The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579Y101 8,090 45,544 SH   DFND   531 0 45,013
Abbott Laboratories COM 002824100 637 4,523 SH   DFND   0 0 4,523
AbbVie Inc COM 00287Y109 19,309 142,604 SH   DFND   0 0 142,604
Accenture PLC COM G1151C101 7,477 18,035 SH   DFND   581 0 17,454
Activision Blizzard Inc COM 00507V109 641 9,632 SH   DFND   0 0 9,632
Adobe Inc COM 00724F101 12,007 21,174 SH   DFND   439 0 20,735
Agilent Technologies Inc COM 00846U101 790 4,951 SH   DFND   0 0 4,951
Air Products and Chemicals Inc COM 009158106 859 2,824 SH   DFND   203 0 2,621
Allstate Corp/The COM 020002101 334 2,838 SH   DFND   265 0 2,573
Alphabet Inc CAP STK CL A 02079K305 25,401 8,768 SH   DFND   0 0 8,768
Alphabet Inc CAP STK CL C 02079K107 2,436 842 SH   DFND   0 0 842
Altria Group Inc COM 02209S103 4,657 98,278 SH   DFND   1,691 0 96,587
Amazon.com Inc COM 023135106 17,942 5,381 SH   DFND   467 0 4,914
American Express Co COM 025816109 1,778 10,868 SH   DFND   713 0 10,155
Ameriprise Financial Inc COM 03076C106 1,706 5,655 SH   DFND   105 0 5,550
AMETEK Inc COM 031100100 1,163 7,908 SH   DFND   212 0 7,696
Amgen Inc COM 031162100 549 2,441 SH   DFND   0 0 2,441
Apple Inc COM 037833100 59,661 335,988 SH   DFND   15,112 0 320,876
Applied Materials Inc COM 038222105 2,681 17,039 SH   DFND   833 0 16,206
AT&T Inc COM 00206R102 3,840 156,081 SH   DFND   6,576 0 149,505
Autodesk Inc COM 052769106 2,233 7,940 SH   DFND   203 0 7,737
Bank of America Corp COM 060505104 6,011 135,109 SH   DFND   7,537 0 127,572
Berkshire Hathaway Inc COM 084670702 3,894 13,024 SH   DFND   2,057 0 10,967
Berkshire Hathaway Inc CL A 084670108 451 1 SH   DFND   0 0 1
BlackRock Inc COM 09247X101 29,422 32,135 SH   DFND   142 0 31,993
Boeing Co/The COM 097023105 295 1,467 SH   DFND   0 0 1,467
Bristol-Myers Squibb Co COM 110122108 234 3,745 SH   DFND   0 0 3,745
BROADCOM INC COM COM 11135F101 251 377 SH   DFND   377 0 0
Cadence Design Systems Inc COM 127387108 3,342 17,933 SH   DFND   255 0 17,678
Cerner Corp COM 156782104 5,449 58,679 SH   DFND   271 0 58,408
Chevron Corp COM 166764100 11,194 95,390 SH   DFND   1,774 0 93,616
Church & Dwight Co Inc COM 171340102 1,350 13,171 SH   DFND   0 0 13,171
Cintas Corp COM 172908105 1,942 4,382 SH   DFND   95 0 4,287
Cisco Systems Inc/Delaware COM 17275R102 6,788 107,115 SH   DFND   3,884 0 103,231
Citigroup Inc COM 172967424 5,888 97,499 SH   DFND   1,827 0 95,672
CME Group Inc COM 12572Q105 280 1,223 SH   DFND   331 0 892
Coca-Cola Co/The COM 191216100 761 12,838 SH   DFND   3,979 0 8,859
Comcast Corp COM 20030N101 277 5,508 SH   DFND   4,200 0 1,308
Comerica Inc COM 200340107 500 5,752 SH   DFND   120 0 5,632
Costco Wholesale Corp COM 22160K105 758 1,335 SH   DFND   408 0 927
Crown Castle International Cor COM 22822V101 703 3,368 SH   DFND   399 0 2,969
CSX Corp COM 126408103 889 23,642 SH   DFND   2,042 0 21,600
Cummins Inc COM 231021106 479 2,197 SH   DFND   132 0 2,065
CVS Health Corp COM 126650100 8,652 83,875 SH   DFND   1,215 0 82,660
Deere & Co COM 244199105 743 2,166 SH   DFND   286 0 1,880
Dominion Energy Inc COM 25746U109 6,028 76,728 SH   DFND   747 0 75,981
Dow Inc COM 260557103 7,463 131,562 SH   DFND   682 0 130,880
DTE Energy Co COM 233331107 257 2,153 SH   DFND   178 0 1,975
Duke Energy Corp COM 26441C204 277 2,642 SH   DFND   710 0 1,932
Edgewell Personal Care Co COM 28035Q102 259 5,662 SH   DFND   0 0 5,662
Emerson Electric Co COM 291011104 7,290 78,417 SH   DFND   550 0 77,867
Enbridge Inc COM 29250N105 3,730 95,444 SH   DFND   0 0 95,444
Energizer Holdings Inc COM 29272W109 266 6,621 SH   DFND   0 0 6,621
EOG Resources Inc COM 26875P101 3,978 44,778 SH   DFND   541 0 44,237
Essex Property Trust Inc COM 297178105 1,178 3,344 SH   DFND   62 0 3,282
Evergy Inc COM 30034W106 322 4,680 SH   DFND   212 0 4,468
Expeditors International of Wa COM 302130109 778 5,791 SH   DFND   157 0 5,634
Exxon Mobil Corp COM 30231G102 512 8,357 SH   DFND   3,899 0 4,458
F5 Inc COM 315616102 604 2,469 SH   DFND   55 0 2,414
FACEBOOK INC CL A COM 30303M102 733 2,180 SH   DFND   2,180 0 0
Fifth Third Bancorp COM 316773100 743 17,080 SH   DFND   630 0 16,450
Flowers Foods Inc COM 343498101 610 22,199 SH   DFND   0 0 22,199
Gartner Inc COM 366651107 1,287 3,849 SH   DFND   77 0 3,772
General Dynamics Corp COM 369550108 6,602 31,667 SH   DFND   0 0 31,667
General Motors Co COM 37045V100 537 9,163 SH   DFND   1,338 0 7,825
Genuine Parts Co COM 372460105 6,930 49,428 SH   DFND   132 0 49,296
Hasbro Inc COM 418056107 9,365 92,009 SH   DFND   126 0 91,883
Healthpeak Properties Inc COM 42250P103 463 12,828 SH   DFND   497 0 12,331
Henry Schein Inc COM 806407102 534 6,883 SH   DFND   129 0 6,754
Home Depot Inc/The COM 437076102 20,803 50,128 SH   DFND   972 0 49,156
Honeywell International Inc COM 438516106 18,993 91,087 SH   DFND   0 0 91,087
Illinois Tool Works Inc COM 452308109 963 3,904 SH   DFND   289 0 3,615
Ingredion Inc COM 457187102 3,885 40,205 SH   DFND   0 0 40,205
Intel Corp COM 458140100 211 4,093 SH   DFND   0 0 4,093
Intercontinental Exchange Inc COM 45866F104 5,650 41,311 SH   DFND   519 0 40,792
International Business Machine COM 459200101 436 3,259 SH   DFND   0 0 3,259
Intuit Inc COM 461202103 233 362 SH   DFND   262 0 100
Invesco Exchange-Traded Fund T S&P 500 TOP 50 46137V233 336 910 SH   DFND   0 0 910
Invesco Preferred ETF PFD ETF 46138E511 259 17,280 SH   DFND   0 0 17,280
IQ Merger Arbitrage ETF IQ MRGR ARB ETF 45409B800 1,718 53,280 SH   DFND   0 0 53,280
iShares Core MSCI EAFE ETF CORE MSCI EAFE 46432F842 9,432 126,371 SH   DFND   0 0 126,371
iShares Core MSCI Emerging Mar CORE MSCI EMKT 46434G103 3,736 62,410 SH   DFND   0 0 62,410
iShares Core S&P 500 ETF CORE S&P500 ETF 464287200 45,799 96,016 SH   DFND   0 0 96,016
iShares Core S&P Mid-Cap ETF CORE S&P MCP ETF 464287507 96,083 339,419 SH   DFND   0 0 339,419
iShares Core S&P Small-Cap ETF CORE S&P SCP ETF 464287804 47,881 418,137 SH   DFND   0 0 418,137
iShares GNMA Bond ETF GNMA BOND ETF 46429B333 828 16,650 SH   DFND   0 0 16,650
iShares Gold Trust ISHARES NEW 464285204 20,903 600,480 SH   DFND   0 0 600,480
iShares iBoxx High Yield Corpo IBOXX HI YD ETF 464288513 4,874 56,011 SH   DFND   0 0 56,011
iShares MSCI ACWI ETF MSCI ACWI ETF 464288257 5,661 53,515 SH   DFND   0 0 53,515
iShares MSCI EAFE ETF MSCI EAFE ETF 464287465 73,948 939,858 SH   DFND   0 0 939,858
iShares MSCI Emerging Markets MSCI EMG MKT ETF 464287234 442 9,055 SH   DFND   0 0 9,055
iShares National Muni Bond ETF NATIONAL MUN ETF 464288414 4,693 40,359 SH   DFND   0 0 40,359
iShares Russell 1000 Growth ET RUS 1000 GRW ETF 464287614 299 979 SH   DFND   0 0 979
iShares Russell 2000 ETF RUSSELL 2000 ETF 464287655 1,603 7,205 SH   DFND   0 0 7,205
iShares Russell 2000 Growth ET RUS 2000 GRW ETF 464287648 201 685 SH   DFND   0 0 685
iShares Russell 2000 Value ETF RUS 2000 VAL ETF 464287630 206 1,240 SH   DFND   0 0 1,240
iShares Russell Mid-Cap ETF RUS MID CAP ETF 464287499 229 2,761 SH   DFND   0 0 2,761
iShares Russell Mid-Cap Growth RUS MD CP GR ETF 464287481 419 3,640 SH   DFND   0 0 3,640
iShares S&P Mid-Cap 400 Growth S&P MC 400GR ETF 464287606 727 8,525 SH   DFND   0 0 8,525
iShares S&P Mid-Cap 400 Value S&P MC 400VL ETF 464287705 729 6,585 SH   DFND   0 0 6,585
iShares Select Dividend ETF SELECT DIVID ETF 464287168 400 3,260 SH   DFND   0 0 3,260
iShares Short-Term National Mu SHRT NAT MUN ETF 464288158 2,196 20,452 SH   DFND   0 0 20,452
iShares Trust - iShares MSCI K MSCI KLD400 SOC 464288570 833 8,960 SH   DFND   0 0 8,960
Jacobs Engineering Group Inc COM 469814107 3,242 23,288 SH   DFND   0 0 23,288
Johnson & Johnson COM 478160104 20,873 122,356 SH   DFND   654 0 121,702
JPMorgan Chase & Co COM 46625H100 17,528 110,696 SH   DFND   2,724 0 107,972
Linde PLC COM G5494J103 311 898 SH   DFND   473 0 425
Lockheed Martin Corp COM 539830109 6,865 19,315 SH   DFND   0 0 19,315
Loews Corp COM 540424108 245 4,234 SH   DFND   234 0 4,000
Lowe's Cos Inc COM 548661107 774 2,994 SH   DFND   639 0 2,355
Markel Corp COM 570535104 674 546 SH   DFND   0 0 546
Martin Marietta Materials Inc COM 573284106 548 1,244 SH   DFND   58 0 1,186
Masco Corp COM 574599106 5,686 80,968 SH   DFND   225 0 80,743
Mastercard Inc COM 57636Q104 1,864 5,188 SH   DFND   897 0 4,291
Materials Select Sector SPDR F SBI MATERIALS 81369Y100 5,317 58,682 SH   DFND   0 0 58,682
McDonald's Corp COM 580135101 12,997 48,482 SH   DFND   0 0 48,482
Medtronic PLC COM G5960L103 7,060 68,253 SH   DFND   1,240 0 67,013
Merck & Co Inc COM 58933Y105 4,310 56,236 SH   DFND   0 0 56,236
Meta Platforms Inc CL A 30303M102 388 1,153 SH   DFND   0 0 1,153
Microchip Technology Inc COM 595017104 14,622 167,953 SH   DFND   510 0 167,443
Microsoft Corp COM 594918104 51,685 153,679 SH   DFND   6,914 0 146,765
Mondelez International Inc COM 609207105 884 13,329 SH   DFND   1,283 0 12,046
Morgan Stanley COM 617446448 5,384 54,847 SH   DFND   1,651 0 53,196
Nasdaq Inc COM 631103108 1,114 5,306 SH   DFND   154 0 5,152
NETFLIX INC COM COM 64110L106 246 408 SH   DFND   408 0 0
NextEra Energy Inc COM 65339F101 598 6,407 SH   DFND   1,808 0 4,599
NIKE Inc COM 654106103 955 5,726 SH   DFND   1,175 0 4,551
Northrop Grumman Corp COM 666807102 4,835 12,492 SH   DFND   0 0 12,492
NVIDIA Corp COM 67066G104 821 2,791 SH   DFND   2,303 0 488
Oracle Corp COM 68389X105 704 8,069 SH   DFND   0 0 8,069
Oshkosh Corp COM 688239201 536 4,753 SH   DFND   0 0 4,753
Owens Corning COM 690742101 378 4,182 SH   DFND   0 0 4,182
Paychex Inc COM 704326107 11,207 82,104 SH   DFND   331 0 81,773
PayPal Holdings Inc COM 70450Y103 8,657 45,902 SH   DFND   1,080 0 44,822
PepsiCo Inc COM 713448108 20,776 119,605 SH   DFND   1,274 0 118,331
Pfizer Inc COM 717081103 12,400 209,990 SH   DFND   0 0 209,990
Philip Morris International In COM 718172109 292 3,079 SH   DFND   1,434 0 1,645
PIMCO 0-5 Year High Yield Corp 0-5 HIGH YIELD 72201R783 929 9,370 SH   DFND   0 0 9,370
PNC Financial Services Group I COM 693475105 405 2,020 SH   DFND   390 0 1,630
Polaris Inc COM 731068102 411 3,743 SH   DFND   0 0 3,743
Principal Spectrum Preferred S SPECTRUM PFD 74255Y888 1,982 97,737 SH   DFND   0 0 97,737
Procter & Gamble Co/The COM 742718109 23,384 142,951 SH   DFND   0 0 142,951
Prudential Financial Inc COM 744320102 2,946 27,215 SH   DFND   347 0 26,868
Raytheon Technologies Corp COM 75513E101 352 4,087 SH   DFND   0 0 4,087
Reinsurance Group of America I COM NEW 759351604 587 5,357 SH   DFND   0 0 5,357
Rockwell Automation Inc COM 773903109 1,087 3,116 SH   DFND   108 0 3,008
SALESFORCE COM INC COM COM 79466L302 230 904 SH   DFND   904 0 0
Schwab US Broad Market ETF US BRD MKT ETF 808524102 784 6,941 SH   DFND   0 0 6,941
Sherwin-Williams Co/The COM 824348106 260 738 SH   DFND   243 0 495
Silgan Holdings Inc COM 827048109 769 17,939 SH   DFND   0 0 17,939
Southern Co/The COM 842587107 6,995 101,996 SH   DFND   975 0 101,021
SPDR Portfolio Short Term Corp PORTFOLIO SHORT 78464A474 5,533 178,670 SH   DFND   0 0 178,670
SPDR S&P 500 ETF Trust TR UNIT 78462F103 457 963 SH   DFND   0 0 963
SPDR S&P Emerging Markets Smal S&P EMKTSC ETF 78463X756 432 7,280 SH   DFND   0 0 7,280
Starbucks Corp COM 855244109 18,700 159,871 SH   DFND   1,086 0 158,785
Stryker Corp COM 863667101 2,437 9,112 SH   DFND   347 0 8,765
Target Corp COM 87612E106 244 1,054 SH   DFND   448 0 606
Technology Select Sector SPDR TECHNOLOGY 81369Y803 493 2,834 SH   DFND   0 0 2,834
TESLA INC COM COM 88160R101 976 924 SH   DFND   924 0 0
Texas Instruments Inc COM 882508104 8,386 44,498 SH   DFND   851 0 43,647
Truist Financial Corp COM 89832Q109 393 6,719 SH   DFND   1,228 0 5,491
Umpqua Holdings Corp COM 904214103 510 26,527 SH   DFND   0 0 26,527
Union Pacific Corp COM 907818108 228 908 SH   DFND   593 0 315
United Parcel Service Inc COM 911312106 9,834 45,883 SH   DFND   673 0 45,210
UnitedHealth Group Inc COM 91324P102 9,672 19,262 SH   DFND   0 0 19,262
US Bancorp COM 902973304 7,580 134,947 SH   DFND   1,366 0 133,581
VanEck High Yield Muni ETF HIGH YLD MUNIETF 92189H409 1,857 29,741 SH   DFND   0 0 29,741
Vanguard FTSE Emerging Markets FTSE EMR MKT ETF 922042858 19,360 391,425 SH   DFND   0 0 391,425
Vanguard Large-Cap ETF LARGE CAP ETF 922908637 339 1,535 SH   DFND   0 0 1,535
Vanguard Mid-Cap ETF MID CAP ETF 922908629 308 1,210 SH   DFND   0 0 1,210
Vanguard Mortgage-Backed Secur MTG-BKD SECS ETF 92206C771 3,290 62,267 SH   DFND   0 0 62,267
Vanguard Real Estate ETF REAL ESTATE ETF 922908553 15,357 132,375 SH   DFND   0 0 132,375
Vanguard Short-Term Inflation- STRM INFPROIDX 922020805 3,273 63,668 SH   DFND   0 0 63,668
Vanguard Small-Cap ETF SMALL CP ETF 922908751 567 2,510 SH   DFND   0 0 2,510
Vanguard Total Bond Market ETF TOTAL BND MRKT 921937835 10,756 126,919 SH   DFND   0 0 126,919
Vanguard Total International B TOTAL INT BD ETF 92203J407 745 13,500 SH   DFND   0 0 13,500
Vanguard Total World Stock ETF TT WRLD ST ETF 922042742 536 4,990 SH   DFND   0 0 4,990
VeriSign Inc COM 92343E102 1,226 4,830 SH   DFND   102 0 4,728
Verizon Communications Inc COM 92343V104 11,138 214,357 SH   DFND   3,813 0 210,544
VF Corp COM 918204108 563 7,685 SH   DFND   0 0 7,685
Viatris Inc COM 92556V106 1,459 107,853 SH   DFND   0 0 107,853
Visa Inc COM 92826C839 7,746 35,742 SH   DFND   1,545 0 34,197
Walt Disney Co/The COM 254687106 4,748 30,652 SH   DFND   1,673 0 28,979
Waste Management Inc COM 94106L109 12,624 75,638 SH   DFND   384 0 75,254
Waters Corp COM 941848103 1,759 4,722 SH   DFND   55 0 4,667
WW Grainger Inc COM 384802104 8,682 16,752 SH   DFND   46 0 16,706
Zimmer Biomet Holdings Inc COM 98956P102 591 4,651 SH   DFND   194 0 4,457
Zions Bancorp NA COM 989701107 1,272 20,146 SH   DFND   145 0 20,001
Zoetis Inc COM 98978V103 6,818 27,941 SH   DFND   436 0 27,505