,170 4,031 SH   DFND   0 0 4,031
PAYCHEX INC COM 704326107   9,048,485 78,964 SH   DFND   298 0 78,666
PAYPAL HOLDINGS INC COM 70450Y103   3,572,142 47,039 SH   DFND   1,051 0 45,988
PEPSICO INC COM 713448108   20,554,325 112,750 SH   DFND   1,278 0 111,472
Pfizer Inc COM 717081103   8,057,062 197,477 SH   DFND   0 0 197,477
PIMCO 0-5 Year High Yield Corp 0-5 HIGH YIELD 72201R783   683,679 7,487 SH   DFND   0 0 7,487
Polaris Inc COM 731068102   413,756 3,740 SH   DFND   0 0 3,740
Principal Spectrum Preferred S SPECTRUM PFD 74255Y888   1,354,171 79,704 SH   DFND   0 0 79,704
Procter & Gamble Co/The COM 742718109   19,540,394 131,417 SH   DFND   0 0 131,417
PRUDENTIAL FINANCIAL INC COM 744320102   4,494,933 54,326 SH   DFND   341 0 53,985
PUBLIC STORAGE COM 74460D109   2,413,797 7,989 SH   DFND   148 0 7,841
Raytheon Technologies Corp COM 75513E101   517,364 5,283 SH   DFND   0 0 5,283
Reinsurance Group of America I COM NEW 759351604   723,542 5,450 SH   DFND   0 0 5,450
Rockwell Automation Inc SHS G29183103   700,759 2,388 SH   DFND   0 0 2,388
S&P GLOBAL INC COM 78409V104   471,301 1,367 SH   DFND   304 0 1,063
Schwab US Broad Market ETF US BRD MKT ETF 808524102   664,254 13,882 SH   DFND   0 0 13,882
SHERWIN-WILLIAMS CO/THE COM 824348106   504,384 2,244 SH   DFND   218 0 2,026
Silgan Holdings Inc COM 827048109   962,249 17,929 SH   DFND   0 0 17,929
SOUTHERN CO/THE COM 842587107   6,564,873 94,350 SH   DFND   1,011 0 93,339
SOUTHWEST AIRLINES CO COM 844741108   3,621,181 122,159 SH   DFND   553 0 121,606
SPDR S&P 500 ETF Trust TR UNIT 78462F103   742,224 1,813 SH   DFND   0 0 1,813
SPDR S&P Emerging Markets Smal S&P EMKTSC ETF 78463X756   381,597 7,534 SH   DFND   0 0 7,534
STARBUCKS CORP COM 855244109   15,850,565 152,219 SH   DFND   1,066 0 151,153
STRYKER CORP COM 863667101   203,540 713 SH   DFND   313 0 400
Technology Select Sector SPDR TECHNOLOGY 81369Y803   422,828 2,800 SH   DFND   0 0 2,800
TESLA INC COM 88160R101   534,832 2,578 SH   DFND   2,498 0 80
TEXAS INSTRUMENTS INC COM 882508104   7,487,832 40,255 SH   DFND   842 0 39,413
TRUIST FINANCIAL CORP COM 89832Q109   3,198,853 93,808 SH   DFND   1,232 0 92,576
UNITED PARCEL SERVICE-CL B COM 911312106   8,512,669 43,882 SH   DFND   679 0 43,203
UnitedHealth Group Inc COM 91324P102   8,432,896 17,844 SH   DFND   0 0 17,844
US BANCORP COM 902973304   4,943,248 137,122 SH   DFND   1,293 0 135,829
VanEck High Yield Muni ETF HIGH YLD MUNIETF 92189H409   1,155,458 22,332 SH   DFND   0 0 22,332
Vanguard FTSE Emerging Markets FTSE EMR MKT ETF 922042858   14,993,244 371,120 SH   DFND   0 0 371,120
Vanguard Large-Cap ETF LARGE CAP ETF 922908637   260,600 1,395 SH   DFND   0 0 1,395
Vanguard Mortgage-Backed Secur MTG-BKD SECS ETF 92206C771   1,817,591 39,046 SH   DFND   0 0 39,046
Vanguard Real Estate ETF REAL ESTATE ETF 922908553   3,131,189 37,707 SH   DFND   0 0 37,707
Vanguard Short-Term Treasury E SHORT TERM TREAS 92206C102   29,061,188 496,433 SH   DFND   0 0 496,433
Vanguard Small-Cap ETF SMALL CP ETF 922908751   439,779 2,320 SH   DFND   0 0 2,320
Vanguard Total Bond Market ETF TOTAL BND MRKT 921937835   5,602,811 75,888 SH   DFND   0 0 75,888
Vanguard Total International B TOTAL INT BD ETF 92203J407   494,092 10,100 SH   DFND   0 0 10,100
VERISIGN INC COM 92343E102   509,516 2,411 SH   DFND   86 0 2,325
VERIZON COMMUNICATIONS INC COM 92343V104   9,187,179 236,235 SH   DFND   3,899 0 232,336
VISA INC-CLASS A SHARES COM 92826C839   8,146,997 36,135 SH   DFND   1,509 0 34,626
WALMART INC COM 931142103   344,001 2,333 SH   DFND   1,302 0 1,031
WALT DISNEY CO/THE COM 254687106   3,438,764 34,343 SH   DFND   1,696 0 32,647
WASTE MANAGEMENT INC COM 94106L109   11,465,303 70,266 SH   DFND   344 0 69,922
WATERS CORP COM 941848103   1,481,270 4,784 SH   DFND   55 0 4,729
Williams-Sonoma Inc COM 969904101   286,631 2,356 SH   DFND   0 0 2,356
WW GRAINGER INC COM 384802104   1,193,019 1,732 SH   DFND   43 0 1,689
ZIMMER BIOMET HOLDINGS INC COM 98956P102   633,985 4,907 SH   DFND   193 0 4,714
ZIONS BANCORP NA COM 989701107   459,964 15,368 SH   DFND   139 0 15,229
ZOETIS INC COM 98978V103   4,072,621 24,469 SH   DFND   433 0 24,036