The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579Y101   4,581,903 38,208 SH   DFND   512 0 37,696
Abbott Laboratories COM 002824100   361,648 3,294 SH   DFND   0 0 3,294
AbbVie Inc COM 00287Y109   18,871,846 116,774 SH   DFND   0 0 116,774
Accenture PLC COM G1151C101   4,495,454 16,847 SH   DFND   582 0 16,265
Adobe Inc COM 00724F101   6,576,806 19,543 SH   DFND   432 0 19,111
Agilent Technologies Inc COM 00846U101   829,211 5,541 SH   DFND   0 0 5,541
Air Products and Chemicals Inc COM 009158106   1,001,845 3,250 SH   DFND   206 0 3,044
Allstate Corp/The COM 020002101   311,608 2,298 SH   DFND   244 0 2,054
Alphabet Inc COM 02079K305   13,889,608 157,425 SH   DFND   5,525 0 151,900
Alphabet Inc COM 02079K107   1,317,907 14,853 SH   DFND   4,898 0 9,955
Altria Group Inc COM 02209S103   4,309,219 94,273 SH   DFND   0 0 94,273
Amazon.com Inc COM 023135106   7,800,072 92,858 SH   DFND   8,208 0 84,650
American Express Co COM 025816109   1,315,714 8,905 SH   DFND   551 0 8,354
Ameriprise Financial Inc COM 03076C106   1,499,247 4,815 SH   DFND   100 0 4,715
AMETEK Inc COM 031100100   380,597 2,724 SH   DFND   210 0 2,514
Amgen Inc COM 031162100   700,198 2,666 SH   DFND   0 0 2,666
Apple Inc COM 037833100   33,298,071 256,277 SH   DFND   13,830 0 242,447
Applied Materials Inc COM 038222105   2,504,516 25,719 SH   DFND   795 0 24,924
Autodesk Inc COM 052769106   1,442,076 7,717 SH   DFND   199 0 7,518
Bank of America Corp COM 060505104   4,157,256 125,521 SH   DFND   6,457 0 119,064
Berkshire Hathaway Inc COM 084670702   1,277,301 4,135 SH   DFND   1,669 0 2,466
BlackRock Inc COM 09247X101   21,013,714 29,654 SH   DFND   140 0 29,514
Boeing Co/The COM 097023105   286,687 1,505 SH   DFND   0 0 1,505
BorgWarner Inc COM 099724106   334,800 8,318 SH   DFND   216 0 8,102
Bristol-Myers Squibb Co COM 110122108   233,478 3,245 SH   DFND   0 0 3,245
Broadcom Inc COM 11135F101   209,115 374 SH   DFND   374 0 0
Cadence Design Systems Inc COM 127387108   3,716,085 23,133 SH   DFND   253 0 22,880
Chevron Corp COM 166764100   16,292,487 90,771 SH   DFND   1,647 0 89,124
Church & Dwight Co Inc COM 171340102   835,361 10,363 SH   DFND   0 0 10,363
Cintas Corp COM 172908105   1,665,575 3,688 SH   DFND   79 0 3,609
Cisco Systems Inc COM 17275R102   5,738,809 120,462 SH   DFND   3,796 0 116,666
Citigroup Inc COM 172967424   3,677,877 81,315 SH   DFND   1,792 0 79,523
Coca-Cola Co/The COM 191216100   430,767 6,772 SH   DFND   3,600 0 3,172
Comerica Inc COM 200340107   424,163 6,345 SH   DFND   120 0 6,225
Costco Wholesale Corp COM 22160K105   279,834 613 SH   DFND   411 0 202
Crown Castle Inc COM 22822V101   3,738,374 27,561 SH   DFND   400 0 27,161
Cummins Inc COM G1151C101   2,548,407 10,518 SH   DFND   130 0 10,388
CVS Health Corp COM 126650100   9,641,997 103,466 SH   DFND   1,214 0 102,252
Deere & Co COM 244199105   689,446 1,608 SH   DFND   253 0 1,355
Dominion Energy Inc COM 25746U109   4,285,287 69,884 SH   DFND   771 0 69,113
Dow Inc COM 260557103   6,411,875 127,245 SH   DFND   650 0 126,595
Emerson Electric Co COM 291011104   7,163,675 74,575 SH   DFND   545 0 74,030
Enbridge Inc COM 29250N105   3,752,075 95,961 SH   DFND   0 0 95,961
Enerpac Tool Group Corp CL A COM 292765104   202,862 7,971 SH   DFND   0 0 7,971
EOG Resources Inc COM 26875P101   5,753,149 44,419 SH   DFND   542 0 43,877
Essex Property Trust Inc COM 297178105   703,574 3,320 SH   DFND   61 0 3,259
Evergy Inc COM 30034W106   302,630 4,809 SH   DFND   210 0 4,599
Expeditors International of Wa COM 302130109   680,884 6,552 SH   DFND   148 0 6,404
Exxon Mobil Corp COM 30231G102   828,463 7,511 SH   DFND   3,808 0 3,703
Floor & Decor Holdings Inc CL A 339750101   283,116 4,066 SH   DFND   0 0 4,066
Freeport-McMoRan Inc COM 35671D857   2,335,176 61,452 SH   DFND   1,320 0 60,132
Gartner Inc COM 366651107   1,115,985 3,320 SH   DFND   73 0 3,247
General Dynamics Corp COM 369550108   5,068,143 20,427 SH   DFND   0 0 20,427
General Motors Co COM 37045V100   2,755,990 81,926 SH   DFND   1,313 0 80,613
Genuine Parts Co COM 372460105   8,356,415 48,161 SH   DFND   130 0 48,031
Hasbro Inc COM 418056107   5,004,528 82,028 SH   DFND   120 0 81,908
Healthpeak Properties Inc COM 42250P103   1,746,602 69,669 SH   DFND   497 0 69,172
Henry Schein Inc COM 806407102   527,142 6,600 SH   DFND   126 0 6,474
Home Depot Inc/The COM 437076102   15,008,087 47,515 SH   DFND   947 0 46,568
Honeywell International Inc COM 438516106   17,906,479 83,558 SH   DFND   0 0 83,558
Illinois Tool Works Inc COM 452308109   962,711 4,370 SH   DFND   259 0 4,111
Ingredion Inc COM 457187102   4,238,117 43,277 SH   DFND   0 0 43,277
Intercontinental Exchange Inc COM 45866F104   4,163,923 40,588 SH   DFND   515 0 40,073
International Business Machine COM 459200101   256,983 1,824 SH   DFND   834 0 990
Invesco Exchange-Traded Fund T COM 46137V233   251,142 910 SH   DFND   0 0 910
Invesco Preferred ETF PFD ETF 46138E511   351,891 31,475 SH   DFND   0 0 31,475
IQ Merger Arbitrage ETF IQ MRGR ARB ETF 45409B800   1,083,008 34,132 SH   DFND   0 0 34,132
iShares Core MSCI EAFE ETF CORE MSCI EAFE 46432F842   6,418,327 104,126 SH   DFND   0 0 104,126
iShares Core MSCI Emerging Mar CORE MSCI EMKT 46434G103   2,421,675 51,856 SH   DFND   0 0 51,856
iShares Core S&P 500 ETF CORE S&P500 ETF 464287200   32,668,608 85,028 SH   DFND   0 0 85,028
iShares Core S&P Mid-Cap ETF CORE S&P MCP ETF 464287507   71,315,945 294,828 SH   DFND   0 0 294,828
iShares Core S&P Small-Cap ETF CORE S&P SCP ETF 464287804   35,654,390 376,737 SH   DFND   0 0 376,737
iShares GNMA Bond ETF GNMA BOND ETF 46429B333   715,657 16,450 SH   DFND   0 0 16,450
iShares Gold Trust ISHARES NEW 464285204   8,089,252 233,861 SH   DFND   0 0 233,861
iShares iBoxx High Yield Corpo IBOXX HI YD ETF 464288513   3,312,098 44,983 SH   DFND   0 0 44,983
iShares MSCI ACWI ETF MSCI ACWI ETF 464288257   3,315,413 39,060 SH   DFND   0 0 39,060
iShares MSCI EAFE ETF MSCI EAFE ETF 464287465   58,582,978 892,489 SH   DFND   0 0 892,489
iShares MSCI EAFE Value ETF EAFE VALUE ETF 464288877   3,789,367 82,593 SH   DFND   0 0 82,593
iShares MSCI Emerging Markets MSCI EMG MKT ETF 464287234   368,957 9,735 SH   DFND   0 0 9,735
iShares National Muni Bond ETF NATIONAL MUN ETF 464288414   3,477,095 32,952 SH   DFND   0 0 32,952
iShares Russell 2000 ETF RUSSELL 2000 ETF 464287655   1,688,851 9,686 SH   DFND   0 0 9,686
iShares S&P Mid-Cap 400 Growth S&P MC 400GR ETF 464287606   421,070 6,165 SH   DFND   0 0 6,165
iShares S&P Mid-Cap 400 Value S&P MC 400VL ETF 464287705   420,336 4,170 SH   DFND   0 0 4,170
iShares Select Dividend ETF SELECT DIVID ETF 464287168   305,842 2,536 SH   DFND   0 0 2,536
iShares Short-Term National Mu SHRT NAT MUN ETF 464288158   2,482,773 23,811 SH   DFND   0 0 23,811
iShares Trust - iShares MSCI K MSCI KLD400 SOC 464288570   883,950 12,313 SH   DFND   0 0 12,313
Jacobs Solutions Inc COM 46982L108   3,016,158 25,120 SH   DFND   0 0 25,120
Johnson & Johnson COM 478160104   19,380,448 109,711 SH   DFND   0 0 109,711
JPMorgan Chase & Co COM 46625H100   14,669,467 109,392 SH   DFND   2,714 0 106,678
Linde PLC COM G5494J103   213,322 654 SH   DFND   459 0 195
Littelfuse Inc COM 537008104   305,638 1,388 SH   DFND   0 0 1,388
Lockheed Martin Corp COM 539830109   8,342,817 17,149 SH   DFND   0 0 17,149
Loews Corp COM 540424108   243,878 4,181 SH   DFND   181 0 4,000
Lowe's Cos Inc COM 548661107   500,491 2,512 SH   DFND   572 0 1,940
Manhattan Associates Inc COM 562750109   288,932 2,380 SH   DFND   0 0 2,380
Markel Corp COM 570535104   598,140 454 SH   DFND   0 0 454
Martin Marietta Materials Inc COM 573284106   313,636 928 SH   DFND   0 0 928
Masco Corp COM 574599106   3,452,506 73,977 SH   DFND   208 0 73,769
Mastercard Inc COM 57636Q104   1,514,712 4,356 SH   DFND   784 0 3,572
Materials Select Sector SPDR F SBI MATERIALS 81369Y100   3,872,193 49,848 SH   DFND   0 0 49,848
McDonald's Corp COM 580135101   12,147,679 46,096 SH   DFND   677 0 45,419
Medtronic PLC COM G5960L103   4,731,672 60,881 SH   DFND   1,230 0 59,651
Merck & Co Inc COM 58933Y105   6,013,601 54,201 SH   DFND   0 0 54,201
Meta Platforms Inc COM 30303M102   371,731 3,089 SH   DFND   2,081 0 1,008
Microchip Technology Inc COM 595017104   11,332,800 161,321 SH   DFND   509 0 160,812
Microsoft Corp COM 594918104   33,243,369 138,618 SH   DFND   6,894 0 131,724
Mid-America Apartment Communit COM 59522J103   940,370 5,990 SH   DFND   106 0 5,884
Mondelez International Inc COM 609207105   832,458 12,490 SH   DFND   1,262 0 11,228
Morgan Stanley COM 617446448   4,119,049 48,448 SH   DFND   1,217 0 47,231
Nasdaq Inc COM 631103108   630,494 10,277 SH   DFND   312 0 9,965
NextEra Energy Inc COM 65339F101   487,889 5,836 SH   DFND   1,837 0 3,999
NIKE Inc COM 654106103   722,069 6,171 SH   DFND   1,163 0 5,008
Northrop Grumman Corp COM 666807102   5,541,215 10,156 SH   DFND   0 0 10,156
NVIDIA Corp COM 67066G104   366,373 2,507 SH   DFND   2,303 0 204
Oracle Corp COM 68389X105   327,778 4,010 SH   DFND   1,421 0 2,589
Oshkosh Corp COM 688239201   449,504 5,097 SH   DFND   0 0 5,097
Owens Corning COM 690742101   347,342 4,072 SH   DFND   0 0 4,072
Paychex Inc COM 704326107   8,952,434 77,470 SH   DFND   294 0 77,176
PayPal Holdings Inc COM 70450Y103   3,361,513 47,199 SH   DFND   1,054 0 46,145
PepsiCo Inc COM 713448108   19,843,514 109,839 SH   DFND   1,274 0 108,565
Pfizer Inc COM 717081103   9,959,929 194,378 SH   DFND   0 0 194,378
PIMCO 0-5 Year High Yield Corp 0-5 HIGH YIELD 72201R783   1,612,571 18,066 SH   DFND   0 0 18,066
PNC Financial Services Group I COM 693475105   262,655 1,663 SH   DFND   373 0 1,290
Polaris Inc COM 731068102   382,083 3,783 SH   DFND   0 0 3,783
Principal Spectrum Preferred S SPECTRUM PFD 74255Y888   1,909,630 111,609 SH   DFND   0 0 111,609
Procter & Gamble Co/The COM 742718109   19,510,319 128,730 SH   DFND   0 0 128,730
Prudential Financial Inc COM 744320102   5,110,851 51,386 SH   DFND   340 0 51,046
Raytheon Technologies Corp COM 75513E101   335,054 3,320 SH   DFND   0 0 3,320
Reinsurance Group of America I COM 759351604   781,921 5,503 SH   DFND   0 0 5,503
Rockwell Automation Inc COM 773903109   652,682 2,534 SH   DFND   106 0 2,428
Schwab US Broad Market ETF US BRD MKT ETF 808524102   622,052 13,882 SH   DFND   0 0 13,882
Silgan Holdings Inc COM 827048109   933,742 18,012 SH   DFND   0 0 18,012
Southern Co/The COM 842587107   6,571,933 92,031 SH   DFND   1,006 0 91,025
SPDR Portfolio Short Term Corp PORTFOLIO SHORT 78464A474   4,390,841 149,450 SH   DFND   0 0 149,450
SPDR S&P 500 ETF Trust TR UNIT 78462F103   545,728 1,427 SH   DFND   0 0 1,427
SPDR S&P Emerging Markets Smal S&P EMKTSC ETF 78463X756   352,808 7,209 SH   DFND   0 0 7,209
Starbucks Corp COM 855244109   15,067,587 151,891 SH   DFND   1,060 0 150,831
Stryker Corp COM 863667101   205,372 840 SH   DFND   310 0 530
Technology Select Sector SPDR TECHNOLOGY 81369Y803   348,432 2,800 SH   DFND   0 0 2,800
Tesla Inc. COM 88160R101   305,733 2,482 SH   DFND   2,482 0 0
Texas Instruments Inc COM 882508104   6,730,732 40,738 SH   DFND   837 0 39,901
Truist Financial Corp COM 89832Q109   3,683,712 85,608 SH   DFND   1,227 0 84,381
Umpqua Holdings Corp COM 904214103   410,336 22,988 SH   DFND   0 0 22,988
United Parcel Service Inc COM 911312106   7,565,690 43,521 SH   DFND   674 0 42,847
UnitedHealth Group Inc COM 91324P102   9,359,268 17,653 SH   DFND   0 0 17,653
US Bancorp COM 902973304   5,847,926 134,096 SH   DFND   1,250 0 132,846
VanEck High Yield Muni ETF HIGH YLD MUNIETF 92189H409   1,169,879 23,143 SH   DFND   0 0 23,143
Vanguard FTSE Emerging Markets FTSE EMR MKT ETF 922042858   14,747,615 378,338 SH   DFND   0 0 378,338
Vanguard Large-Cap ETF LARGE CAP ETF 922908637   243,009 1,395 SH   DFND   0 0 1,395
Vanguard Mortgage-Backed Secur MTG-BKD SECS ETF 92206C771   2,271,994 49,912 SH   DFND   0 0 49,912
Vanguard Real Estate ETF REAL ESTATE ETF 922908553   4,137,774 50,167 SH   DFND   0 0 50,167
Vanguard Short-Term Inflation- STRM INFPROIDX 922020805   730,217 15,633 SH   DFND   0 0 15,633
Vanguard Short-Term Treasury E SHORT TERM TREAS 92206C102   23,300,246 402,979 SH   DFND   0 0 402,979
Vanguard Small-Cap ETF SMALL CP ETF 922908751   425,813 2,320 SH   DFND   0 0 2,320
Vanguard Total Bond Market ETF TOTAL BND MRKT 921937835   6,651,594 92,589 SH   DFND   0 0 92,589
Vanguard Total International B TOTAL INT BD ETF 92203J407   479,043 10,100 SH   DFND   0 0 10,100
VeriSign Inc COM 92343E102   566,192 2,756 SH   DFND   85 0 2,671
Verizon Communications Inc COM 92343V104   8,669,773 220,045 SH   DFND   3,884 0 216,161
VF Corp COM 918204108   227,369 8,235 SH   DFND   303 0 7,932
Visa Inc COM 92826C839   7,392,309 35,581 SH   DFND   1,510 0 34,071
Walt Disney Co/The COM 254687106   2,508,400 28,872 SH   DFND   1,687 0 27,185
Waste Management Inc COM 94106L109   10,916,808 69,587 SH   DFND   346 0 69,241
Waters Corp COM 941848103   1,656,374 4,835 SH   DFND   55 0 4,780
Williams-Sonoma Inc COM 969904101   266,844 2,322 SH   DFND   0 0 2,322
WW Grainger Inc COM 384802104   8,686,956 15,617 SH   DFND   42 0 15,575
Zimmer Biomet Holdings Inc COM 98956P102   662,872 5,199 SH   DFND   193 0 5,006
Zions Bancorp NA COM 989701107   898,940 18,286 SH   DFND   139 0 18,147
Zoetis Inc COM 98978V103   3,631,362 24,779 SH   DFND   431 0 24,348